• Title/Summary/Keyword: Family Life cycle

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A Study on The Household Investment Planning According to Family Life Cycle (가족생활주기에 따른 가계의 투자계획에 관한 연구)

  • 범수인
    • Journal of the Korean Home Economics Association
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    • v.30 no.1
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    • pp.199-217
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    • 1992
  • The purpose of this study was to examine changes in the household investment planning according to the family life cycle, to improve the household investment planning process, and to develop research model. The results were as follows : Household investment planning varied with stages of the family life cycle because the stock of resources shifted and financial goals changed as the family life cycle stage changed. The main financial goals of family in each stage of the life cycle were the purchasing of house in the establishing stage, children's education and marriage in the extending stage, and the elderly's economic welfare in the diminishing stage. Also, in the Ⅰ & Ⅱ stage the most important investment goals were the purchasing of house, children's education in the Ⅲ stage, children's marriage in the Ⅳ stage, and the elderly's economic welfare in the Ⅴ stage. Therefore, the financial goals were recognized as the important goals underlain the investment-planning goals, and alternatives for the accomplishment of investment-planning goals were determined. The results of this study can contribute to establish the long-run investment planning process and improve the level of household's financial well-being.

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An Analysis of Financial Statement Among Urban Households Based On a System Approach (체계론에 기초한 도시가계의 재정상태 분석)

  • 양정선
    • Journal of the Korean Home Economics Association
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    • v.30 no.1
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    • pp.237-255
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    • 1992
  • The purpose of this study was to investigate relations of resources and demands, family financial management and financial statement of urban households by applying a system approach. The results of this study were as follows; Saving rate had significant differences according to resources variables such as age, family life cycle, occupation of househead and housewife, ratio of employed to family member, and to demands variabels such as subjective prospect of business cycle, and value orientation, whereas total saving amount had significant differences according to resources vaiables such as age, family life cycle, educational level, percapita income, occupation of househead, type of income and to demand variable, perception of relative income. Also average monthly saving amount had significant differences according to resources vaiables such as educational level, per capita income, occupation of housewife, housing ownership, ratio of employed to family member, ratio of dependent to employed, and to demands variable, perception of relative income. The stocks had significant differences according to resources variables such as age, family life cycle, educational level, per capita income, occupation of househead, type of income, and housing ownership. Finally, real estate had significant differences according to resources variables such as age, family life cycle, educational level, percapita income, occupation of househead, type of income, housing ownership, and to demands variable, perception of relative income. Financial Statement among urban households according to family financial management had significant differences. And among all variables affecting financial statement among urban households, per capita income had the highest effect and perception of relative income was the second.

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Financial Practices and Finanical Satisfaction Among Rural Housewives By Family Life cycle -Focusing on Cash Management Pratices Providing Practives for Children's Educational Expenditure an Preparing Parctices for Elderly Life- (가정생활주기에 따른 농가주부의 재무관리행동과 재정만족도 -화폐관리행동, 자녀교육비 대비행동 및 노후준비행동을 중심으로-)

  • 최현자
    • Journal of Families and Better Life
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    • v.14 no.3
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    • pp.167-180
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    • 1996
  • The purpose of this study was to examine the differences in the rural housewives' resourcs and demands financial practices and financial satisfaction according to family life cycle and to analyze the causal relationships among the components. For the latter purpose the conceptual framework based on the system theory was suggested. The results showed that first most variables were significantly different according to the family life cycle. Second except the establishing stage the conceptual framework was supported in all stages. Variables which affected financial practices and financial satisfaction varied with the family life cycle.

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An Analysis of Consumer Portfolio according to Family Life Cycle (가정생활주기에 따른 소비자포트폴리오 분석)

  • 최현자
    • Journal of Families and Better Life
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    • v.16 no.3
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    • pp.111-122
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    • 1998
  • This study analyzed the copmposition of household portfolio over the family life cycle using a survey dta of 1996 Korea Household Panel Study. The finindings showed that over th family life cycle households diversified their portfolio to meet their financial needs. In the aged stage however households were more likely to have liquidity problem than the households in th other stages due to the estate concentrated portfoplio composition.

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A Study on the Problems in the Consumption Life of Household Over Family Life Cycle (가족생활주기에 따른 가계의 소비생활문제에 관한 연구)

  • 홍향숙;이기춘
    • Journal of Families and Better Life
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    • v.7 no.1
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    • pp.1-14
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    • 1989
  • The purpose of this study was to identify the problems in the consumption life of household over the family life cycle so that they would support to select the consumer education subjects and the establish the long-term household plan. For these purposes, a survey was conducted using questionnaire. The data used in this study included 562 homemakers living in Seoul. Statistics used for data analysis were frequency distribution, Mean, Percentile, One-way Anova, Scheffie-test, Multiple Classification Analysis. Major findings were as follows; 1) In the level of the problems in the consumption life of household, housing problem, durable goods problem, healthy-medical problem and child education problem area were in the low level. Leisure problem and properties management problem area were in the high level. 2) The problems in the consumption life of household differed significantly over the family life cycle. 3) When controlling family monthly income and education level of husband was compared with not-controlling them, the influences of family life cycle on the problems in the consumption life were as follows. (1)At housing problem area, the effect of the FLC was higher in controlling them than not-controlling them. (2) At other problems the effects of the FLC was lower or same in controlling them than not-controlling them.

