• 문화기술의 융합
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• 제5권2호
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• pp.189-194
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• 2019

본 연구는 중 장년을 대상으로 노후준비에 대한 실태조사를 한 연구이다. 중장년을 대상으로 설문조사를 의뢰한 후 회수하는 방법으로 실시하였다. 총 350부를 배포하여 응답이 부실하거나 누락된 문항이 많은 설문지를 제외한 39부를 제외하고 총 311부를 SPSS 21.0을 시용하여 빈도분석, t-test, oneway ANOVA를 실시하였다. 중장년층을 대상으로 지역적인 특색과 노인이 될 계층의 노후생활인지의 차이점을 파악하였으며, 본 연구의 목적은 다음과 같다. 첫째, 중 장년 사회인구학적 특성에 따른 노후생활인지의 차이점 도출, 둘째 중 장년 사회인구학적 경제적 노후생활인지, 신체적 노후생활인지, 사회적 노후생활인지의 차이점을 파악하여 노후준비를 위한 기초자료의 제공이다.

• 한국콘텐츠학회논문지
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• 제19권10호
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• pp.472-486
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• 2019

본 연구는 중장년층의 노후준비도와 삶의 만족도의 영향관계를 분석하고, 노후준비도와 삶의 만족도 간의 영향관계에서 자기효능감의 매개효과를 검증하고자 수행되었다. 이를 위해 서울 경기지역의 중장년층을 대상으로 설문조사를 하였으며, SPSS 25.0을 활용하여 빈도분석, 상관관계 분석, 위계적 회귀분석 등을 실시하였다. 분석결과, 자기효능감, 사회적 노후준비, 신체적 노후준비, 경제적 노후준비, 학력 순으로 삶의 만족도에 유의미한 영향을 미치는 것으로 나타났으며, 인구학적 특성보다는 심리적 요인이 중장년층의 삶의 만족도에 더 큰 영향요인임을 확인하였다. 또한, 자기효능감은 노후준비도와 삶의 만족도의 영향관계에서 매개효과가 있는 것으로 나타났다. 이를 바탕으로 중장년층의 삶의 만족도를 올리기 위한 대안과 본 연구의 한계점 및 후속연구에 대해 논의 하였다.

• 가족자원경영과 정책
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• 제22권2호
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• pp.25-43
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• 2018

The purpose of this study was to analyze the factors that influence middle-aged people's retirement planning and financial preparation for old age. The data was derived from "the National Survey of Families 2015". The samples included 1,462 people from 40 to 64 years of age. The findings from the analysis showed that the level of retirement planning was significantly associated with gender, age, education level, employment status, monthly family income, monthly expenditure on spending to support parents, and perceived household economic condition. When the samples were divided by sex, the results showed that the perceived household economic condition was the most significant factor for both men and women's level of retirement planning. Age and education level were the significant factors for women's level of retirement planning but not for men's. Logistic regression was used to analyze whether middle-aged people made financial preparation for old age. For the whole sample, whether or not a person was a regular employee, monthly family income, monthly expenditure on supporting parents, perceived household economic condition, and retirement planning were significant variables in determining financial preparation. For men, whether or not a person was a regular employee, monthly family income, perceived household economic condition, and retirement planning were significant factors, for women whether or not a person was a regular employee, and retirement planning were the significant factors in determining financial preparation. The results implied that retirement planning is needed for middle-aged people to prepare for old age financially while the financial preparation should differ depending on sex.

• 지역사회간호학회지
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• 제19권3호
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• pp.480-494
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• 2008

Purpose: The study was to got basic data on the well-being of middle-aged people concerning their preparation for their upcoming old age and their quality of life. Methods: The subjects were 440 people aged between 40 and 59 living in Seoul and Gyeonggi-do. Results; First, Physical Preparation for old age was affected by religion, children, health, monthly income, and economical status, and these factors were shown statistically significant. Emotional preparation and spiritual Preparation were also related to the above-mentioned factors. Secondly, in the subjects' mental picture, a nursing home was a place for the aged without anyone who is going to take care of them and without abilities to care of themselves. Preference for nursing home was based on two factors. i.e., nursing and treatment care. and the cost was about one million won per month. Also they wanted that the government should pay a certain amount for private users. Conclusion: Therefore, people should lead a life of good health-related habits along with economical preparation for their old age.

• International journal of advanced smart convergence
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• 제8권3호
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• pp.1-6
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• 2019

Adults in their middle age are being held back by their roles through economic activities, but their rapid retirement and job sharing are adding to their anxiety. Also, it is very important to establish welfare policies for the elderly in the future because it can predict the economic situation in the old age through the economic activities of middle-aged adults. My study analyzed the 6th data of Kreis of the National Pension Research Institute's. The number of people studied is 2,552 employed people aged 40 or over 64 across the country. According to the analysis, there were more men than women. There were many high school graduates and 50s. There were many people who had spouses and who lived in the province. Wage workers represented 53.1% of the total. The lower the age, the higher the level of education, the higher the number of wage earners. Only 29% of standard workers and 30.8% of regular workers were employed. There were many economically unstable middle-aged adults. Economic instability in the middle age requires social attention because it can lead to poverty in old age. Therefore, measures should be taken to ensure stable jobs for middle-aged adults, whose spending increases more than their income.

