• Title/Summary/Keyword: household types

Search Result 468, Processing Time 0.031 seconds

Determinants of the Household Use of Different Types of Debt (유형별 부채의 보유결정에 영향을 미치는 요인 분석)

  • 성영애;최현자
    • Journal of the Korean Home Economics Association
    • /
    • v.38 no.2
    • /
    • pp.65-77
    • /
    • 2000
  • This study investigated the effect of socio-demographic variables and the ownership of asset and the other types of debts on the use of a specific type of household debt. Household debts were categorized into six types according to borrowing sources: debts from banks, other financial institutes, employers, private sources, Gye, and retailers. The 1996 Korean Household Panel Study were analyzed using logistic model. It was found that socio-demographic factors influenced differently on the probabilities of debt holdings according to the types of debt. There were interrelationships among the ownerships of a specific type of debt and other types of debt and asset.

  • PDF

An Analysis of Household Portfolio Changes and Household Characteristics : Financial decision making patterns during the economic crisis under IMF trusteeship (시장환경의 변화에 따른 가계포트폴리오 변화유형 및 각 유형별 가계특성 분석 : IMF 경제위기동안의 재무의사결정 유형)

  • 박주영;최현자
    • Journal of Families and Better Life
    • /
    • v.20 no.6
    • /
    • pp.151-162
    • /
    • 2002
  • The instability in the current financial market caused consumers a lot of difficulties in their financial decision making. The purpose of this study is to classify the changes in household portfolios during the economic crisis under IMF-trusteeship (IMF Crisis hereafter), and to examine the characteristics of the households according to the types of household portfolio changes. The data were taken from 1996 and 1999 Korean Household Panel Studies, and 1,293 households were selected for the final analysis. Methods of analysis included frequencies, percentages, Chi-square tests, F-tests, and t-tests. Major findings are as follows: 1. In the midst of the financial market changes during the period of the IMF crisis, consumers tended to manage their household portfolio differently according to their household characteristics. 2. The changes of household portfolio can be classified into two different types: the changed type (44.4%) and the unchanged type(55.6%). There are significant differences in the level of wealth, family life cycle stage, housing tenure, and the household head's job, between the changed type and the unchanged type. The family members of the unchanged type are more likely to be older and relatively wealthy compared with the families in the changed type. 3. The changes of household portfolio can be further classified into six different types: the unchanged-liquidity type (21%), the unchanged-multiplication type (24.6%), the unchanged-insurance type (9.8%), the changed-to-liquidity type (13.9%), the changed-to-multiplication type (13.0%), and the changed-to-insurance type (17.5%). There are significant differences in income level, wealth level, family life cycle stage, housing tenure, and the job of household head among the six types of changes.

Analysis on the Structure of Farm Household Income & Expenditure by Farming Types -Using Housekeeping Books of Farm Household in 1988- (농가유형별로 본 농가소득 및 소비지출 구조분석 -'88 농가가계부를 중심으로-)

  • 김인숙
    • Journal of the Korean Home Economics Association
    • /
    • v.28 no.3
    • /
    • pp.105-125
    • /
    • 1990
  • The 78 housekeeping books were analyzed to find out the structure of income and expenditure of the farm household. The selected farm households were classified into 4 different farming types such as rice-cultivating, vinyl house, fruit-growing, and livestock farming. The results are summarized as follows : 1) The farm housekeeper ought to rationally manage farm household money income, because agricultural income was preponderated to several months regardless of farming types. 2) Farm household income was primarily dependent upon agricultural income and non-agricultural income in the livestock farming and rice-cultivating farm houshold respectively. 3) order of living expenses of the total farm households were recreation and entertainment expenses, food expenses, education expenses, and housing, fuel & light expenses in size. The major expenses were education expenses, food expenses and miscellaneous expenses in rice-cultivating, vinyl house and livestock farming, and fruit growing farm households respectively. 4) Balance of income and expenses of the farm household, s its time, size, and pattern of increase and decrease, was different by farming types. 5) Household expenses increased in February, May, August and December, though disposable income reversely decreased in February, April, August and December compared to each former month. So, special consideration should be taken into budget planning for household money management in February, August and December.

