• Title/Summary/Keyword: 노후준비도

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Relations between the Middle Aged's Perception of Successful Aging and their Preparations for the Old Age (중년층의 성공적 노화인식과 노후준비와의 관계에 관한 연구)

  • Kang, Sung-Ok;Ha, Kyu-Soo
    • Journal of Digital Convergence
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    • v.11 no.12
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    • pp.121-144
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    • 2013
  • The purpose of this study is to explore the effects of the middle aged's perception of successful aging on their preparations for the old age. We used data from 350 participants, aged 35-64 in Seoul-Gyonggi region. The hierachial regression analysis estimated the relation between the middle aged's perception on successful aging and their preparations for the old age. The findings indicate that the middle aged's level of preparations for the old age was slightly higher than average. The level of their emotional preparation appeared highest and the level of economical preparation showed lowest. The perception of successful aging indicated relatively high, and especially the level of comfortable everyday life showed highest. The results also showed that personal characteristics influencing on preparations for the old age were sex, age, marriage status, religion, occupation, monthly income, health condition, level of plan for the old age, and social activities frequency, and demonstrated that the perception of successful aging effected on preparations for the old age positively.

Middle aged People's Attitudes toward Elderly and Preparations for their Old age (중년기 성인의 노인에 대한 태도와 노후준비에 관한 연구)

  • Bae, Moonjo
    • 한국노년학
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    • v.29 no.3
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    • pp.1107-1122
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    • 2009
  • The purpose of this study were to examine the perception and behavior for preparing their old age according to the attitudes of middle aged people toward the elderly. In order to achieve this purpose, the survey was conducted with 441 middle aged people from Daegu and Kyungpook. Major findings of this study are as follows; First, there were statistically significantly different attitudes toward the elderly according to the personal variables such as gender, age, education, occupation and income. Second, the group, who had experience in the living together and contacting with the elderly, had a positive attitude toward the elderly. Third, the more positive attitudes toward the elderly, the better perception for preparing their old age. Finally, the more positive attitudes toward the elderly, the better behavior for preparing their old age.

Understanding of Preparation for Later Life among Baby Boomers: Analysis of Essays from "80,000 Hours Design Competition" (베이비부머의 노후 준비에 대한 이해: "8만 시간 디자인 공모전" 에세이 분석)

  • Ki, Yujin;Chung, Kayoun
    • The Journal of the Korea Contents Association
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    • v.14 no.2
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    • pp.283-293
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    • 2014
  • The purpose of this study is to understand baby boomers' perception of and preparation for later life by analyzing essays from 80,000 hours design competition. The researchers were able to access to 62 baby boomers' essays and used thematic analysis. The results showed that the competition enabled participants to re-conceptualize the meaning of preparation for later life. Three characteristics were derived in the participants' designing their future: 1) life focused on themselves, 2) life in which work, relationship, and leisure are balanced, 3) community life which take social responsibility. All the participants stressed health and learning as key factors in preparing for later life. They also showed almost obsessiveness toward their own effort to be diligent in order to achieve their idealistic later life. Based on the findings, practical implications for preparation for later life among baby boomers are discussed.

The Effect of Preparation for Old Age on Life Satisfaction in Middle-aged People: Focusing on Mediating Effects of Self-Efficacy (중장년층의 노후준비가 삶의 만족도에 미치는 영향: 자기효능감의 매개효과를 중심으로)

  • Yeom, In-Sook
    • The Journal of the Korea Contents Association
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    • v.19 no.10
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    • pp.472-486
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    • 2019
  • This study was conducted to analyze the influence relationship between the elderly's readiness for old age and life satisfaction, and to verify the mediating effect of self-efficacy in the influence relationship between the elderly's readiness for old age and life satisfaction. For this, a survey was conducted on middle-aged people in Seoul and Gyeonggi-do, and frequency analysis, correlation analysis, and hierarchical regression analysis were conducted using SPSS 25.0. As a result of the analysis, life satisfaction was influenced by self-efficacy, social preparation for old age, physical preparation for old age, economic preparation for old age, and academic ability in order and It was confirmed that psychological factors rather than demographic characteristics were more influential factors on life satisfaction of middle-aged people. In addition, self-efficacy had a mediating effect on the relationship between the degree of preparation for old age and life satisfaction. Based on this, the alternatives to raise the life satisfaction of middle-aged people, the limitations of this study, and the follow-up studies were discussed.

Effects of the Preparation for the Old Age and Social Networks on Enterpreneurial Intentions (노인준비와 사회적네트워크가 창업의지에 미치는 영향)

  • Kim, Eun Kyoung;Kang, Young Sook
    • Asia-Pacific Journal of Business Venturing and Entrepreneurship
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    • v.11 no.5
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    • pp.105-115
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    • 2016
  • The purpose of this study was to analyze the influencing relationships among the preparation for the old age, social networks, and the enterpreneurial intention of the potential enterpreneurs. 305 numbers of structured questionnaires were collected from the potential enterpreneurs and analyzed through SPSS WIN 21.0 using frequency, validity test, t-test, ANOVA, and regression analysis. The result are as follows. Firstly, the effects of the emotional and economical preparation for the old age on the entrepreneural intention of the potential enterpreneurs were shown as negative. Secondly, the social networks affects the enterpreneural intention of the potential enterpreneurs negatively.

