• Title/Summary/Keyword: private household

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Factors Influencing the Purchase of Indemnity Private Health Insurance among the Elderly People Aged 65-75 (65-75세 노인의 실손형 민간의료보험 가입 영향요인)

  • You, Chang Hoon;Kang, Sungwook;Ha, Ho-Soo;Kwon, Young Dae
    • Korea Journal of Hospital Management
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    • v.24 no.1
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    • pp.48-56
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    • 2019
  • Purpose: As an interest in the elderly medical expenses increases, elderly people are increasingly purchasing indemnity private health insurance. Authors tried to investigate factors of having the indemnity private health insurance among the elderly people aged 65-75 years. Methods: We conducted panel logit regression analysis on 2,465 subjects as of 2016 using Korean Health Panel from 2010 to 2016. The dependent variable was whether to enroll in the indemnity private health insurance. The explanatory variables included socio-demographic characteristics, economic factors, health status, and health behaviors. Findings: As a result of the analysis of factors of purchasing indemnity private health insurances, it was analyzed that people with larger family, educated, pensioner, high household income or no disability were more likely to have indemnity private health insurance. Practical Implications: Considering the results of this study, the factor of purchasing indemnity private health insurance among elderly people were more likely to be their economic than demographic characteristics such as sex, age, and marital status. Policy makers should make efforts to reduce the burden on the elderly medical expense and to improve equity of medical use through institutional improvement such as raising age limit and lowering premium of indemnity private health insurance and expansion of public health insurance.

Analysis of Polarization in Software Private Education (소프트웨어 사교육의 양극화 현상 분석)

  • Lee, Jaeho;Shim, Jaekwoun
    • Journal of The Korean Association of Information Education
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    • v.25 no.6
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    • pp.871-878
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    • 2021
  • This study analyzed the polarization of software education by analyzing the relationship between the average monthly total private education expenditure, software education expenditure, and academic achievement. For this purpose, data were collected and analyzed by surveying 2,780 parents of elementary school children nationwide. The results of this study are as follows: First, there was a statistically significant difference in children's academic achievement depending on whether or not they participated in software education. Second, the higher the children's academic achievement, the higher the percentage of participation in software private education expenditure. Third, there was a significant positive correlation between total private education expenditure and software-related private education expenditure. Fourth, although not statistically significant, there was a positive correlation between software private education expenses and academic achievement. In this study, software education provided by public education is not sufficient. For this reason, participation in private education and the amount of expenditure are increasing, and there is a gap in improving the main competencies of students according to household income.

Expenditure in ambulatory dental care and factors related to its spending (우리나라 치과 외래의료비 지출규모와 치과 외래의료비 지출에 미치는 요인)

  • Kim, Hye-Sung;Kim, Myeng-Ki;Shin, Ho-Sung
    • Health Policy and Management
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    • v.22 no.2
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    • pp.207-224
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    • 2012
  • This study estimates the total health expenditure of ambulatory dental care and explores the factors related to disbursements. The study used two waves of a 2008 Korea Health Panel (KHP) survey, of which each wave is composed of 7866 households and 24,659 persons. The KHP includes missing expanses of reimbursement data of the National Health Insurance (NHI), such as out-of-pocket, drugs, and private health insurance. The study estimates total monthly ambulatory dental expenditure and the sub-special categories of dental care. For influential factors analyses, the study exploits log-linear model with age, gender, education, job, equivalence income, the status of chronic diseases, means-tested benefit recipients, private insurance, and the composite deprivation index as independent variables. The total monthly outpatient health spending is estimated to be 102,468 won per household, and for dental, each household spends 31,115 won per month. Older age, means-test recipients, non-regular workers are more likely to spend less money on dental care, whereas private insurers, high income, and those who live in less deprived areas are more likely to spend more money for dental services. From the study we found that the KHP data are more suitable to estimate the total amount of health care markets, especially when the NHI coverage is low, such as for dental care in Korea.

