• Asia pacific journal of information systems
• /
• 제30권1호
• /
• pp.72-93
• /
• 2020

With the proliferation of smart devices, mobile banking has become increasingly important. Customers can manage their banking needs without desktop computers or a face-to-face meeting with bank tellers. However, contrary to expectation of wide-spread use of mobile banking, several factors restrict its adoption. The purpose of this study is to explore what factors affect positively or negatively the adoption of mobile banking from economic (operational competence, convenience, mental accounting), psychological (hope, self-efficacy, optimism, resiliency) and social perspectives (normative social pressure, embarrassment avoidance). This paper suggests that three enablers would consequently affect a customer's perceived utilitarian and hedonic value in mobile banking, followed by trust and intention to use. In testing the hypothesized research model, survey and analysis of a structural equation model using Amos are conducted. The findings emphasize that banks need to focus on perceived utilitarian and hedonic values when considering economic, psychological and social enablers most salient to customers in order to promote greater adoption of mobile banking services.

• International Journal of Costume and Fashion
• /
• 제14권2호
• /
• pp.51-65
• /
• 2014

With growing competition and increasing consumer demands, companies pay more attention than ever to market mavens who play a central role in diffusing marketplace information and influencing others' decisions. To enhance our understanding of the market maven, this paper examines the role of market mavenism in shaping consumers' shopping values (utilitarian value, hedonic value) and their post-purchase satisfaction or dissatisfaction. Regression analyses revealed that market mavenism had a positive impact on hedonic shopping values, and post-purchase satisfaction. The findings showed that hedonic shopping values had a significant impact on post-purchase satisfaction while utilitarian shopping value did not have any significant relationship. Findings of the study also suggest that market mavens pursue hedonic shopping values and exhibit greater post-purchase dissatisfaction than others. Practitioners are recommended to create entertaining retail environments for market mavens who seek hedonic values when they shop. The results also suggest that practitioners need to pay close attention to market mavens at the post-purchase stage since they can be extremely dissatisfied.

• 복식
• /
• 제65권4호
• /
• pp.45-60
• /
• 2015

Emotional consumption value orientation has played a significant role to have a direct effect on making purchase in our lives. And emotional value has been dealt within the SPA brand contexts recently. Therefore, the current study investigates how SPA brand consumers' emotional value consumption orientation has affected brand loyalty, with a focus on mediation effects of marketing mix attributes assessment. Results of this research are as follows. First, there was a significant difference between Zara and Uniqlo on the assessment of marketing mix attributes. Second, emotional consumption value orientation had significantly impact on brand loyalty for both Zara and Uniqlo. Third, multi-regression analysis was conducted to find out the mediation effect of marketing mix attributes assessment in the relationships between emotional consumption value orientation and brand loyalty. For Zara, hedonic promotional and pricing attributes of products and place show full mediation effect on brand loyalty. For Uniqlo, utilitarian, hedonic and pricing attributes have impact on brand loyalty. The current study strives to find out how emotional consumption value orientation attected the consumer evaluation process and purchase behavior in the contexts of SPA brand product purchase. Product assessments have stronger effect than place, and hedonic attributes have stronger effect on brand loyalty in comparison with utilitarian attributes. Also, hedonic attributes of product and place have stronger effect on brand loyalty in comparison with utilitarian attributes.

• 가정과삶의질연구
• /
• 제30권3호
• /
• pp.105-118
• /
• 2012

This study aims to recognize cognition of credit card and shopping value in contemporary society, cognition of credit card and shopping value according to types of consumption orientation, and factors that influence cognition of credit card and shopping value, and ultimately provide a foundation for establishing proper shopping value. A total of 453 women and men residing in Seoul have been set as research object in order to achieve the purpose of the study. The data was analyzed by Cronbach' alpha, frequencies, percentile, mean, factor analysis, K-mean cluster analysis, t-test, ANOVA and Duncan's multiple range test, multiple linear regression. All analysis progress was done by spsswin12.0 statistics program. A summary of this research goes as follows: First, categorization of consumption orientation lead to two clusters of rational and symbolic & conspicuity consumption patterns and cognition of credit card was categorized into positive and negative cognition and shopping value was categorized into hedonic shopping value, utilitarian shopping value and time-save shopping value. Second, rational shoppers had high utilitarian shopping values and symbolic & conspicuity shoppers had high both hedonic shopping values and utilitarian shopping values. Third, the most influential factor in hedonic shopping value and utilitarian was consumption orientation. In conclusion, this research has showed that cognition of credit card and shopping value according to types of consumption orientation patterns varied, and that consumption orientation was an influential factor on cognition of credit card and shopping value.

