• Title/Summary/Keyword: 본인확인

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Study on the credit Payment Systems (신용카드 기반 전자지불시스템 분석)

  • 강성우;박해룡;천동현;이재일
    • Proceedings of the Korea Multimedia Society Conference
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    • 2004.05a
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    • pp.121-125
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    • 2004
  • 전자상거래에서 신용카드를 이용하여 물품 대금을 지급하는 대표적인 방식으로 SSL과 SET을 사용하고 있다. 그러나, SSL은 시장의 폭넓은 지지를 받고 있지만, 카드소유자 본인 확인 기능이 없어서 카드소유자의 지불거부 뿐만 아니라, 부정거래가 발생할 수 있는 단점이 있다. 또한, SET도 카드소유자 본인 확인 기능이 없고 기술적으로 복잡해 시장의 큰 호응을 받지 못하는 단점이 있다. 이러한 SSL과 SET의 단점을 극복하기 위해서 최근 3D-SET, 3-D Secure가 개발되었으며, 3-D Secure 향후 신용카드 기반 전자지불시스템에서 주로 사용될 것으로 기대된다 이에 본 논문에서는 3D-SET, 3-D Secure의 개요, 객체별 역할과 책임, 장점/단점 등을 비교 분석하고자 한다.

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The Effects of the Revised Elderly Fixed Outpatient Copayment on the Health Utilization of the Elderly (노인외래정액제 개선이 고령층의 의료이용에 미친 영향)

  • Li-hyun Kim;Gyeong-Min Lee;Woo-Ri Lee;Ki-Bong Yoo
    • Health Policy and Management
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    • v.34 no.2
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    • pp.196-210
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    • 2024
  • Background: In January 2018, revised elderly fixed outpatient copayment for the elderly were implemented. When people ages 65 years and older receive outpatient treatment at clinic-level medical institutions (clinic, dental clinic, Korean medicine clinic), with medical expenses exceeding 15,000 won but not exceeding 25,000 won, their copayment rates have decreased differentially from 30%. This study aimed to examine the changes of health utilization of elderly after revised elderly fixed outpatient copayment. Methods: We used Korea health panel data from 2016 to 2018. The time period is divided into before and after the revised elderly fixed outpatient copayment. We conducted Poisson segmented regression to estimate the changes in outpatient utilization and inpatient utilization and conducted segmented regression to estimate the changes in medical expenses. Results: Immediately after the revised policy, the number of clinic and Korean medicine outpatient visits of medical expenses under 15,000 won decreased. But the number of clinic outpatient visits in the range of 15,000 to 20,000 won and Korean medicine clinic in the range of 20,000 to 25,000 won increased. Copayment in outpatient temporarily decreased. The inpatient admission rates and total medical expenses temporarily decreased but increased again. Conclusion: We confirmed the temporary increase in outpatient utilization in the medical expense segment with reduced copayment rates. And a temporary decrease in medical expenses followed by an increase again. To reduce the burden of medical expense among elderly in the long run, efforts to establish chronic disease management policies aimed at preventing disease occurrence and deterioration in advance need to continue.

Correlation of Self-Perceived Oral Health Status and Objective Oral Health Status of Adults (성인의 본인 인지 구강건강상태와 객관적 구강건강상태의 연관성)

  • Kim, Mi-Jeong;Lim, Cha-Young
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.18 no.5
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    • pp.375-381
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    • 2017
  • This study examined whether a correlation exists between the oral health indices assessed by experts and the self-perceived oral health status to develop practical oral health improvement programs for adults. In addition, this study provides basic data for carrying out oral health projects that can enhance the quality of life of adults. The raw data for the 2nd year (2014) of the 6th national health and nutrition survey were analyzed. Among those surveyed, adults over the age of 19 were designated as research subjects. In all age groups, correspondents with a higher DMFT Index assessed their self-perceived oral health status to be 'poor'. The oral health index evaluated by experts showed a correlation with the self-perceived oral health status. Therefore, as a higher self-perceived oral health status might help improve the objective oral health indices, oral health improvement programs should be strengthened to instill self-perceived oral health behavior.

