This study was conducted to find how to manage the household financial situation and what households demand to financial organization for their satisfaction in Chungbuk Province. The questionnaire survey was implemented from 24th of Oct. for two months and 330 households data among 350 households were analyzed and selected as a sample. The results were as follows : 1. Many households had four to six bankbooks and wives visited financial organs more frequently than their husbands. 2. Although many respondents regarded the safety as the most important point when they selected the financial organ, they were choosing the organ because of the nearness form their own house. 3. How to manage the households' financial situations and how much they were satisfied with the financial organs were different by the respondents' age and education level. 4. The younger they were and the higher the education level was, they managed the household according to the financial plan. Female consumers were more satisfied with financial organs than male did. 5. The financial problem were solved through the couple's communication in many households. This study showed the tendency that the wives' power increasing in the households's decision-making about financial problems.
Journal of Family Resource Management and Policy Review
/
v.2
no.1
/
pp.133-149
/
1998
The purpose of this study was to analyze the expenditure state of midlife households for elderly life stage and to find out the variables that have influence upon these expenditure. The findings are follows: 1) The expenditure state was influenced by various as like wife’s age, couple’s education, number of children, husband’s retiring allowance, monthly savings, whole assets of households, level of dependence upon own children, etc. 2) The demand for economic preparation, program about elderly life, information and welfare system was related to the practical expenditure state absolutely and relatevely. The result showed that the husbands’retiring allowance was the most effective variable to the expenditure state for the elderly life. In conclusion the rational distribution of economics resources according to the family life stage is very important for the economic welfare of households.
This study categorized the households into four by the comparison of wives' and husbands' earned income, such as one with higher wives' income than husbands' in dual-earner households, with higher wives' income than husbands' in household with unemployed husbands, with lower wives' income than husbands' in dual-earner households, and with lower wives' income than husbands' in household with unemployed wives. This study compared and analyzed the objective and subjective economic well-being, and overall satisfaction of life in those households. Major results are below. First, the amount of expenditures, saving, debt were low in one-earner household with employed husbands, but average propensity to expenditure was high in those households. The amount of saving was low in one-earner households with unemployed husbands, but the average propensity to expenditure and debt were high, resulting in the low status of economic well-being. The amount of saving and monetary assets were high, but average propensity to expenditure and debt were low in households in which wives had higher income than husbands, resulting in the high status of economic well-being. Second, husbands' satisfaction for the level of family income was not different among four groups of households. Wives's satisfaction for those was the lowest when wives' income was higher than husbands', but the highest in households with unemployed wives. Wives' and husbands' expectations for the future economic well-being of the households were negative in households with unemployed husbands. On the other hand, the level of satisfaction of wives and husbands for their life was not different among four groups of households. Finally, four groups of households were discriminated by age of husbands, number of children, debt, and wives' expectation for the future economic well-being.
The purpose of this study was to suggest the marital communication methods for improving the quality of marriage and life for the elderly couples. For this study we considered variables affected on the marital communication of elderly couples. I investigated 394 elderly men and women living with only their spouse and analyzed data with SPSS PC WIN. The major findings were as follows: 1) The findings showed that there were high level of communication between the elderly males and females who lived with the spouses without adult children. 2) Variables that influenced the elderly couples' communication were as follows: for the elderly males, intimacy between husband and wife, self-esteem, and gender role attitude; for the elderly females, intimacy between husband and wife, health condition, tendency toward relationships, and intention to keep the elderly couple household.
The purpose of this study was to find the differences of financial structures of real estate and the factors influencing on it between two groups of subjective financial adequacy and non-adequacy for later years among middle & old aged households. The data were drawn from KREIS(Korean Retirement and Income Study) surveyed by National Pension Research Institute in 2007, and 3,889 couple households with householder's age over 50 were selected. Major findings were as following. First, only 19.3% of households answered that they had enough money for later years. And they had lower real estate-to-total assets ratio (.84) and lower residential house value-to-total assets ratio (.52) than the counter part. Second, for the group who answered that they had enough money for later years, the factors influencing on total real estate were found to be income, debt, and liquid assets.
