• 한국지역사회생활과학회지
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• 제22권4호
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• pp.705-717
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• 2011

This research was based on surveys about differences of perception on retirement among the babe-boomers. Middle-aged men and women in their 40s' and 50s' residing in metropolitan areas centering around Seoul were the main targets for the surveys. Results indicated meaningful differences between men and women in the level of percection and expectation about their retirement. More specifically, men noted physical health, economic sufficiency and work as significant factors for happy retirement. Women, on the other hand, answered economic sufficiency first, and then physical health and relationship with spouse as the important variables for retirement. In addition, men and women portrayed different expectations for difficulties of retirement. Based on the survey results, this research proposed possible national, social, corporate, and individual approaches for secure retirement of the middle-aged baby-boom generation.

• 한국직업건강간호학회지
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• 제30권4호
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• pp.175-185
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• 2021

Purpose: The purpose of this study was to explore the influence of care stress for older patients, self-perceptions of aging, and anxiety about aging on preparation for retirement in clinical nurses. Methods: This was a cross-sectional descriptive study in which participants were 222 nurses who had at least six months of work experience and were involved in caring for older patients in the last six months at the work site. Data were collected from August to September, 2020 using an online survey questionnaire. Data were analyzed using the IBM SPSS/WIN 25.0 program. Results: The mean level of preparation for retirement in the participants was moderate (3.21 out of 5 points). Among the sub-domains of preparation for retirement, financial preparation had the lowest score. Self-perceptions of aging and aging anxiety were significant predictors for retirement preparation in nurses, accounting for 16% of the variable's total variance. Conclusion: A greater level of preparation for retirement was associated with a positive perception of aging and a decreased level of aging anxiety in the clinical nurses. Further research should focus on exploration of specific determinants of financial preparation for retirement and development of intervention strategies for improving preparation for retirement in the nursing workforce.

• Asian Journal of Innovation and Policy
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• 제12권3호
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• pp.363-382
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• 2023

This study aims to discern the determinants influencing the perception of workability among the elderly population and delineate an appropriate retirement age within the labor market context. Employing binary logistic regression, this research utilizes data from the Korea Welfare Panel Study (2008, 2012, 2016, and 2020) provided by the Korea Institute for Health and Social Welfare. The findings indicate that key factors shaping the elderly's perception of workability encompass familial responsibilities (household and marital status) and their levels of physical and mental well-being. Econometric analysis suggests an anticipated retirement age for the elderly population ranging between 67 and 69 years. In addressing labor market demands and informing policymakers, the study proposes deliberations on extending the retirement age for individuals aged 60 to 65. This range serves as a compromise between the identified retirement age of 67 to 69 and the current average retirement age for elderly labor market participants. Bridging the disparity between the perceived workability age and the prevailing labor market baseline is crucial for achieving social consensus. Therefore, any extension of the retirement age should carefully consider both the demand and supply perspectives within the labor market. The study's contribution lies in two main aspects: firstly, presenting a retirement age framework for the labor market that integrates the workability of the elderly population, and secondly, providing evidence-based research outcomes to guide informed labor policies.

• 사회복지연구
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• 제44권2호
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• pp.169-199
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• 2013