• 한국지역사회생활과학회지
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• 제17권3호
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• pp.67-87
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• 2006

This study examined how middle-aged jobholders anticipate their living after retirement, how they plan their post-retirement financial welfare and what attitude they have towards old age. The data came from 290 middle-aged male and female people in Incheon, Suwon and Cheongju city and were analyzed to find the differences among public planned pension types, such as the National Pension System (NPS), the Government Employee Pension Corporation (GEPC), and the Korea Teachers Pension (KTP). The major results were as follows: First, the expected income level after retirement in GEPC members was the highest and the lowest in KTP members. Second, the expected living period after retirement is the main criteria used when determining the amount of money needed for old age. Third, KTP members were of the most inferior at financial planning and practice, especially self-reflection of their expending behavior, thrift and saving practice for old age.

• 한국노년학
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• 제29권3호
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• pp.1107-1122
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• 2009

본 연구는 중년기 성인의 노인에 대한 태도가 어떠한지, 이러한 태도에 따른 노후준비의식과 준비행동이 어떠한지 살펴보는 것이 목적이다. 대구경북지역의 중년 441명을 대상으로 구조화된 설문지를 이용하여 자료를 수집하였다. 분석결과를 정리하면 다음과 같다. 첫째, 개인적 특성에 따른 노인에 대한 태도 차이를 살펴본 결과 성별, 연령, 학력, 직업, 소득에서 차이를 보이는 것으로 나타났다. 둘째, 노인관련특성에 따른 노인에 대한 태도를 살펴본 결과 노인과의 동거경험과 접촉경험이 노인에 대해 긍정적으로 인식하는데 중요한 변인으로 밝혀졌다. 셋째, 노인에 대한 태도에 따른 노후준비의식을 보면 노인에 대한 태도가 긍정적인 사람일수록 노후준비의식이 높게 나타났다. 넷째, 노인에 대한 태도에 따른 노후준비행동을 보면 노인에 대한 태도의 하위변인에 따라 다소 차이가 있지만 긍정적일수록 신체적 준비행동, 정서적 준비행동 및 여가준비행동을 잘하고 있는 것으로 나타났다.

• 대한안전경영과학회지
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• 제16권2호
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• pp.203-210
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• 2014

The purpose of this study is to understand the meaning and essence of concrete and practical experience on a series of debates to reveal factors that could be exposed when middle or old-aged people are in the process of re-employment process when they were unemployed by exploring the phenomenon of experience on the courses for the unemployed focusing on middle or old-aged people for employment support program. Depth consultation interviews were conducted and the structure of this phenomenon was revealed and described by applying Giorgi's phenomenology technical as a procedure for analyzing participants' statements by concentrating on the essence of the experience in this study. The meaning of the experience of the unemployed re-employment process structure as a result of analysis on the nature of re-employment experience on the basis of research participants and the information stated through this study showed respectively such as , , , , , and "Reemployment Success Factors>. It is a significant meaning that middle and old-aged people were able to confirm that they experienced Dynamic pursuit of hopes and dreams and got the chance to participate in society Toward a new life By strengthening employ ability skills by undertaking vocational training, obtaining licenses, and regaining confidence and employment determination, and a lot of desire using the card for learning tomorrow, government support system.

• 한국보건간호학회지
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• 제29권1호
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• pp.29-39
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• 2015

Purpose: The purpose of this study was to investigate the aging anxiety, factors of successful aging, and preparation for aging in early and late middle-aged people. Methods: The study subjects were 140 middle-aged people aged from 40 to 59. Data were collected using a self-administered questionnaire from August 16 to September 30, 2013. The collected data were analyzed with descriptive statistics, t-test, ${\chi}^2$-test and Pearson correlation coefficient using IBM SPSS 21.0 program. Results: Between early and late middle age, there were statistically significant differences in the subcategories of aging anxiety: fear of loss (t=2.93, p=.004), fear of old people (t=-2.33, p=.021), physical appearance (t=2.32, p=.022), and psychological concerns (t=2.04, p=.043). A statistically significant difference was found between two groups in one subscale of preparation for aging: physical preparation (t=-2.02, p=.045). In early midlife, significant associations were observed between preparation for aging and both aging anxiety (r=.56, p<.001) and factors of successful aging (r=.54, p<.001). In late midlife, preparation for aging and factors of successful aging showed positive correlation (r=.50, p<.001) Conclusion: Results of this study indicate that programs for successful transition to old age in middle-aged people should consider their aging anxiety level and preparation for aging at their stage of life.

• 한국산학기술학회논문지
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• 제17권2호
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• pp.45-57
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• 2016

본 연구에서는 중장년층을 대상으로 노후준비가 현재의 삶의 만족도에 미치는 영향요인을 파악하고자 하였다. 이를 위해 서울과 경기주변의 수도권에 거주하는 중장년층을 대상으로 설문조사를 실시하였고, 총 450부의 설문지를 회수하여 결측치가 많은 8부를 제외한 442부가 분석에 활용되었다. 연구의 결과를 요약하면 다음과 같다. 첫째, 정서적 만족도에 영향을 미치는 변수는 정서적 노후준비, 경제적 노후준비가 정서적 만족도에 긍정적인 영향을 미쳤다. 둘째, 신체적 만족도에 영향을 미치는 변수는 학력, 기술/노무직, 정서적 노후준비, 신체적 노후준비가 신체적 만족도에 긍정적인 영향을 미쳤다. 셋째, 경제적 만족도에 영향을 미치는 변수는 가계소득, 정서적 노후준비, 경제적 노후준비가 경제적 만족도에 긍정적인 영향을 미쳤다. 넷째, 사회관계 만족도에 영향을 미치는 변수는 성별, 정서적 노후준비가 사회관계 만족도에 긍정적인 영향을 미쳤다. 이러한 결과는 노년기 삶의 만족도는 노년기의 수준에서 향상되기는 매우 어렵기 때문에 중장년층 시절부터 노후준비가 잘되어 있어야 함을 시사해 주는 것이라 할 수 있다.