• 제목/요약/키워드: Online Transaction Intention

검색결과 39건 처리시간 0.021초

프라이버시 염려 영향요인이 인터넷 이용자의 신뢰와 온라인 거래의도에 미치는 영향 (Antecedents to Internet Privacy Concerns and Their Effect on the Trust and the Online Transaction Intention of Internet Users)

  • 유일;신정신;이경근;최혁라
    • Journal of Information Technology Applications and Management
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    • 제15권4호
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    • pp.37-59
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    • 2008
  • This study focuses on the antecedents to the privacy concerns and their influence on trust and online transaction intention. Based on previous exploratory works and the literature review of privacy concerns, four antecedents are identified-Internet literacy, social awareness, perceived vulnerability, and perceived ability to information control. Incorporating these antecedents, privacy concerns, trust and online transaction intention, a conceptual model is developed and seven research hypotheses are proposed for empirical testing. The proposed model is examined through structural equation analysis. The results show that Internet literacy, social awareness, and perceived vulnerability have statistically significant effect on the privacy concerns of users and the privacy concerns has a positive influence on the trust. Finally, the trust has a positive effect on the online transaction intention. Implications of these findings are discussed for both researchers and practitioners and future research issues are raised as well.

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패션 제품 온라인 쇼핑 시 지각되는 위험과 구매 의도의 관계에 있어서 태도의 역할 (The Role of Attitude in the Relationship between Perceived Risk and Purchase Intention in the Context of Shopping Fashion Products Online)

  • 이규혜;최자영
    • 복식문화연구
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    • 제15권3호
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    • pp.472-482
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    • 2007
  • This study is designed to examine differences in the well known relationship between risk perception and purchase intention when shopping fashion products Online. In addition, the role of attitude in the process was investigated. 155 Korean college students and 165 U.S. college students participated in the study. Structural equation modeling with risk factors(product delivery, transaction, service) as antecedents, purchase intention as the consequence, and attitude as the mediating variable were analyzed. Results indicated that, for Korean respondents, product delivery risk and transaction risk had significant indirect effect on purchase intention through attitude. Service risk had significant direct effect. For U.S. respondents, product delivery risk had both direct and indirect effect on purchase intention whereas transaction risk had only indirect effect. Service risk did not have significant influence on purchase intention.

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The Moderating Effects of Word-of-Mouth Intention in Online Travel Agencies Service Quality

  • KWAK, Dae-Young;MIN, So-Ra
    • 유통과학연구
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    • 제18권2호
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    • pp.39-48
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    • 2020
  • Purpose: This study examines components that dictate service quality of Online Travel Agencies. Research design, data and methodology: This study performed a survey that targeted people who have purchased travel products using Online Travel Agencies in the past year at Incheon International Airport. Out of 280 questionnaires, this study selected 249(88.9%) questionnaires for analysis. In analysis, this study used statistical package called 'SPSS 22'. Results: Based on the results, this study identified that company reputation and transactional stability influenced consumers' intent to share anecdotal and practical information. Conclusions: This study discovered several major findings. First, 'convenience' and 'price', two major factors in service quality, imposed positive effects on word-of-mouth intention of consumers. In particular, 'convenience' had the most significant impact. Next, this study verified the moderating effects of 'transaction safety' and 'reputation' on the effect relationships between 'convenience' and 'price', and consumer word-of-mouth intention. The results conclude that, in fact, some statistically significant differences among the effect degrees of the two independent variables on the dependent variable according to the safety level of transaction on Online Travel Agencies website do exist. In short, 'transaction safety' variable does have moderating effects on the above relationships.

