• 분석과 대안
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• 제4권1호
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• pp.105-123
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• 2020

This study analyzes the risk selection behavior of Japanese households. The study approaches the view of 'the hyperbolic discount' which is used in behavioral economics based on the rise in mortgage lending by low-income households in the late 2000s. The study focuses on how households risk preferences vary by income levels. The study analyzes the relationship of attitude of household interest rate risk using Binomial Logistic and Heckman two-step estimation method assuming that there are only two types of Adjustable-Rate Mortgage and Fixed-Rate Mortgage. As a result of the empirical analysis, low-income households annual income tend to have a higher proportion of housing debt as same as higher interest rate risk preferences households in proportion to income growth and interest rate risk preferences. Those results indicate that there is possibility of a hyperbolic discount on low-income households in Japan, and support the hypothesis that low-income households are relatively higher household debt ratio because of high utility due to home purchase in the near future (short-term).

• Journal of the Korean Academy of Child and Adolescent Psychiatry
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• 제9권2호
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• pp.190-197
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• 1998

본 연구에서는 소아 및 청소년 환자군(정신분열증 집단, 우울증 집단, 우울증적 품행장애 집단)을 대상으로 Rorschach검사 SCZI, DEPI, CDI의 진단적 유용성을 살펴보았다. 정신분열증 집단(18명), 우울증 집단(20명), 우울증적 품행장애 집단(19명)을 대상으로 Rorschach 검사를 실시하고 SCZI, DEPI, CDI 점수를 비교하였다. SCZI에서만 세집단간 유의미한 차이가 있었으며 정신분열증 집단이 우울증 집단과 우울증적 품행장애 집단에 비해서 유의미하게 큰 SCZI점수를 보였다. SCZI는 4점을 임계치로 했을 경우에 진단정확율이 96.5%였고, DEPI는 3점을 임계치로 했을 경우에 진단정확율이 57.9%로 저조하였으며, CDI는 4점을 임계치로 할 경우 66.6%의 진단정확율을 보였다.

• 한국의상디자인학회지
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• 제11권1호
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• pp.63-75
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• 2009

This study aims to find out the dimension of consumers' shopping values in internet clothing purchase, and the relation of their relational quality with shopping malls and their shopping behavior depending on the type of their shopping values. For this purpose, this study surveyed 343 male and female consumers in their 20s or 30s for empirical analysis who have ever purchased clothing through internet shopping malls. Respondents are selected using the convenience sampling through internet survey in July 2008. For statistical analysis, descriptive statistics, factor analysis, ANOVA analysis, Duncan test, and $X^2$-test are carried out using SPSS for Windows 12.0. The results are as follows. First, consumers' shopping value dimensions in internet shopping for clothes are found 4 factors of fun, economic utility, information, and shopping convenience. Second, based on shopping value dimensions, consumers are categorized into an practicality-seeking, an economic utility/fun-seeking, a fun-seeking, and an information/fun-seeking group. Third, there are significant differences in relational quality, customer loyalty, favorable word of mouth, and repurchase intention depending on shopping value-based consumer types. In particular, the economic utility/fun-seeking and information/fun-seeking group have higher values on relational quality and shopping behavior variables than other groups. Thus internet shopping mall businesses need to recognize these group of consumers as their core customers and develop programs to maintain a long-term relationship with them.

• 자원ㆍ환경경제연구
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• 제26권4호
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• pp.499-517
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• 2017

본 연구는 원유 구매자가 원유를 구매함에 있어 이윤율헤징 전략이 항상 헤징하거나 모두 현물 구매하는 전략에 비해 최적의 구매전략이 될 수 있는지 기대목표효용 함수를 이용하여 이론적으로 분석하고 시뮬레이션을 실시하였다. 또한 선물가격이 평균회귀할 때 이윤율헤징이 최적의 전략이 된다는 이론적 증명을 바탕으로 원유 선물가격의 평균회귀성에 대한 실증분석을 수행하였다. 기대목표효용함수에 대한 시뮬레이션 결과, 원유를 구매함에 있어 이윤율헤징 전략을 사용할 경우 다른 전략을 사용해 구매하는 경우에 비해 더 높은 기대효용을 가져오는 것으로 나타났다. 원유 선물가격의 평균회귀성에 대한 실증분석 결과 평균회귀성을 가진다는 것은 입증할 수 없었다. 그러나 이론적 분석과 시뮬레이션 결과, 원유 선물시장에서 이윤율 헤징을 통한 구매전략이 원유 구매의 최적 전략이 된다고 판단할 수 있었다.

• 대한예방한의학회지
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• 제16권3호
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• pp.15-26
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• 2012

Objective : Only a few studies have investigated the life expectance and health related quality of life (HRQOL) about stroke patients. The purpose of this study is to analyze the life expectancy, preference based quality of life(QOL) and quality adjusted life years(QALYs) of stroke patients. Methods : We used data of 10,533 adults from 4th Korean national health and nutritional examination survey 2009 for evaluating HRQOL of stroke patients. We also analyzed the life expectancy for stroke patients using life table from national public health data. Finally we calculated the QALYs with and without stroke conditions and assumed the difference of QALYs. Results : The mean age of stroke patients was assumed to be 65. Lower income and less educated groups were prone to be exposed to the stroke conditions. Common comorbidities of stroke patients were ischemic heart attack, hypertension, diabetes and hyperlipidemia. The proportions of participants who reported problems in each of the five EQ-5D dimensions increased significantly at chronic stroke group. Participants with chronic stroke conditions had an almost 6-fold higher risk of impaired health utility(the lowest quartile of EQ-5D utility score) compared with non stroke participants, after adjustment of age, gender, income, education, comorbidity variables. The differences of life expectancy and QALYs between non-stroke and stroke group from the age of 65 till death were assumed to be 0.767 year and 3.103 QALYs. Conclusions : Although the authors analyzed the affecting factors of QOL and assumed the differences of life expectance and QALYs about stroke patients using domestic national data and statistic references, well designed cohort studies should be needed to prove the causal effects of affecting factors and to assume more correct QALY differences.

