• 제목/요약/키워드: money attitude

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Predicting the Financial Behavior of the Religious Organization Board in Indonesia

  • ABBAS, Djamila;ALI, Muhammad;NOHONG, Mursalim;SOBARSYAH, Muhammad
    • The Journal of Asian Finance, Economics and Business
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    • 제7권12호
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    • pp.1159-1166
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    • 2020
  • The religious organization members have a unique take on the spiritual factors related to their daily life. The present study contributed to the lack of discussion investigating this particular pool of data's financial behavior. This article regressed several predictors of economic behavior, i.e., the locus of control, financial attitude, income, and religiosity, with 460 respondents. The results of the research are as follows: Financial attitude partially influences the financial behavior of Muhammadiyah committee members. Income partially influences the financial behavior of Muhammadiyah committee members. This research indicates that income is one of the factors that plays an essential role in determining the merits of improvement of the financial behavior of Muhammadiyah committee members. The higher the level of income received by Muhammadiyah members, the higher the desire to spend the money. Religiosity partially influences the financial behavior of the religious board of Muhammadiyah members in Indonesia. The higher the religiosity of Muhammadiyah committee members will encourage better financial management. Religiosity indicates how often individuals or Muhammadiyah members practice the religious sharia that they embrace. The findings of this study reveal that locus of control, financial attitude, income, and religiosity are the strong predictors of the board of the religious organization's financial behavior in Indonesia.

러시아와 한국 여대생 소비자의 의류 소비행동에 관한 비교연구 (Comparative Research on Clothing Consumption Behaviors of Female College Students in Russia and Korea)

  • 율리아페타이;여은아
    • 한국의류학회지
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    • 제30권7호
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    • pp.1103-1115
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    • 2006
  • In this study, clothing consumption behaviors of Russian and Korean female college students were compared. Data were collected by conducting surveys in Russia and Korea. In results, Russian female college students spent considerably more money on clothing than did Korean students, compared to the income level. Korean consumers bought clothing mostly in the department stores, whereas Russian consumers preferred large shopping centers, discount stores and traditional markets to shop clothing. As important factors affecting clothing purchase decision, Russian consumers considered country of origin while Korean consumers considered style. Korean consumers were satisfied more on domestic brands than did Russian consumers while Russians were more satisfied with foreign brands than did Koreans. Russian consumers considered diverse factors in forming attitude and buying intention toward domestic and foreign brands. In contrast, Korean consumers' attitude and purchase intention were influenced much by style. Based on study results, marketing implications were provided.

진품과 복제품 구매의도 - 패션 명품을 중심으로 - (Purchasing Intentions toward Originals and Counterfeits - Foreign Fashion Luxury Brands -)

  • 박혜정;전경숙
    • 한국의류산업학회지
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    • 제8권5호
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    • pp.530-536
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    • 2006
  • The purpose of this study was to classify the clusters based on two behavioral intentions toward purchasing originals and counterfeits of foreign fashion luxury brands and to examine the differences in personality characteristics and demographics. This study included attitude toward counterfeit, consumer ethnocentrism, materialism, and need for uniqueness as personality characteristics and gender, monthly household income, and pocket money as demographics. Data were gathered by surveying university students living in Seoul metropolitan area using convenient sampling, and 320questionnaires were used in the statistical analysis. In analyzing data, cluster analysis, x-test, and One-way ANOVA were conducted. As a result of the cluster analysis based on two behavioral intentions toward purchasing originals and counterfeits, four groups were identified. There were significant differences in attitude toward counterfeit and materialism according to the purchasing intention clusters. x-tests also showed there were significant differences between the number of male and female subjects in each of the four clusters. Females are significantly more represented than females in all four clusters.

여대생의 신체상, 체질량 지수, 스트레스에 관한 연구 (A Study on Body Attitude, Body Mass Index, and Perceived Stress among Women's College Students)

  • 강지숙;김예영;김미영;정덕유
    • 한국보건간호학회지
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    • 제23권2호
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    • pp.296-305
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    • 2009
  • Purpose: The aim of this study was to examine body attitude, body mass index, and perceived stress among women's college students and decide the relationships among them. Method: A cross-sectional study design and convenient sampling method was utilized. Ultimately, 393 students participated in the study from October 8 to October 30, 2008. The measurements administered were comprised body attitude questionnaire and stress scale for college students and the students had filled out the questionnaires by themselves. The final data were analyzed with SPSS Win 16.0 statistics program, which was used to calculate the frequencies, percentages, ANOVA, and Pearson's correlations of the variables. Results: The major findings of this study were as follows; female students were mostly stressed by 'schooling task.' Stress scores were significantly different in accordance with spending money per month. Overall, significant differences were observed in body attitude scores according to each BMI group. There were significant relationships between body attitude, BMI, and perceived stress. Conclusion: Stress managements for women's college students should be developed and a program for modifying body attitude should be designed.