A Study on the Development of Technology Standards for the Batch Conversion of CI between Private and Personal Identity Proofing Organizations for Safe Mobile Electronic Notification Service (안전한 모바일 전자고지서비스를 위한 민간기관과 본인확인기관 간의 연계정보 일괄변환 기술기준 개발에 관한 연구)

  • Kim, JongBae
    • The Journal of the Convergence on Culture Technology
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    • v.8 no.3
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    • pp.559-569
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    • 2022
  • Due to the spread of mobile devices, the use of mobile electronic notification services is increasing. For the mobile electronic notification service, the connecting information is required to identify the owner of the mobile device and the recipient of the notification. The connecting information is an online resident registration number, and safe management is essential. Therefore, in this paper, the processing flow, interconnecting standard, and management plan are proposed when a mobile electronic notification requesting agency requests the identity verification agency to convert the resident registration number of the recipient of the electronic notification to connecting information. In the proposed method, it is suggested that a safe mobile electronic notification service is possible by defining the process of collective conversion of connecting information between private organizations and personal identity proofing agency, information transmission and reception methods, and interworking standards.

Development of Wheat-Leymus Addition Line with Salt Tolerance throgh Wide-hybridization (국내 자생 갯그령(Leymus mollis)의 환경 적응성 강화 밀 자원 소재 개발을 위한 이용 가치)

  • Seong-Wook Kang;Ji-Yoon Han;Seong-Woo Cho
    • Proceedings of the Plant Resources Society of Korea Conference
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    • 2022.09a
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    • pp.37-37
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    • 2022
  • 밀은 세계 3대 작물로 국내 1인당 소비량은 지속적으로 증가하고 있다. 하지만 국내 밀의 유전적 배경 확대와 기후변화 신속 대응을 위한 국내 밀 유전자 풀의 확장은 밀의 질적 향상을 위해 매우 중요한 목표이다. 국내 자생 갯그령(Leymus mollis)은 해안가에서 번식하는 영년생 식물로 뿌리줄기를 이용한 왕성한 번식력을 가지고 있다. 또한, 해안가의 뜨겁고 염에 대한 적응성과 저항성을 가지고 있다. 이러한 특성은 밀 유전자 풀의 확장에 매우 유용할 것이다. 국내 밀 재배지 한계 극복을 위한 간척지 재배가 가능한 내염성 강화 밀 자원 개발을 위하여 모본인 보통 밀(Triticum aestivum L., Chinese Spring)과 부본인 갯그령을 원연교배하였다. 갯그령과 보통 밀의 원연 교배를 통한 종자 형성은 매우 어려우나 불가능한 것은 아니며, 최종적으로 10개의 교배 종자를 얻어 F1 식물체로 생장하는 과정에서 5 식물체는 고사하였고, 나머지 5 식물체는 영년생 특성인 뿌리줄기에 의해 새로운 줄기가 출현하는 것을 확인하였다. 또한, 갯그령의 DNA를 이용한 genomic in situ hybridization 방법으로 F1 식물체에서 갯그령의 염색체가 밀의 유전적 배경에 이입된 것을 확인하였다. F2 식물체는 모본인 보통 밀보다 긴 수장과 간장을 나타내고 이삭 수는 많았지만, 출수기는 보통 밀보다 3주 이상 늦어지는 것을 확인하였다. 내염성 평가를 위하여 F2 종자를 2% 소금물에서 발아시켜 생육이 좋은 식물체를 선발하여 50 cm 투명 아크릴 원통에 이식하고 2% 소금물을 지속적으로 관개하였다. 내염성 강화 F2 식물체는 염에 감수성을 보인 식물체에 비하여 상대적으로 긴 이삭과 종자 형성을 보였으며, 감수성 식물체는 종자 형성이 이루어지지 않았다. 또한, 내염성 강화 F2 식물체는 감수성 식물체에 비하여 좋은 뿌리의 신장과 천근성을 보였다. 이러한 갯그령의 식물학적 특성이 이입된 계통은 기후변화 대응, 환경 적응성 강화, 및 근권 강화에 좋은 작물 소재로 이용할 수 있다고 생각한다.

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Development of wearable device with smart key function and convergence of personal bio-certification and technology using ECG signal (심전도 신호를 이용한 개인 바이오인증 기술 융합과 smart key 기능이 탑재된 wearable device 개발)

  • Bang, Gul-Won
    • Journal of Digital Convergence
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    • v.20 no.5
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    • pp.637-642
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    • 2022
  • Self-authentication technology using electrocardiogram (ECG) signals is drawing attention as a self-authentication technology that can replace existing bio-authentication. A device that recognizes a digital electronic key can be mounted on a vehicle to wirelessly exchange data with a car, and a function that can lock or unlock a car door or start a car by using a smartphone can be controlled through a smartphone. However, smart keys are vulnerable to security, so smart keys applied with bio-authentication technology were studied to solve this problem and provide driver convenience. A personal authentication algorithm using electrocardiogram was mounted on a watch-type wearable device to authenticate bio, and when personal authentication was completed, it could function as a smart key of a car. The certification rate was 95 per cent achieved. Drivers do not need to have a smart key, and they propose a smart key as an alternative that can safely protect it from loss and hacking. Smart keys using personal authentication technology using electrocardiogram can be applied to various fields through personal authentication and will study methods that can be applied to identification devices using electrocardiogram in the future.

