• 보건행정학회지
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• 제21권2호
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• pp.159-178
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• 2011

Korea ranks high among the OECD member countries with a high out-of-pocket share. In 2006, the government implemented in full scale the policy of extending the health insurance benefit coverage. Included in the policy are lowering the out-of-pocket share of patients of serious case and expanding the medical bill ceiling system to mention just a few. This study proposes to confirm effectiveness of the benefit extension policy by identifying changes in 'out-of-pocket expenditure as a share of the ability to pay' and 'incidence rate of catastrophic health care expenditure' of each individual household as manifested before and after the benefit extension policy was implemented. The 1st and 3rd year data from the Korea Welfare Panel Study (KoWePS), conducted by the Korea Institute for Health and Social Affairs (KIHASA), were used for the analysis, where low-income households and ordinary households are sampled separately. While the absolute amount of 'out-of-pocket expenditure' occurred to the average household increased for the period 2005-2007, the 'out-of-pocket expenditure as a share of the ability to pay' decreased. At the same time, the share decreased in the case of low-income households and households with patients of chronic or serious case as contrasted with ordinary households. 'Incidence rates of catastrophic health care expenditure' of ordinary households for 2007 stood at 14.6%, 5.9% and 2.8% at the threshold of 10%, 20% and 30%, respectively. The rates decreased overall between 2005 and 2007, while those of low-income households with patients of serious case statistically significantly increased. An analysis of this study indicates that it is related with the medical bill ceiling system regardless of incomes introduced in 2007.

• 한국가정과학회지
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• 제7권1호
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• pp.131-143
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• 2004

The purpose of this study was to examine the consumption expenditure structure for leisure & recreational service in urban households. For these purpose, the data collected 175 households in Pusan metropolitan city. Statistics employed for the analys were frequencies, means, one -way ANDVA, and multiple regression analysis. The major results of this study were as follows; Average monthly expenditure for leisure, recreational service was 190,342 won. And their expenditure for leisure & recreational service share was 12.89 % of total expenditure. Those expenditure with high income elasticity were hobby & culture education, and journey. And those with low income elasticity were play & inspection, and health & sports. In leisure & recreational service expenditure, the variables which influence were job and degree of household head, and income.

• 사회복지연구
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• 제47권1호
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• pp.151-178
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• 2016

본 연구에서는 가구의 경제적 환경과 주양육자 및 자녀의 발달 관계를 사회원인론적 관점이나 사회선택론적 관점에 입각해서 단편적으로 보는 것에 문제를 제기하고, 가구소득, 주양육자 우울, 청소년 공격성이 시간의 흐름에 따라 상호 영향을 주고받을 것으로 가정하는 상호교류모델을 경험적으로 검증하고자 하였다. 이를 위해 한국복지패널의 2006년, 2009년, 2012년도의 다중정보체계 자료를 활용하여 자기회귀교차지연분석을 실시하였다. 분석대상은 주양육자와 자녀로 구성된 561가구이며, 분석기간은 아동기 후기부터 청소년기 전체를 포괄한다. 분석결과, 가구소득, 주양육자 우울, 청소년공격성은 모두 강한 자기회귀효과를 가지는 것으로 나타났으며, 가구소득과 주양육자 우울 간의 상호교류관계가 확인되었다. 아울러 본 연구에서는 가구소득과 청소년 공격성 간에 종단적 관계에서 주양육자의 우울이 매개역할을 하지 않는 것으로 나타났다. 이러한 연구결과들을 바탕으로 경제적 환경과 관련된 주양육자 및 청소년 문제에 접근하는 데 필요한 정책적 실천적 함의를 제시하였다.

• 아태비즈니스연구
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• 제14권2호
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• pp.51-61
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• 2023