Journal of the Korean Institute of Rural Architecture
/
v.25
no.3
/
pp.1-8
/
2023
This study aims to analyze the trend of changes in the elderly living arrangement over the past 20 years and the reasons why the elderly choose these changes. The subjects of the survey were households aged 65 years or older in Korea. Data from the survey of Ministry of Health and Welfare conducted in 2004, 2014, 2020 were used for the analysis. The result of analysis was as follows; First, since 2000, the number of elderly households living with their children has been rapidly decreasing, while the number of elderly couple households and single elderly households is gradually increasing. Second, elderly living alone appeared more in rural areas, women, older people, and elderly with low education. They are in a vulnerable position that needs help. Therefore, welfare policies for the elderly should be focused on elderly single households. Finally the reason for choosing elderly single household in 2020 was that the voluntary choice by the individual accounted for a much higher rate than the unintentional choice by the children. In addition, the life satisfaction of the elderly who arbitrarily selected the living arrangement was higher than that of the elderly who deliberately chose the living arrangement.
This research is designed to study the residence environment of the elderly residing in three different types of residence - the local community, silver towns and nursing homes and compare their level of social support and life satisfaction of the residents. The subjects of the study was those aged 65 and older who live single and couple 68 residing in the local community, 32 in silver town and 32 in nursing homes. The result of analysis is as follows; 1) the residence environment is different in the three types of residence in terms of number of children, living with a spouse, subjective economic status, and participation in group activities; 2) as for social support, emotional support is the highest among the elderly residing in the local community and declines among those in silver town and the lowest in nursing homes, which suggests that the local community still maintain the support system for the elderly, however it declines in silver town and drop further in nursing homes. But in terms of instrumental support, there is no meaningful difference in the three types of residence. The result shows that the elderly residing in nursing homes are supported by systematic medical and residence service which make up for instrumental support Similar to those in the local community and silver town; 3) life satisfaction is the highest among those residing in nursing homes, however there was little meaningful difference. The result means quality of living is similar among three different types of residence. What is interesting is those living in nursing homes has similar level of life satisfaction despite their lowest emotional support.
The purpose of this study is to examine how the causal relationships between independent variables, marital communication decision making participation and family life satisfaction of elderly in couple household. The survey was conducted from May 26 to July 21, 2003. Total 394(male: 186, female: 208) samples were used for the analysis. Using SPSS/PC WIN program, data were analyzed by frequencies, percentages, mean, standard deviation, Cronbach'a, Pearson's correlation, t-test, and multiple regression. The major findings were as follows: 1) The findings showed that there were high level of the communication between the elderly males and females. In the decision making participation the finding showed that both elderly males and females generally made joint decisions with no gender differences. The elderly males and females reported overall family life satisfaction; and the elderly males were more likely satisfied with their family lives than the elderly females. 2) The path analysis on family life satisfaction presented that several variables had direct/indirect effects on family life satisfaction through communication and decision making participation. Among the moderate variables, communication agreement and communication openness had significant effects on family life satisfaction. Specifically, the elderly men were more likely satisfied when they participated in decision making on leisure: the elderly women were more likely satisfied when they participated in decision making on family life.
This study investigated whether the increased Basic Pension amount in 2014 affect the level of depression of recipients and whether the effect differs according to three groups by household type(living-alone male, living-alone female, and couple households). Data from two waves of the Korean Longitudinal Study of Ageing(KLoSA) in 2012 (before the introduction of the Basic Pension) and 2016 (after the introduction of the Basic Pension), the elderly aged 65 years or older as of 2012 and the recipients of the basic pension in 2016 (N=2,277) were analyzed. Using the statistical package SPSS 25, mean comparison and multiple regression analyses were implemented. The results confirmed that the level of depression in female elderly living alone and married couples significantly decreased after the introduction of the Basic Pension, while there was no significant change in the level of depression in male elderly living alone. As results of regression analysis in the whole sample, the increased Basic Pension amount had an effect on the depression level of recipients in 2016, the higher the Basic Pension increase, the lower the depression level. Also, the regression analyses among the three groups by household type found that the significant effect of raising the basic pension on depression was reported only in elderly women living alone. Based on the main results of this study, implications were presented.
The purpose of this study were 1) to identity housing fund by the type of housing mobility and 2) to analyze the variable contributing to housing fund by the type of housing mobility. For these purposes, the 1993 KHPSD data was used and the sample in this study consisted of 2,796 couple households. Statistics employed for the analysis were frequencies, means, univariate analysis and multiple regression analysis. As the results, the composition and the amount of housing fund according to the type of housing mobility, were different respectively. Housing fund was consisted of previous housing sales price, savings deposits, loans, inheritance, subsidy, and personal debts. Households who already own houses used housing finance for their housing fund easily while renters were at a disadvantage to use housing finance. Moreover, among the contributing factors, home ownership, number of family member, residence, average monthly income, average monthly expenditure, husband's education attainment, satisfaction with housing, husband's job, and the type fo housing were positively associated with the amounts of housing funds. However, duration fo residence tended to negatively related to the amounts of housing funds.
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