• 지역연구
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• 제33권1호
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• pp.17-27
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• 2017

본 연구의 목적은 창업의 이론적 배경에 근거하여 산업별 창업의 결정 요인을 분석하는 것이다. 이를 위해 경기 요인, 소득 요인, 기술 혁신 요인 외에 지역 요인에도 초점을 맞춰 지역 산업구조 특성 및 지역 노동시장 구조를 고려하였다. 분석결과 산업별 창업 결정 요인에 있어서 창업의 세 가지 이론은 대체로 부합한다고 할 수 있다. 경기쇠퇴기에 오히려 창업이 증가하였고, 지역 내 소비 뿐 아니라, 1인당 지방재정지출의 경우에도 창업에 긍정적 영향을 미쳐 창업을 통한 지역경제 성장을 위해 지방정부의 역할이 보다 중요하다고 하겠다. 창업보육센터가 제조업 부문에서 창업에 긍정적 영향을 주어 중앙 및 지방정부의 창업 지원정책의 일환인 창업보육센터 외에도 다양한 산학 주도형 창업보육시설 또한 활성화되어야 할 것이다. 또한 창업에 있어서 인구증가는 잠재적 수요 창출 측면에서 볼 때 매우 중요한 요소였으며, 지역 산업구조 특성과 지역 내 인적자본의 영향은 산업별로 다르게 나타났다. 제조업의 경우 집적효과가 동(同)산업의 창업에 긍정적으로 작용하였으며, 기타 서비스업의 경우 다른 모든 조건이 일정할 때 인적자본 변수가 창업에 가장 큰 영향을 미치는 것으로 나타났다.

• Agribusiness and Information Management
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• 제8권2호
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• pp.1-8
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• 2016

The present study has aimed at analyzing the technical and scale efficiencies of credit utilization by the farmer-borrowers in Chittoor district of Andhra Pradesh, India. DEA approach was followed to analyze the credit utilization efficiency and to analyze the factors influencing the credit utilization efficiency, log-linear regression analysis was attempted. DEA analysis revealed that, the number of farmers operating at CRS are more in number in marginal farms (40%) followed by other (35%) and small (17.5%) farms. Regarding the number of farmers operating at VRS, small farmers dominate the scenario with 72.5 per cent followed by other (67.5%) and marginal (42.5%) farmers. With reference to scale efficiency, marginal farmers are in majority (52.5%) followed by other (47.5%) and small (25%) farmers. At the pooled level, 26.7 per cent of the farmers are being operated at CRS, 63 per cent at VRS and 32.5 per cent of the farmers are either performed at the optimum scale or were close to the optimum scale (farms having scale efficiency values equal to or more than 0.90). Nearly 58, 15 and 28 percents of the farmers in the marginal farms category were found operating in the region of increasing, decreasing and constant returns respectively. Compared to marginal farmers category, there are less number of farmers operating at CRS both in small farmers category (15%) and other farmers category (22.5%). At the pooled level, only 5 per cent of the farmers are operating at DRS, majority of the farmers (73%) are operating at IRS and only 22 per cent of the farmers are operating at CRS indicating efficient utilization of credit. The log-linear regression model fitted to analyze the major determinants of credit utilization (technical) efficiency of farmer-borrowers revealed that, the three variables viz., cost of cultivation and family expenditure (both negatively influencing at 1% significant level) and family income (positively influencing at 1% significant level) are the major determinants of credit utilization efficiency across all the selected farmers categories and at pooled level. The analysis further indicate that, escalation in the cost of cultivation of crop enterprises in the region, rise in family expenditure and prior indebtedness of the farmers are showing adverse influence on the credit utilization efficiency of the farmer-borrowers.

• 한국콘텐츠학회논문지
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• 제12권4호
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• pp.457-467
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• 2012

본 연구는 생활체육이 비교적 잘 발달되어 있는 OECD 국가들을 대상으로 생활체육정책의 국가 간 상이한 유형을 밝혀내고 그 원인이 무엇인지 밝혀내는데 그 목적이 있다. 이를 위해 생활체육이 비교적 잘 발달되어 있는 OECD 30개 국가 중 관련 자료의 취득이 가능한 26개국을 연구대상으로 삼았다. 그리고 군집분석을 통해 유형화된 국가들의 결정요인을 질적비교분석(Qualitative Comparative Analysis: QCA)을 이용하여 분석하였다. 질적비교분석을 위한 원인변수로는 1인당 GDP, 여가시간, 공공사회복지지출(SOCX), 지니계수, 빈곤율, 조세부담률을 선정하였다. 이러한 과정을 통하여 얻은 연구결과는 다음과 같다. 첫째, 분석대상 26개 국가들을 생활체육참여율과 스포츠클럽참여율을 기준으로 군집화하여 국가별로 유형한 결과 세 가지의 유형을 발견하였으며, 한국은 생활체육참여율과 스포츠클럽참여율이 낮은 유형으로 나타났다. 둘째, 국가별 생활체육정책의 유형이 발생하는 결정요인을 파악하기 위하여 질적비교분석을 실시해 본 결과 한국이 속한 유형은 GDP, 여가시간, 공공사회복지지출(SOCX), 조세부담률과 부의 관계를 나타내며, 지니계수와 빈곤율과는 정의 관계를 나타냈다.