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Female Middle-Aged Householders' Experiences in Preparation for Old Age: With Focus on Career Female Householders (중년 여성가구주의 노후준비 경험: 직업이 있는 여성가구주를 중심으로)

Financial Literacy and Financial Preparedness for Retirement among Middle Aged North Korea Defectors: Using a Path Analysis (중장년 북한이탈주민의 금융이해력과 노후금융준비에 대한 경로분석)

  • Kim, Jeungkun;Kim, Hyo Ju
    • 한국노년학
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    • v.38 no.2
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    • pp.291-308
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    • 2018
  • The purpose of this study is to analyze the factors influencing financial preparedness for retirement of the middle-aged North Korean defectors (resettling in South Korea) using concepts of 'financial literacy' and 'financial inclusion'. Those questioned were 100 North Korean defectors of 40-60 years-old residing in Seoul and Gyeonggi-do Province selected by convenience sampling, one of the non-probability sampling. Path analysis is used as a main analysis method. The results of the study show a direct effect in which increased financial literacy resulted in better financial preparedness for retirement among middle-aged North Korean defectors at a statistically significant level. In addition, by boost-trapping method, financial inclusion has its mediating effect on the relationship between financial literacy and financial preparedness for retirement. However, this study shows that influence of financial literacy on financial preparedness for retirement is different across economic statues. The mediating effect of financial inclusion on the relationship between financial literacy and financial preparedness is statistically significant only for the low-income group. Meanwhile, for the above average income group, financial literacy has a direct effect on the financial preparedness after retirement at a statistically significant level. Based on these results, this study suggests practical and policy implementation such as necessity of customized financial education suited to their economic status, development of financial instruments for retirement, introduction of financial social workers to prepare stable old age of North Korean defectors.

Perceptions of Successful Aging and Preparations for the Later Life Among the Baby Boom Cohort (베이비붐 세대의 성공적 노화 인식과 노후 준비에 관한 연구)

  • Kang, In
    • The Journal of the Korea Contents Association
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    • v.16 no.9
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    • pp.460-472
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    • 2016
  • The purpose of this study is to examine the factors affecting perceptions of successful aging and preparations for the later life among the baby boom cohort. The subject of survey is the baby boomer(from 1955 to 1963) and it was done from May 1 to September 15 in 2016. 814 self-reported questionnaires were used for final analysis by SPSS WIN18. The major results of this study were as follows: First, there were differences in the perception of successful aging by education level, subjective awareness of economic status, subjective awareness of health condition, marriage status. Second, there were differences in the preparations for the later life by education level, job, subjective awareness of economic status, subjective awareness of health condition. Third, The higher perception of successful aging was deserved to significantly affect preparations for the later life.

Mediation Effect of Marriage Satisfaction about Personality Traits of Married Female Immigrants to Affect on Preparing Their Old Age (결혼이주여성의 성격특성이 노후준비에 미치는 영향에서 결혼만족도의 매개효과)

  • Song, Sun-Hee
    • Journal of Digital Convergence
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    • v.14 no.2
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    • pp.49-56
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    • 2016
  • The purpose of the study is to explore mediation effect of marriage satisfaction when personality traits of married female immigrants would influence the preparation for old age. The survey targets are married female immigrants who live in Seoul, Gyeonggi province, Chungcheong province, and Jeolla province, who are using the programs of Multicultural Center, and who could communicate each other. The analysis was also conducted on 426 of 450 questionnaires. The findings are as follows. First of all, extroversion, agreeableness, conscientiousness, openness of personality traits appear as positive correlation with emotional preparation, physical preparation, financial preparation, marriage satisfaction. However, financial preparation has no correlation with neuroticism. Second, personality traits and marriage satisfaction explain about emotional preparation as 34.6 %, but there is no mediation effect of marriage satisfaction. Third, personality traits and marriage satisfaction explain about physical preparation as 28.1%. In addition, agreeableness and physical preparation have mediation effect of marriage satisfaction. Fourth, personality traits and marriage satisfaction explain about financial preparation as 15.9%.. Moreover, openness and financial preparation have mediation effect of marriage satisfaction.

Degree of Recognition and Preparation for the Old Age Life of Public Servants (공무원들의 노후생활에 대한 인식 및 준비정도)

  • Park, Hyun-Suk;Lim, Jung-Do
    • The Journal of the Korea Contents Association
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    • v.12 no.12
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    • pp.248-260
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    • 2012
  • This study has focused on the degree of recognition and preparation for the old age life of public servants. The subjects of this research were 731 middle-aged public employees in Pusan, Ulsan, Kyeong-Nam Province. The data were collected using a self-administrated questionnaire. The following results were obtained. First, 67.2% respondents were women. Over 45-years old were 28.4%, Middle level quality of life were 46.1%, Over 20-years career were 26.7%, Administration staffs were 33.4%, and 7th grade were 31.9%. Second, In Recognition for the old age life, Respondents and their spouse have the primary responsibility of the dependent elderly. Preferred life area was suburban rural area. The order of anticipated problems of the old age life was financial problem, health problem, and leisure activity. Third, Actually, in preparation for the old age life, the order of respondents preparation was financial stability, health, and leisure activity. Forth, In the satisfaction degree of public pension for the old age life, the order of respondence was insufficient (56.0%), appropriate (17.2%), and ignorant(26.8%).