• Title/Summary/Keyword: Financial coping

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Buffering Effect of Intrapersonal factors In Stress Adjustment Process of Widows (여성의 배우자 사별 스트레스 적응 과정에서 개인 내적 요인들의 중재적 역할)

  • 강인구;최혜경
    • Journal of the Korean Home Economics Association
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    • v.36 no.4
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    • pp.95-108
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    • 1998
  • The purpose of this study was 1)to examine the effect of various stress on adjustment in terms of depression and well-being, 2) to examine whether the widow's self complexity and coping behavior mediate the effect of various stress on adjustment . The subject was composed of 117 women in the first 7 years of their widowhood. The major results of findings were as following: 1. Widows experienced children-related stress(54.7%), financial stress(47%), emotional loneliness(42.7%), relational stress(34.2%), and instrumental stress(27.4%) in their order. 2. Widows who experienced emotion loneliness had high depression and low well-being. And Widows who experienced financial stress reported low well-being. 3. When widows experienced instrumental stress, Widows who had high active coping behavior reported high well-being than widows who had low active coping behavior.

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A Study of Coping Behavior Types of Private Education Expenditure (사교육비 부담의 대처행동 유형에 관한 연구)

  • 김시월;박배진
    • Journal of the Korean Home Economics Association
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    • v.37 no.10
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    • pp.67-80
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    • 1999
  • The purpose of this study is to classify the types of coping behaviors of the burden of private education expenditure and to identify the characteristics of the households representing certain coping behaviors. For empirical analysis, the data of the study were collected from 868 housewives living in Seoul and Sungnam. The statistical methods adopted for data analysis are frequency, percentage, mean, Factor analysis, Cluster analysis and Logit analysis. In this study, it is assumed that the coping behaviors are classified by three factors - financial management, negative, positive. The reset of the logit analysis shows that private education expenditure and subjective burden are the most critical variables for classifying the coping behaviors.

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The Relationships between Ego-Resiliency and Burn-Out among Childcare Center Teachers: The Double Mediating Effect of Stress-Coping Strategies (보육교사의 자아탄력성과 직무소진: 스트레스 대처행동의 이중 매개 효과)

  • Ha Yeoung, Min
    • Human Ecology Research
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    • v.62 no.3
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    • pp.427-439
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    • 2024
  • The purpose of this study was to analyze the financial portfolios of single-person households. For the analysis, The purpose of this study is to verify the mediation effect of stress-coping strategies in the relationship between ego-resiliency and burn-out among childcare center teachers. The subjects were 255 childcare center teachers in Gyeongbuk Province. The measurement tools used for this study include ego-resiliency, burn-out, and stresscoping strategy questionnaires. The collected data points were analyzed via Structural Equation Modeling(SEM), Bootstrapping, Pearson Correlation, using SPSS 21.0 and AMOS 20.0 The results of the study analyzing the Structural Equation Model are as follows. First, teachers' ego-resiliency had a negative influence on burn-out. Second, teachers' problem-focused coping strategies had a negative influence on burn-out, while emotionfocused coping strategies had a positive influence on burn-out. Third, teachers' ego-resiliency had a positive influence on both problem-focused and emotion-focused coping strategies. Fourth, teachers' ego-resiliency had an indirect effect on burn-out by improving both problem-focused and emotion-focused coping strategies. This study suggests that education on the use of problem-focused coping strategies in stressful situations is necessary to successfully manage childcare teachers' burn-out in childcare settings in which mandatory evaluation systems are newly implemented.

A Study on the Financial Stabilityof households (가계의 경제적 안정에 관한 연구)

  • 황덕순
    • Journal of Families and Better Life
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    • v.11 no.2
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    • pp.69-82
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    • 1993
  • Financial stability of households is the basic and most important factor of the quality of life. It affects emotional psychological mental and social aspects of family personal develop-ment and family healths etc. This study investigated and analyzed the data on financial stability of households. The data collected through the self-administered questionnaire from 466 house-holds in Kwangju area were analyzed. As statistical methods Frequency Percentile. Anova Duncan-test and Regression analysis were used. The results obtained are as follow: Education job status housing tenure type numbers of income source assets income and income flexibility have positive effects on financial stability. Especially numbers of income sources has most important effect. Significant correlation coefficients between financial stability and economic pressures mental healths financial satisfaction life satisfaction and coping behaviors were revealed respectively To improve the quality of life financial stability of household is severely considered. To be financially stable providing various income sources is more desirable than having regular and fixed income.

