• Title/Summary/Keyword: electronic Payment

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A Study on the Operational Process of SURF under Bolero System (볼레로시스템 상 SURF(전자결제시스템)의 운용프로세스에 관한 연구)

  • 채진익
    • The Journal of Society for e-Business Studies
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    • v.7 no.1
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    • pp.187-206
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    • 2002
  • The purpose of this study is to review the process for the trade settlement system between all parties involved in the commercial transaction under SURF System. SURF application is the latest value added service from bolero.net and a fully automated documentary settlement system. It extends bolero.net's capability to enable trade transactions by providing a delivery versus payment system. It has been designed as a standard, shared, infrastructure component for handling trade settlement within an electronic environment to keep step with the operation of electronic Bolero bill of Lading. It exploits the services provided by the Bolero Core Messaging Platform - secure, guaranteed transactions based on boleroXML standards to provide document compliance services with optional bank guarantees. So, SURF system can automatically check all commonly used trade documents such as commercial invoices, bills of lading and certificates of weight and analysis, etc and supports a full range of settlement options including Open Account, Documentary Collections, Documentary Credit. 58 have key features as follows, ① automatic document compliance checking, ② integrated with the Title Registry, ③ supports various forms of vender financing, ④ governed by a set of legally binding rules, ⑤ fully prepared for Straight-Through-Processing, ⑥ Enabled compliance with UCP 500.

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- A Study on the Reliability and Activation Plan for Internet Electronic Commerce of Crafts - - With Centering Around Artshop - (인터넷상 공예품 상거래의 신뢰성과 활성화 방안 연구 - 아트샵을 중심으로 -)

  • Lee Hyung Kyu
    • Journal of the Korea Safety Management & Science
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    • v.6 no.3
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    • pp.109-120
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    • 2004
  • As an information-oriented era arrives, an environmental change of Internet marketing is going with high speed and such open door around the countries is providing worldwide companies with a new business opportunity. Now, Internet is a new communication tool for global network and is emerging as a new e-commerce market. Also, this trend is having an effect upon online site that sell crafts. Hence, this study aims to select artshop, which simultaneously operate off line and online while sell crafts, to research the present status, and analyze the problems to suggest the activation plans for effective Internet commerce. Accordingly, this study suggested six models for the settlement of these problem s and the activation plans as following: offer of the various works and the contents, security of price competition, reinforcement of marketing, establishment of brand recognition, management of customers and settlement of payment ways etc. The commerce of crafts in the artshop is only early stage today, but it is expected to grow into an universal connection way of information and buying which transcend space and to be briskly used for securing the competition of crafts in 21century.

Legal Measures for Handling Internet Health Information (법을 통한 인터넷 건강정보 관리 방안)

  • Suh, Mee-Kyung
    • Korean Journal of Health Education and Promotion
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    • v.20 no.1
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    • pp.61-76
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    • 2003
  • As people get broader access to health information through the internet, there is a greater need for measure to maximize the social advantages of the internet and to minimize negative side-effects. With this concern, this paper classifies internet health information services sites into : on-line supply of health information, on-line consultation, on-line diagnosis, and on-line sales. As well this paper analyzes domestic laws supporting and/or regulating these services. The efficient provision of internet health services requires comprehensive laws on individual privacy protection, prevention and handling of medical accidents, an electronic prescription form for internet diagnosis, electronic signing, payment for medical expenses, qualifications for internet medical practitioners. Additional laws are required to establish internet pharmacies and internet health goods stores. These new laws can be prepared either separately or through revision of existing laws governing medical practice, pharmacies, and public health promotion. However, as the legal control by the government on cyber processes and entities has a fairly minimal effect, consumers should be encouraged to improve their own capacity for wisely using internet health services and health-service providers should be encouraged to promote voluntary supervision and control of their own services and practices.