Accuracy Analysis of Image Orientation Technique and Direct Georeferencing Technique

  • Bae Sang-Keun;Kim Byung-Guk
    • Spatial Information Research
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    • 제13권4호
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    • pp.373-380
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    • 2005
  • 모바일매핑시스템은 차량에 GPS(Global Positioning System), IMU(Inertial Measurement Unit), CCD 등을 탑재하고 대상에 관한 위치 및 영상 정보를 취득하는 효율적인 시스템이다. 모바일매핑시스템은 현재 도로 시설물 관리, 지도 갱신 등 다양한 분야에 활용되고 있으며 앞으로 그 활용도가 더욱 증가할 것으로 보인다. 항공사진측량과 같은 기존의 일반적인 사진측량의 경우, 영상 외부표정요소를 구하기 위해서는 지상기준점이 필요하다. 이러한 기준점들은 자료취득 전후에 현장측량을 통해 좌표가 결정되는데 일반적으로 많은 비용과 시간이 소요되고, 사실 영상을 취득할 도로를 따라 필요한 만큼 충분히 많은 기준점을 설치한다는 것도 거의 불가능하다. 하지만 모바일매핑 시스텔의 경우 GPS/INS를 이용해 영상촬영당시의 카메라의 위치 및 자세, 즉 외부표정요소를 직접적으로 구할 수 있어 시간과 비용 면에서 훨씬 효율적이다. 즉 외부표정요소를 결정하기 위해 영상표정기법은 지상기준점이 필요한 반면, 직접위치참조기법은 GPS/INS를 이용해 직접 외부표정요소를 구할 수 있다. 본 논문에서는 영상표정 기법과 직접위치참조기법에서 산출되는 영상외부표정요소를 이용해 지상점의 위치정확도에 대해 비교 분석해 보았다.

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직.간접투자행동에 의해 분류된 투자자유형별 사회경제적 특성과 투자성향 (Socio-economic Characteristics and Investment Attitude of Direct and Indirect Investors of Financial Assets)

  • 성영애
    • 가정과삶의질연구
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    • 제29권2호
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    • pp.51-62
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    • 2011
  • Financial consumers can invest their financial assets directly or indirectly. This investment type have effect on their financial well-being and may be influenced by their financial characteristics and investment attitude. The purposes of the study were to classify the consumers by direct and indirect investment behavior of their financial assets and to investigate their socio-economic characteristics and investment attitudes to give implications for financial counseling and education. The data came from the 2009 Fund Investors Survey which was conducted by Korea Investors Protection Foundation. Total 2,530 consumers were analyzed using frequency, CROSSTAB, ANOVA and Duncan's multiple range test. In general, consumer tended to be rational in choosing the investment type. Noninvestors consisted of 38.5% of the sample. The economic level was the lowest for the noninvestors. The consumers who invest both indirectly and directly consisted of 21.0% and their economic level was the highest. Their investment tendency was between direct and indirect investors'. The proportion of direct investors ws 12.1% and that of indirect investors was 28.4%. Although the economic levels of indirect investors and direct investors were not statistically different, there were differences in their demographics and investment attitudes. The proportions of those aged 30-39, female and nonmarried were greater for indirect investors. They had the tendency to invest safely and diversely for a long term with reserve money. On the other hand, direct investors tended to be male, married and aged 40-49. They tended to invest intensively for a shorter term and seek returns even with borrowing money.

국민영양조사 개선을 위한 지역사회 영양조사연구 - 지식, 실기, 태도, 식행동을 중심으로 - (A Study on Community Nutritional Survey for the improvement of National Nutritional Survey - Knowledge, Knowledge Practice, Attitude, Food Practice -)

  • 강지용;위자형;하은희;곽정옥;김인숙
    • 농촌의학ㆍ지역보건
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    • 제22권2호
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    • pp.147-158
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    • 1997
  • The purpose of this study is to develop the nutritional survey indices such as the Knowledge(K), Knowledge Practice(KP), Attitude(A), and Food Practice(FP) as effective materials of the nutrition education and evaluation in spreading community nutrition service. These materials were applied to two groups(126 rural people and 117 urban people) from August 1st to September 10th, 1996. We investigated actual conditions of objects about K, KP, A, FP by interviews. Also we measured serum cholesterol levels of all objects by Accutelend G.C. The results of the research turned out as follows; 1). In the comparison of the nutritional Knowledge scores, the average score of urban people was much higher($84.2{\pm}2.4$) than rural people($42.1{\pm}3.1$). 2). In the scores of the Knowledge Practice, urban people had also significantly higher score than rural people. But only 19.5% of urban people had high scores between 80 and 100, and 42.4% of urban people and 87.3% of rural people had scores between 0 and 40. 3). The average scores of the Attitude were not significantly different between urban and rural people. The average scores of the Food Practice were not significantly different between urban and rural people. 4). In cholesterol measurements, only three of 243 people were in the abnormal high levels(more than 250mg/dl), and they are all over 60 years old, and two of them were rural people. 5). The people who were younger in age, higher in educational level and spent more money for foods had higher scores on K, KP, A and FP. And the people who were younger in age in age and more money spent for foods had higher scores on FP. Regression analysis showed that the serum cholesterol levels were not associated with the scores of FP.