Purpose - Since COVID-19, the government's expansion of liquidity to stimulate the economy has resulted in an increase in private debt and an increase in asset prices of such as real estate and stocks. The recent sharp rise of the US Federal fund rate and tapering by the Fed have led to a fast rise in domestic interest rates, putting a heavy burden on the Korean economy, where the level of household debt is very high. Excessive household debt might have negative effects on the economy, such as shrinking consumption, economic recession, and deepening economic inequality. Therefore, now more than ever, it is necessary to identify the causes of the increase in household debt. Design/methodology/approach - Main methodology is regression analysis. Dependent variable is household loans from depository institutions. Independent variables are consumer price index, unemployment rate, household loan interest rate, housing sales price index, and composite stock price index. The sample periods are from 2017 to May 2022, comprising 72 months of data. The comparative analysis period before and after COVID-19 is from January 2017 to December 2019 for the pre-COVID-19 period, and from Jan 2020 to December 2022 for the post-COVID-19 period. Findings - Looking at the results of the regression analysis for the entire period, it was found that increases in the consumer price index, unemployment rate, and household loan interest rates decrease household loans, while increases in the housing sales price index increase household loans. Research implications or Originality - Household loans of depository institutions are mainly made up of high-credit and high-income borrowers with good repayment ability, so the risk of the financial system is low. As household loans are closely linked to the real estate market, the risk of household loan defaults may increase if real estate prices fall sharply.

• 국토계획
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• 제54권3호
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• pp.27-48
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• 2019

The government has implemented housing welfare policy to ease low-income households' housing-cost burden and improve their quality of life. However, public housing residents and housing choice voucher recipients still show a high level of housing-cost burden. In this regard, this study aims to provide policy implications for current housing welfare policy by analyzing and comparing the factors that determine both subsidized and unsubsidized households' housing-cost burden. For the empirical analysis, this study uses "2017 Korea Housing Survey" and divides groups into public housing residents, housing choice voucher recipients, and unsubsidized low-income renters. We compared the level of housing-cost burden by employing t-test and chi-squared analyses and the factors affecting the housing-cost burden by employing logistic regression analyses between the three groups. According to the empirical analysis, the housing cost is the most burdensome for the housing choice voucher recipients group, followed by the unsubsidized low-income renters and public housing residents. In addition, the factors affecting housing-cost burden are different between the three groups. In case of public housing residents, housing characteristics usually affect the housing-cost burden. For housing choice voucher recipients and unsubsidized low-income renters, both housing and household characteristics influence the housing-cost burden. Looking at the detailed factors, except for the housing tenure and regional average rents that are common factors for all groups, the amount of deposit is an important factor for public housing residents, and household employment status is an important factor for both housing choice voucher recipients and unsubsidized low-income renters. The policy implications of this study are as follows: First, it is necessary to review the blind spot of the current housing welfare policy. Second, a comprehensive review of the housing choice voucher program is required. Third, it is necessary to make policy efforts to ease the level of housing-cost burden for renters. Fourth, a program is needed for those public housing residents who need a deposit support. Fifth, there should be further assistance with public housing for the poorest people.

• 디자인융복합연구
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• 제15권3호
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• pp.19-41
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• 2016

본 연구의 목적은 저소득 노인단독가구의 주거실태를 진단하고자 하는 것으로, 이들을 거주지역, 가구구성, 소득수준의 3개의 변인을 고려하여 총 8가지의 가구상황으로 구분하고 각 가구상황별로 주거환경 만족도를 비교하여 측정하였다. 본 연구의 방법은 구조적 설문지를 동반한 1:1 대면면접조사와 현장관찰조사로, 도시와 농촌에 거주하는 만 65세 이상의 저소득 노인 단독가구 대상으로 조사하였다. 총 80개의 수집된 자료는 SPSS 통계프로그램을 통해 분석하였다. 분석결과 첫째, 도시지역은 편리성의 입지환경에 대한 만족도가 높고 농촌지역은 전망, 조명의 설비시설환경에 대한 만족도가 높아 거주지역 간에 주거상황이 다르게 나타났다. 둘째, 전반적으로 노인부부가구의 노인독거가구보다 만족도가 높아 가구구성에 따라 분명한 차이를 보였다. 셋째, 소득이 전반적으로 높고 낮은 정도의 차이에 따라 주거의 실상이 다르게 나타났으며 특히, 도시에 거주하는 저소득 노인독거가구의 주거상황이 매우 취약한 것으로 나타났다. 본 연구는 저소득 노인단독가구의 다양하고 차별화된 요구를 파악하고 이에 적절히 대응하는 주거환경을 계획하는 데에 기초자료로 활용될 수 있을 것으로 기대된다.

