• Journal of Convergence Society for SMB
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• v.4 no.3
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• pp.27-31
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• 2014

According to increasing of payment and settlements like smart banking, internet shopping and contactless transaction in smart device, the security issues are on the rise, such as the vulnerability of the mobile OS and certificates abuse problem, we need a secure user authentication. We apply the OTP using biometrics and PKI as user authentication way for dealing with this situation. Biometrics is less risk of loss and steal than other authentication that, in addition, the security can be enhanced more when using the biometric with OTP. In this paper, we propose a user authentication using biometrics and OTP in the mobile device.

• Journal of the Institute of Electronics Engineers of Korea TC
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• v.43 no.7 s.349
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• pp.50-59
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• 2006

The new communication paradigm is rapidly shifted from wireless mobile networks to an All-IP(Internet Protocol) network, led by service industry leaders and communication manufacturers. In this paradigm, providing authentication and session keys of a subscriber becomes one of the critical tasks because of IP open accessibility among heterogeneous networks. In this paper, we introduce authentication process procedure of heterogeneous wireless mobile networks and develop so-called IMAS(Integrated Mobile Authentication Server) which can securely inter-work among all mobile networks and support the legacy networks with backward compatibility. Especially, in designing IMAS, mobile authentication inter-working mechanism, key management technique, and other issues to be overcome are presented. We analyze and evaluate the performance of authentication algorithm which creates session key. A simulation environment of IMAS is established, and a performance(TPS; Transaction Per Second) result is analyzed and evaluated. It turned out that IMAS works among heterogeneous wireless mobile networks without compensating efficiency and functionalities of the legacy networks and decrease the entropy of data redundancy and data inconsistency among networks because of the integrity of the distributed Data Base(DB).

• Journal of Advanced Navigation Technology
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• v.17 no.3
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• pp.314-325
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• 2013

Smartwork is future-oriented work-environment to bring swift business transaction and convenient for users. In domestic and foreign various countries, It's already prompting introduction of smartwork. Users process work to access frequently from the outside in smartwork that's a similar client/server environment to existing Cloud Computing environment. Necessary of user authentication is increasing to be solvable to security vulnerability because there is possibility that malware flows in and leaks company's confidential information by unauthorized users especially in smartwork environment. Therefore we propose User Authentication scheme based face recognition is applicable to smartwork environment to analyze established User Authentication scheme. environment.

• Journal of the Korea Safety Management & Science
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• v.6 no.3
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• pp.161-174
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• 2004

The existing PKI authentication structure uses the OCSP method. The primary task of OCSP is to verify the status of a transaction after verifying the validity of the certificate; but, because of continuing policy changes and updates within the PKI authentication method, the status of certificates and the structures are not consistent. Therefore, the SCVP method can be selected as the broadest method for completing authentication tasks accurately because the SCVP method includes validation of policy changes. An appropriate method for building an mobile environment within the capabilities of low-memory and reduced processing CPU needs to be assessed and developed. This thesis proposes a verification method that is independent of platform and applicable to any 05 in building and expanding the mobile environment.

• Knowledge Management Research
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• v.16 no.4
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• pp.35-45
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• 2015

Fintech, which means the convergence of finance and information technology, becomes a hot topic in the financial sector. Through innovative activities on financial services, ICT(Information and Communication Technology) is integrated into the overall financial industry, and a new form of financial services could be expected to improve the existing financial system. On the other hand, fintech services are relatively vulnerable to security issues. Due to the process simplication and the channel fusion, the leakage of personal and financial informations, authentication bypass, phishing, and pharming are getting more concerned. In this study we investigated the security risk of fintech services in the viewpoints of service provider, technology adoption, and security policy. The possible countermeasures to reduce those risks are suggested because security is an important criterion for selecting financial services. This study basically offers quantification of the potential security risks and step-by-step control measures about business processes in the fintech services. The suggested security model includes user authentication, terminal security, payment information protection, API(Application Programming Interface) security, and abnormal transaction monitoring. This study might contribute to an understanding of the security risks and some possible measures for mitigating those risks on the practical perspective.

