• Title/Summary/Keyword: 계약당사자

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Development of a Business Model for Korean Insurance Companies with the Analysis of Fiduciary Relationship Persistency Rate (신뢰관계 유지율 분석을 통한 보험회사의 비즈니스 모델 개발)

  • 최인수;홍복안
    • Journal of the Korea Society of Computer and Information
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    • v.6 no.4
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    • pp.188-205
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    • 2001
  • Insurer's duty of declaration is based on reciprocity of principle of the highest good, and recently it is widely recognized in the British and American insurance circles. The conception of fiduciary relationship is no longer equity or the legal theory which is only confined to the nations with Anglo-American laws. Therefore, recognizing the fiduciary relationship as the essence of insurance contract, which is more closely related to public interest than any other fields. will serve an efficient measure to seek fair and reasonable relationship with contractor, and provide legal foundation which permits contractor to bring an action for damage against violation of insurer's duty of declaration. In the future, only when the fiduciary relationship is approved as the essence of insurance contract, the business performance and quality of insurance industry is expected to increase. Therefore, to keep well this fiduciary relationship, or increase the fiduciary relationship persistency rates seems to be the bottom line in the insurance industry. In this paper, we developed a fiduciary relationship maintenance ratio based on comparison by case, which is represented with usually maintained contract months to paid months, based on each contract of the basis point. In this paper we have developed a new business model seeking the maximum profit with low cost and high efficiency, management policy of putting its priority on its substantiality, as an improvement measure to break away from the vicious circle of high cost and low efficiency, and management policy of putting its priority on its external growth(expansion of market share).

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A Study on Obligation and Right of the Parties of International Factoring (국제팩토링계약의 당사자의 권리와 의무에 관한 연구)

  • Park, Se-Hun;Han, Ki-Moon
    • THE INTERNATIONAL COMMERCE & LAW REVIEW
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    • v.43
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    • pp.143-168
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    • 2009
  • International Factoring transaction in Korea is different from that of financially advanced countries in terms of legal system and commercial and financial practices. As for the domestic factoring, Korean factors are only involved in advances often on a with recourse basis. With regard to the international factoring, Korean factors do not accommodate whole account receivables from clients (suppliers) but handle on a selective basis. Among Korean banks, KEXIM (Export and Import Bank of Korea) is sole factor for international transactions. Currently KEXIM and several foreign banks handle factoring provide factoring services with limitation to invoice discounting which is largely extended to large corporate names. Therefore this is far different from factoring in Europe and Americas designed for small exporters with non recourse advances. In respect of legal environment, receivable assignment is subject to debtor' acknowledge or approval of such assignment according to Civil Law Act. To remove the legal obstacles, Korean government have prepared new law which allows factor's own notification of assignment (and thereby reimbursement right) to debtor with some evidences.

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A Suggestion of the ADR in Public Construction Disputes (공공건설사업에서의 사전분쟁해결(ADR)방법 도입방안)

  • Cho, Young-Jun
    • Proceedings of the Korea Contents Association Conference
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    • 2006.05a
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    • pp.356-359
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    • 2006
  • Dispute is construction itself. Serious difficulties ore occurred between contract parties when These disputes have occurred. Authority may fear the defective work if the requirement of contractor is fully reflected in the adjustment of contract. On the other hand the contractor may have fears that no payment or some payment of the extra work or the additional work done will be required. Therefore these problems must be resolved before these result in an enlarged riffle effect. To reduce the fear of the contract parties, ADR(Alternative Dispute Resolution) process were suggested.

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건설업 등록기준 강화, 2005년 12월 7일 유예기간 만료

  • Korea Mechanical Construction Contractors Association
    • 월간 기계설비
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    • no.11 s.184
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    • pp.32-34
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    • 2005
  • 건설업 등록기준과 관련하여 건설산업기본법시행령 개정(2005년 5월 7일, 공포) 및 동법시행령 제16조 제1항의 규정에 근거한 건설업 등록기준의 특례 개정 고시(2005년 6월 3일)가 지난 6월 8일부터 시행되고 있으며, 동법 시행령 부칙 제4항의 규정에 의거 개정 규정에 의한 건설업의 등록기준에 미달하는 종전의 건설업자인 경우 2005년 12월 7일까지 개정된 등록기준을 구비하도록 유예기간을 부여한 바 있다. 이에 따라 2005년 12월 7일까지 강화된 건설업 등록기준을 구비하지 못한 때에는 동법 제83조 제2호의 규정에 의건 영업정지 등의 처벌을 받을 수 있으며, <국가를 당사자로 하는 계약에 관한 법률시행령> 제12조 제1항 제2호의 규정에 의거 공공 공사의 입찰참가에 제한을 받을 수 있다. 따라서, 대한설비건설협회 회원사는 강화된 등록기준을 보완하지 못하여 영업정지 등 불이익을 받는 사례가 없도록 미연에 방지하여야 한다.

