• 한국전자거래학회지
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• 제4권2호
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• pp.81-94
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• 1999

This paper shows the architecture of IPS(Intermarket Payment System), an implementation of the electronic payment function for internet-shopping merchant system. Because the original purpose of commerce transaction is the exchange of money for goods or services, it is very important to prepare an exchangeable economic value or method. The electronic payment system is the hardware or software or both to process an electronic payment transaction. It has two type, the broker type and the electronic value type. The broker type means an intermediator between real bank network and internet commerce transaction. The electronic value type means a substitute for money in the real world. This paper shows the architecture and the function to implement the broker type electronic payment system. The system has two parts. One is the mediator part to support multiple payment systems and to offer common access methods for merchant system database. The other is the executor part to implement the payment protocol and to process payment transaction.

• Safety and Health at Work
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• 제6권4호
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• pp.289-294
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• 2015

Background: The type of payment is one of the important factors that has an effect on the health of employees, as a basic working condition. In the conventional research field of occupational safety and health, only the physical, chemical, biological, and ergonomic factors are treated as the main hazardous factors. Managerial factors and basic working conditions such as working hours and the type of payment are neglected. This paper aimed to investigate the association of the type of payment and the exposure to the various hazardous factors as an heuristic study. Methods: The third Korean Working Conditions Survey (KWCS) by the Occupational Safety and Health Research Institute in 2011 was used for this study. Among the total sample of 50,032 economically active persons, 34,788 employees were considered for analysis. This study examined the relation between the three types of payment such as basic fixed salary and wage, piece rate, and extra payment for bad and dangerous working conditions and exposure to hazardous factors like vibration, noise, temperature, chemical contact, and working at very high speeds. Multivariate regression analysis was used to measure the effect of the type of payment on working hours exposed to hazards. Results: The result showed that the proportion of employees with a basic fixed salary was 94.5%, the proportion with piece rates was 38.6%, and the proportion who received extra payment for hazardous working conditions was 11.7%. Conclusion: The piece rate was associated with exposure to working with tight deadlines and stressful jobs. This study had some limitations because KWCS was a cross-sectional survey.

• 무역상무연구
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• 제58권
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• pp.179-213
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• 2013

While a performance type guarantee is required as a security for non-performance risk by a seller, a payment guarantee is used as a security for non-payment risk by a buyer(or a borrower in a loan agreement). A payment guarantee is a type of independent bank guarantee, bank guarantee, bond, demand guarantee, or standby letter of credit. A guarantor accepts a credit risk of a principal which is normally a buyer in a contract for sale of goods. A payment guarantee is independent of the underlying relationship between the applicant and the beneficiary. The guarantor is only empowered to examine the beneficiary's demand and determine the payment on its face to the terms of the guarantee. A payment guarantee is thus different from a suretyship. The principle of independence carries a significant advantages for a guarantor as well as for a beneficiary. While a documentary credit requires B/L, commercial invoice, packing list, inspection certificate, etc., a typical payment guarantee does not require any evidence for a seller's performance of the underlying contract other than written demand. In this respect payment guarnatee can be a more secured facility than a documentary credit. A payment guarantee normally comes into force from the issuing date and shall remain in effect until all sums guaranteed shall be paid in full by a buyer(or a borrower) or by a guarantor. Although a guarantor shall pay a demand made in accordance with the terms and conditions of the payment guarantee, a payment demand may be denied when it is determined to be abusive or unfair.

• 농촌계획
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• 제16권3호
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• pp.19-26
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• 2010

The purpose of this paper is to evaluate optimum rate of payment and to [md the new advanced direction for the program for rural landscape conservation. We used direct evaluation method for income and production costs. According to the survey, we had done from 41 complexes(farmers) joined this program, the average production cost of landscape crops of type1 is calculated at 178,582 won per 10a and 111,517 won as type2. If the classification of crop type is adjusted, the problem formulated is improved to make possible support at the current payment rate.

• 한국정보시스템학회지:정보시스템연구
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• 제28권2호
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• pp.181-200
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• 2019

Purpose In order to find out the influential factors to accept the mobile convenient payment service like Apple pay or Samsung Pay based on the Unified Theory of Acceptance and Use of Technology according to the type of High and Low value payments. Design/methodology/approach This research model is designed on the factors of Unified Theory of Acceptance and Use of Technology and simultaneously analysed, or performed the empirical analysis of the PLS-SEM(Partial Least Squares structural equation model) in order to forage for the association among mobile convenient payment service's features. Findings According to the empirical analysis consequence, this research confirmed that the adoption of mobile convenient payment services is influence by features on the basis of Unified Theory of Acceptance and Use of Technology, mobility, and trust. Also, this paper figure out that the behavior of an user acceptance of mobile convenient payment services according to the type of high and low value payments.

• 수산경영론집
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• 제50권1호
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• pp.1-15
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• 2019

Offshore trap fishery managers have payed in advance to attract excellent fishing crew in the minium grantee lay system. This practice can intensify competition among fishery management bodies and increase the burden of fishery manager about income tax and four social insurance programs. The purpose of this study is to identify the problems of advance payment practice in terms of fishery manager in offshore trap fishery. The main results of this study are as follows. First, under the TYPE 1 model, which is the current wage payment manner, there is a risk that fishery manager will not able to return the prepayment paid in advance when the income of fishery management bodies decrease. Second, the TYPE 2 or the TYPE 3 model which reduces or abolishes advance payment can alleviate the burden of fishery manager relative to the deduction of redemption amount, incentive to induce artificial expenses, income tax and four social insurance programs. In conclusion, advance payment practice in offshore trap fishery is placing a heavy burden on the fishery manager. In order to solve these problems in the future, we need to find solutions through similar case studies.