A study on the Method in Developing Economic Design Models(idea) Responding to the Differentiation of Household Flexibly (가구분화에 유동적으로 대응하는 경제적인 디자인모델(안) 개발 방안 연구)

  • Yang, Jeong-Seon
    • Proceeding of Spring/Autumn Annual Conference of KHA
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    • 2009.11a
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    • pp.146-150
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    • 2009
  • Present family pattern of Korean society has been changed into nuclear family pattern based on the married couple from traditional expanded family pattern. As the entire social consciousness has been changed into private disposition, the number of independent household for 1 person has increases. Also, as the delivery age of first child became late according to the elongation of average period for the national education, the increment of average age for the first marriage and women's participation in the society, the family pattern of married couple lasts longer than used to be. Like this, considering the family formed period comprised from a household for 1 person to a household for 1married couple and senescence increase, as any response is inevitable for the requirement of residential space where 1~2 dwellers' life can be accepted economic and functionally within smaller scaled space, development and research on a plan system(flexible-typed plan) increasing the degree of freedom is required in developing plan of unit household. In the study for this, considering the change of population and social structure, I suggest the method in developing economic design responding to the differentiation, designing the change of support-system and infill-system based on the systemic comprehension about the residing environment in the family formation period and the research for main life pattern and residing environment in the family formation period in the present city life. I will set (family) composing system, develop basic and mixing typed standard model and establish the stage of applied development for the development of economic design.

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Analysis on the Car Ownership Structure Considering Household Car Ownership Pattern (가구별 차량보유패턴을 고려한 차량 보유구조 분석)

  • Lee, Jeong Hun;Jung, Hun Young
    • KSCE Journal of Civil and Environmental Engineering Research
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    • v.36 no.4
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    • pp.667-675
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    • 2016
  • The goal of this study is to be used as baseline data for transportation demand management. At the present time the number of registered car and householding car is increasing, so there is a need to analyze the car ownership pattern through household car hold status. Also, it is necessary to analyze the factor of increasing car. The research is proceeded with classifying as the household which is holding private cars or holding passenger cars and non passenger cars based on the result of the research of the household travel survey data. The result of this study is shown as follows. According to car ownership pattern, there are more households holding passenger cars only when they are holding less than 2 cars. Otherwise there are more households holding passenger car and non passenger car when they are holding more than 3 cars. Using the Ordered Logit Model, there are more differences in factors affects holding cars by variables of housing type and household properties.

House Type and Household Structures of South Kyongsang Province in the Enlightenment Period (『가호안』 분석을 통해 본 개화기 경상남도의 가옥형태와 구조)

  • 최영준
    • Journal of the Korean Geographical Society
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    • v.39 no.3
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    • pp.297-320
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    • 2004
  • Household Register of South Kyongsang Province compiled by the Korean government in 1904 keeps complete details on local houses of eleven out of a total of thirty-one counties in the district. This study examines, band on e analysis of the primary source materials, e specifics of traditional housing of South Kyongsang Province with special reference to the magnitude of housing lots, size of dwellings, land and house ownership, and distribution of thatch and tile roof houses by dong, myon and county. Findings from the survey of the household register suggest that approximately 20 percent of households were established on the private or rented public lands, that 90 percent resided in undersized housing with just one or two rooms besides a kitchen, and that the regional average of dwelling size was no bigger than 2.75 rooms. The fact clarifies that the three-room thatch houses prevailed in South Kyongsang Province about a century ago. The miserable living conditions were tranalated into a constricted personal space of 2 to 4 square meters and a small-size household of less than 4 family members.

Analysis on Expenditure Structures and Impact Factors of Household Transportation Cost (국내 가구 교통비의 지출 구조 및 영향요인 분석)

  • Han, Sang-Yong;Lee, Jae-Hun
    • Journal of Korean Society of Transportation
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    • v.28 no.2
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    • pp.33-43
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    • 2010
  • The objective of this paper is to analyze expenditure structures and impact factors of household's transportation cost in order to provide policy-maker with quantitative and economic information for reducing household's transportation costs, using 1995-2007 household survey data. For this purpose, this study performed various economic analysis, including econometric regression analysis and income re-distributional effects. The four models were separately estimated with dependent variable (personal and public costs, public transit and private car costs) and independent variables (family, employ, age, education, cars, household income, region dummy variable). In addition, We analyzes impacts of transport policy instruments on the transportation expenditure. These instruments include changes of oil price and public transit fare, reform of public transport system, and extension of subway facilities. Finally, income re-distributional effects before and after transportation expenditure, using Pechman-Okner (PO) index and Wolfson index.