본 연구는 은퇴 후 생활만족도 발달궤적의 변화를 분석하고, 개인, 은퇴, 가족 특성이 은퇴 후 생활만족도에 어떠한 영향을 미치는가를 분석하는 데 그 목적이 있다. 연구자료는 국민노후보장패널 1차조사에서 3차조사까지에 해당하는 2005년에서 2009년 자료에서 1차 년도에 은퇴를 한 1,576명을 대상으로 분석하였다. 자료 분석은 AMOS 20.0을 활용한 잠재성장모형을 사용하였다. 본 연구결과는 다음과 같다. 첫째, 본 연구대상자의 은퇴 후 생활만족도는 보통에서 약간 못 미치는 초기값을 가졌으며, 첫 번째 측정시기부터 3차년도 측정시기까지 은퇴후 생활만족도가 조금씩 증가하는 경향을 보이는 것으로 나타났다. 둘째, 조건형 잠재성장모형을 수행한 결과, 개인적 특성에서는 성별, 교육수준, 소득, 건강상태가, 은퇴특성으로는 은퇴자발성여부가, 가족 특성에서는 가족관계만족도 및 부부생활만족도가 은퇴 후 생활만족도의 초기값에 영향을 주는 것으로 나타났다. 또한, 은퇴 후 생활만족도 변화율에 영향을 주는 변인으로는 개인적 특성에서는 건강상태, 은퇴 특성에서는 은퇴자발성 여부, 가족특성 중에서는 가족관계만족도가 유의미한 변인으로 나타났다.

• 한국콘텐츠학회논문지
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• 제16권12호
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• pp.724-734
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• 2016

본 연구는 언론인의 은퇴 태도가 노후 준비에 미치는 영향 및 삶의 만족도의 매개효과를 검증하고, 언론인의 은퇴 태도를 강화하여 노후준비를 위한 언론인 복지 정책과 실천의 방안을 제언하기 위해 수행되었다. 조사 대상은 광주, 전남지역 언론사에 근무하는 언론인으로 총 233부가 분석에 사용되었다. 연구 결과를 도출하기 위해 SPSS 18.0과 AMOS 20.0 프로그램을 사용하였으며, 변수에 대한 요인분석과 신뢰도 검증을 실시하였고, 가설 검증을 위해 구조모형분석을 실시하였다. 연구결과, 언론인의 은퇴태도가 노후준비와 삶의 만족도에 유의한 영향을 미쳤으며, 노후준비는 삶의 만족도에 유의한 영향을 미치는 것으로 나타났다. 또한, 언론인의 은퇴태도가 노후준비의 매개효과를 통해 삶의 만족도가 극대화 된다고 나타났다. 이와 같은 연구결과를 토대로, 언론인의 은퇴 태도와 노후준비를 증진 시킬 수 있는 실천적 정책적 함의를 제안하였다.

• 대한간호학회지
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• 제48권2호
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• pp.154-166
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• 2018

Purpose: This study aimed to identify the actor and partner effects of health status, marital satisfaction, and self efficacy on retirement preparation in middle aged couples using the Actor-Partner Interdependence Model. Methods: Participants were 121 middle aged couples living in Seoul, Gyeonggi-do and Daegu City, Korea. All measures were self-administered. The collected data were analyzed using SPSS 20.0 and AMOS 20.0. Results: 1) Wife's self efficacy and marital satisfaction showed direct actor and partner effects on retirement preparation in middle aged couples. Wife's health status showed an indirect actor effect through wife's self efficacy and marital satisfaction on wife's retirement preparation, and showed an indirect partner effect through husband's self efficacy on husband's retirement preparation. 2) Husband's self efficacy and marital satisfaction showed only direct actor effect on retirement preparation. Health status among the husbands showed an indirect actor effect on husband's retirement preparation through their self efficacy and marital satisfaction, and an indirect partner effect through wife's marital satisfaction on wife's retirement preparation. 3) The actor effect size of health status on self efficacy and marital satisfaction was larger among husband's than wife's. Additionally, the partner effect size of health status on self efficacy and marital satisfaction was different between the two groups; however, the actor and partner effect size of self efficacy and marital satisfaction on retirement preparation was the same for husband and wife. Conclusion: The results of this study indicate that nursing intervention strategies for improving self efficacy and marital satisfaction are strongly needed to enhance retirement preparation of middle aged couples in Korean community.