• 한국콘텐츠학회논문지
• /
• 제11권8호
• /
• pp.321-330
• /
• 2011

본 연구는 이동통신사의 멤버십카드를 소지한 고객을 대상으로 이동통신사가 제공하는 보상이 통신사만족에 영향을 미치는데 있어 성별의 조절효과를 확인하는 연구로서, AMOS의 개별모수 차이검증을 통해 보상프로그램 가치와 통신사 만족간의 관계에서 남녀 성별차이가 있는 지를 밝히고 보상프로그램 가치들간의 상대적 영향력의 차이를 비교하였다. 분석결과 먼저, 보상 쾌락성과 통신사 만족 간의 경로계수값이 유의하게 차이를 보여 남녀 성별이 조절효과를 가지고 있음을 확인하였다. 다음으로, 보상프로그램 가치들간의 상대적 영향력에서 있어서 남성은 보상 쾌락성이, 여성은 보상 실용성이 더 크게 영향을 미쳤고, 보상실용성에서는 여성이 남성보다, 보상 쾌락성에서는 남성이 여성보다 더 큰 영향을 미쳤다.

• 한국의류학회지
• /
• 제31권7호
• /
• pp.1075-1084
• /
• 2007

The purpose of this study is to find out the important factors and efficient strategies concerning internet marketing. This study tries to examine satisfaction of the on-line consumers on internet shopping mall via fashion products. To fulfill this objectives, a survey was conducted from May 15 to May 30 in 2006, and an subject of study is men and women aged from 10s to 40s in purchase experience of the fashion merchandise to internet shopping malls. Data collected over the internet, and analyzed the 205 subjects. The statistical analysis methods was frequency analysis, reliability analysis, factor analysis, multiple regression analysis. The empirical studies were summarized as follows. First, internet shopping mall's fashion goods attributes(goods characteristics, aesthetic expression, variety of goods) significantly affect consumer's utilitarian shopping value. Second, internet shopping mall good's price attributes(economical efficiency of price, price reasonableness, price value, price information, price discount) significantly affect consumer's shopping utilitarian shopping value and hedonic shopping value. Third, consumer's utilitarian shopping value and hedonic shopping value are positively related to the internet consumer's shopping satisfaction.

• 한국의류학회지
• /
• 제25권4호
• /
• pp.773-782
• /
• 2001

This study was to investigate the value changes in Korean women by analyzing the ads of womens magazines. The contents of ads were classified into two types of values: general and consumption values. The general values, composed of inner-directedness and outer-directrdness, might predict consumer behavior in general. The consumption values, utilitarians and hedonic, were expected to affect the consumer purchasing attitude to a specific product. Factors affecting the cultural values were per capita income and womens social status. Total 2969 illustrated ads with verbal theme from 32 Korean womens magazines were used. The content analysis, chi-square test, logistic regression were done for the analysis. The results showed that inner-directedness was dominant general value in Korean womens culture and increased over time. Younger consumers were more inner-directed than older ones were, and inner-directed values increased with income growth. For the consumption values, utilitarian values were higher than hedonic ones and went up over time. For the product types, utilitarian ads were frequent in cosmetics while hedonic ads were high for apparels. Those results implied that Korean womens culture became more inner-directed with increased income. Also consumption values were likely to differ between product groups. Per capita income was shown to increase inner-directedness while womens social status was to increase outer-directedness.

• 한국의류학회지
• /
• 제29권1호
• /
• pp.136-148
• /
• 2005

The purpose of this study identifies how attributes of the website influences on consumer attitude toward the website. For this purpose, the study tested covariance structural model which set relationships among independent variables(interactivity, search and visual information of website), mediated variables(utilitarian shopping value and hedonic shopping value) and dependent variables(attitude toward website). The data were collected from a sample of 271 internet shopper of university students(male: 82, female: 189). They visited the website for apparel shopping and, after searching a casual clothing which they wanted to buy, requested to answer the questionnaire. The covariance structural model and research hypothesis analyzed by using AMOS 4.0 program. The results are as follows: First, the structural model is accepted significantly. Second, interactivity of the website has a positive impact on perceived utilitarian and hedonic shopping values of the website and visual information of the website also influence hedonic shopping value of the website positively. Third, utilitarian and hedonic shopping values have a positive influence on attitude toward the website for apparel shopping.

