• 제목/요약/키워드: stability management

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Basel III Effects on Bank Stability: Empirical Evidence from Emerging Countries

  • ASGHAR, Muhammad;RASHID, Abdul;ABBAS, Zaheer
    • The Journal of Asian Finance, Economics and Business
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    • 제9권3호
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    • pp.347-354
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    • 2022
  • This article examines the influence of Basel III reforms, risk management, and banking sector efficiency on banks' financial stability in emerging countries. The data for this study is collected from various sources. Based on the GDP classification of IMF, the top 22 countries were selected as the sample. The sampling frame includes all six regions of the world including 482 banks and 3022 observations in total. The empirical analysis is carried out by estimating the random effects models. It is found that the effects of capital buffer, liquidity, and risk management practices are significant on financial stability. It is also noticed that the capital buffer has a constructive and significant influence on financial stability. However, liquidity management shows a mixed impact, as in some countries, its impact is positive and significant while, in other countries, it is insignificant. Risk management practices have an overall positive influence on financial stability in the case of large economies. However, results are insignificant in the case of small economies. Bank-specific variables, namely profitability, size, and efficiency have a positive whereas, loan quality has a negative impact on financial stability in the emerging countries. GDP has a positive impact on financial stability whereas inflation and unemployment both have a negative effect on financial stability.

도시주부의 가계재무관리행동, 재무건전성 및 재정만족도 (The Financial Stability and Satisfaction, Urban Housewives' Family Financial Management Behavior)

  • 계선자;정미선
    • 가족자원경영과 정책
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    • 제11권3호
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    • pp.123-144
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    • 2007
  • The major purpose of this study is to find level of financial management behavior and relation factors. In addition, It is also to suggest how to overcome family financial problems on urban housewives' in the time of economic crisis and to provide the fundamental data to improve economic stability. Consequently, in the times of economic crisis, housewives' change-oriented family finance management behavior appeared to be more desirable. Through change-oriented family finance management behavior, housewives needs try to find reasonable solution to improve family cohesion and financial stability. Specially, housewives have to make use of financial information for effective financial management behavior and the financial stability of family members.

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The Effect of Bank Liquidity on Bank's Stability in the Presence of Managerial Optimism

  • HABIB, Ashfaq;KHAN, Muhammad Asif;MEYER, Natanya
    • The Journal of Asian Finance, Economics and Business
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    • 제9권8호
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    • pp.183-196
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    • 2022
  • Bank stability serves as a prerequisite for the smooth functioning of economic and financial activities in the country. Banks face numerous risks, and liquidity plays an essential role in determining a bank's long-term growth and financial stability. By using the sample of 70 banks of the Gulf Cooperation Council, this study examines the association between funding the liquidity and the creation of liquidity and their impact on bank stability. Firstly, the reciprocal relationship reveals between funding the liquidity and the creation of liquidity by employing the 2SLS regression model. Further, by employing the dynamic GMM model, the research finds that funding liquidity is significant and positively influences bank stability. However, bank stability is significantly negatively influenced by the creation of liquidity, but the combined effect of funding the liquidity and creation of liquidity positively explains the bank stability. Additionally, this study reveals that managerial optimism biases contribute to determining the bank's liquidity and long-term stability. The finding of this study supports the executives, policymakers, and management of banks in understating liquidity risks, efficiency, and bank stability. The findings support regulatory guidelines mainly by the Basel III framework, which places more importance on the joint management of funding the liquidity and creation of liquidity in the economy.

OSCILATION AND STABILITY OF NONLINEAR NEUTRAL IMPULSIVE DELAY DIFFERENTIAL EQUATIONS

  • Duan, Yongrui;Tian, Peng;Zhang, Shunian
    • Journal of applied mathematics & informatics
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    • 제11권1_2호
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    • pp.243-253
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    • 2003
  • In this paper, oscillation and stability of nonlinear neutral impulsive delay differential equation are studied. The main result of this paper is that oscillation and stability of nonlinear impulsive neutral delay differential equations are equivalent to oscillation and stability of corresponding nonimpulsive neutral delay differential equations. At last, two examples are given to illustrate the importance of this study.

도시주부 가계재무관리행동의 변화지향성에 따른 가계재무건전성 및 재정만족도 차이 (The Difference between Financial Stability and Satisfaction according to Change-orientation of Urban Housewives' Family Financial Management Behavior)

  • 정미선;계선자;강혜경
    • 가정과삶의질연구
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    • 제26권5호
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    • pp.391-403
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    • 2008
  • The purpose of the study was to find the level of family financial management behavior of urban housewives and to discern the difference between financial stability and financial satisfaction according to change-orientation of financial management behavior among urban housewives, and thus provide the fundamental data to improve stability and financial satisfaction. The following findings emerged during the study: First, groups with higher change-oriented family financial management behaviors among housewives subjectively felt more financial satisfaction than other groups. Second, groups with above average levels of change-oriented management behavior appeared to have more stable families than groups with below average objective financial stability, emergency funds, risk provisions, debt burdens and liquid index. Third, groups with high levels of change-oriented family financial management behavior had higher financial satisfaction.

