• 제목/요약/키워드: Interest Value

검색결과 1,856건 처리시간 0.029초

몬테카를로 시뮬레이션을 이용한 건축물 생애주기비용(LCC)의 실질할인율에 대한 확률론적 분석 (Stochastic analysis for Real Rate Interest of Building Life Cycle Cost(LCC) with Monte-Carlo Simulation)

  • 김범식;정영한
    • 한국건축시공학회:학술대회논문집
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    • 한국건축시공학회 2012년도 춘계 학술논문 발표대회
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    • pp.161-163
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    • 2012
  • Recently on Value Engineering(VE) and Life Cycle Cost(LCC) social interests is increasing. The government Turn Key, BTL projects and public works projects, such as VE and LCC Analysis on the value and economic analysis is mandatory. And accordingly the VE and LCC analysis is underway for the various studies. However, there is a problem existing in the LCC analysis. Worth the cost varies according to the flow of time. However, the real interest rate during the LCC analysis of buildings in calculation time for interest rates and inflation are not considering the value of the flow. In other words, a few years using the average value of the deterministic analysis method has been adopted. These costs for the definitive analysis of the cost of an uncertain future, unforeseen changes resulting hazardous value. In this study of the last 15 years interest rates and inflation targeting by using Monte-Carlo Simulation is to perform probabilistic analysis. This potential to overcome uncertainties of the cost of building a more scientific and LCC Estimation of the probability value of the real interest rate is presented.

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블로그 인텔리전스 (Blog Intelligence)

  • 김재경;김혜경;오혁
    • 한국IT서비스학회지
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    • 제7권3호
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    • pp.71-85
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    • 2008
  • The rapid growth of blog has caused information overload where bloggers in the virtual community space are no longer able to effectively choose the blogs they are exposed to. Recommender systems have been widely advocated as a way of coping with the problem of information overload in e-business environment. Collaborative Filtering (CF) is the most successful recommendation method to date and used in many of the recommender systems. In this research, we propose a CF-based recommender system for bloggers to find their similar bloggers or preferable virtual community without burdensome search effort. For such a purpose, we apply the "Interest Value" to CF recommender systems. The Interest Value is the quantity value about users' transaction data in virtual community, and can measure the opinion of users accurately. Based on the Interest Value, the neighborhood group is generated, and virtual community list is recommended using the Community Likeness Score (ClS). Our experimental results upon real data of Korean Blog site show that the methodology is capable of dealing with the information overload issue in virtual community space. And Interest Value is proved to have the potential to meet the challenge of recommendation methodologies in virtual community space.

간접수용의 보상에 관한 ICSID 중재사례 연구 (A Study on the ICSID Arbitration Cases for Compensation of Indirect Expropriation)

  • 오원석;황지현
    • 무역상무연구
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    • 제66권
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    • pp.149-170
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    • 2015
  • State's compensation obligation accompanied in case of indirect expropriation of foreign investor's investment asset has been established definite principle under international investment law. But the concrete and unified application criterion regarding valuation methods for measuring compensation have not been established yet. The World Bank investment guideline is adopting the Hull's Formula, which is understood as the full compensation standard with prompt adequate effective compensation and Fair Market Value method. It is a general principle that compensation should be equal to the fair market value of investment asset just before indirect expropriation date. However, there is a problem of the valuation method of fair market value of investment asset. In general, discounted cash flow, liquidation value, replacement value, book value, etc. can be the applicable standards. Arbitral tribunals determine compensation by adopting proper valuation method on a case-by-case basis according to the discretion based on the arbitration parties' experts' review on the presented opinion and by considering fact relevance of the issued dispute. This compensation includes also interest, recently it tends to award according to compound interest rather than simple interest. Beginning of the period to generate interest is the next day of the indirect expropriation occurrence date. And it should be considered that interest until the payment of compensation is also included. In addition, it should be considered that mental damages is available only when there's a basis to prove this or special case. Therefore, this study suggests to review of precedents related to indirect expropriation and concretely specify compensation valuation standard and method of indirect expropriation on investment agreements through enough consultation beforehand.