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Multicultural Family Support Center Staff's Perceptions on Family Programs and Needs of Multicultural Family Programs based on the Family Life Cycle (다문화가족지원센터 종사자의 가족영역 지원 사업 인식 및 가족생활주기별 다문화가족 프로그램 필요도에 관한 연구)

  • Jun, Mikyung;Kang, Bogjeong;Son, Seohee;Lee, Eunjoo
    • Journal of Families and Better Life
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    • v.34 no.3
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    • pp.147-163
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    • 2016
  • Multicultural Family Support Centers (MFSC) have provided five program areas including family, gender equality, human rights, social integration, and counseling since 2015. It is important to examine the MFSC staff's perceptions of the family programs and program needs for multicultural families to improve the effectiveness of these programs. In this study, we aim to explore the staff's perceptions of the family programs and to assess multicultural family program needs based on the family life cycle. A total of 130 MFSC staff were recruited through 128 MFSCs across Korea. Descriptive statistics were conducted for data analysis. Our findings revealed that MFSC staff have increasingly recognized that their target audiences are not only marriage immigrants and their families but also foreign workers' families and families from North Korea. In addition, the MFSC staff identified the importance of family programs instead of only programs for individual family members and multicultural families' different program needs based on their family life cycle. Contrary to the positive perception of the family programs, they described challenges of the family programs including a shortage of funds, difficulty recruiting family member combinations (e.g., couples, parent-child) for family programs, a lack of a program manual, and a heavy workload. This study provides insights into the family programs including their development and delivery.

Characteristics of Remodeling in Apartment Housing according to the Building Life-cycle and Family Life-cycle (건물의 생애주기와 가족생활주기에 따른 공동주택의 개조특성)

  • 윤정숙;정유선
    • Proceeding of Spring/Autumn Annual Conference of KHA
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    • 2000.11b
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    • pp.123-129
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    • 2000
  • The purpose of this study was to provide the fundamental data for the effective housing remodeling plan. Through the questionnaire survey, the actual conditions of remodeling in apartment housing were investigated. And as the result of statistic analysis, the relationships between characteristics of remodeling and building life-cycle, and family life-stage, were found out. The major findings of this study are as follows; 1) Most of apartment residents have remodeled the family living space and private living space. In detail, they performed remodeling frequently the change of finishing materials, facilities and equipments, and the change of the location of curtain wall & storage fixtures. 2) It might be predicted that the building life-cycle was influential variable to predict apartment residents' remodeling. Therefore, in planning the support service for the remodeling, the building life-cycle should be taken into consideration.

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A Study on Marital Conflict and Life Satisfaction -As Related to Establishment Family and Expanding Family- (부부의 갈등과 생활만족도에 관한 연구 -형성기 가정과 확대기 가정을 중심으로-)

  • Kim, Jae-Kyeong;Moon, Sook-Jae
    • Journal of Families and Better Life
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    • v.10 no.1 s.19
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    • pp.53-74
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    • 1992
  • The purpose of this study was to analyse the factors that influence marital conflicts and family life statisfaction, and to predict the future stage of establishment family and extending family, bsed on the theretical model by system approach. For this pourpose, 336 couples of urban households in Seoul were selected. The data were analysed through statistical methods such as, Frequency, percentile, T-test, F-test, ANOVA, Pearson's correlation analysis. The results were as follow : The Martial Conflict and family life satisfaction of surveyed couples were above middle level. It had significantly differences according to family life cycle, husband and wife's educationed levels, husband and wife's occupations, and family income. And Family life satisfaction had significantly differences according to marital conflict. The marital conflict is higher, life satisfaction is lower. In this study, it were appeared that the amount of marital conflict and life satisfaction had differences according to life cycle stages, husband and wife's educational level, husband and wife occupations, and family income, and so that the conflict of phsycho-social system was more affected on family life satisfaction that of managerial system. Such results were indicated that the birth of children was the critical family event affecting on family life satisfaction on and the marital conflict. But the conflict by family's given resources and situational differences also as an environment affection on the family system.

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The Exploration of Model and Application for Family Life Welfare Service in Korea (가정복지서비스의 모형과 실천방안에 관한 탐색연구)

  • 이승미
    • Journal of Families and Better Life
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    • v.18 no.2
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    • pp.141-153
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    • 2000
  • The purpose of this study is to explore the model and application for family life welfare service in Korea. In order to explore the characteristics of family life welfare service, the object, the extent and approach for family life welfare service is examined. The model for family life welfare service is constructed on the base of definition for family life welfare-subsistence of family life, personal formation and development, the creation of community culture-, family life cycle and demand for family life welfare service. Lastly, the contents and politic supports for family life welfare service are examined.

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According to Family Life Cycle Time Use of Employed Husbands and their Wives (가정생활주기에 따른 도시근로자가정 부부의 생활시간 구조)

  • 이기영
    • Journal of the Korean Home Economics Association
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    • v.32 no.3
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    • pp.11-26
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    • 1994
  • The purpose of this study is to investigate the change of time use in employed husbands and their wives according to family life cycle. Data for 284 couples were gathered from the structured questionnaire and time diary. The major findings of this study were as follows; (1) The family life cycle had effected on the time use of wives changed remarkable. That is to say the housework time of the unemployed wives decreased after increasing to the second stage but the social-cultural time of those changed to the contrary. (2) The family life cycle affected only the husbands' housework time on the weekend but wasn't the important effect of time use in case of the employed husbands.

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