• 한국방사선학회논문지
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• 제16권5호
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• pp.505-512
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• 2022

인체 질병진단을 위해 3D 프린팅으로 제작된 보조기구를 엑스선 검사에 적용하였다. 사용 평가된 결과를 바탕으로 통계 분석하여 임상적 유용성을 평가하고 도입의사를 회귀분석 하였다. 실험은 90명의 방사선사들이 허리뼈 사방향 엑스선 검사에서 보조기구 사용에 동의한 환자를 대상으로 엑스선 검사 진행 후 기존 사용 보조기구와 요인분석 등으로 통계 분석하였다. 3D 프린팅으로 제작된 보조기구 도입의사에 대한 변수를 종속변수로 요인분석으로 계산된 3D 프린팅 보조기구 및 기존 사용 보조기구를 독립변수로 설정한 다중회귀분석 비표준화 계수 값이 0.893(p<0.001), 0.269(p<0.001)으로 나타나 모두 통계적으로 유의미한 결과를 나타내었다. 결과적으로 본 연구로 제작된 3D 프린팅 보조기구가 허리뼈 사방향 엑스선 검사에서 기존 사용하는 보조기구보다 임상적 유용성이 더 높음을 확인 할 수 있었다.

• 한국경영과학회:학술대회논문집
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• 한국경영과학회 2001년도 추계학술대회 논문집
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• pp.209-212
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• 2001

To have competitive advantage over competing telecommunications services, it is crucial to provide higher value with lower cost. In this study, CUP (Cost-Utility-Preference) chart is developed to analyze the market competition dynamically. It considers both the competition and customers' preference of each service to explain the change of the competitive landscape over time. Conjoint analysis is used for detailed analysis. Using the chart, we can analyze the currently competing services, predict the future scenarios of the competition, develop new services, and understand the causes of successes or failures of telecommunications services.

• 품질경영학회지
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• 제44권4호
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• pp.855-867
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• 2016

Purpose: Evaluation of the creativity level of design concepts. Methods: 14 winners of design concepts area of the 2015 Red dot Award are used to evaluate the creativity level of design concepts. Among the 14 winners, one is the highest award (; luminary) winner, 4 are the second highest award(; best of the best) winners, and the remaining 9 are winners. AHP model was developed to evaluate the creativity levels of design concepts, and applied to the 14 winners of the reddot award. Results: Originality and practicality have been used to evaluate creativity level of new product ideas in the previous study. In this study, it is identified that originality is composed of innovativeness and topicality, and practicality is composed of utility and realizability. The design concepts which won higher level awards have higher level of originality. Among the two dimensions of originality, topicality has more significant relationship than innovativeness. Conclusion: The design concepts with higher level of originality, especially higher level of topicality, have a fair chance to be recognized as creative. It is notable that higher level of originality does not guarantee higher profit. According to the previous studies on the commercial success of new products, practicality is more important than originality.

• 한국의류학회지
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• 제32권4호
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• pp.651-658
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• 2008

Conjoint analysis estimates how much each of the attributes is valued on the basis of the choices consumers make among product concepts that are varied in systematic ways. The purposes of this research were to evaluate the relative importance of each fabric constituent characteristic for the consumer's utility or preference, to compare with the relative importance between the trained and the untrained panelists, and to identify the combinations of the constituent characteristic of knit fabric which offer consumers greater utility. Conjoint analysis was conducted using data taken from 54 trained and 54 untrained panelists, who rated preference for 12 different knit fabrics. The stitch length had a greater effect on knit fabric preference than the mixture ratio of fiber. There was no difference on effect of knit constituent characteristics for preference between the trained and the untrained panelists. Total, trained and untrained group preferred a knit fabric that had a higher acrylic mixture ratio and a short stitch length.

• 한국정밀공학회:학술대회논문집
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• 한국정밀공학회 2005년도 춘계학술대회 논문집
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• pp.997-1000
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• 2005

Dynamic job shop environment requires not only more flexible capabilities of a CAPP system but higher utility of the generated process plans. In order to meet the requirements, this paper develops an algorithm that can select machines for the machining operations to be performed by predicting the machine loads. The developed algorithm is based on the multiple objective genetic algorithm that gives rise to a set of optimal solutions (in general, known as Pareto-optimal solutions). The objective shows a combination of the minimization of part movement and the maximization of machine utility balance. The algorithm is characterized by a new and efficient method for nondominated sorting, which can speed up the running time, as well as a method of two stages for genetic operations, which can maintain a diverse set of solutions. The performance of the algorithm is evaluated by comparing with another multiple objective genetic algorithm, called NSGA-II.