• The Journal of Asian Finance, Economics and Business
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• v.8 no.5
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• pp.403-411
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• 2021

This paper discusses the relationship between debt literacy, peer-to-peer lending, and over-indebtedness in Indonesia. It is essential because the number of loans on this platform continues to increase, both legal and illegal. Data was collected online in collaboration with commercial market research firms, JajakPendapat.net. Debt literacy and over-indebtedness were measured by self-assessment with questions from Lusardi and Tufano (2009a). Questions for debt literacy are about interest compounding, debt interest, and the application of time value of money in payment options. The question for over-indebtedness is about the amount of debt and the conditions resulting from that debt. By using descriptive methods, it is clear that the majority of respondents, both borrowers and non-peer-to-peer lending borrowers are debt illiterate, and those who have poor debt literacy have huge debt. Overall, only 1.85% of the respondents were debt literate. Those who live on the island of Java have better literacy because they are the center of economic growth in Indonesia. Debt from peer-to-peer (P2P) lending also has the potential to create problems, namely over-indebtedness. P2P lending borrowers also have very poor debt literacy. However, there is no difference in debt literacy between P2P lending borrowers and non-P2P lending borrowers.

• Korean Journal of Child Studies
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• v.31 no.2
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• pp.229-242
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• 2010

This study sought to examine the effects of child-parent attachment and its concordance with children's peer status. The subjects were 110 5-6 year old kindergarteners (48 boys & 62 girls) and they were asked to respond to the Attachment Story Completion Task by Bretherton & Cassidy (1990) and the peer rating scale by Asher, Singleton, Tinsley & Hymel (1979). Our results indicate that the secure mother-child and father-child attachment groups had higher peer status than the insecure attachment groups. The insecure-avoidant groups had the lowest peer status. Young children who were securely attached to both parents and at least one parent had higher peer status than who were found to be insecurely attached to both parents. The implications for parent education for enhancing peer relations were also discussed.

• Korean Journal of Child Studies
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• v.17 no.2
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• pp.33-45
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• 1996

The relationship of shyness, interpersonal adjustment, and peer acceptance to loneliness in children was examined in a sample of 279 fifth and sixth graders (135 boys and 144 girls) and their teachers. Loneliness and shyness were rated by children themselves and interpersonal adjustment and peer acceptance by their teachers. Shyness and interpersonal adjustment were found to be predictive of peer acceptance, in which interpersonal adjustment had a greater effect than shyness. Shyness and peer acceptance were found to be predictive of loneliness, in which shyness had a greater effect than peer acceptance. Shyness appeared to have a direct impact on loneliness, whereas for interpersonal adjustment, the relation to loneliness was mediated by peer acceptance. The more shyness and the less interpersonal adjustment they have, the less peer acceptance they have, which results in more loneliness. More attention and research are needed for shyness as well as loneliness in the area of social development of children.

• Proceedings of the Korean Information Science Society Conference
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• 2003.04d
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• pp.118-120
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• 2003

유무선 인터넷 기술의 발달로 인해, 네트워크 전반에 걸쳐 산재해 있는 개인 정보에 대한 공유 및 교환에 대한 요구가 점차로 증가하고 있다. 본 논문에서는 이동에이전트 기반의 peer-to-peer(P2P) 네트워킹을 위한 새로운 기법이 설계되고 구현된다. 설계된 시스템은 이동에이전트를 사용함으로써, 냅스터 및 그 누텔라로 대표되는 기존의 혼합형 P2P와 순수형 P2P에서 발생하는 문제점들을 보완시킨 새로운 기법이며, 혼합형과 순수형 모두에 적용이 가능하다. 또한 분산 정보 공유 및 교환을 위한 응용 개발의 용이함을 위해 다양한 고급의 AH들을 제공하고 있다.

• Journal of the Korean School Mathematics Society
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• v.18 no.3
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• pp.281-309
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• 2015

The purpose of this study is provides an implication of further teaching learning process by analyze the common and difference and characteristic of mathematical self-efficiency between three peer tutoring groups discourse in the mathematical teaching leaning process that use peer tutoring. To achieve this goal, three groups formed that consist of one peer tutor who received a first grade of mathematic achievement and one peer student. Peer student of each group is divided into high grade, middle grade, low grade of mathematic achievement. Then analyze the discourse in the exponential function problem solving process. Based on the results of study, this paper provides a concrete example of merit of peer tutoring on the peer tutor. Result of study also provides a practical help to make a peer tutoring group by considering a difference of grades between peer tutor and peer student. Because there is a possibility of mutual discourse on the tutoring group that consist of similar grades.