A Study on the Utilization of Bolero Bill of Lading(BBL) (Bolero Bill of Lading(BBL) 실용화에 관한 연구)

  • Oh, Won-Suk
    • THE INTERNATIONAL COMMERCE & LAW REVIEW
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    • v.16
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    • pp.183-203
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    • 2001
  • To accomplish international electronic commerce via the Internet, the most serious dilemma is the international payment system. The BBL is a secure and effective electronic commerce framework for the replacement of traditional paper documents by electronic messages via the Internet providing significant benefits in terms of cost savings, improved logistics and reduced errors in documentation. The most important legal obstacles in the BBL are how to secure authenticity, non-repudiation and message integrity as well as the status of negotiability equivalent to paper B/L. These kinds of functions may be carried out through the electronic title registry of the Bolero International Limited. The technical structure is supported contractually by the Bolero Rulebook. And other documents except B/L can be made out without any legal or technical problems. What are the handicaps of the BBL in its practical use at this time? I can summarize the current and expected problems as follows: First, the fee to join Bolero Association Limited is burdensome to sellers, buyers and trade related organizations all over the world. Second, the liability in errors or defaults in operating central data registry of Bolero International Limited is limited to U.S.$100,000. The amount is not sufficient to the many bulk cargo owners to cover the damages. Third, businessmen are used to traditional paper documents; therefore it takes much time for them to change their customs and practices. So the BBL and traditional papers would be used simultaneously for the time being. Finally, it is very important to incorporate the Rulebook, a multilateral contract binding on all users signed, in each domestic law, which will accomplish the uniform law basis.

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Proposal of social commerce model for B2B (B2B 거래 기반의 소셜커머스 모델 소개)

  • Yoo, Soonduck;Kim, Jungihl
    • The Journal of the Institute of Internet, Broadcasting and Communication
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    • v.12 no.6
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    • pp.207-213
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    • 2012
  • With development of IT technology, B2C Social Commerce makes the change from closed type of transaction to the form of an open trading. Also by dramatically reducing the intermediate distribution and removing distribution costs, it provides goods at unbeatable prices to consumers. Depending on the flow of the times, the business-to-business struggles with the difficulty of PRM management and fast promotion of new products. Therefore, it is required B2B Social Commerce, new platform that can collect distribution and consumption firms in one place which is similar to B2C Social Commerce. Unlike the case of B2C social commerce, B2B Social Commerce should have an essential element, Installment payment system to pay over the period without purchase in accordance with the payment paid as a lump sum. B2B Social Commerce model which is introduced in this study will provide the solution of B2B transaction problems, opening up new markets and bring the expansion of the electronic market.

A Consideration on Connecting Operations among Freeway Management Companies (고속도로 관리자간 상호 연계체계 수립에 관한 고찰(한국토로공사가 관리하는 노선을 중심으로))

  • Lee, Gi-Yeong;Kim, Dong-Nyeong;Son, Ui-Yeong;Lee, Cheong-Won
    • Journal of Korean Society of Transportation
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    • v.24 no.4 s.90
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    • pp.19-29
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    • 2006
  • As the rapid increase of highway investments from Private sector the organizations of highway operator became diversified, and thus causing various unexpected problems. Highways invested by private capitals have different fare rates and managing systems. It is desirable to reduce drivers' inconvenience using more than two sections of highways spread over different jurisdictions. The main purposes of this research are i) data survey and problem statements ii) prediction of future problems and preparing appropriate countermeasures. This research are divided into two parts. They are management system and fare collection system. Major investigations of this study are as follows, optimum toll operation models depend on charging systems and interchange shapes of two interconnecting expressways. Assuming that the current payment and the new electronic payment system aye used concurrently for a while, some alternatives for the inter-operation to collect tolls ate suggested focusing on the efficiency to tollway corporations as well as convenience to drivers. The advantages and disadvantages of the alternatives, including their characteristics, are compared.

Current status of E-commerce market in China and implication (중국 전자상거래 시장의 최근동향 및 시사점)

  • Baek, Young-Mi
    • Journal of Digital Convergence
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    • v.13 no.1
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    • pp.111-124
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    • 2015
  • The economic growth in China takes the step of the Internet/Mobile revolution together. The high internet penetration provided the opportunity to increase the e-commerce market with fast speed. However, due to imbalance of the growth speed and preparation, the problems on various infrastructures and regulations were generated. Therefore, this study investigateed the current status of e-commerce market and sub-categories. This study also discussed about the problem of e-commerce logistics system, consumer protection, R&D investment, and human resources and provided the considerations for the future improvement. Finally, this study diagnosed the mobile payment and internet finance market and new e-commerce tax regulation, and then suggested institutional implications for the international standardization. This study is meaningful to provide the first implication to the Korean exporters after Chinese government had announced market open strategy for the 5 year e-commerce development plan.