  • PDF

The Analysis of Family Environmental Variables Affecting the Household Preferences (주부의 가사노동 선호성에 영향을 미치는 가족환경적 변인 분석)

  • 이기숙
    • Journal of the Korean Home Economics Association
    • /
    • v.20 no.4
    • /
    • pp.125-132
    • /
    • 1982
  • The purpose of this study was to see that how about the variables of homemaker's age, marital periods, children numbers, homemaker's employment, family types, house types, family income, homemaker's education level, and the convenience of kitchen and laundry influence on homemaker's household preferences. On this study, the household tasks were classified into the tasks on Care of clothes, Mal preparation and clean-up, Care of the house, Care of the family members, and Marketing and record keeping. Questionaires were given to randomly selected homemakers in Busan in July, 1982. Data from the 736 respones were analyzed according to Multi regression and T-test. The results were as follows: 1. The variables affecting the homemaker's household preferences were marital periods, family income and the convenience of kitchen and laundry. Longer the marital periods, higher the family income and more feeling the convence were taken higher preferences on household tasks. 2. The variable of age was less significantly related to the homemaker's household preferences than the marital periods. 3. The variable of house types was less significantly related to the homemaker's household preferences than the convenience of kitchen and laundry.

  • PDF

An Analysis of the Financial Performance in the types of Household financial Strategy (가계 재무전략 유형별 재무성과 분석)

  • Park Jin Yeong;Moon Sook Jae
    • Journal of Families and Better Life
    • /
    • v.22 no.6 s.72
    • /
    • pp.165-175
    • /
    • 2004
  • The purpose of this study was to classify the household financial strategies and investigate major determinants of the household financial strategies and financial performance. The data of 3,994 households is from the Korean Labor and Income Panel Stud?. The major findings were as follows. (1) The classified household financial strategies types were Residual ($44.6\%$), Informal Institutional ($13.3\%$), Financial Assets ($16.7\%$), Real Estate ($13.4\%$), and Diversified Portfolio ($12.0\%$). (2) The criteria of classification of the household financial strategies were relative, not absolute. (3) The household financial strategy types changed largely during a short period(1999-2000). (4) In all households, the variables that affected changes in household financial strategies were education, occupation, number of children, residential location and home ownership. (5) Households that employed a diversified portfolio strategy had the greatest financial performance (2,316,000 won net gain). (6) In all households, the variables that had the greatest influence on financial performance were the number of children, assets and debts. 1'he financial performance was significantly different according to changes in the household financial strategy.

A Study on the Types of Internet Usage and Household Work Using Internet by Married Male and Female (기혼남녀의 인터넷용도 유형과 인터넷활용 가사노동참여 유형)

  • 차성란;문숙재;정영금
    • Journal of Family Resource Management and Policy Review
    • /
    • v.7 no.2
    • /
    • pp.1-23
    • /
    • 2003
  • Entering into the mature stage of internet society, we need to understand people's internet using qualitatively. So, this study purposed to relate the types of internet usage and the types of household work using internet by the family except housewife. Web-based questionnaire were administered to 250 male and female subjects respectively. Results were as follows: First, types of internet usage were‘e-style’,‘self-actualization’, and‘family-oriented’. Second, the characteristics of e-style were white collar, college- graduated, and high income. And this type had positive attitude about internet, longer periods of usage, higher level of computer skill, longer usage time than my other types. Third, types of household work using internet were‘commitment in transaction’and‘strong involvement in family life’. fourth, the e-style and the self-actualization were related with the type of commitment in transaction and the family oriented was related with the type of strong involvement in family life. Finally, if the e-style increase, family members except housewife, there are trend of commitment in the household work.

  • PDF

The Influences of Household Income and Asset in the Consumption Expenditures according to Housing Tenure (유형별 가계소득과 자산이 소비지출에 미치는 영향 -주거보유형태별 분석-)

  • 김혜련;최현자
    • Journal of the Korean Home Economics Association
    • /
    • v.37 no.10
    • /
    • pp.91-106
    • /
    • 1999
  • The purpose of this study is to analyze empirically the influences of different types of household income and asset in the consumption expenditures of homeowners and lessees with deposit. The data used in this study were the 1996 Korea Household Panel Study. 1,512 households data were selected for the final analysis. The statistical methods adopted for data analysis were frequency, percentage, one-way ANOVA, crosstabs, multiple regression analysis, and chow-test. The results are as follows: (1) There were the differences between three groups in the expenditure levels of each consumption category and the shares of each consumption category of total expenditures. (2) The change of labor income influenced more significantly consumption expenditures of homeowners and lessees with deposit, compared to changes of different types of household income. Also homeowners and lessees with deposit changed their consumption expenditures in different ways to changes of various types of household income. (3) Homeowners increased more significantly their consumption expenditures to increase of net asset than lessees with deposit.