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A Preliminary Study of Financial Management Assistance Use by the Elderly in the U.S.

  • Kim Eun-Jin;Geistfeld Loren V.
    • International Journal of Human Ecology
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    • v.6 no.1
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    • pp.1-16
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    • 2005
  • Due to increasing life expectancy, Americans live nearly 20 years after retirement. During this period, elderly persons have to stretch finances to manage the level of living without earnings. However, decision making ability decreases with age. One coping strategy for this problem would be seeking help from others. We examine factors affecting elderly persons' assistance use with respect to financial management using the 2000 Health and Retirement Study (N=3,823). It was found that age, education, health status, and ethnicity significantly affect elderly persons' financial management assistance use. The older-olds, those with lower educational attainment and poorer health status were more likely to use financial management assistance. However, Hispanic elderly were less likely to use financial management assistance.

The Role of Ambivalence to Technology Adoption: Focusing on Metaverse Service Providers (양가적 감정이 신기술 기반 서비스 도입에 미치는 영향: 메타버스 서비스 제공자를 중심으로)

  • Boram Lee;Hyerin Kim;Saerom Lee
    • Knowledge Management Research
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    • v.24 no.3
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    • pp.149-172
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    • 2023
  • With the development of information technology, new technologies to be introduced in each industry are continuously increasing. This study aims to verify the influence of ambivalent emotions experienced when encountering new technologies, the coping strategies they induce, and their impact on the decision-making process of technology adoption Specifically, this research investigates the emotions and responses to new technologies in the situational context where service providers must deliver services based on new technology in environments where no such services have been developed previously. Furthermore, it seeks to verify the influence of coping responses on the intention to use services based on new technologies. To this end, this study investigated the ambivalent emotions and coping responses of financial sector workers to new financial services based on metaverse technology. As a result of the analysis ambivalance had a significant effect on all four coping responses (disengagement-oriented coping, denial, indecision and compromise). Among them, denial, which is an inflexible response, and compromise, which is a flexible response, had a significant positive effect on the intention to use, and disengagement-oriented coping and indecision had a significant negative effect on the intention to use. The results of this study confirm the user's metaverse acceptance factor and user-centered influence, and are expected to provide guidelines for the introduction of services to practical workers with academic significance.

Current Living Status and Coping Strategies of Families Headed by the Unemployed (가장의 실직전 직업유형에 따른 실직가정의 생활실태와 대처방식)

  • 곽인숙
    • Journal of Families and Better Life
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    • v.17 no.2
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    • pp.93-104
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    • 1999
  • Using survey data from 323 families headed by the unemployed this study investigated the characteristics of the current living status and their coping strategies according to their job status(blue or white color) Descriptive statistics t-test and chi-square test were used to analyze the data. The results revealed that families headed by the unemployed have been experiencing economic hardship hardship in housing and problems of family functoning as well as decreased level of living. The effects of unemployment were various depending upon the job type of head of the family. The family utilized several positive coping strategies to reduce financial hardships of the family Discussions and recommendations for the future research and practical welfare policy implication s for the families are identified.

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The experience of stress, coping, and social support of students and parents after the economic crisis: The indigenous psychology approach (IMF시대 이후 초, 중, 고, 대학생과 부모의 스트레스 경험과 대처양식 및 사회적 지원: 토착심리학적 접근)

  • Young-Shin Park;Uichol Kim;Myo-Sung Kim
    • Korean Journal of Culture and Social Issue
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    • v.8 no.2
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    • pp.105-135
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    • 2002
  • The purpose of this study is to examine the experience of stress, coping and social support among students and their parents after Korea recovered from the recent economic crisis. A total of 634 students(primary school=135, junior high school=118, senior high school=168, and university=213) and 842 parents (fathers=421, mothers= 421), for a total of 1,476 participants, completed an open-ended questionnaire developed by the present researchers. For students, the most painful experience was related to problems in academic life, followed by problems in relationship. For father, the most painful experience was financial problems and for mothers, it was conflicts in the family. In stress situations, self-regulation was the most frequently adopted coping style by both students and adults. The second most frequently reported coping style was avoidance. In terms of social support, students reported receiving most support from friends, and the importance of friends became greater for the older students. Parents reported receiving most social support from their spouse. As for the type of social support, around half of students and parents reported receiving emotional support. Emotional support was viewed as being very important in reducing the stress experience related to academic life, problems in relationships, family conflict, and financial difficulties. The results of the present study will be compared to similar studies conducted before and during the economic crisis and the implications of these studies, as well as the importance of the indigenous Korean psychology, will be discussed.