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Design and Implementation of ebXML Registry & Repository for B2B e-Commerce of Music Records (음반 B2B를 위한 ebXML 등록기 및 저장소의 설계 및 구현)

  • Kim Joo-Sung;Kim Yoo-Sung
    • Proceedings of the Korea Information Processing Society Conference
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    • 2004.11a
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    • pp.561-564
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    • 2004
  • 음악 상품의 검색, 주문(계약), 대금결제, 배송 등에 있어서 기업들은 자신의 독자적인 비즈니스 방식과 거래 시스템을 구축하여 운영하기 때문에 기업과 기업간(B2B) 음악 상품의 전자 상거래에는 많은 어려움이 따른다. e비즈니스 표준 프레임워크인 ebXML은 기업의 전자 상거래를 위한 비즈니스 정보를 교환할 때 확장성 표기 언어를 적용해 기업간 시스템간의 상호 운용을 가능하게 하지만, 음반 산업분야의 적용은 미흡한 실정이다. 본 논문에서는 음악 B2B를 위해 ebXML 등록기 및 저장소를 설계 및 구현하였다. 본 논문에서 설계, 구현한 등록기는 거래 당사자인 기업간에 음악 상품 및 기업의 거래 관련 정보를 공유하는 서비스를 제공하며, 저장소는 실세계의 기업간 음악 거래 정보 및 음악 거래에 사용되는 개체간의 연관성 정보를 저장하고 있다.

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System reorganization of electrical standard Production Units and effect analysis of electrical construction business (전기부문 표준품셈 체계개편과 전기공사업계의 영향분석)

  • Lim, S.H.;Hwang, M.S.;Shin, K.S.;Kim, J.I.;Sun, A.S.
    • Proceedings of the KIEE Conference
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    • 2007.07a
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    • pp.2060-2061
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    • 2007
  • 본 논문에서는 국가 경제성장률과 국내 전기공사실적 증가률에 대한 상관관계를 비교분석하였으며, 연간 전기공사 실적에 대한 항목별 구성비율 중 노무비가 차지하는 비율을 분석하였다. "국가를 당사자로 하는 계약에 관한 법률 시행령 및 시행규칙"과 회계예규인 "예정가격 작성기준"에 근거하여 원가계산에 의한 전기공사 예정가격 산정의 기초자료로 활용되는 전기부문 표준품셈 체계개편이 전기공사업에 미치는 영향을 최근 발주된 대형공사에 체계개편 전과 체계개편 후 공사금액을 비교하여 종합적으로 분석하였다.

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A Secure User Authentication Scheme for Public Cloud Environment (공공 클라우드 환경에서 안전한 사용자 인증방안)

  • Lee, Seung-Ah;Cho, Gi-Hwan
    • Proceedings of the Korea Information Processing Society Conference
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    • 2011.04a
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    • pp.909-912
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    • 2011
  • IT 업계에도 저탄소 녹색 성장을 추구하는 Green IT 시대가 찾아왔다. 이에 따라 여러 IT 기업들에서 IT 자원을 소유하지 않고 빌려 쓰는 형태의 클라우드 컴퓨팅이 큰 이슈가 되고 있다. 클라우드 컴퓨팅은 기존의 조직이 유지 보수에 사용하던 인력과 비용을 감소시킬 수 있다는 점에서 경제적 이익을 창출하고 있다. 그러나 다수의 이해당사자(Mlti-tenant)가 존재하는 공공 클라우드 환경에서는 사용자의 인증이 보안 문제로 대두되고 있다. 본 논문에서는 공공 클라우드 환경에서 신뢰할 수 있는 클라우드 서비스를 제공하기 위한 사용자 인증 방법을 제시한다. 사용자는 계약관계로 맺어진 클라우드와 조직사이에서 클라우드 서비스를 제공받으며 조직으로부터 인증 받는다. 클라우드에서는 조직에서 제공하는 인증 정보와 클라우드의 서비스 제공 정책으로 이루어진 보안연계를 통해 사용자를 확인함으로써 사용자에게 적합한 서비스를 제공한다.

Air Carrier's Civil Liability for Overbooking (항공권의 초과예약(Overbooking)에 관한 항공사의 민사책임)