• International Journal of Human Ecology
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• 제14권2호
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• pp.69-78
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• 2013

This study analyzed the changes in household consumption expenditure of retired households using Korean panel data. We compared the pre and post retirement-consumption levels in different consumption categories using panel data. Paired t-test showed that changes in the consumption patterns before and after retirement were not significant except for the households in the third net worth quartile. Analyzing the effect of retirement on the level of household consumption expenditure, this study found that the effect of retirement was not significant in overall, although retirement had a negative effect on the level of consumption expenditure among households in the lowest net worth distribution. Understanding changes in consumption patterns of retiring households provides important information to design social security policies.

• 대한가정학회지
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• 제32권5호
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• pp.45-54
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• 1994

The purpose of this study was to investigate the characteristics of financial management styles and retirement planning. The results of this study were as follows: Among respondents systematic managers feeling managers analyzing managers, and holistic managers were respectively 20.1%, 19.5%, 30.8% and 29.6% Several variables such as education total household income and occupation had significant differences by the financial management style. Within the group of retirement planner analyzing manager held the first place whereas holistic manager ranked the first in non-planner group. Retirement planning age which is appropriate for starting to plan the degree of systematic retirement planning and life expectancy had significant difference by the financial management style.

• 대한가정학회지
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• 제42권7호
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• pp.89-102
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• 2004

The purpose of this study is to examine the factors causing the attitudes and preparations toward retirement. Tow hundred eight employees participated in this study. The results of this study are as fellows: First, income, age, sex, self-esteem, attitudes toward job, family, and leisure affect the attitudes toward retirement. Second, income and attitudes toward leisure affect economic preparations. Third, age, attitudes toward family and leisure affect psychologic preparations. Fourth, age, self-esteem, locus of control, and attitudes toward leisure affect physical preparations.

• 한국노년학
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• 제40권4호
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• pp.639-657
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• 2020

본 연구는 제7차 국민노후보장패널자료를 사용하여 노후준비에 대한 개인별 책임인식 차이가 경제적 노후준비에 미치는 영향을 소득수준에 따른 조절효과를 통해 분석하였다. 연구방법으로는 기술통계분석과 소득수준의 조절효과 분석을 위한 위계적 다중로지스틱 회귀분석(Hierarchical Multiple Logistic Regression Analysis)방법을 사용하였다. 1단계 모형에서는 통제변수와 독립변수인 '노후준비 책임인식'변수를, 2단계에선 조절변수인 '소득·욕구비율(INR)'을, 3단계에서는 독립변수와 조절변수를 조합한 '상호작용항'을 순차적으로 투입하여 분석하였다. 총 분석대상자는 3,869명으로 평균 연령은 58.9세였고, 남성이 전체의 55.3%를 차지하였다. 경제적 노후준비를 하고 있다고 응답한 경우는 전체의 35.8%에 불과하였으며, 준비하고 있지 않다고 응답한 경우가 64.2%로 약 2배 차이를 보였다. 주요 연구 분석 결과, 첫째, 노후준비에 대한 주된 역할이 타인이 아닌 자기 자신에게 있다고 응답하는 비율이 상대적으로 높게 나타났다. 본 연구에서 응답자 중 65%가 노후대책마련 책임이 자기 본인에게 있다고 응답하였는데, 이는 유럽의 37%보다도 높은 수치였다. 둘째, 노후준비에 대한 책임이 자기 자신에게 있다고 응답한 사람은 외부에 있다고 응답한 사람보다 경제적 노후준비를 하고 있는 경향을 보였다. 셋째, 소득수준은 노후준비에 대한 책임인식이 경제적 노후준비에 미치는 영향에 부(-)의 조절효과(moderating effect)를 보였다. 넷째, 소득수준이 증가할수록, 학력수준이 높을수록 경제적 노후준비를 하는 경향이 증가하고 있어 저소득·저학력학층은 고소득·고학력층에 비해 경제적 노후준비를 적게 하는 경향을 보였다. 따라서 본 연구에서는 노후준비에 대한 자신의 책임의식이 높더라도 소득이 낮아 경제적 노후준비에 어려움을 경험하는 저소득·저학력층을 위한 다양한 실천적·정책적 방안을 제시하고 있다.