• Title/Summary/Keyword: 경제적 준비도

Search Result 494, Processing Time 0.026 seconds

The Characteristics of the Households Prepared for the Stable Elderlyhood Financially and Analysis of Factors Influencing on them (안정적 노후준비 가계의 특성 및 이에 영향을 미치는 요인 분석 - 예비노인의 경제적 노후준비를 중심으로 -)

  • Lee, Sun-Hyung;Choe, Eun-Hee
    • Journal of Family Resource Management and Policy Review
    • /
    • v.14 no.4
    • /
    • pp.193-212
    • /
    • 2010
  • The pre-elderly approaching old age in our society confront having a harsh economic status. The main purpose of this study was to explore the factors influencing the preparation of the pre-elderly for overcoming this status. In particular, it focused on financially stable pre-elderly persons. The data from the 2008 Chungcheongnam-do Welfare Plan for Five Years collected by the Chungnam Women's Policy Development Institute was used to analyze the research questions. The participants in this study included 735 persons (ages 55-64) living in Chungcheongnam-do. Five hundred and eighty-one self-reported questionnaires were used for the final analysis using SAS, version 9.1. This study attempted to identify the important variables needed to find the factors related to socio-demographic and economic characteristics, the adult-child relationship, the preparation plan for old age, etc. The results showed that job and health status were key to preparation for financial stability among the elderly. Another finding was the importance of concrete financial planning for the elderly; that is to say, the pre-elderly who made more concrete plans than indefinite ones were likely to belong to stable households. Another significant finding was that it is important to consider both objective and subjective factors for the financial preparation of the elderly. These results should serve as reference data for the future welfare policy for the elderly, because the financial independence of the elderly will be vital for a healthy relationship between new and old generations.

  • PDF

한국의 전력산업구조개편과 의의

  • 심학봉
    • Electric Engineers Magazine
    • /
    • v.228 no.8
    • /
    • pp.18-22
    • /
    • 2001
  • 지금까지의 전력산업은 민간자본이 부족한 상태에서 경제개발에 필요한 전력수요를 충당하기 위하여 1960년대 이후 지금까지 약 40년 동안 전원개발사업을 수행하여 왔다. 그러나, 이제 우리나라는 경제 개발기를 벗어나서 급속한 경제성장보다는 안정적인 경제여건 마련과 산업구조의 개선을 통해 선진국으로 진입하기 위한 준비가 필요한 단계로서 전력도 더이상 국가에서 싼 값으로 제공하는 소비자가 정당한 값을 주고 구입하여야 하는 시점에 이르렀다.

  • PDF

Intergenerational Financial Resource Transfers and Preparation for Later Life in the Middle-Aged (중년기 가정의 세대 간 경제적 자원이전과 노후생활 준비)

  • Kim, Soon-Mi;Koh, Sun-Kang
    • Journal of Family Resource Management and Policy Review
    • /
    • v.16 no.2
    • /
    • pp.59-76
    • /
    • 2012
  • This study examines the relationship between intergenerational financial resource transfers and preparation for later life among the middle-aged. The study sample consists of 1536 middle-aged individuals with at least one living parent and one married child. The level of preparation for later life is dependent upon the level of household economic status. The statistically significant variables predicting the level of preparation for later life include age, education, subjective health status, household income and household assets. Moreover, intergenerational resource transfers are statistically significant factors that explain the level of preparation for later life. The effect of financial transfers from middle-aged parents to their adult children on the level of preparation for later life is the most significant financial transfer variable.