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의복관여에 따른 헤어관여와 헤어태도의 차이 및 헤어실태 (Hairdo Involvement.Hairdo Attitude Differences Depending on Clothing Involvement and Actual Conditions of Hairdo)

  • 이혜원;김미영
    • 한국의상디자인학회지
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    • 제9권2호
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    • pp.69-83
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    • 2007
  • The purpose of this study was to investigate the differences in the hairdo involvement and hairdo attitude influenced by clothing involvement. In addition, actual conditions of hairdo were investigated. The questionnaires were given to female residents in Seoul and Gyeong-gi province during September to October 2006. Four hundred and six questionnaires were used for data analysis. The collected data were analyzed by using SPSS 12.0 software with various techniques such as factor analysis, Cronbach's alpha, cluster analysis, ANOVA test, Duncan test, frequency analysis and $X^2-test$. The results of this study were as follows; 1. The factors for clothing involvement were found to be interests and pleasure in clothes, coordination of clothes, symbolic representation, fashionableness, and risk awareness. The hairdo involvement factors were found to be interests and pleasure in hairdo, fashionableness, symbolic representation, risk awareness, and coordination of hairdo. The factors for attitude toward hairdo were found to be orientations toward leader's fashion conformity, distinct individuality, constancy, and consciousness of others. 2. According to the level of clothing involvement, three types of group were defined. When difference in the hairdo involvement was analyzed, all factors showed significant differences. When difference in the hairdo attitude was analyzed, significant differences were found in orientations toward leader's fashion conformity, distinct individuality and consciousness of others. 3. Reason for choosing hair style is 'it's because they wanted the hair style', 'it's easy to groom', 'it's what they usually choose'. Average hair grooming time is less than 5 minute had higher rate, and then less than 10 minute came second. The money spend on buying consumption goods for hair treatment per month had the highest rate on spending 10,000 to 20,000won and the source of information on hairdo had the highest rate on hairdresser. The reason for choosing hair saloon had the highest rate on hairdressing skill, which shows that people choose hair saloons which they can trust on hair saloon's hairdressing skill.

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초등학생의 식생활관리 태도에 따른 식품구매 행동 및 식생활 소비자능력 비교 (The Comparisons of Elementary School Children's Food Purchasing and Consumer Competency for a Healthier Diet by Their Attitude toward the Meal Management)

  • 박옥희;이경애
    • Journal of Nutrition and Health
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    • 제41권4호
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    • pp.353-364
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    • 2008
  • In this study elementary school children's food purchasing and consumer competency for a healthier diet were compared by their attitude toward the meal management. The subjects were 779 sixth grade elementary school children (417 boys and 362 girls) in Busan. They were classified into three groups: 'High' was composed of 226 subjects who had more than the mean +1/2 SD of attitude toward the meal management; 'Medium' was composed of 343 subjects who had the mean ${\pm}1/2$SD; and 'Low' was composed of 210 subjects who had the less than the mean -1/2 SD. The results were as follows. The high group had less pocket money than the low group, and thought that their allowances were adequate to their needs. They also had a habit of entering amounts into an account book. The children in the low group purchased mostly snacks without making or practicing a budget. The high group purchased yogurt, fruit, or bread as snacks more frequently than the low group. More children checked the nutrient facts on the package in high group than in the low group. There were no significant differences in the consumer's knowledge of a healthy diet among the groups; but there were significant differences in the consumer's skill, and the consumer's attitude toward a healthy diet among the groups. The high group had higher skills and more positive attitudes than the low group. This research suggests that education can elevate interest and can help develop more positive attitudes toward healthy diets among children. The education can help them to develop planned food purchasing habits, and improve their consumer competency for a healthy diet.

원주 지역 일부 대학생의 식생활 태도 조사 (A Study on Dietary Attitudes of College Students in Wonju Areas)

  • 민성희;오혜숙
    • 한국식생활문화학회지
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    • 제16권3호
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    • pp.215-224
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    • 2001
  • The purpose of this study was to survey several aspects of health and food related behavior of college students in Wonju area. Questionnaires were delivered personally to 430 students. The 37.9% of subjects were self-boarded and 27.4% lived in their home in Wonju area. They spend 230,000 won in average per month. Male students spent money more than female students and self-boarding students spent money more than other residental type students. The 90% of subjects thought they were healthy and the 25% of subjects exercised regularly. The subjects self-recognized their body as fat were more concerning about their weight control and had more weight control experience. SeIf-boarding students tended to skip their meals and had unbalanced diet. Students who lived in dormitory tended to skip meal less. Female students showed higher scores at balanced diet, snack intake, and left meal than male students. Self recognized their body as medium showed lower scores at overeating and eating irregularly. The amount of consumption of carbonated beverage was the highest among several instant foods. The frequencies of intake of those instant foods were different by gender, residental types, and eating behaviors.

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