  • Kwon, Chang-Young
    • The Korean Journal of Air & Space Law and Policy
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    • v.31 no.1
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    • pp.99-144
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    • 2016
  • The summary of the case is as follows: a Korean passenger booked and purchased a business class ticket from Air France that was scheduled to depart from Paris and arrive in Seoul. When the passenger arrived at the check-in counter, he was told that all business class seats were occupied. It was because the flight was overbooked by Air France. The passenger cancelled the Air France flight and took another air carrier. After arriving in Korea, he brought suit against Air France for damages. The purpose of this article is to discuss the governing law when interpreting the contract of international air carriage in accordance with the Korean Private International Act (2001) and to analyze air carrier's civil liability for the bumped passenger in the overbooking case. If the parties have not chosen the applicable law the contract shall be governed by the law of the habitual residence of the consumer in the following situations: prior to the conclusion of the contract, the opposite party of the consumer conducted solicitation of transactions and other occupational or business activities by an advertisement in that country or conducted solicitation of transactions and other occupational or business activities by an advertisement into that country from the areas outside that country and the consumer took all the steps necessary for the conclusion of the contract in that country or in case the opposite party of the consumer received an order of the consumer in that country [Article 27 (1), (2) of the Private International Act]. Since the contract of international carriage falls into the consumer contract, the Supreme Court viewed that the governing law of the contract in this case would be the law of the habitual residence of the consumer (Supreme Court Decision 2013Da8410 decided on Aug. 28, 2014). This interpretation differs from the article 5 (4) of Rome Convention(80/934/EEC) which declares that the consumer contract article shall not apply to neither a contract of carriage nor a contract for the supply of services where the services are to be supplied to the consumer exclusively in a country other than that in which he has his habitual residence. Even though overbooking can be considered as a common industry practice, an air carrier must burden civil liability in case of breach of contract for the involuntary bumped passenger(Seoul Central District Court Decision 2014Na48391 decided on Jan. 29, 2015). In case of involuntary bumping, an air carrier must offer re-routing to passenger's final destination by an alternative flight. If an air carrier fails to effect performance in accordance with the tenor and purport of the obligation, the involuntary bumped passenger may claim damages(Article 390 of the Civil Code).

A Study on the Main Obligations in Entering into the International Franchising Agreement (국제가맹계약시 당사자의 주요의무에 대한 소고)

  • Lee, Gyu-Chang;Park, Jong-Sam;Kim, Jae-Deong
    • THE INTERNATIONAL COMMERCE & LAW REVIEW
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    • v.51
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    • pp.465-495
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    • 2011
  • Domestic franchised businesses have been showing relatively fast growth, but the growth is expected to slow down as in those developed countries. In face of this changing market environment, domestic franchisers will have to turn their eyes abroad to achieve sustainable growth. On the other hand, more international franchisors could pursue expanding into the Korean market due to economic or strategic reasons in their home countries. In general, enterprises are faced with several barriers when entering foreign markets by franchising their operation. Issues relating to such entry barriers can be broadly classified into legal and managerial. To begin, international franchising necessitates enterprises to handle various aspects of legal issues. There are no internationally unified rules for franchise agreements as in international goods purchase contracts. This forces franchisors to have deep knowledge of concerned regulations and practices of each of the individual target countries, in particular franchising practices which differ from those of their own countries in terms of rights and obligations of the involved parties. Having regard to this situation, this study reviewed the EU's PEL CAFDC and other domestic and overseas regulations governing franchising. From the results, several contractual obligations were derived that need to be taken into account when handling the issues around the international franchise agreement. In closing this paper mainly having in mind enterprises in various business lines seeking to expand into international franchising, some unmet needs are worth commenting. First, there is an urgent need to establish practical guidelines along with the model agreement addressing the issues of international franchising in the absence of any unified international rules. Second, to meet the first need above, it is needed that the relevant authorities conduct a comprehensive review of the existing franchising regulations available across overseas countries and, based on the results, embark on gathering good common elements in the existing franchising regulations in individual countries, ultimately developing the best possible guidelines and examples.

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A Study on the Legal Explanation and Cases of Remedies for Breach of Contract by the Buyer under CISG (CISG하에서 매수인의 계약위반에 대한 매도인의 구제수단에 관한 고찰 - CISG 제3편 제3장 제3절(제61조 내지 제65조)의 규정해석과 판결례를 중심으로 -)

  • Shim, Chong-Seok
    • International Commerce and Information Review
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    • v.14 no.3
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    • pp.231-251
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    • 2012
  • The remedies available to a seller that has suffered a breach of contract by the buyer are addressed in Section III of Chapter III of Part III. The first provision in the section, 61, catalogues those remedies and authorizes an aggrieved seller to resort to them. The remaining provisions of the section address particular remedies or prerequisites to remedies. The subject matter of the current section remedies for breach of contract by the buyer obviously parallels that of Section III of Chapter II of Part III remedies for breach of contract by the seller. Many individual provisions within these sections form matched pairs. Thus 61, which catalogs the seller's remedies, which catalogs the buyer's remedies. Other provisions in the current section that have analogues in the section on buyer's remedies include 62, seller's right to require buyer's performance 63, seller's right to fix an additional period for buyer to perform and 64, seller right to avoid the contract. As was the case with the provisions on buyers' remedies, the articles governing sellers' remedies operate in conjunction with a variety of provisions outside the current section. Thus the seller's right to require performance by the buyer is subject to the rule in 28 relieving a court from the obligation to order specific performance in circumstances in which it would not do so under its own law. The authorization in 61 for a seller to claim damages for a buyer's breach operates in connection with 74-76, which specify how damages are to be measured. 49, stating when an aggrieved seller can avoid the contract, is part of a network of provisions that address avoidance, including the definition of fundamental breach, the requirement of notice of avoidance, provisions governing avoidance in certain special circumstances, measures of damages available only if the contract has been avoided and the provisions of Section V of Part III, Chapter V on effects of avoidance.

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