  • PDF

The Effects of Preparation for Aging of the Elderly on Life Satisfaction & Mediating Effects of Social Support (노인의 노후준비가 삶의 만족도에 미치는 영향과 사회적 지지의 매개효과)

  • Song, Kee-Young
    • The Journal of the Korea Contents Association
    • /
    • v.19 no.9
    • /
    • pp.593-600
    • /
    • 2019
  • The aim of this study is to enhance the level of life satisfaction of the elderly as the aging population grows in readiness for increased old age, beginning with interest in improving the quality of life of the elderly. For this purpose, the subtype of preparation for aging was set as multi-independent variables by organizing it into physical preparation for aging, economic preparation for aging, and emotional & social preparation for aging. Structural relationships between variables was identified by social support a parameter variable and life satisfaction a dependent variable. It was also verified that the social support between subtypes of preparation for aging and life satisfaction had a mediating effect. The subjects of this study are 4,058 elderly people who are over the age of 65. They were originally extracted from the 3rd and 5th additional survey of Korean Retirement and Income Study. For data analysis purposes, SPSS 25.0 and SPSS PROCESS macro v2.16 were used. The results of this study are as followed. The emotional & social preparation for aging not only had a significant direct effect on successful aging, but also resulted in indirect effect on successful aging through life satisfaction. On the basis of the results, this study provided the social welfare policy and practical suggestions to enhance the preparation for aging and social support, which are the key to improving life satisfaction of the elderly.

환경경영 체제(ISO 14000) 시리즈

  • 대한설비건설협회
    • 월간 기계설비
    • /
    • s.106
    • /
    • pp.49-52
    • /
    • 1999
  • ISO에서 국제표준을 제정하는데 소요되는 기간은 회원국의 경제적 여건이나 산업구조에 따라 어느 정도 영향을 받고 있으나, 일반적으로 ISO의 각 기술위원회에서 국제표준을 제정하여 공표하기까지 대부분 5년 이내에 작업을 종결하는 것을 원칙으로 하고 있다. 작업과정은 제안, 준비, 위원회, 승인, 공표 등 다섯 단계를 거친다.

  • PDF

Mediating Effect of Self-esteem on the Relationship between Economic, Health Characteristics and Life Satisfaction of Elderly People with Disability (고령장애인의 경제적 및 건강 특성과 삶의 만족도 관계에 대한 자아존중감의 매개효과)

  • Jeong, Moon-Jhin;Lee, Seong-Gyu
    • The Journal of the Korea Contents Association
    • /
    • v.17 no.6
    • /
    • pp.551-560
    • /
    • 2017
  • This study is aimed at finding plans to enhance life satisfaction of elderly people with disability. For this, it analyzed the influence of economic characteristics and health characteristics upon life satisfaction, as well as a mediating effect of self-esteem. This study utilized data from the $7^th$ Panel Survey of Employment for the Disabled(PSED). The results are as follows, First, life satisfaction was high in the case of being employed and when old-age preparation was ready, current status of health, whether or not they need help in their daily life, chronic disease. Second, the mediate effect of self-esteem was analyzed for the influence of the plan for old age, good health condition and other's help in daily life upon life satisfaction. That is, those enhanced the self-esteem and it played an important role to improve life satisfaction. Based on such study results, this study recommends a number of the policy suggestions.

The Study of Awareness and Preparation of College Students for the Era of 4Th Industrial Revolution (4차 산업혁명시대에 대한 대학생의 인식조사와 준비도 연구)

  • Chang, Mi Ok;Jung, Mi-Young
    • The Journal of the Korea Contents Association
    • /
    • v.19 no.6
    • /
    • pp.47-57
    • /
    • 2019
  • The purpose of this study is to explore how college students aware of the 4th industrial revolution and prepare to adjust it. The subjects of the study were 317 college students in Busan city and analyzed by gender, major and grades. Results are as follows. First, students who are male, higher grade and major in engineering area showed greater recognition compared to students who are female, lower grade and studying other areas for the new era. Also for big changes of the era most students agreed with convenience of life but decrease of job opportunities. Second, most students showed nothing special work yet but students in engineering area make an effort to foster their competence. Third, most students had lower, below average level of competence that are required in the new era. Fourth, the difficulties students encounter are lack of educational opportunities and financial problem. Male students responded lack of time and laboratory work and female students are lack of concerns. The study suggests that colleges should provide various method such as regular and irregular and extra curriculum to enhance students creativity and competence for the new era.

