• Title/Summary/Keyword: 노후준비도

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중장년층의 소득계층별 노후준비와 삶의 만족도 (Old Age Preparation and Life Satisfaction by Income Levels)

  • 정주원;조소연
    • 가족자원경영과 정책
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    • 제19권4호
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    • pp.19-33
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    • 2015
  • The purpose of this study is to explain. It also examines and compares factors influencing life satisfaction among the middle-aged at various income levels. The data source for this study was the third additional wave and the fourth wave of the Korean Retirement and Income The study sample consisted of 1,723 middle-aged (age 50-64) individuals. The data analysis methods included the chi-square test, ANOVA, and multiple regression analysis. The results were as follows. First, there was a positive relationship between old age preparation and life satisfaction. Second, it was found that old age preparations (physical, emotional, social, financial) and life satisfaction show meaningful relationships among the income levels. Third, old age preparation was found to have different meaningful impacts on life satisfaction among the income levels. The results of this study verify the degree of the relationship between old age preparation and life satisfaction and the different impact factors relating to old age preparation for life satisfaction among the income levels.

무경계경력 관점에서 살펴본 중·고령자 직업훈련 참여 및 훈련활용도에 관한 연구 (The Study on Middle-aged and Older People's Vocational Training Participation and its Usefulness in their Boundaryless Career Perspective)

  • 김동선
    • 한국콘텐츠학회논문지
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    • 제18권11호
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    • pp.493-507
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    • 2018
  • 본 연구는 목조주택시공 및 조경시공분야의 직업훈련과정에 참여한 194명을 대상으로 연령구간에 따른 직업 훈련 특성 및 훈련 활용도를 살펴보았다. 고용가능성, 경력단계등에서의 차이에 따라 이들을 제1직업기(30~45세), 경력전환준비기(46~52세), 경력전환기(53~60세), 퇴직후가교일자리기(61세~68세)로 나누어 살펴본 결과 나이가 많은 그룹일수록 컴퓨터활용수업에서 어려움을 느꼈으며 취업결과가 낮은 것으로 나타났다. 하지만 훈련활용도를 취업에서 뿐 아니라 진로탐색, 노후생활준비 및 취미활동 등의 측면에서 살펴보았을 때, 경력전환기의 경우 진로탐색 활용이 높았으며 퇴직후가교일자리기의 훈련생들은 노후준비 및 취미활동으로 활용하는 것으로 나타났다. 한편 훈련활용도에 영향을 미치는 요인을 살펴보기 위해 회귀분석을 실시한 결과, 훈련난이도 인식, 진로적응성이 진로탐색 및 노후준비에 영향을 미쳤고 취업에는 이전 경력연관성, 진로장벽인식, 훈련난이도 인식, 관계능력이 영향을 미치는 것으로 나타났다. 본 연구결과에 따르면 중 고령자의 무경계경력 관점에서의 직업훈련 활용은 취업보다 진로탐색이나 노후생활 준비 쪽에 초점이 맞추어져야 할 필요가 있다. 또한 본 연구에 근거, 직업훈련에 진로장벽에 대한 긍정적인 태도형성 및 관계역량을 기를 수 있는 내용을 포함하는 등 중 고령자의 특성 및 수요에 맞는 교육 훈련과정의 개발을 제언하는 바이다.

치유농업 이용의도에 영향을 미치는 변인 고찰 (A Study on the Variables Affecting the Intention to Use Healing Agriculture)

  • 김옥자;하규수
    • 벤처창업연구
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    • 제13권4호
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    • pp.59-72
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    • 2018
  • 최근 급격히 증가하는 노인들과 정신적 휴식이 필요한 도시인들의 신체적 정신적 건강과 안녕감을 유지하기 위한 방법으로써 치유농업에 관한 다양한 연구가 이루어지고 있다. 본 연구는 치유농업 이용의도에 영향을 미치는 변인고찰을 위하여 노후준비도, 농촌치유 공급조건, 농촌치유 제공서비스를 독립변수로 정하여 연구하였다. 본 연구의 목적은 첫째, 치유농업 이용의도에 영향을 미치는 다양한 요인들을 실증적 분석을 통하여 파악하고자 한다. 둘째는 다양한 요인들 중에서 어느 변인이 이용의도에 더 많은 영향을 미쳤는지를 검증하고자 한다. 셋째, 이들 검증결과를 바탕으로 치유농업 활성화 정책을 제언하는 데 있다. 본 연구를 위해서 30세 이상 성인 남녀를 대상으로 설문조사를 실시하여 최종 356부를 분석대상으로 확정하였다. 연구가설의 검증은 선형회귀분석을 통하여 검증하였다. 분석결과는 다음과 같다. 첫째, 노후준비도의 신체적 준비와 정서적 준비 그리고 경제적 준비는 이용의도에 유의한 영향을 미치는 것으로 조사되었다. 둘째, 농촌치유 공급조건의 자연경관, 접근성, 안전성은 이용의도에 유의한 영향을 미치는 것으로 조사되었다. 그러나 경제성과 전문성은 기각되었다. 셋째, 농촌치유 제공서비스의 농작물 재배, 동물매개, 치유시설은 이용의도에 유의한 영향을 미치는 것으로 검증되었다. 이러한 연구를 통해, 치유농업의 이용의도를 높이기 위해서는 소비자의 노후준비가 잘되어 있어야 하며, 농촌치유 공급조건에서는 접근성과 안전성이, 농촌치유제공 서비스에서는 치유시설이 잘 갖춰져야 치유농업을 이용하려는 소비자의 이용의도를 높일 수 있다는 결론을 도출하였다.