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학력에 영향을 미치는 요인에 관한 연구 (A Study on factors Affecting Academic Achievement in a Nursing School)

  • 최명애
    • 대한간호학회지
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    • 제7권1호
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    • pp.80-87
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    • 1977
  • The present study was undertaken to find the factors affecting academic achievement in a nursing school. 172 students were selected for this study and were divided into higher & lower 12 percent. Tools & measures used for this study were the interest test, personality test, test of self-concept, test of adjustment & school achievement. The major findings obtained from this study were as follows : 1. Factors affecting school achievement except intellectuality were thus : 1) Artistic interest, literary interest, scientific interest biological & scientific interest -physical affected the academic achievement . 2) Sociability, reasonability, depression & refractiveness affected the academic achievement. 3) Self criticism, total positive self-score, & personal self - score affected the academic achievement. 4) Adjustment to school, personal economics, health & value Morality affected the academic achievement. 2. Correlation between school achievement & interest, personality, self-concept or adjustment in the higher 81 lower group were thus; 1) There was a significant relationship between academic achievement & the following: artistic interest, scientific interest-biological, scientific interest-physical, out-door interest, refractiveness, sociability, responsibility, depression, self satis faction- score, personal self -score, social self - score, self behavior score, adjustment to school, health & values morality in the higher group. 2) There were no significant factors related with academic achievement in the lower group. 3. Difference or difference in relationship between higher & lower group in the interest, personality, self-concept & adjustment were as follows, : 1) There was a significant difference between higher & lower group in artistic -interest. literary interest, scientific interest-biological , out-door interest, sociability, depression, refractiveness, self criticism, total positive self score, personal self score, adjustment to school, personal economics, health & values morality. 2) There was a significant difference in relationships between higher & lower group in artistic interest, scientific interest, scientific 3) There was a significant difference in relationships between higher 8E lower group in artistic interest, scientific interest -biological, out -door interest , sociability, responsibility, refractiveness, depression, self identity score, self satisfaction score, adjustment to school, health, personality & value morality.

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과학교육의 재미에 대한 재발견 -재미의 의미와 가치를 중심으로- (Rediscovering the Interest of Science Education: Focus on the Meaning and Value of Interest)

  • 신세인;하민수;이준기
    • 한국과학교육학회지
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    • 제38권5호
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    • pp.705-720
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    • 2018
  • 이 연구에서는 과학교육에서 재미의 의미와 가치에 대해 문헌분석을 통해 이론적으로 고찰해보고자 하였다. 문헌분석은 재미와 관련된 국어학, 심리학, 철학 등 다양한 분야의 문헌을 대상으로 이루어졌다. 구체적으로 이 연구에서는 재미의 의미, 재미를 경험하는 맥락의 특성, 과학교육에서 재미의 가치, 재미의 가치를 실현하기 위한 과학교육의 방향성에 대해 논의하고자 하였다. 연구 결과는 다음과 같다. 첫째, 재미는 특정한 대상과의 상호작용을 통해 느껴지는 정서적 고양 상태를 의미하는 표현으로서, 감각, 관계, 자아, 대상 중심의 다양한 요소들의 복합적 작용으로 유발되는 정서적 경험임을 확인하였다. 둘째, 재미 경험의 맥락에 대해 이해하기 위하여 재미와 관련된 선행 문헌들에 대해 토픽모델링이라는 분석을 수행하였다. 분석 결과 재미와 관련 경험은 유희적 특성을 지니고 있음을 확인하였다. 이러한 유희적 특성은 과학에도 존재함을 논증하였다. 셋째, 과학교육의 재미의 교육적 가치와 지향점에 대해 논의하였다. 과학교육에서 재미는 단순히 학습행동을 유도하는 도구로서의 가치뿐만 아니라, 학습자가 과학 교수-학습 과정에서 생동감을 얻을 수 있는 보편적인 경험 중 하나이며, 학생 개개인이 과학과 관련된 정서적 발달의 원동력이 되며, 재미를 추구하는 태도와 행동은 창의적인 사고와 행동으로 이어 진다는 점에서 교육적 가치가 있음을 논증하였다. 마지막으로, 과학 교육에서 지향해야할 재미는 외부의 자극으로부터 유발되는 수동적인 재미가 아닌 노력하고 시행착오 끝에 경험할 수 있는 능동적인 재미여야 하며 과학을 즐기는 이들 또한 존중할 수 있는 과학교육 문화가 장려되어야 함을 주장했다. 특히 이 연구에서는 철학자 Deleuze(1976)의 철학을 바탕으로 학생 개개인의 고유한 재미 경험의 중요성을 논의하였다.