Income-Consumption and Inequality Structural Changes in the Agricultural Economy (농가경제의 소득-소비와 불평등 구조 변화 분석)

  • Ha-Young Jeong;Ye-Jin Song;Duk-Byeong Park
    • Journal of Agricultural Extension & Community Development
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    • v.30 no.4
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    • pp.229-241
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    • 2023
  • This study aims to examine the farm household income and consumption structure change as well as farm income inequality. Data from the Agricultural Household Survey for the years 2016, 2021, and 2022 were hired to analyze farm income inequality by the Gini coefficient decomposition method. Results show that from 2016 to 2021, all income quintiles exhibited an increasing trend, but in 2022, income decreased across all quintiles. As a result of analyzing farm household consumption expenditure, consumption expenditure increased in all income quintiles in 2021 and 2022 compared to 2016, but consumption of optional goods decreased in the fifth quintile. In addition, it was found that farmers in the first quartile had higher consumption expenditures and expenditures on options than those in the second quartile. The analysis of farm income by region show that public subsidies increased significantly for general rural farmers than for farmers in special and metropolitan areas in all income quintiles during the period. In the case of the first quintile, farm household income in rural areas in special and metropolitan cities increased compared to general rural areas. In the fifth quartile, agricultural income and sideline income in general rural areas increased compared to rural areas in special and metropolitan cities, while rural areas in special and metropolitan cities increased non-business income compared to rural areas. Results of farming income inequality by income type show a steady decline in inequality from 2016 to 2022, indicating that the decreasing gini coefficinet of public subsidies is contributing to the decline in farm income inequality. Private subsidies and side income are shown to increase inequality.

Adjustment of Korean First-Graders to Elementary School: The Role of Family Income, Type of Early Childhood Education Program, and Private Education Before and After School Entry

  • Chun, Hui Young;Wee, Su-Jeong;Park, Soyeon
    • International Journal of Human Ecology
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    • v.14 no.1
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    • pp.115-130
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    • 2013
  • This study reviews the current status of Korean first graders, their experience with early care and education (ECE) programs, and their participation in private and after-school education. The research also examines how school adjustment during the first grade is related to family income, types of ECE programs, and participation in private and after-school education. Using the first year data of the Korean Child and Youth Panel Survey (KCYPS) 2010, this study analyzes 752 first graders who attended only one of two types of ECE programs (child care centers or kindergartens), after which two 25% income extremes were examined. The analysis demonstrates that children from low-income households attended child care centers more often, while children from high-income households attended kindergartens more often. For both low-income and high-income groups, child care centers had a lower starting age and longer attendance periods than did kindergartens. High-income household children started attending ECE programs earlier, experienced more private and after-school education, and received a larger number of private and after-school educational lessons. For the second research purpose, children from low-income families showed better peer relations in school adjustment, while children attending child care centers showed better teacher relations than children attending kindergartens. Children with after-school education also exhibited better peer relations. These findings show the importance of government support for early learning, especially for low-income families and offer a foundation for developing private education polices for early childhood before and after school entry.

Analysis of Effect of Indemnity Private Health Insurance on Medical Utilization Using Instrumental Variable Regression (실손형 민간의료보험이 의료 이용에 미치는 영향: 도구변수를 활용한 분석)

  • You, Chang Hoon;Kwon, Young Dae;Choi, Ji Heon;Kang, Sungwook
    • The Journal of the Korea Contents Association
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    • v.18 no.1
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    • pp.268-276
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    • 2018
  • This study examined the effects of indemnity private health insurance on the medical utilization among the Korean adults. The used data were the 2014 survey data of Korea Health Panel, and the number of subjects was 11,436. Authors employed instrumental variable regression model where the instrument variables for controlling for endogeneity of indemnity were the purchasing of private pension and number of family members. The results showed that the number of outpatient visits and the number of hospitalizations for indemnity private health insurance subscribers were higher than non-subscribers. The number of household members and the private pension variables were proved to be appropriate as instrumental variables. This paper recommends the Korean government to monitor and evaluate the effects of indemnity private health insurance on the medical utilization in order to improve the efficiency of health care finance.