• 유통과학연구
• /
• 제13권3호
• /
• pp.11-19
• /
• 2015

Purpose - This study examines the strength of sadness and the belief it will last, as regards the effects of the degree of self-extension to the sad-evoking event on choice behavior related to self-control dilemmas. Research Design, Data, and Methodology - In an experiment involving high and low self-extension groups, 261 undergraduates answered self-administered questionnaires. The hypotheses were tested using AMOS 19.0 and path analysis. Results - The positive relationship between the degree of self-extension to the sad-evoking event and hedonic vs. utilitarian food choices was mediated by the belief that the sadness will last. There is a significant indirect path from the degree of self-extension (to the sad-evoking event) to the strength of the sadness, and to the belief that it will last with respect to hedonic vs. utilitarian food choices. Conclusions - These results show that beliefs about sad emotion transience depend on both the degree of self-extension to the sad-evoking event and the strength of sadness, and that the belief that sad emotions are transient makes sad people susceptible to temptation when facing self-control related dilemmas.

• 유통과학연구
• /
• 제10권4호
• /
• pp.21-28
• /
• 2012

최근 경기침체로 인해 소비심리가 위축된 상황에서도 국내 커피시장은 가파른 성장세를 보여왔다. 커피 애호가들 사이에서 고급 소비패턴이 증가하면서 국내 커피시장은 원두커피를 사용하는 커피전문점의 폭발적인 증가를 불러왔다. 커피전문점 시장은 향후에도 계속 성장할 것으로 기대됨에 따라 기존 업체들의 점포확대와 신규 업체들의 진입이 증가하고 있는 추세이다. 결국 국내 커피전문점 시장은 업체간의 경쟁이 더욱 치열해지면서 차별화된 마케팅을 통해 경쟁우위를 확보해야 하는 과제를 안고 있다. 본 연구는 커피전문점 이용고객을 중심으로 서비스 품질이 쇼핑가치와 재이용 의도에 미치는 영향을 파악하는데 초점이 있다. 성공적인 관계관리를 위해 유용하게 작용하는 서비스 품질요인은 무엇이고 소비자들이 중요하게 평가하는 가치를 확인하는데 그 의의가 있다. 이를 위해 서비스 품질이 쇼핑가치에 미치는 차별적인 영향을 분석하고 실용적 가치와 쾌락적 가치가 재이용 의도에 미치는 영향을 검토하였다. 연구결과는 다음과 같다. 첫째, 상호작용품질과 결과품질은 실용적 가치에 긍정적인 영향을 미치는 반면, 환경품질이 실용적 가치에 미치는 영향은 유의미하지 않게 나타났다. 특히 실용적인 가치에 미치는 상대적인 크기를 고려할 때 결과품질이 상호작용품질보다 더 많은 영향을 미치는 것으로 나타났다. 이는 실용적인 가치를 증대하는데 있어 결과품질의 역할이 가장 중요하다는 것을 보여주고 있다. 둘째, 결과품질과 환경품질은 쾌락적 가치에 긍정적인 영향을 미치고 있지만, 상호작용품질이 쾌락적 가치를 증가시키는 영향은 유의미하지 않았다. 즉 고객들은 서비스 결과에 대한 평가와 서비스가 전달되는 배경에 근거하여 쾌락적 가치를 인식함을 의미한다. 특히 쾌락적 가치에 미치는 상대적인 영향력은 결과품질이 환경품질보다 더 큰 것으로 확인되었다. 셋째, 실용적 가치와 쾌락적 가치는 재이용 의도에 긍정적인 영향을 미치는 것으로 나타났다. 쇼핑가치가 재이용의도에 미치는 상대적인 영향력은 쾌락적 가치가 실용적 가치보다 더 큰 것으로 밝혀졌다. 즉 고객들은 커피전문점을 실용적 및 쾌락적 가치를 충족시켜주는 공간으로 인식하면서도 기능적인 욕구보다 감성적인 체험에서 얻는 효익에 더 많은 의미를 둔다는 것을 알 수 있다. 결국 본 연구는 다른 서비스 요인들보다도 결과품질이 가장 중요하다는 점을 제시하고 있다. 나아가 커피전문점 업계는 고객들이 경제적인 가치에 근거한 실용적인 욕구를 추구함과 동시에 관계의 매개체와 같은 쾌락적인 욕구를 더 중시한다는 점을 명심해야 할 것이다.