객관적 은퇴자금준비도와 주관적 은퇴자금준비도 비교 (Comparing Objective and Subjective Retirement Wealth Adequacies)

  • 정지영;양세정
    • 가정과삶의질연구
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    • 제31권1호
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    • pp.113-127
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    • 2013
  • The purpose of the study is to estimate objective retirement wealth adequacy and subjective retirement wealth, and to compare two of them. Also the factors relating to those wealth readiness were investigated. The data used was 422 pre-retiree who were married and under 65 years old and SPSS 20 was used for the analyses. The results showed that objective reirement wealth readiness was 37.6% and subjective retirement wealth adequacy was 40.9%. Almost half of the sample (44.8%) were indicated to have no objective retirement wealth, but only 5.9% was answered to have no retirement wealth. Both subjective and objective retirement wealth adequacies tended to increase with older age, higher income and lower average propensity to consume groups. The difference between objective and subjective retirement wealth adequacies was smaller with getting older. According to multi-variable analyses, two factors were found to affect on both the subjective and objective retirement wealth adequacies, which were income and retirement asset. The respondents were found to be not able to estimate their own retirement wealth adequacy objectively. The correlation between the subjective and objective retirement wealth adequacies was 0.344. Among the respondents, 74.4% answered bigger number on subjective retirement wealth than their objective retirement wealth.

독신의 선택과 노후준비 및 정책적 지원방안 연구 (Study on the Single Life, the Preparation for Old Age and Policy Implication)

  • 양정선
    • 가족자원경영과 정책
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    • 제16권1호
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    • pp.123-148
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    • 2012
  • The main objective of this study was to investigate how people prepare for old age by looking at financial statements from single-person households in Gyeonggi province; the policy implications regarding low fertility and population aging are considered. The subjects were members of 600 households who were aged 26 to 44 years old and not married. The data were analyzed by t-test, ANOVA, and dichotomous logistic regression using SPSS WIN 12.0. Respondents pointed out that financial problems are the greatest challenges for those facing old age in single-person households; they said that a stable job is the most important factor for secure living. About 57% of household residents responded that they have prepared for retirement, and a majority of them said they hoped to spend their elderly years with a marriage partner. The financial statements from single-person households were inferior to those from other types of households. The assets of single-person household members were less than those of other households. Only 10.5% of respondents have owned homes. The study discusses policy implications for those who want marriage and for those who don't want it. For those who want marriage, job-seeking support was proposed, and for the others, tax deductions and family programs for single-person households were proposed.

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생산직 근로자의 연령별 노후준비와 영향요인 (Factors Affecting the Preparation for Later Life According to Age in Production Workers)

  • 김현미;최연희
    • 한국직업건강간호학회지
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    • 제19권2호
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    • pp.117-127
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    • 2010
  • Purpose: The purpose of this study was to investigate the factors that influenced the preparation for later life of the age group of 30s, 40s, and 50s in production workers. Methods: The participants for this study were 320 men working in 2 workspaces of Ulsan city. The data was collected from May to July, 2010 using structured questionnaires. Chi-square, One way ANOVA, Duncan test, Pearson's Correlation Coefficient and multiple regression with the SPSS WIN 17.0 program were used to analyze the data. Results: There were statistically significant differences among 30s, 40s, and 50s workers regarding the preparation for later life, health promoting behavior, knowledge and attitude of cerebrocardiovascular (CVD) diseases. 50s workers were significantly more higher than 30s and 40s regarding the preparation for later life, health promoting behavior, cognition and attitude of CVD diseases. The model including variables related to the preparation for later life explained variance of 42.3% of 30s, 36.0% of 40s, and 28.5% of 50s workers. Finally, cognition of CVD diseases and social support were predictors in explaining the level of the preparation for later life among production workers. Conclusion: Based on the findings of the study, nursing interventions should be developed to improve the preparation for later life of production workers according to age differences.