A Comparison of Male and Female Middle-Aged Salaried Workers' Retirement Plans: Economic Preparation and Health Care Plans (중년기 남녀 봉급생활자의 은퇴계획 비교 분석 : 경제적 준비와 건강준비를 중심으로)

  • Hong Sung-Hee;Kwak In-Sook
    • Journal of Families and Better Life
    • /
    • v.24 no.1 s.79
    • /
    • pp.193-207
    • /
    • 2006
  • The purpose of this study was to analyze middle-aged salaried workers' retirement plans and the factors that affect the plans. The main point of this study was to compare male workers with female workers on their economic preparation and health care plans. The major findings were as follows; First, middle-aged salaried workers perceived their level of economic retirement plan to be relatively low. Second, the factors the affected the level of economic preparation for post-retirement were their current subjective economic level, age, household assets and debts, economic and health problems expected in their future elderly life, and savings and assets reserved for their elderly life. Third, the factors that affected whether to put aside savings for elderly life or not were age, current subjective economic level, capital assets, and savings and assets reserved for their elderly life. Fourth, the level of preparation for post-retirement health care depended on health problems expected in their elderly life, current subjective economic level, locus of control, job, and expected retirement age. Overall, the factors that affect male salaried workers' economic and health care plans were different from those of female salaried workers. From the findings, it can be concluded that the middle-aged salaried workers' level of economic retirement plans was different from that of their health care plans. Also, male salaried workers' level of retirement plan were different from that of female workers.

Analysis of the Ripple Effect of the US Federal Reserve System's Quantitative Easing Policy on Stock Price Fluctuations (미국연방준비제도의 양적완화 정책이 주가 변동에 미치는 영향 분석)

  • Hong, Sunghyuck
    • Journal of Digital Convergence
    • /
    • v.19 no.3
    • /
    • pp.161-166
    • /
    • 2021
  • The macroeconomic concept represents the movement of a country's economy, and it affects the overall economic activities of business, government, and households. In the macroeconomy, by looking at changes in national income, inflation, unemployment, currency, interest rates, and raw materials, it is possible to understand the effects of economic actors' actions and interactions on the prices of products and services. The US Federal Reserve System (FED) is leading the world economy by offering various stimulus measures to overcome the corona economic recession. Although the stock price continued to decline on March 20, 2020 due to the current economic recession caused by the corona, the US S&P 500 index began rebounding after March 23 and to 3,694.62 as of December 15 due to quantitative easing, a powerful stimulus for the FED. Therefore, the FED's economic stimulus measures based on macroeconomic indicators are more influencing, rather than judging the stock price forecast from the corporate financial statements. Therefore, this study was conducted to reduce losses in stock investment and establish sound investment by analyzing the FED's economic stimulus measures and its effect on stock prices.

A Study on Public Enterprise Workers with Wage Peak System -Population, Economic and Organizational Aspects- (인구·경제·조직 측면에서 공기업 임금피크 근로자 분석)

  • Youn, Jae-Hee;Lee, Su-Gyeong
    • The Journal of the Korea Contents Association
    • /
    • v.19 no.1
    • /
    • pp.174-186
    • /
    • 2019
  • This study was designed to examine the demographic, economic and organizational characteristics of wage peak workers in public enterprises and their relationship between wage peak system and retirement, which is faster than other areas where the number of elderly workers is growing. The study targets 211 wage peak workers in 19 public enterprises engaged in the wage peak system, considering the level of aging and the size of wage peak workers. According to the demographic and economic characteristics, the results of the study showed that the education level, household income, post retirement cost, retirement saving and investment amount had an effect on wage peak satisfaction, wage peak acceptance, retirement preparation and retirement attitude. Next, aspects of organizational characteristics, there were differences according to position, job title, working period, remaining retirement age, participation in retirement preparation program and wage peak application. Based on these findings, effective wage peak system for the aged society was required to discuss the need for follow-up research by job group, position rank, economic level, and educational level of aged people such as welfare, education and former support.