• 근관절건강학회지
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• 제28권2호
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• pp.91-101
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• 2021

Purpose: This study was conducted to identify factors related to osteoporosis prevalence in postmenopausal women. Methods: This study was a secondary analysis research using data from the Eighth Korea National Health and Nutrition Examination Survey (KNHANES VIII-1), 2019, which were downloaded from the KNHANES website. The subjects of this study were 1,791 postmenopausal women who participated in the KNHANES VIII-1, 2019. Data analysis was performed using the IBM SPSS 21.0 program and complex sample design analysis was performed considering factors such as weight, cluster, and strata. Results: Osteoporosis prevalence of in postmenopausal women was 17.5%. Factors related to osteoporosis prevalence were age (65~74 years old, ≥75 years old), house income (low), household type (one-person household), postmenopausal period (10~19 years), drinking (non-drinking). Conclusion: Interventions for osteoporosis prevention and management in postmenopausal women need to focus on women less than 10 years after menopause and one-person household women. Furthermore, it is necessary to expand bone density testing for the early detection of osteoporosis in postmenopausal women.

• 융합정보논문지
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• 제11권10호
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• pp.194-204
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• 2021

본 연구는 생애주기별 민간의료보험 가입 현황 및 가입 요인을 알아보고, 민간의료보험 가입에 따라 생애주기별 의료이용 행태 차이를 파악하고자 시행하였다. 한국복지패널 12차-15차(2016-2019년) 자료를 SPSS 26 프로그램을 사용하여 58,223명의 인구사회학적 및 건강 특성에 따른 민간의료보험의 가입 현황 차이는 Chi-square, 가입 영향 요인은 다항 로지스틱 분석, 의료이용 행태는 평균분석하였다. 분석결과 민간의료보험의 가장 큰 가입요인은 가구소득이었으며, 성장기의 민간의료보험 가입이 생애주기 중 가장 높았고, 가구소득에 의해 복수 가입되었다. 청장년기는 가구소득과 유배우자, 장애가 없는 경우, 중년기는 가구소득과 경제활동, 유배우자, 건강수준이 큰 영향요인으로 나타났다. 노년기의 민간의료보험 가입률이 가장 낮았고, 저소득가구, 낮은 건강수준, 장애가 있는 경우에서 낮았다. 민간의료보험 가입자들의 의료이용 증가도 성장기와 청장년기에 나타났다. 국민건강보험의 보장성 강화와 이를 보충하기 위한 민간의료보험의 역할을 생애주기에 맞춰 정립하여 상호보완적으로 작용하게 하여 의료보장의 사각지대를 없애고, 국민의 건강과 후생을 최대화하여야 할 것이다.

• 한국환경교육학회지:환경교육
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• 제7권1호
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• pp.18-29
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• 1994

This paper is to examine relative explaining power of socio-demographic variables, life style variables, environmental education, and environmental consciousness on the environmental behavior of housewives. Major results were as follows : As for life style, there different types such as socio-oriented, spare-life, fashion-oriented were examined. Spare-life style was most pervasive on Seoulite housewives. And spare-life style was emerged when housewives ages were old, education level was low, household income was low, hose type was Life-style were most influencing variables on environmental behavior. And environmental education was more powerful variables than environmental consciousness.

• 한국사회복지학
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• 제65권2호
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• pp.53-78
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• 2013

이 연구의 목적은 저소득층이 경험하는 행복의 맥락을 이해하고자 하는 것이다. 이러한 목적을 달성하기 위해서, 이 연구에서는 질적 연구방법을 활용하였으며, 귀납적 접근을 통해 자료를 분석하였다. 구체적으로, 먼저 저소득층이 경험하는 행복의 맥락을 사례별로 살펴보았다. 개별 연구참여자들이 부여한 행복 점수와 그 의미, 주관적 경험들과 다양한 영역들로 구성된 현상을 분석하고, 그러한 행복과 경험, 현상으로 구성된 맥락 구조를 그려보았다. 사례들을 개별적으로, 그리고 연속적으로 분석하고 검토하고 연결하는 과정을 통해, 결과적으로 전체 사례들을 통합할 수 있는 맥락 구조가 구성되었다. 분석 결과, 연구참여자인 저소득층들이 인식하는 행복의 수준은 객관적인 상태보다는 주관적인 경험과 직접 관련되는 것으로 나타났다. 또한 이들의 주관적인 경험은 마음 안에서 작용하는 매우 복합적인 경험 요소들로 구성되어 있으며, 개인의 가치관에 의해 어떠한 경험요소들이 더 중요하게 평가되는가에 따라서 행복의 수준이 달라지는 것으로 나타났다. 이러한 연구결과에 근거하여, 저소득층의 행복수준을 향상시키기 위해 고려해야 할 정책과 실천 지침들을 제언하였다.