중년여성의 노화불안, 성공적노화가 노후준비에 미치는 영향 (The Influence of Aging Anxiety and Successful Aging on Retirement Preparation in Middle Aged Women)

  • 최영미;최성희;안옥희
    • 근관절건강학회지
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    • 제26권3호
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    • pp.175-183
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    • 2019
  • Purpose: This is a descriptive research examining the relationships between aging anxiety, perceived level of successful aging, and preparation for aging as well as factors influencing preparation for aging. Methods: Subjects of this study were 221 women aged between 40 and 59 years residing in area J. Data were collected from October 27, 2017 to November 9, 2017, using a structured questionnaire. The collected data were analyzed using the statistical program SPSS/WIN 24.0. Results: Regression analysis revaled that factors having a significant effect on the preparation for aging of the subjects were age, perceived health status, exercise, leisure activity, aging anxiety, and perception of successful aging. The total explanatory power was 42.3%. Conclusion: Based on the results of this study, it was found that aging anxiety and successful aging influenced the preparation for aging of middle-aged women. Therefore, it is necessary to develop a nursing intervention that properly manage aging anxiety and improves successful aging, in order to encourage middle-aged women to actively prepare for their later lives.

자녀교육비 및 노부모에 대한 생활비 지원이 둘째자녀 출산의도와 노후준비에 미치는 영향 - $20{\sim}45$세 기혼여성을 중심으로 - (Effects of Education Expenditure for a Child and Financial Support to Parents on Childbirth Intention, Elderly Life Preparation)

  • 이선형
    • 가족자원경영과 정책
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    • 제13권2호
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    • pp.43-64
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    • 2009
  • The purpose of this study is to examine the effects of education expenditure children and financial support for parents on childbirth intention and, elderly life preparation. This study uses Korean Longitudinal Survey of Women & Families data. The research subjects are married women aged between $20{\sim}45$ years old who have one child and are living with at least one parent. The analysis method includes chi-square analysis, frequency analysis, and logistic regression analysis which is suitable for presuming differences between groups and relative influence or power. As a result, the first subjective perception is that economic conditions influence childbirth intention and elderly life preparation. Second, the portion of education expenditure is a more important factor than traditional ones, such as the child's sex, the married woman's job and her income. Third, elderly life preparation is influenced by economic factors, regardless of whether they are subjective or objective factors. Finally, analyses by logistic regression analysis suggest that a decision about childbirth is influenced by education expenditure. This refer to the costs related to the child's generation. A decision about elderly life preparation is related to financial support from parents, meaning costs related to the parents's generation.

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중년기 농촌여성의 노후준비와 관련변인 연구 (The Later Preparation and Its Related Variables in the Middle'Rural Women)

  • 양순미;홍숙자
    • 가정과삶의질연구
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    • 제20권6호
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    • pp.141-149
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    • 2002
  • In order to promote well-being during old age, it is important to start preparing early on for the later life. Based on this thesis, this study examined attitudes of the middle-aged women residing in rural towns on their preparation for old age as well as related variables. For this purpose, survey data from 200 individuals were analyzed using a SAS program. The overall degree of preparation for old age was quantified as about 67 points out of a 100 possible points. The variables that affected the level of preparedness include attitude toward using a paid nursing home ($\beta$=.23), type of agricultural work they engage in ($\beta$=-.21), who do you think is a supporter during your old age($\beta$=.20)], type of decision-making in the household ($\beta$=.17). The explanatory power of such variables as standards of living ($\beta$=.18), family type ($\beta$=-.18), recognition of the entrance of old age ($\beta$=.17), and preparation behavior for old age ($\beta$=.15) were partially proved in three sub-areas (economical, emotional, and leisure areas) of preparation. The groundwork of this study could be used as basic materials to develop an educational program to improve the attitudes toward preparation for old age.

중소기업 근로자의 은퇴준비에 관한 사례연구 (A Case Study on the Retirement Preparation of the Small and Medium-sized Company Workers)

  • 이형종;이한덕
    • 한국콘텐츠학회논문지
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    • 제17권9호
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    • pp.449-465
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    • 2017
  • 중소기업 근로자들은 낮은 임금수준과 열악한 근로조건으로 인해 은퇴준비에 어려움을 겪고 있으며, 은퇴 후에는 노후빈곤에 빠질 가능성이 있다. 본 연구의 목적은 사례연구 방법을 통해 중소기업 근로자들의 재무적 비재무적 은퇴준비 실태를 살펴보는데 있다. 주요 분석결과는 다음과 같다. 중소기업 근로자들은 은퇴에 대해 크게 불안을 느끼는 것으로 나타났다. 많은 중소기업 근로자들은 충분한 노후소득을 확보하지 못했고, 매우 적은 국민연금 수령액으로 노후를 보내야 하는 현실을 걱정했다. 둘째, 중소기업 근로자들은 가족, 재무, 건강, 일자리, 사회참여와 같은 다양한 삶의 영역에서 길어지는 노후생활을 대비하는 것으로 나타났다. 셋째, 중소기업 근로자들은 현실적이고 실용적인 은퇴준비를 하였다. 그들은 소비지출 감소, 자녀교육비 축소, 낮은 임금의 일자리 선택, 현금 확보 등 은퇴에 대비하여 안전성과 현실성을 우선 고려하였다. 결론적으로 중소기업 근로자들은 은퇴에 대비해 다양한 해결책을 추구하고 있다. 그들이 퇴직 후 삶의 재구성에 초점을 둔 통합적이고 실용적인 교육을 통해 은퇴설계 니즈를 지원할 필요가 있다.