Designing the Sickness Benefit Scheme in South Korea: Using the Implication from Schemes of Advanced Nations (한국 상병수당제도 및 전달체계 설계연구: 주요 선진국과의 제도 비교를 중심으로)

  • Jung, Hyun Woo;Sohn, Minsung;Chung, Haejoo
    • Health Policy and Management
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    • v.29 no.2
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    • pp.112-129
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    • 2019
  • Currently, the South Korean Government does not provide sickness benefits from the National Health Insurance, which is different from most other Organization for Economic Cooperation and Development countries. The sickness benefit guarantees a part of lost income due to injuries or diseases. The purpose of this study is to propose a sickness benefit scheme for South Korea. To this end, we compare health care systems, sickness benefit schemes, and delivery systems of those in Germany, Japan, and Sweden, focusing on the seven categories: management authority, object, level of payment, duration of payment, qualification requirements, connection with paid sick leave of workplace, and financial resources, and as to delivery system, the six categories: the number of procedures, transferring document between institutions, whether or not utilizing electronic reporting system, applicant, and administrative convenience. Based on the implications derived from the case study, we propose the sickness benefit scheme and its delivery pathway and other details for South Korea. This study is first to propose the sickness benefit for health insurance in Korea with its level of details. More studies should follow with case studies of other countries, as well as productive debates to build a feasible and sustainable sickness benefit system in South Korea.

The Effect of Payment Order in Wholesale Electronic Fund Transfer (거액전자자금이체에서의 지급지시의 효력)

  • Kang, Won-Jin;Lee, Byeong-Ryul
    • International Commerce and Information Review
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    • v.3 no.1
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    • pp.105-118
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    • 2001
  • 본 연구는 미국의 거액전자자금이체에서의 지급지시의 효력을 검토하고 그 시사점을 제시한 것이다. 거액전자자금이체에서의 지급지시의 효력은 원지시인으로부터 구속력을 가진 지급지시의 발행, 수신은행의 지급지시에 따른 승낙, 그리고 수익자에 대한 채무이행으로 발생된다. 이와 같은 지급지시는 원지시인의 지급지시취소, 수신은행의 지급지시거절, 그리고 무권한적인 지급지시인 경우에 그 효력이 소멸된다. 즉, 원지시인으로서 업증된 전송자가 발행한 지급지시를 수신은행이 승낙하는 경우에만 지급지시가 정상적으로 이행되어 전자자금이체가 완료된다고 할 수 있다. 따라서 원지시인과 수신은행은 원지시인에 대한 입증과 지급지시의 진정성을 확보하여야 한다. 이러한 입증과 진정성 문제를 해결하기 위하여 관련 당사자들은 특히 보안절차의 확립에 관하여 약정하는 것이 중요하다.

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Design of Divisible Electronic Payment System based on Hash Chain (해쉬 체인에 기반한 분할 가능 전자화폐 시스템의 설계)

  • 용승림;이은경;이상호
    • Proceedings of the Korean Information Science Society Conference
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    • 2002.04a
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    • pp.802-804
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    • 2002
  • 전자화폐는 기존의 화폐가 가져야 하는 법적인 효력과 안전성 등의 기능을 그대로 가지면서 별도의 기기나 또는 컴퓨터 등에 소프트웨어 형태로 존재하는 전자지갑에 의해 관리된다. 전자화폐는 안전성을 제공해야 하고, 이중사용이 방지되어야 판다. 또한 동전의 다중사용 가능성이나 분라성을 만족시킴으로서 사용자 편리성과 효율성을 증대시킬 수 있다. 분할성은 사용자가 전자화폐를 발급받는 경우 발급받은 전자화폐를 사용자가 원하는 대로 나누어 사용할 수 있는 성질로써 거스름돈의 발생을 줄여 효율성을 증대시킬 수 있다. 본 논문에서는 이중 해쉬함수를 이용하여 동전을 생성하고 지불인증을 이용하여 생성된 동전을 마음대로 분할하여 사용할 수 있는 방법을 제안한다. 제안된 방법은 사용자의 익명성을 제공하지는 못하지만 해쉬함수를 이용하여 효율적이고 위조 불가능한 동전을 생성하며, 분할성을 만족함으로써 편리하게 이용가능하다는 장점이 있다.

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