인터넷 뱅킹에서 오프라인 신뢰와 온라인 거래의 관계 (The Relationship between Offline Trust and Online Transaction in Internet Banking)

  • 이웅규
    • Asia pacific journal of information systems
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    • 제17권2호
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    • pp.29-47
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    • 2007
  • Owing to the rapid growth of using the Internet, not only click-and-mortar companies but also brick-and-mortar ones have been expanding their distribution channels into online, Moreover, since online channels are more attractive than offline ones in control and maintenance, switching customers into online ones is emerged as one of very important managerial issues in a view of reduction of cost as well as expansion of services. However, the switched customers should be faced by uncertainties which could not have been experienced in offline. Specifically, in online channels, buyers and sellers are separated temporally and spacially and there are always so many kinds of threat for security as well as not enough systems and conventions for them yet. Therefore, trust has been considered as one of the most critical mechanisms for resolution of such uncertainties in online transactions. However, it is not easy to build and maintain the relationships in online since most of them are virtual and indirect generally. Therefore, in order to switch offline customers into online ones, it is very important to make strategies based on identification of the relationship between online transaction and offline trust which has been built in offline business. Generally offline trust, which has been built independent of online, could not include trust for online-dependent activities such as payment security during or after transactions, while most of online trust include it. Therefore, a customer with high offline trust does not always perceive high security and assure safe transactions. Accordingly, while online trust, where technical capabilities for online security is one of main bases, includes control trust implicitly or explicitly, offline trust does not. However. in spite of such clear discrimination and independence between offline trust and perceived security, there can be the significant dependency between these two beliefs. The customers with high offline trust believe that the company would do some activities for online security for customers' safe transactions since it has been believed of doing well for customers' trust. Theoretically, users' perception of security is interpreted as a kind of control trus, which is trust for company's technical control capacities in order to resolve technical uncertainties in online. Therefore, the relationship between two beliefs can be considered as transference from offline trust to another type trust. that is, control trust. The objective of this study is to analyze the effect of offline trust on online transaction uses mediated by perceived security. For this purpose, we suggest a research model based on technology acceptance model (TAM). Reuse intention is adopted as a dependent variable and TAM is modified by adding perceived risk (PR) as well as two beliefs of using Internet banking, perceived usefulness (PU) and perceived ease of use (PEOU). Moreover, perceive security (PS) is adopted as an external variable for PR and PU, while offline trust (OT) is an antecedent of PS. For an empirical test, sampling from 108 visitors to the banks in Daegu, Korea, we analyze our model by partial least square (PLS) approach. In result, our model is shown to explain 51.4% of the variance in reuse intention and all hypothesis are supported statistically. A theoretical implication of this study is to identify a role of PS between offline trust and reuse intention of using online transaction services. According to our result, PS can be considered as a mediation variable for bridging between two different concepts: trust that explains social aspects of customers and companies, and TAM that explains customers' reuse intention.

온라인 정보가 소셜커머스 구매에 미치는 영향 (The Influence of Online Information on a Consumer's Purchase at Social Commerce Websites)

  • 김진백
    • 정보화정책
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    • 제21권4호
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    • pp.40-58
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    • 2014
  • 본 연구에서는 온라인 정보가 소셜커머스 구매자의 구매결정에 미치는 영향을 조사하였다. 일반적으로 소셜커머스 소비자들이 구매과정에서 이용하는 정보는 사용자 생성 콘텐츠와 판매자 생성 콘텐츠로 나뉜다. 이들 정보유형별로 소비자 구매 의도에 미치는 영향력에 차이가 있을 것으로 예상되며, 이 문제의 해결안은 소셜커머스 사이트 운영자가 어떤 정보 제공원에 보다 관리 초점을 두어야 하는지에 대한 방향을 알려줄 수 있다. 분석을 위하여 온라인 공간에 대한 불확실성의 대책으로 이용되는 신뢰를 매개 변수로 활용하였다. 신뢰 유형은 판매자 측면과 정보 측면으로 나누어서 개체 신뢰와 콘텐츠 신뢰로 세분하였다. 분석결과에 의하면, 판매자 생성 콘텐츠(일반 거래 정보와 안전 거래 정보)는 모두 개체 신뢰에 유의한 영향을 미쳤다. 하지만 사용자 생성 콘텐츠는 명성만이 개체 신뢰에 유의한 영향을 미쳤다. 그리고 소셜커머스 소비자의 구매 의도는 개체 신뢰로부터만 유의한 영향을 받는 것으로 나타났다. 따라서 단기적으로는 소셜커머스 사이트 운영자가 통제가능한 정보 유형인 판매자 생성 콘텐츠(일반 거래 정보와 안전 거래 정보)를 중심으로 소비자의 구매 의도를 높일 수 있는 방안을 모색할 필요가 있다. 장기적으로는 소셜커머스 사이트 운영자의 통제가 어렵고, 형성에 시간이 많이 소요되는 사용자 생성 콘텐츠인 명성을 중심으로 소비자의 구매 의도를 높일 수 있는 방안의 모색이 필요하다.