• Korean Journal of Child Studies
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• v.16 no.1
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• pp.147-165
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• 1995

The purpose of this study was to examine the entry behaviors of kindergarten children into peer dyads and the responses of the peer dyads in relation to the sex and sociometric status of the entering child. The subjects were 46 triads(138 children). Each triad consisted of two children of average peer status and one child of high/low peer status, identified by the Peer Rating Scale. The two children of the average peer status were placed in a small laboratory and were given a game to play. After the game had started, the child of high/low peer status entered into the laboratory. The behaviors of the entering child and the responses of the peer dyads were videotaped for 6 minutes. The data were analyzed by sex(2)${\times}$sociometric status (2) ANOVAs and ${\chi}^2$-tests. The results were as follows: (1)Popular children showed more group-oriented statements and fewer waiting behaviors than non-popular children. (2)Popular children elicited more positive responses and were less ignored than non-popular children. (3)The peer group responded positively to the entering child's helping, agreeing, and giving group-oriented statements, and neglected the entering child's waiting behaviors.

• Korean Journal of Human Ecology
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• v.22 no.3
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• pp.391-404
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• 2013

This study examined the moderating role of teacher-child relationship on the relation between children's problem behavior and peer victimization. Participants were 198 children(97 boys, 101 girls; recruited from classes with 5-6 year olds) and their kindergarten teachers. The teachers completed the rating scales to measure the children's peer victimization, problem behavior and teacher-child relationship. The collected data were analyzed using descriptive statistics, t-tests, correlations, and hierarchical multiple regressions. Boys and girls were analyzed separately. Results showed that children's problem behavior had positive relation to their peer victimization. Teacher-child relationship significantly related to children's peer victimization. Hierarchical regression analysis indicated that the interaction of boys' withdrawal behavior and teacher-child closeness predicted boy's peer victimization. Boys' withdrawal behavior, whose teachers demonstrated the lowest level of teacher-child closeness, associated significantly with their peer victimization. Boys' withdrawal and aggressive behavior had significant relation to their peer victimization, especially for the highest level of teacher-child conflictual relationship. Findings suggested the importance of teacher-child relationship in the context of intervention planning for peer victimization.

• Journal of the Korean Home Economics Association
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• v.48 no.6
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• pp.17-30
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• 2010

The purpose of this study was to investigate the effects of young children's temperament, emotional intelligence, social behavior and mother's personality traits, and management strategy of peer relations on peer acceptance. Subjects were 412 5-years-old children and their mothers in Busan. The children responded to the Peer Nomination Inventory to assess peer acceptance and their teachers completed the EAS(Emotionality, Activity, Sociability), to assess the emotional intelligence and social behavior of the children. Mothers completed Eysenck Personality Questionnaire for personality traits and the Parental Involvement Checklist. Data was analyzed with descriptive statistics, Pearson's correlation, and simple and multiple regression analyses. The results showed that emotional intelligence of young children had a relatively significant effect on peer acceptance, followed by personality traits of mother's extraversion, the temperament of activity, and the management strategy of mediation-supervision. In conclusion, young children and their mother's variables have a complex, rather than simple, effect on peer acceptance of the children.

• The Journal of the Korea Contents Association
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• v.16 no.7
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• pp.700-708
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• 2016

This study is to examine how peer counseling program affects on peer relation of children. The study subjects who fourth grades of A elementary school students in K city of Cheonbuk region, children of 26(boys 14, girls 12) people who expressed their joining opinion of program, were selected through information. 28(boys 15, girls 13) people were selected as control group. Before conducting program, both experiment group and control group were identified as same group. From in April, 2014 to in June 2014, peer counseling was conducted by experiment group(once per week, 60 minutes per session for a total 10 sessions), to examine effect, peer relation questionnaire were practiced before and after. Following were gained results of SPSS 18.0 used to analysis data of comparison in group before and after. peer relation of experiment group who conducted peer counseling had improved. Peer Counseling was effective for improving of Children's peer relation. However, there was no difference in compare of control group before and after. Therefore, this study can know that peer counseling had positive effect on peer relation of children.

• Journal of Families and Better Life
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• v.18 no.1
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• pp.153-166
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• 2000

The relations between friendships peer aggression and victimization by peers were examined with a sample of 426 second-grade junior high school students(210 boys and 216 girls) Data were collected using questionnaires regarding friendship(number of friends and presence of a best friend) peer aggression and victimization by peers. The number of friends was significantly related to peer aggression both in boys and girls indicating that the more friends they had the less peer aggression they showed. Peer aggression didn't vary as a function of the presence of a best friend. The number of friends was also significantly related to victimization both in boys and girls. The more friends they had the less victimization they experienced. Victimization varied as a function of the presence of a best friend only in adolescent boys in which those having a best friend were rated by peers to experience less victimization, Victimization was related to peer aggression both in boys and girls. T e more victimization they experienced the more peer aggression they showed.