• Journal of Preventive Medicine and Public Health
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• 제46권6호
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• pp.300-308
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• 2013

Objectives: The purpose of this study was to classify determinants of cost increases into two categories, negotiable factors and non-negotiable factors, in order to identify the determinants of health care expenditure increases and to clarify the contribution of associated factors selected based on a literature review. Methods: The data in this analysis was from the statistical yearbooks of National Health Insurance Service, the Economic Index from Statistics Korea and regional statistical yearbooks. The unit of analysis was the annual growth rate of variables of 16 cities and provinces from 2003 to 2010. First, multiple regression was used to identify the determinants of health care expenditures. We then used hierarchical multiple regression to calculate the contribution of associated factors. The changes of coefficients ($R^2$) of predictors, which were entered into this analysis step by step based on the empirical evidence of the investigator could explain the contribution of predictors to increased medical cost. Results: Health spending was mainly associated with the proportion of the elderly population, but the Medicare Economic Index (MEI) showed an inverse association. The contribution of predictors was as follows: the proportion of elderly in the population (22.4%), gross domestic product (GDP) per capita (4.5%), MEI (-12%), and other predictors (less than 1%). Conclusions: As Baby Boomers enter retirement, an increasing proportion of the population aged 65 and over and the GDP will continue to increase, thus accelerating the inflation of health care expenditures and precipitating a crisis in the health insurance system. Policy makers should consider providing comprehensive health services by an accountable care organization to achieve cost savings while ensuring high-quality care.

• 보건행정학회지
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• 제24권1호
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• pp.56-70
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• 2014

Background: Korea shows rapid population aging and increase in healthcare service use and expenditure. Also, this would be accelerated because of the baby boomers who will be 65 years old and more in 2020. Chronic disease is another reason that increases the use of healthcare service and expenditure of the middle- and old-aged households. Catastrophic health expenditure (CHE) is the index which can indicate the households' burden of health spending. Despite the importance, there are few studies on CHE of middle- and old-aged households and especially no panel study yet. This is the reason that this study is carried out. Methods: This study used 3-year data from the Korea Welfare Panel Study conducted from 2009 to 2011. We defined CHE if a household's health expenditure is equal or greater than the threshold value if income remaining after subsistence needs has been met. We used 4 different threshold values which are 10%, 20%, 30%, and 40%. In order to look at the households which experienced CHE, we conducted panel logit analysis after correspondence analysis and conditional transition probability analysis. Results: This study showed three notable results. First, there has been a difference among age groups, which implies that the older people are, the more easily they can experience CHE. Second, the households with no private insurance are shown to have a higher CHE occurrence rate. Lastly, there has been a significant difference among the kinds of chronic diseases. The households which have cancer, cerebrovascular disease, and heart disease have a higher CHE occurrence rate. However, the households with diabetes have no significant effects to CHE occurrence. Also, hypertension has a negative effect to the occurrence. Conclusion: With the results, it can be implied that elderly people with chronic disease are more needed in medical coverage and healthcare. Also, private insurance can play its role in protecting households from CHE. Therefore, it needs to conduct studies on CHE especially about different age groups, private insurance, and chronic disease.

• 보건행정학회지
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• 제25권2호
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• pp.80-89
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• 2015

Background: This study aims to identify the monthly average medical expenses of public pension recipients, and analyze the determinants of total health and medical expenses and Western and Oriental medicine expenses, medical service expenses, and medical supplies expenses. Methods: This study used the fifth year data of 2013 out of the raw data of the Korean Retirement and Income Study collected by the National Pension Research Institute. This study conducted t-test, analysis of variance, and linear regression to verify publicly the relevance between pension recipients' general characteristics and health and medical expenses status using IBM SPSS ver. 21.0 for data analysis. Results: It was analyzed that there is a difference in the spending of expenditure and health care costs according to public pension recipients. Medical expenses of the national pensioners was higher compared to the special corporate pensioners. The national pensioner is related expenditure size, education level, family members living together, residential areas, status of spouse, number of chronic illness, and status of limitation in daily life with psychological health status. Conclusion: Therefore, fairness does not occur fire to the medical use between the special corporate pensioners and national pensioners, aggressive of government such as health policy and financial support for the retiree pension policy that reflects the reality intervention would be required.