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A Study on a Coping Method of the Family Caregivers of Demented Patients (치매노인 가족부양자의 대처방법에 관한 연구)

  • You, Kwang-Soo
    • Research in Community and Public Health Nursing
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    • v.13 no.4
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    • pp.648-667
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    • 2002
  • This was a descriptive study designed to identify the level of coping method and its influencing factors on the family caregivers of demented patients, and resolve the family caregivers' level of stress. The data were collected from September 10 to October 10, 2001. Subjects for this study were recruited from four clinics, which were chosen from 15 clinics located in Chunbuk-Do as the study sites because of their cooperation for the study. They were similar in terms of size, the characteristics of the local community. and the population and registration status of the demented patients. The instruments used for the study were as follows: 1. Problematic behaviors of demented patients are measured by the Memory and Behavior Problem Checklist (Zarit, 1980), and the Linguistic Communication Symptoms Questionnaire (Bayles and Tomoeda, 1991) 2. The ability to carry out daily activities was measured using the Barthel Index (1965) and Katz Index (1963), which as well-known ADL assessment methods. 3. Burden was measured using Cost of Care Index by the Kosberg and Cairl (1986). 4. Coping strategy was measured Bell's 18 methods (1977). The data were analyzed using SPSS/PC. The study results were as follows: 1. The total stress score was 2.90 out of a maximum score of 5. The highest score reported was 3.09 on the dimension of restriction of individual and social activities, and the lowest region reported was 2.58 on the dimension of mental and physical health. 2. The total score of the coping method was 2.65 out of a maximum score of 5. The highest score reported was 4.01 on the dimension of thinking that includes an ideation such that it is better than any possible worst case, and the lowest score reported was 1.45 on the dimension of the self-image as a scapegoat. 3. There were significant differences in coping method among the subjects by age (F=2.752 p=0.04), caregiver (F=4.33 p=0.003), care-giving period (F=2.68 p=0.049), and dementia stage (F=2.87 p=0.034). 4. There were highly negative correlations ($\gamma$=-0.301 p=0.000) between problematic behaviors of demented patients and the coping method of their family caregivers. The highest correlation coefficient ($\gamma$=-0.339 p=0.000) was found between aggressive behaviors of the demented patients and the coping method of their family caregivers. 5. There was a low negative correlation ($\gamma$=-0.201 p=0.019) between the ADL of the demented patients and the coping method of their family caregivers. 6. There were highly negative correlations ($\gamma$=-0.213 p=0.005) between stress and the coping method of the family caregivers. The highest correlation was found between financial burden ($\gamma$=-.327 P=.000) and the coping method of the family caregivers. There was no significant correlation among unpleasant aspects of the demented patients, willingness to the demented patients, and the coping method of the family caregivers.

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A Study on the Effects of Economic and Financial Stress on the Satisfaction of Living for the Elderly

  • KIM, Jong-Jin;UM, Kyung-Ho
    • The Journal of Economics, Marketing and Management
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    • v.8 no.1
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    • pp.29-35
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    • 2020
  • Purpose - In this study, among the various stresses experienced by single-family senior citizens, we will focus on economic and financial stress and help to comprehend it generally, examine the differences in economic and financial stress and coping behaviors caused by the background variables in the aged group, and verify the variables that affect economic and financial stress, response behavior, and life satisfaction. Research design, data, and methodology - First of all, frequency analysis and technical statistics were conducted to identify the general characteristics of the elderly (characteristics of demographic sociology, social relationships) and the satisfaction level of life. Secondly, Hierarchical Multiple Regression Analysis was conducted to analyse influential factors on life satisfaction. Results - looking at the demographic characteristics of the elderly showed that in case the spouse exists, the level of satisfaction in life was shown to be higher. Next, looking at the characteristics of economic stress showed that the lower the economic stress was, the higher the satisfaction level of life was shown. Conclusions - Since stress has been identified as the most influential variable in life satisfaction through this study, we believe that economic and financial stress should be studied together as a parameter to find out which factors influence life satisfaction, or studies to reduce stresses for experts and senior party members altogether is also needed.