A Study on Channel Mis-match Compensation Technique for Robust Speaker Verification System (강인한 화자확인 시스템을 위한 채널 불일치 보상 기법에 관한 연구)

  • 강철호;정희석
    • The Journal of the Acoustical Society of Korea
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    • v.23 no.3
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    • pp.228-234
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    • 2004
  • In this paper, we proposed the compensation technique that overcomes the limitations of the conventional approaches through summing up the bias terms between world's codebook and individual codebook vectors of feature parameters. But, mean compensation without condition can bring higher false acceptance. Therefore, the proposed technique compensates the channel mis-match condition by weighted bias sum using nonlinear function regarding to the distortion between speech and silence. The simulation results show that the FRR (flase reject rate) is decreased 14.95% when the proposed algorithm was applied.

The Effects of the Individual Openness and Emotional Isolation on the Tolerance of Extramarital Relationship (개인의 개방성과 정서적 소외감이 본인 및 배우자의 혼외관계 용인에 미치는 영향)

  • Lee, Won-June;Lee, Hee-Jin
    • The Journal of the Korea Contents Association
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    • v.19 no.12
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    • pp.336-345
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    • 2019
  • The purpose of this study is to empirically examine the mediating effects of the acceptance of my extramarital relations, as well as the effects of the individual's openness and emotional isolation on the tolerance of spouse's extramarital affairs. This study is an empirical research based on data analysis obtained by surveying 655 adult men and women. The notable findings are as follow: First, while the openness and emotional isolation does not have direct effect on the tolerance of spouse's extramarital relationship, the direct effect of that on the acceptance of my extramarital relationship is significant. Second, the more acceptance of my extramarital relationship, the less tolerance of spouse's extramarital relationship strongly. Thirdly, the full mediation effect of the acceptance of my extramarital relationship between the individual openness and the tolerance of spouse's extramarital relationship is proved. Moreover, the full mediation effect of the acceptance of mine between the emotional isolation and the tolerance of spouse's is also significant. That is, the effect of individual openness and emotional isolation on the tolerance of spouse's extramarital relationship is influenced by the acceptance of my extramarital relationship. The perception of my extramarital relationship affect the perception of spouse's extramarital relationship. Some practical and political implications regarding extramarital relationship are discussed based on the study's findings.

User Authentication Mechanism using Smartphone (스마트폰을 이용한 사용자 인증 메커니즘)

  • Jeong, Pil-seong;Cho, Yang-hyun
    • Journal of the Korea Institute of Information and Communication Engineering
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    • v.21 no.2
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    • pp.301-308
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    • 2017
  • With the popularization of smart phones and the development of the Internet, many people use smart phones to conduct identity verification procedures. smart phones are easier and faster to authenticate than personal desktop computers. However, as Internet hacking technology and malicious code distribution technology rapidly evolve and attack types become more diverse, authentication methods suitable for mobile environment are required. As authentication methods, there are methods such as possessive-based authentication, knowledge-based authentication, biometric-based authentication, pattern-based authentication, and multi-element authentication. In this paper, we propose a user authentication mechanism that uses collected information as authentication factor using smart phone. Using the proposed authentication mechanism, it is possible to use the smart phone information and environment information of the user as a hidden authentication factor, so that the authentication process can be performed without being exposed to others. We implemented the user authentication system using the proposed authentication mechanism and evaluated the effectiveness based on applicability, convenience, and security.

A Design of Smart Banking System using Digital Signature based on Biometric Authentication (바이오인증 기반의 전자서명을 이용한 스마트 뱅킹 시스템 설계)

  • Kim, Jae-Woo;Park, Jeong-Hyo;Jun, Moon-Seog
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.16 no.9
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    • pp.6282-6289
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    • 2015
  • Today, there is an increasing number of cases in which certificate information is leak, and accordingly, electronic finance frauds are prevailing. As certificate and private key a file-based medium, are easily accessible and duplicated, they are vulnerable to information leaking crimes by cyber-attack using malignant codes such as pharming, phishing and smishing. Therefore, the use of security token and storage toke' has been encouraged as they are much safer medium, but the actual users are only minimal due to the reasons such as the risk of loss, high costs and so on. This thesis, in an effort to solve above-mentioned problems and to complement the shortcomings, proposes a system in which digital signature for Internet banking can be made with a simply bio-authentication process. In conclusion, it was found that the newly proposed system showed a better capability in handling financial transitions in terms of safety and convenience.