과제 유용가치의 시간적 근접성과 자기효능감의 상호작용이 흥미에 미치는 영향 (Interaction Effect Between Temporal Proximity of Utility Value and Self-efficacy on Interest)

  • 우연경;김성일;봉미미
    • 교육심리연구
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    • 제28권1호
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    • pp.1-21
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    • 2014
  • 이 연구에서는 과제의 유용가치가 상황적 흥미와 재참여 의지에 미치는 영향이 자기효능감 수준에 따라 다르게 나타나는지 살펴보고자 유용가치를 단기 유용가치(proximal utility)와 장기 유용가치(distal utility)로 각각 구분하여 비교하였다. 연구 1에서는 대학생을 대상으로 연산 과제에 대한 유용가치의 시간적 근접성과 자기효능감의 상호작용이 흥미유발에 미치는 효과를 살펴본 결과, 자기효능감이 높을수록 장기적인 유용가치가 흥미 유발에 효과적인 것으로 나타났다. 연구 2에서는 대학생과 발달적으로 차이가 있으며 학습 환경에서 수학이 필수적인 요소인 고등학생을 대상으로 교실학습 상황에서 연구를 수행하였다. 연구 결과, 대학생과 마찬가지로 자기효능감이 높을수록 장기적인 유용가치가 흥미 유발에 효과적인 것으로 나타났다. 이상의 연구 결과들은 과제에 대한 상황적 흥미를 증진시키기 위해 유용가치를 제공하는 경우 시간적 근접성과 자기효능감을 함께 고려해야 한다는 점을 시사한다.

온라인 커뮤니티 회원들의 가치제안이 브랜드 애착에 미치는 영향 (The influence that the value suggestion of on-line community members has on the brand affection)

  • 한광석
    • 경영과정보연구
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    • 제21권
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    • pp.209-237
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    • 2007
  • This research intends to check what value and convenience the on-line brand community members pursue and how such value and convenience affects brand affection. Researching on-line brand community members of ipod, it was found that their value and convenience is composed of 3 types, namely, functional value, emotional value and self-expression value and the concept of brand affection is composed of 3 subsidiary factors, namely, 'love', 'interest' and 'immersion.' Checking how the functional, emotional and self-expression convenience of on-line brand community members affected brand affection, the following result was found. First, functional value and convenience has significant influence on the love affection only at the level of brand affection and has no influence on the relational and immersion affection. Second, self-expression value and convenience has significant influence only on the love affection of brand like functional value and convenience. Third, it was found that emotional value has significant influence on the 3 dimensions of brand affection, namely, love affection, interest affection and immersion affection.

