• 제목/요약/키워드: retirement planning

검색결과 83건 처리시간 0.028초

노령화사회에 대비한 농촌지역 장수도의 정의 및 장수지역 기준마련에 관한 연구 (A Study on the Longevity Index and the Criteria of Longevity in Rural Area for Aged Society)

  • 정남수;이정재;김한중;이지민;서교;이호재
    • 농촌계획
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    • 제9권3호
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    • pp.35-39
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    • 2003
  • In this study, the longevity index was suggested for researches about social and environmental effects to human immorality and criteria for defining longevity area were developed using statistical analysis. Candidates indexes based on researches about the tend of human death ratio were investigated. As a result statistical analysis, ratio of population over 85 yearn old and over 65 years was selected as a longevity index. Statistical analysis on the longevity distribution at each district showed that 'eup' and 'myun' are appropriate spatial unit to study social and geographical characteristics of longevity. The spatial analysis using the $ArcView^{TM}$ with the suggested index shows the time dependent variances of degree of immorality and spatial relationship between degree of immorality and human migration.

효율적인 농지이용계획수립 방향에 관한 연구 (A Study on the Directions of Effective Farmland Use Planning)

  • 임상봉
    • 농촌계획
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    • 제1권2호
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    • pp.77-92
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    • 1995
  • The initiative to determine farmland use has been transferred to local side under the decentralized government system in Korea. New Land Act and Rural Development Act support it. Changes in external and internal environments of Korean agriculture require to diversify farmland use. Lpcal development plan may be implemented when specific farmland use plan is prepared. However, (armland use planning has not been prepared by the local governments yet. This study aims to identify problems encountered in current farmland use and suggest directions of effective and reasonable farmland use planning relevant to local conditions. Questionnaire method was used to prove topographical differences of community land demand, Statistical analyses show that farmers desire to utilize marginal farmland for income increase. Growing grass(42.0%) and cash crops(41.7%) was greatly demanded by them. They were generally eager for developing touristic farm (52.1 % ). By topographical characteristics, the eager was greatest in coastal areas, on the contrary, it was relatively low in mountainous areas. There were more farmers who want to expand their farmland in rice farming(48.4%) or rice-horticulture farming(46.9%) areas. Potential retirer among farmers were most in suburban areas, However, it was expected that there would be the highest retirement rate in rice farming areas because of the high rate of aged farmers. Farmland use planning should be incorporated into food production policies and community people's needs for income increase and life improvement. Agriculture promotion areas must be maintained for scale optimized farming and cash crop farming as much as possible. However, minimum portion for other uses in each village or farming community unit should be adopted. Less favored areas will have to be utilized for both agriculture and non-agriculture uses. Priority can be put into touristic resorts as a non-agriculture use. Furthermore, such areas can be used for sustainable agriculture as well as for residence, industry, animal breeding.

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농촌지역 활성화를 위한 빈집 활용방안 연구 - 귀농·귀촌자의 주거안정 관점에서 - (A Study on the Utilization of Empty House for Rural Activation in Korea)

  • 이창우;지남석
    • 농촌계획
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    • 제19권3호
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    • pp.169-182
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    • 2013
  • The purpose of this study is derived by Utilization Strategy for Rural empty houses stability of Return to the Farm and Rural. The main findings can be summarized as follows. First, the recent return to the farm and rural has increased, and life patterns of diversification, and the retirement of the baby boomer generation return to the farm and rural ratio differed by region. Second, the required first order accurate and detailed to maximize the utilization of the rural empty houses Survey, and the integrated management system based on it should be built. Third, the public lead in pushing for policy to take advantage of an empty house, leasing and management capabilities by strengthening return to the farm and rural characters, revitalizing rural and residential stabilization is necessary. Finally, in order to enhance the utilization of the rural empty houses should prepare return to the farm and rural, Multi-Habitation and a common space for existing residents for a variety of purposes. The results of these studies has a significance that can promote rural housing return to the farm and rural, resource utilization and stable settlement, and rural areas activated at the same time. Utilization of specific rural empty houses feasible policy being prepared, by linking rural areas that can bring effects on the activation of alternative hope.