The Relationship between Management bonuses with Earnings stability in Information technology and Computer listed companies on the Tehran Stock Exchange

  • Moghani, Reza;Mohammadi, Shaban;Esmaeilioghaz, Hamed
    • 융합경영연구
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    • 제4권4호
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    • pp.17-24
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    • 2016
  • The purpose of the present study is to investigate the relationship between Management bonuses and earnings stability of the listed companies on the Tehran Stock Exchange (TSE). The population includes 94 firms selected through systematic sampling. The data is collected from the audited financial statements of the firms provided by TSE's website from 2009 to 2016. The results of multiple linear regression analysis show that there is a significant relationship between Management bonuses and earnings stability. The aim of this study primarily investigating the relationship between earnings stability and management bonus. In the case of this target, the next goal of this research is to develop a proposal for legislation in the domain of capital market, students and faculty as well as accounting information users provide research interests. Observations show many companies despite the decline in profitability, bonus managers to continually pay. Increase in listed companies Stock Exchange as well as the importance of communication between earnings quality and bonus managers in Financial Accounting the authors created an incentive to research about this relationship do. The results of this research could be the development of literature done in the past. Thus, more knowledge about the issue of sustainability and its relation to bonus managers the users of accounting information, accounting courses provide students and faculty.

Stability of Construction Cost-variability Factor Rankings from Professionals' Perspective: Evidence from Dar es Salaam -Tanzania

  • Shabani, Neema;Mselle, Justine;Sanga, Samwel Alananga;Kanuti, Arbogasti Isidori
    • Journal of Construction Engineering and Project Management
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    • 제8권2호
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    • pp.17-33
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    • 2018
  • This study investigates the stability of professionals' cost variability factor-rankings across different levels of cost-variability and response scenarios. Descriptive statistics are used to examine the stability of factor-ranking for 20 cost variability factors and a Multinomial Logistic (MNL) regression model was implemented to examine the stability of cost variability factors across three cost variability levels. The finding on the descriptive statistics indicated that professionals' factors-rankings are stable only for external factors. The MNL regression results on factor-stability suggested that 8 out of the 20 evaluated factors were unstable determinant of lower cost variability levels. These factors are "risk associated with the project", "personal bias and poor professionalism of the estimators", "limited time available to complete the project", "lack of skills and experience by estimator" "geographical location of projects", "incomplete & rush designs for estimate", "unforeseen or unexpected site constraints", "high class bidders for the contractors". Similarly lack of experience and large size projects were observed to be unstable as well. These observations suggest that professionals' view on pre-tender cost variability factor-ranking yields unstable factor rankings hence should not be relied upon as the only mechanisms to mitigate cost related risks in construction projects.

Development of stability evaluation system for retaining walls: Differential evolution algorithm-artificial neural network

  • Dong-Gun Lee;Sang-Yun Lee;Ki-Il Song
    • Geomechanics and Engineering
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    • 제34권3호
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    • pp.329-339
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    • 2023
  • The objective of this study is to develop a Stability Evaluation System for retaining walls to assess their safety in real-time during excavation. A ground investigation is typically conducted before construction to gather information about the soil properties and predict wall stability. However, these properties may not accurately reflect the actual ground being excavated. To address this issue, the study employed a differential evolution algorithm to estimate the soil parameters of the actual ground. The estimated results were then used as input for an artificial neural network to evaluate the stability of the retaining walls. The study achieved an average accuracy of over 90% in predicting differential settlement, wall displacement, anchor force, and structural stability of the retaining walls. If implemented at actual excavation sites, this approach would enable real-time prediction of wall stability and facilitate effective safety management. Overall, the developed Stability Evaluation System offers a promising solution for ensuring the stability of retaining walls during construction. By incorporating real-time soil parameter analysis, it enhances the accuracy of stability predictions and contributes to proactive safety management in excavation projects.

A생협에 대한 경영성과 분석 (An Analysis on the Management Situation of a Hansalim Consumer Cooperatives)

  • 김호
    • 한국유기농업학회지
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    • 제28권1호
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    • pp.59-68
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    • 2020
  • This study analyzed and suggested management situations and improving issues on a consumer cooperatives which has supplied environmentally friendly agricultural products from the year 2002. Indices of management analysis are stability ratio, activity ratio and profitability ratio. Management Stability ratio indices are debt ratio, net worth ratio, fixed ratio and current ratio. Management activity ratio ones include fixed assets turnover and net worth turnover. And profitability ratio is showed through return on investment, net return on sales and return on equity. In order to analyze these indices, financial statements after the closing entires are used each year.

취급자재의 무게와 성별이 균형 능력에 미치는 영향 (An Effect of Load and Genders on Postural Stability)

  • 양병학
    • 대한안전경영과학회지
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    • 제12권3호
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    • pp.101-106
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    • 2010
  • The purposes of this paper are to investigate an effect of weight of material and gender on postural stability and to introduce formulas for those. There were five levels of weights 0, 9, 18, 27 and 36 kg, and two levels of genders were conducted. Eight male and five female subjects participated in this experiment, ten tests were performed for each level of weights to measure the postural stability by using the stability platform. The effect of the genders and the load on the postural stability were statistically analysed by the two way ANOVA test and the regression analysis. The ANOVA test showed that the effect of weights was statistically significant on postural stability to the both male and female subjects. And the postural stability of female subjects was better than that of male subjects. A linear regression formula for the balancing time and the load and a formula for the reduction rate postural stability and the relative load were introduced by the regression analysis.