The Effect of Essential Online Elements on Consumer Purchase Intention: Insights from a Taobao Perspective

  • Feng, Zhou;Lee, Un-Kon
    • 유통과학연구
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    • 제13권5호
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    • pp.15-22
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    • 2015
  • Purpose - Transparency, seller reputation, and website security are considered to be important factors that influence online customer purchasing decisions in China. This paper empirically examines the relative influence of Taobao.com on customers' online purchasing decisions. Research design, data, and methodology - We perform structural equation analysis, with a sample of 306 observations. The data comes from consumers' real transaction experiences from a specific website. This gives the results of our study more generalizability than studies using subjects who are not asked to engage in real transactions. Results - The results of this study reveal that perceived security and perceived reputation are critical factors affecting consumer trust and perceived transparency is most closely associated with purchase intention. Conclusions - The findings suggest that perceived transparency plays a significant role in increasing online consumer's purchase intention. The knowledge of the relative impacts of these factors and their roles in the customer transaction experience will be useful in developing customized sales strategies. The results of this study reveal that perceived transparency exerts a stronger effect than perceived reputation on consumer purchase intentions.

멀티채널 쇼핑상황에서 신뢰, 불확실성, 거래비용 및 뉴로티시즘이 지속구매의도에 미치는 영향 (Influence of Trust, Uncertainty, Transaction Cost, and Individual's Neuroticism on Continuous Purchase Intentions in the Context of Multi-channels Shopping)

  • 전현규;이건창
    • 감성과학
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    • 제19권4호
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    • pp.41-54
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    • 2016
  • 온라인 상거래가 일상의 한 행위로 자리 잡은 요즈음 오프라인 채널과 온라인 채널 간의 간극이 점점 좁혀지고 있다. 즉, 종전에는 오프라인 상에서의 소비자 구매행위와 온라인상에서의 소비자 구매행위가 판이하게 달랐으나 온라인상에서의 다양한 상거래가 보편화되면서 이제는 온라인상에서의 구매행위에 대한 연구가 활발하게 이뤄지고 있다. 그러나, 아직도 오프라인상에서의 신뢰가 온라인 구매행위에 미치는 영향에 관한 연구가 피상적인 수준에 머물러왔다. 이에 본 연구에서는 기존 연구의 한계를 극복하기 위하여 개인이 느끼는 뉴로티시즘 성향이 온라인상에서 사용자가 느끼는 불확실성, 거래비용, 그리고 만족 및 지속구매의도에 미치는 조절효과를 체계적으로 분석하고자 한다. 406부의 유효한 설문지를 토대로 분석한 결과, 사용자가 느끼는 거래비용은 온라인쇼핑 지속구매의도에 부의 효과를 미치고 있지만, 만족에는 통계적으로 유의한 영향을 미치지 않는 것으로 나타났다. 또한, 사용자가 가지고 있는 뉴로티시즘 성향은 온라인쇼핑 지속구매의도와 그 영향 요인들 간의 모든 관계에서 유의한 조절효과를 보이고 있는 것으로 나타났다.