확률분포를 이용한 전력설비의 기대여명 추정 (Evaluation of life Expectancy of Power System Equipment Using Probability Distribution)

  • 김광원;현승호
    • 조명전기설비학회논문지
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    • 제22권10호
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    • pp.49-55
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    • 2008
  • 본 논문은 확률분포를 이용하여 전력설비의 기대여명을 산출하는 방법을 제안한다. 전력설비의 기대여명이란 해당 설비의 잔존수명으로, 기대여명은 전력시스템의 보수계획, 설비교체계획, 신뢰도 평가에 유용하게 이용될 수 있다. 본 논문에서는 각 운전년수별로 향후 운전가능년수에 대한 누적확률을 계산하고, 계산한 누적확률로 누적확률분포함수모델의 모수를 결정한 후, 모델함수의 평균값을 구하여 기대여명을 산정한다. 제안한 방법에서는 정립한 누적확률분포함수모델을 이용하여 기대여명 뿐만 아니라, 향후 특정 운전년수에 이르기 위한 기대확률까지도 쉽게 구할 수 있다. 제안한 방법은 우리나라 복합화력 발전소 발전기의 기대여명 추정에 적용하여 그 효용성을 입증하였다.

지역 특성 변수를 활용한 미국 남동부지역 도농혼재 유형화 연구 (Study on the Urban-rural Complex Classification of Southeastern States in the U. S. using Regional Characteristics Variables)

  • 백종현
    • 농촌계획
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    • 제26권4호
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    • pp.107-116
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    • 2020
  • The purpose of this study is to analyze the characteristics of the 11 southeastern states in the United States by using regional characteristics variables and to classify the regions. First, 19 variables from four categories of population, society, industry-economy and urban service were selected and factor analysis were conducted, and the result showed five major factors of population, economic condition, job and commuting. Based on the following factor scores, a cluster analysis was conducted, and eight types of big city, medium-sized city, bed town, small town, urban hinterland, retirement town, and rural village were derived. These types of spatial distribution characteristics showed big cities were by different types of regions and they formed metropolitan areas. Each types of classified regions were located along the road network with hierarchy. The study focused on cases in the southeastern regions of the United States and can be used as a comparison with Korean cases. If the same research method is applied to Korea in the future, or if the time series of changes is tracked by analyzing different time points, it will greatly help identify the characteristics of urban and rural mixed areas.

새로운 종업원복리후생제도 도입방안에 관한 연구 - A 항공사를 중심으로 - (A Study on the Introduction of a New Employee Benefit Planning - Focusing on the A Airline -)

  • 범지예;박상범
    • 한국항공운항학회지
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    • 제22권1호
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    • pp.65-75
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    • 2014
  • While traditional benefit plan offers the same benefits to employees regardless of their needs, cafeteria benefit plan or flexible benefit plan allows staff to choose from a variety of benefits to formulate a plan that best suits their needs. Cafeteria plan options may include health and accident insurance, cash benefits, tax advantages and/or retirement plan contributions. In this paper, we analyzed conditions and problems of domestic firms' current benefit plans and draw a resolution by introducing cafeteria plan by investigating related previous studies, Specially we focused on A airline which is typical service firm and is regarded as one that benefit plan can be very influential to employees compared to other firms.

AEW를 활용한 개인종신연금의 최적화 전략 (An Optimal Strategy for Private Life Annuity by Utilizing AEW)

  • 양재환;여윤경
    • 산업공학
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    • 제24권3호
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    • pp.173-186
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    • 2011
  • In this paper, we evaluate life annuity plans for Korean pre-retired single and married couple participating Korea National Pension (KNP) and find optimal life annuity strategy by using utility-based measurements called AEW (Annuity Equivalent Wealth). Specifically, we extend a previous study to obtain a detailed optimal combination of annuitizing age and wealth in terms of percentage of net wealth at the time of retirement. A nonlinear optimization model is formulated with the objective of maximizing utility on consumption and bequest, and the dynamic programming (DP) technique is used to solve this problem. We find that there exist consistent patterns in optimal combinations of annuitizing age and wealth. Also, for all cases the optimal combination is significantly better than several other combinations. The results indicate that using the optimal approach can be beneficial to practitioners in insurance industry and prospective purchasers of life annuity. We conclude the paper with some discussions and suggestions.