• Asia pacific journal of information systems
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• v.30 no.1
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• pp.21-30
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• 2020

Bitcoin (BTC) is a type of cryptocurrency that supports transaction/payment of virtual money between BTC users without the presence of a central authority or any third party like bank. It uses some cryptographic techniques namely public- and private-keys, digital signature and cryptographic-hash functions, and they are used for making secure transactions and maintaining distributed public ledger called blockchain. In BTC system, each transaction signed by sender is broadcasted over the P2P (Peer-to-Peer) Bitcoin network and a set of such transactions collected over a period is hashed together with the previous block/other values to form a block known as candidate block, where the first block known as genesis-block was created independently. Before a candidate block to be the part of existing blockchain (chaining of blocks), a computation-intensive hard problem needs to be solved. A number of miners try to solve it and a winner earns some BTCs as inspiration. The miners have high computing and hardware resources, and they play key roles in BTC for blockchain formation. This paper mainly analyses the underlying cryptographic techniques, identifies some weaknesses and proposes their enhancements. For these, two modifications of BTC are suggested ― (i) All BTC users must use digital certificates for their authentication and (ii) Winning miner must give signature on the compressed data of a block for authentication of public blocks/blockchain.

• Korean Business Review
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• v.13
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• pp.207-221
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• 2000

In this era of changing system, we may learn lesson from newly developed Uniform Electronic Transation Act(UETA) in 1999. Korea has its counterpart as the Basic Electronic Transaction Act and Electronic Signature Act made by 1999. While UETA stresses on transaction law between individuals, that of Korean stresses on the role of government in electronic transaction. Both laws have the common definitions as electronic record, electronic signature, however, UETA has its own definitions such as automated transaction, computer program, electronic agent, information, information processing system, and security procedure. Especially, transferable record in section 16 is one of the most unique concept which Korean law does not provide. Korean government is planning to introduce electronic note in the near future, which will make unprecedented reform in Korean financial industry. Since Korean law does not have such a concept as electronic note, revision of the law is expected soon. Korean law has its specialty which puts stress on cyber mall, authentication agency, and consumer protection. In U.S., the interpretation of law by court is important when they have disputes according to common law traditon. Studies on cases on disputes in U.S. is needed most for Korean application.

• Journal of Convergence for Information Technology
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• v.9 no.1
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• pp.86-91
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• 2019

Block chains began by recognizing the danger of centralized control of financial systems after the 2008 financial crisis. From the beginning of 2008, blockchain has been developing a lot of attention and technology, starting with a tremendous innovation called cryptographic destruction based on technology, a block chain called Bitcoin. However, the vulnerability has also been discovered over time and the damage has been repeated. But in the fourth industry of the 21st century, many advances and technologies based on them are expected to emerge. Therefore, this paper proposes new analytical transaction protocols for vulnerabilities in cryptographic currency transactions. The proposed transaction protocol is a way to authenticate once again at the end of the transaction and the transaction is concluded with this authentication. It presents countermeasures by adding security elements between users to the transaction process rather than internal security to transaction vulnerabilities.

• Journal of Internet Computing and Services
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• v.21 no.2
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• pp.65-72
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• 2020

In this paper, a USB module with fingerprint recognition was designed as a distributed node of blockchain on distributed ID (DID, distributed ID) for user identification. This biometric-linked fingerprint recognition device was verified for the real-time authentication process of authentication transaction with FIDO(Fast IDentity Online) server. Blockchain DID-based services were proposed like as a method of individual TV rating survey, and recommending service for customized shopping channels, and crypto-currency, too. This DID based remote service can be improved by recognizing of channel-changing information through personal identification. The proposed information of production purchase can be shared by blockchain. And customized service can be provided for the utilization of purchase history in shoppingmall using distributed ID. As a result, this blockchain node-device and Samsung S10 Key-srore with FIDO service can be certified for additional transactions through various biometric authentication like fingerprint, and face recognition.

• Journal of Internet Computing and Services
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• v.7 no.2
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• pp.161-172
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• 2006

As the innovative technologies related to ubiquitous computing are being rapidly developed in recent IT trend, the concern for IT dysfunction(e.g., personal information abuse, information risk, threat, vulnerability, etc.) are also increasing. In our study, we suggested how to design and implement to multiple schemes for strong authentication mechanism in real system environments. We introduce the systematic and secure authentication technologies that resolve the threats incurring from the abuse and illegal duplication of financial transaction card in the public and financial institutions. The multiple schemes for strong authentication mechanism applied to java technology, so various application programs can be embedded, Independent of different platforms, to the smartcard by applying the consolidated authentication technologies based on encryption and biometrics(e.g., finger print identification). We also introduce the appropriate guidelines which can be easily implemented by the system developer and utilized from the software engineering standpoint of view. Further, we proposed ways to utilize java card based biometrics by developing and applying the 'smartcard class library' in order for the developer and engineers involved in real system environment(Secure entrance system) to easily understand the program. Lastly, we briefly introduced the potential for its future business application.