품질위험 지각 정도에 따른 인터넷 중고차 사이트의 신뢰형성 요인과 구매의도에 미치는 영향에 관한 연구 (The Antecedents of Trust Building and its Effects on Purchase Intention for Internet Used-car Transaction)

  • 이호근;이승창;성대원
    • Asia pacific journal of information systems
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    • 제13권2호
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    • pp.119-143
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    • 2003
  • Trust has been identified as a key component in many e-Commerce studies. The purpose of this study is to find out which factors play a major role in building trust and how the built-up trust affect consumer's purchase intention in Internet used-car transactions. Based on the information asymmetry, TAM(Technology Acceptance Model), and the trust theory, our research model includes factors such as a buyer's propensity-to-trust, institutional characteristics(inspection and warranty policy), word-of-mouth referral, perceived size, and perceived benefits as independent variables. The model also includes trust as a mediate variable, intention to purchase as a dependent variable and perceived quality risk as a moderate variable. The research model is tested by analyzing 787 sample data gathered from Internet used-car transaction sites. The result shows that the trust has significant effects on the online purchase intention, and institutional characteristics has been identified as the most significant factor for the trust of Internet used-car sites. The independent factors influencing trust vary depending on the level of perceived quality risk. For users who perceive the quality risk low, the perceived benefits explain a little portion of the purchase intention. However, those who perceive quality risk high would purchase used-cars only when they have trust on the Internet sites, indicating that trust play an important role as a mediate variable. This study suggests that enhancing the trust in Internet used-car sites is important to increase online transactions.

온라인 마켓플레이스에서 신뢰와 3자적 관계 (Trust and Triad Relationships in Online Marketplace)

  • 김기문
    • Journal of Information Technology Applications and Management
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    • 제22권4호
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    • pp.39-57
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    • 2015
  • Online marketplace represents the triad relationship among the consumer, the intermediary, and the seller community. However there have been a limited number of studies conducted with the view of the triad relationship, which have produced contradictory and mixed results. The purpose of this study is (1) to find trust factors affecting consumers' transaction intention-trust in intermediary and trust in community of sellers, and (2) to investigate the directionality of trust transfer between those factors. To do this, the study sets and tests a bidirectional model. Based on the study results, the study discusses that both trust in intermediary and trust in community of sellers are important to consumers' transaction decision in online marketplace, and trust transfer in online marketplace flows from intermediary to community of sellers.

정보시스템 관련 교육의 정도가 보안 우려 및 온라인 거래 의도에 미치는 영향 - 인터넷 이용과 스마트 폰 이용의 비교 분석 (The effects of the degree of education related to information systems on online transaction intention and security concerns - Comparative analysis of the use of the Internet and smartphone)

  • 정승민
    • 한국컴퓨터정보학회논문지
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    • 제17권8호
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    • pp.145-161
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    • 2012
  • 본 연구에서는 정보시스템 관련 교육의 정도와 인터넷 활용 능력이 인지된 보안성 우려에 어떠한 영향을 미치며, 기술수용모델에 기반을 두어 이 세 변수가 온라인 거래 의도에는 어떻게 영향을 미치는지 살펴보고자 하였다. 또한 스마트 폰을 이용하여 필요로 하는 제품을 구매하는 사례가 증가하는 추세이므로 기존 인터넷을 이용할 경우와 스마트 폰을 이용할 경우로 구분하여 비교 분석하였다. 실증 분석 결과, 정보시스템 관련 교육의 정도, 인터넷 활용 능력, 인지된 보안성 우려는 인지된 유용성 및 인지된 사용 용이성을 매개로 하여 온라인 거래 의도에 유의한 영향을 미쳤다. 그리고 예상했던 것과 달리, 정보시스템 관련 교육을 많이 받을수록 해킹이나 프라이버시 침해 사례들을 더 많이 알게 되어 보안에 대해 더 우려하게 되며, 따라서 인터넷을 통한 거래가 많은 노력을 요구한다고 믿었다. 또한 정보시스템 관련 교육을 많이 받을수록 보안에 대해 더 우려하게 되므로, 인지된 보안성 우려는 인지된 유용성에 부(-)의 영향이 아니라 정(+)의 영향을 미쳤다. 마지막으로 정보시스템 관련 교육의 정도는 인터넷 거래의 유용성이나 인터넷 거래의 사용 용이성을 인지하는 것과는 관련이 있으나, 스마트 폰의 유용성이나 스마트 폰의 사용 용이성을 인지하는 것과는 관련이 없는 것으로 나타났다.