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가상 커뮤니티 공간에서 블로거를 위한 추천시스템

  • 김재경;오혁;안도현
    • 한국지능정보시스템학회:학술대회논문집
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    • 한국지능정보시스템학회 2005년도 공동추계학술대회
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    • pp.415-424
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    • 2005
  • The rapid growth of blog has caused information overload where bloggers in the virtual community space are no longer able to effectively choose the blogs they are exposed to. Recommender systems have been widely advocated as a way of coping with the problem of information overload in e-business environment. Collaborative Filtering (CF) is the most successful recommendation method to date and used in many of the recommender systems. Therefore, we propose a CF-based recommender system for bloggers in the virtual community space. Our proposed methodology consists of three main phases: In the first phase, we apply the "Interest Value" to a recommender system. The Interest Value is a quantity value about user preference in virtual community, and can measure the opinion of users accurately. Next phase, we generate the neighborhood group based on the Interest Value. In the final phase, we use the Community Likeness Score (CLS) to generate the top-n recommendation list. The methodology is explained step by step with an illustrative example and is verified with real data of a blog service provider.

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이자율 보증옵션이 내재된 생명보험의 이차익 분석 (Profit analysis of life insurance products with interest rate options)

  • 이항석
    • Journal of the Korean Data and Information Science Society
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    • 제24권4호
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    • pp.737-753
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    • 2013
  • 금리변동형 보험상품은 시장금리에 연동하여 이자율 (공시이율)을 적용하는 보험상품이지만, 시장금리의 하락시에도 해약환급금의 이자율을 보증하기 위해 최저보증이율을 설정하도록 하고 있다. 즉, 공시이율이 계약할 당시 설정한 최저보증이율을 하회할 경우 보험사는 공시이율과 최저보증이율 중에 큰 금액으로 책임준비금을 적립하고 계약자가 보험계약을 해지할 경우 해약환급금을 지급해야 한다. 이러한 이자율 보증옵션은 시장금리가 하락하는 최근의 저금리 기조에서 생명보험회사의 손익을 악화시키는 요인이 되고 있다. 본 논문에서는 현재의 저금리 상황과 이자율 보증옵션 적용방식 현황을 살펴보고, 금리변동형 종신보험과 금리변동형 연금보험의 이차손익 구조 및 이자율 보증옵션의 가치와 리스크를 분석한다. 그리고, 이자율 보증옵션의 분석 결과를 토대로 시장이율과 최저보증이율의 금리차와 이차손익과의 관계에 대한 시사점을 제시한다.

중고등학생의 가정생활 가치관에 관한 연구 (A Study on the Family Life Value of Middle and High School Students)

  • 한정희;최동숙
    • 한국가정과교육학회지
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    • 제7권1호
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    • pp.11-27
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    • 1995
  • The purpose of this research is to study the middle and high school student’s value on the family life of the contemporary society. The data for this study has been collected for 808 students of kangwon-do by Liert-scale Type questionnaire. The data were processed by SPSS-X Program. Frequency, Percentage, Mean, Standard Deviation, One-way ANOVA, Pearson’r coefficient, Step-wise multiple regression and Cronbach’coefficient have been calculated and analyzed. The Summary of this research is described as follows. Firstly, the overall average of value of family life was 3.25 points which reflected more or less modern tendency. Secondly, significant difference in the student’s value of family life affected by environmental variables were such as sex(P<.001) school years(P<.001) group(P<.01). Thirdly, the overall average of the student’s interest in the home economics was 3.74 points which reflected heigher tendency, Significant difference in the student’s interest in the home economics according to environmental variables were such as sex(P<.001) school years(P<.05), living standard(P<.01), residential area(P<.001). Fourthly, the student’s overall interest in the home economics and their view on the family life were correlated as follows; Spare time(r=-1.3), parents-children(r=.12) relatives and neighbors(r=0.8) show lower correlation and household work(r=.07) show higher correlation. Fifthly, the area which has closest correlation with the value on the family life was the value on family economics, whereas is has been shown that the field with least correlation was the area of supporting the spare time. Sixthly changes that affect the student’s value of the family life were such as sex (${\beta}$=.43), school years(${\beta}$=.18), group(${\beta}$=.15) and interest degrees(${\beta}$=-.12). These whole explanatory power was 21%.

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