가정복지서비스 프로그램개발을 위한 기초연구 (A Preliminary Study on Development of Family Welfare Service Program)

  • 김양희
    • 가정과삶의질연구
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    • 제15권3호
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    • pp.163-180
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    • 1997
  • The purpose of this study were to identify the differences between the demand for education program and the demand for counseling program of family welfare and to analyze the relation between demographic characteristics and the demand for family welfare service program For these purposes, total sample of 909 women those residing in Seoul, Inchon, Taejun, Taegu, Pusan, Kwangju, Chungju, Junju and Choonchun, were selected. Statistics were frequencies, means, percentile, cross-tabulation, t-test and Anova. The results were as follows. First, in family welfare service program on children and adolescents, the improvement in family living, consumption, retirement planning, health management, protection of environment and resource, volunteering and the advance of living culture, the demand for education program were higher than the demand for cunseling program. In particular, demands for both education program and counseling program on children and adolescents were the highest. Second, age, residence and income had very significant effects on the demands for both education program and counseling program. By understanding these differences in the demand for education program and counseling program of family welfare, practitioners and educators may be able to develop family welfare service program to solve family problems.

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The Effect of Family Life Cycle and Financial Management Practices on Household Saving Patterns

  • Lee Seong-Lim;Park Myung-Hee;Montalto Catherine P.
    • International Journal of Human Ecology
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    • 제1권1호
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    • pp.79-93
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    • 2000
  • Using the 1995 Survey of Consumer Finances, this study investigates how family life-cycle stages and financial management practices affect household saving. First findings are that household income and householders education, race and ethnicity have significant effects on saving. Second, regarding the effect of the family life-cycle stages, younger married couples without children, middle pre-retired households without dependent children, and older households without dependent children are more likely to save than other similar households in the life-cycle stage of younger single households. Third, households with longer financial planning horizons, saving goals for retirement, purchase of durable goods and emergency goods, and low credit card debt are more likely to save. Based on the results, implications for financial management education and public policy are suggested.

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대학생의 노인에 대한 지식과 노후인식수준이 노후준비에 미치는 융합적 영향 (Convergence Effect of College Students Knowledge on the Elderly and Recognition of Retirement on the Preparation for Retirement)

  • 박지연
    • 한국융합학회논문지
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    • 제11권2호
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    • pp.61-67
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    • 2020
  • 본 연구의 목적은 우리나라 대학생의 노후인식, 노인에 대한 지식 및 노후준비간의 관련성을 파악하고, 노후인식 및 노인에 대한 지식이 노후준비에 미치는 영향 정도를 규명하기 위함이다. 본 연구는 2019년 10월 1일에서 11월 30일까지 B시 소재 4년제 대학에 재학 중인 남녀 대학생 133명을 대상으로 하였다. 자료 분석은 SPSS/WIN 19.0 프로그램을 이용하여 빈도 및 백분율, 평균 및 표준편차, t-test, ANOVA, 상관관계 및 단계적 다중 회귀분석으로 분석하였다. 연구 결과, 대상자의 노후인식 및 노인에 대한 지식은 노후준비와 의미 있는 양의 상관관계를 나타냈다. 대상자의 노후준비에 미치는 영향요인으로는 노인에 대한 지식(β=0.21, p=.012), 남성인 경우(β=0.28, p=.001), 노후인식수준(β=0.23, p=.005) 순이었으며, 이들 영향요인은 대상자의 노후준비 정도를 17.5% 설명하는 것으로 나타났다(F=9.14, p<.001). 본 연구의 결과는 대학생의 노후준비를 효과적으로 증진시키기 위해서는 노인에 대한 이해도가 높아져야 함을 의미하며, 중재안 구성 시에 성별을 고려하는 것이 필요함을 시사한다.