  • PDF

Life Satisfaction of Older Women Focused on Household Types and Poverty Levels (여성노인의 가구유형 및 빈곤여부에 따른 삶의 만족도)

  • Kang, Hyun-Jung;Kim, Yun-Jeong
    • The Korean Journal of Community Living Science
    • /
    • v.20 no.1
    • /
    • pp.71-80
    • /
    • 2009
  • This study aimed to identify and compare variables affecting life satisfaction of older women by focusing on household types and poverty levels. The study used data from the Korea Longitudinal Study of Aging administered by the Korea Labor Institute in 2006. The data for 1,017 older women ages over 65 including 427 single households and 590 couple households was analyzed. First, interaction effects of household types and poverty levels on life satisfaction were statistically significant. For the non-poverty households of older women, there was no explicit difference between single households and couple households in life satisfaction, but for the poverty households, single households were lower in life satisfaction than couple households. Second, as a result of reviewing four groups of older women (poverty-single household, poverty-couple household, non-poverty-single household, and non-poverty-couple household), besides religion, it was found that there were significant differences in age, education level, number of children, health level, residence area, and status of economic activity. Third, when analyzing variables affecting life satisfaction, common predictors for the four groups were health level and ownership of house. Older women who perceived to be healthier and owned their own homes were higher in life satisfaction. For poverty-single households, older women with over middle school graduation were also higher in life satisfaction, but for poverty-couple households, older women with over middle school graduation and more children were higher.

  • PDF

Transformations of Houses in Jeju City from 1920's to 1960's ($1920{\sim}1960$년대 제주시 주택의 변천에 관한 연구)

  • Kim, Hyung-Nam
    • Journal of the Korean housing association
    • /
    • v.18 no.1
    • /
    • pp.113-122
    • /
    • 2007
  • Houses in Jeju city are divided into separated types and combination types of household affairs space. Other special types are separated-kitchen type. Separated household affairs space type is mostly built. Separated household affairs space type were sitting room + Gopang separate type and separate sitting room type. Combination household affairs space type made from sitting room, kitchen, Gopang and Chabang(Dinning room) put together as space differentiation, also into classes sitting room + kitchen + Gopang + Chabang type, sitting room + kitchen + Chabang type, sitting room + kitchen + Gopang, sitting room + kitchen type by combination household cares space type. Separated-kitchen type was one of the special type from separated-kitchen type of traditional housing, and type with continuous. Houses in Jeju city were 3 kan type and 4 kan type. 4kan type was mostly built. ㅡ shape is kept as plan shaped of straight shape, and roof shape is showed as ㅡ shape gathering roof. ㅡ shape + part projection type talls part projecting type as happened in Gopang, and Chabang. Roof is gathering roof, and when it is showed ㄱ shape by Gopang, Chabang, and kitchen are projected. ㅡ shape + total projection shape is one of the room become totally projected by Gopang and Chabang, can be happen with small room or kitchen, and roof as gathering roof shaped with ㅡ shape, ㄱ shape, ㄷ shape, unsystematic ㄹ shape, and various shapes.

Differences in Time Deficit and Time Satisfaction According to the Types of Child Care Time of Dual-earner Couples with Preschool Children (미취학자녀를 둔 맞벌이부부의 자녀양육시간 유형에 따른 시간부족감 및 시간사용만족도의 차이)

  • Park, Eun Jung;Lee, Seong-Lim
    • Journal of Families and Better Life
    • /
    • v.31 no.4
    • /
    • pp.97-111
    • /
    • 2013
  • The purpose of this study was to explore the typology of child care, investigate the characteristics of child care types, and analyze the differences in time deficit as well as time satisfaction by the types of child care for dual-earner couples with preschool children. The data source for this research was the 2009 Time Use Survey conducted by the Korea National Statistical Office. Dual-earners aged 20 to 59 years completed 1,568 time diaries, which were analyzed using chi-square, cluster analysis, and ANOVA analysis. Child care time was classified into three types in the three categories of child care, household work sharing and leisure sharing for both males and females respectively. Three types for husbands were named "vulnerable", "household work child care predominant" and "leisure predominant". The three types for wives were named "vulnerable", "household work child care oriented" and "household work child care". The characteristics of each type depended on age, education, weekly working hours, gender role of husbands and age, weekly working hours of wives. The vulnerable type of wives showed the highest level of time deficit. Based on the results, implications for Public policy on child care and various types of education as well as programs were suggested.