• 정보보호학회논문지
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• 제13권1호
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• pp.147-155
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• 2003

인터넷 인프라의 보급과 이용인구의 급속한 증가는 off-line을 통해서 물리적으로 제공받아 이용하던 다양한 정보와 자료, 그리고 디지탈 컨텐츠를 인터넷을 통해서 쉽고 빠르게 이용할 수 있는 서비스의 기반이 되고 있다. 그러나 인터넷 서비스를 통해서 제공되는 다양한 컨텐츠의 저작권 보호와 불법 복제 등과 같은 문제는 해당 사업의 발전을 저해하는 위험요소가 되고 있다. 이와 같은 문제를 해결하기 위한 방안으로 컨텐츠를 이용할 수 있는 정당한 자격을 소유한 사용자만이 해당 컨텐츠를 정상적으로 이용할 수 있도록 하는 접근제어(Access Control, AC) 기술이 연구되고 있다. 위성 방송에서 사용되고 있는 제한수신 시스템(Conditional Access System, CAS)과 인터넷 컨텐츠 서비스에 사용되고 있는 디지탈 저작권 관리 시스템(Distal Right Management System DRMS)은 현재 상용화되어 있는 AC의 대표적인 모델이라 할 수 있다. CAS와 DRMS는 지불 구조에 기반을 둔 형태(Payment Based Type, PBT)의 AC 기술이라 할 수 있다. 본 논문에서는 ［5］에서 제시된 지불 구조에 독립적인 형태(Payment Free Type, PFT)의 AC를 위한 보안 체계를 살펴보고, 각각의 특징을 간략하게 정리한다. 또한 효과적인 운영을 위한 PRT 기반의 새로운 AC 구조를 제시한다.

• 한국콘텐츠학회논문지
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• 제19권5호
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• pp.268-279
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• 2019

본 연구는 외식업체 빅 블러 현상과 키오스크 도입에 따른 이용고객의 주관적 인식을 파악하고자 서울지역 외식경영학과 대학원생을 대상으로 Q방법론을 적용하였다. 분석결과, 5가지 유형으로 도출되었다. 구체적으로, 제 1유형(N=6) : 빠른 결재와 다양한 주문 선호 형 (Fast payment and various order preference types), 제 2유형(N=6) : 적립 할인 혜택 선호 형 (Earning discount benefits preference type), 제 3유형(N=3) : 간편 주문 선호 형 (Simple order preference type), 제 4유형(N=2) : 직원 서비스 선호 형 (Employee service preference type), 제 5유형(N=3) : 안전 결재 선호 형 (Safety payment preference type)으로 각 각 독특한 특징의 유형으로 분석되었다. 향후 외식업체 빅 블러 현상에 관한 연구에서는 많은 문헌과 실증연구를 바탕으로 보다 세밀한 Q방법론적인 질문과 분석기법으로 수정 보완하여, 응답자들의 다양한 의견을 보다 구체적이며 객관적으로 분석하고자 한다.

• 정보학연구
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• 제2권1호
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• pp.35-52
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• 1999

구매자와 공급자가 새로운 전자화폐를 통한 결제시스템의 도입에 있어 공급자의 과제는 전자화폐의 유용성에 대한 평가기준인 상업성, 안정성, 제한조건 등의 문제를 중심으로 살펴볼 필요가 있다. 사용자인 구매자와 상인이 안전한 결제시스템을 선택할 경우에 그들의 needs를 분석하여 활용해야 하며, 특히, 상업적 조건은 새로운 지불방식에서 필수적으로 고려되어져야 한다. 즉, 사용하기 편리하고 비용이 적게 들어야 함을 물론 다용도로 쓰일 수 있어야 한다. 이러한 사용자의 필요성의 충족 없이(즉, 보안기술의 확보 등)는 궁극적으로 사용자들로부터 외면 받게 될 수 있다. 이에 따라 사용자들에게 선택의 폭을 넓게 해 줌으로써 궁극적으로 전자상거래의 활성화에 이바지 할 것이다.

• 통상정보연구
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• 제9권1호
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• pp.149-168
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• 2007

e-Trade Payment system has been transformed by quickly and effectively. The e-trade Payment system such as TradeCard System, Bolero Surf, Identrus Eleanor and e-Escrow and e-letter of Credit issued by SWIFT System enable partly sellers, buyers and service providers. This paper studies for SWIFT, Surf, TradeCard, Eleanor, e-Escrow as international trade payment, As reason following : The First, Bolero is a neutral secure platform enabling paperless trading between exporter, importer, and their logistics service and bank partners, insurance company. The Second, TradeCard is to manage procurement-to-payment worldwide, that is exporter, importer and connected partners, paperless platform. The Third, Identrus is the global leader in trusted identity solutions, recognized by global financial institutions, commercial organizations and bank partners around the world. The Forth, Escrow payment have effect to L/C issue and enter into electronic contracts in internet bank. Trader practice use Escrow Bank as the same bank that rules to Issuing Bank and Advising Bank and payment, acceptance. This paper of these electronic payment have studies new international trade payment to approach such as eUCP rules and TradeCard System, Surf of bolero, eleanor of Identrus, SWIFT.