• The Journal of Asian Finance, Economics and Business
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• 제8권10호
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• pp.297-303
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• 2021

The performance of the retail industry in a country, which simultaneously reflects the demand for retail space, is significantly influenced by the macroeconomic environment of said country. However, in the case of Malaysia, studies regarding this issue are limited. Therefore, this paper aims to identify the macroeconomic determinants of the demand for retail space in shopping centers in Malaysia through the study of six variables: per capita income, private expenditure, inflation rate, interest rate, total population, and the number of tourists arrival. The nexus between these variables and the demand for retail space in shopping centers were examined by cointegration and causality tests, and regression analysis using quarterly data for the period 1993Q1 to 2016Q4. The results from bivariate cointegration tests indicate that inflation rate, interest rates, population size, and the number of tourists arrival have significant long-run relationships with the demand for retail space of Malaysian shopping centers. Meanwhile, the Granger causality tests show that only population size can cause the demand for shopping centers' retail space. Finally, the results from the regression analysis revealed that income per capita, private expenditure, interest rates, and population are the variables that significantly influence the demand for the retail space of the Malaysian shopping centers.

• 농업과학연구
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• 제47권4호
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• pp.769-782
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• 2020

Interest in fruit and vegetables has increased due to changes in consumer consumption patterns, socioeconomic status, and family structure. This study determined the factors influencing the demand for fruit and vegetables (strawberries, paprika, tomatoes and cherry tomatoes) using a panel of Rural Development Administration household-level purchases from 2010 to 2018 and compared the ability to the prediction performance. An artificial neural network model was constructed, linking household characteristics with final food expenditure. Comparing the analysis results of the artificial neural network with the results of the panel model showed that the artificial neural network accurately predicted the pattern of the consumer panel data rather than the fixed effect model. In addition, the prediction for strawberries was found to be heavily affected by the number of families, retail places and income, while the prediction for paprika was largely affected by income, age and retail conditions. In the case of the prediction for tomatoes, they were greatly affected by age, income and place of purchase, and the prediction for cherry tomatoes was found to be affected by age, number of families and retail conditions. Therefore, a more accurate analysis of the consumer consumption pattern was possible through the artificial neural network model, which could be used as basic data for decision making.

• 한국컴퓨터정보학회논문지
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• 제16권7호
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• pp.183-190
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• 2011

주택담보 가계 대출은 그룹(지역)별, 시간별로 다양한 원인에 의해서 가계대출 결정요인이 이루어지고 있어 복잡성을 띠고 있다. 본 연구에서는 복잡성을 띠고 있는 주택담보 가계 대출에 관련된 제 변인들을 파악하기 위해 패널 데이터를 이용한 연구 모형을 설정하고 이를 통해 가계대출에 결정적으로 영향을 미치는 제 변인에 대하여 조사, 분석, 검증한다. 본 연구는 7 그룹(6개 광역시(부산, 대구, 인천, 광주, 대전, 울산) 및 서울)을 분석대상으로 하였다. 분석기간은 2007년 1월부터 2010년 9월 까지 자료를 이용하였고. 주택담보 가계 대출액을 종속변수로 설정하고 소비자물가지수, 실업률, 가구당 월평균가계소득, 보건의료비 지출률, 종합주가지수, 일반은행 가계 대출연체율을 설명(독립)변수로 투입하였다. 주택담보 가계 대출 요인을 추정한 결과 소비자물가지수와 실업률은 정(+)의 영향을 미치는 유의한 변인으로 나타나고 보건 의료비 지출률은 음(-)의 영향을 나타내는 유의적인 변인으로 나타났다. 그러나 가구당월평균 가계소득액, 종합주가지수와 일반은행 가계대출 연체율은 비유의적인 변인으로 나타나 주택담보 가계 대출에는 큰 영향을 주지는 않은 것으로 나타났다.

• 지역연구
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• 제33권3호
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• pp.31-47
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• 2017

본 연구의 목적은 신혼부부 가구가 주거경제적 측면에서 부모로부터 독립하는지 여부를 실증적으로 증명하는 데 그 목적이 있다. 본 연구에서는 인구학적, 사회경제적, 주택 특성 및 주택 정책 변수를 활용하여 주거 점유 시 부모로부터의 지원 여부와 생활비 지원 여부로 구분하여 분석을 수행하였다. 아울러 본 연구에서는 주택시장의 공간적 이질성을 고려하여 수도권과 비수도권으로 구분하여 연구를 진행하였다. 본 연구는 종속변수에 미치는 요인을 규명하기 위해 이항 로짓모형을 적용하였으며, 신혼부부 가구의 다양한 특성을 반영할 수 있는 2015년도 신혼부부 가구패널조사 자료를 활용하였다. 분석결과, 수도권과 비수도권 모두 높은 주택가격과 교통 접근성 선호는 주거 점유 시 부모로부터 지원을 받는 것에 정(+)의 영향을 받는 것으로 드러났다. 반대로 대출상품의 활용은 지원에 부(-)의 상관관계를 보이는 것으로 드러났다. 생활비 지원은 주거지출 항목과 정(+)의 관련성이 존재하는 것으로 나타나 신혼부부 가구의 주거지출비 부담을 경감하는 것이 필요하다고 판단된다. 본 연구의 의의는 부모의 지원과 신혼부부 간의 주거경제적 연관성에 주목하여 분석을 수행하였다는 점과 이를 통해 신혼부부 가구의 주거독립을 위한 정책을 제안하였다는 데 있다.