• 제목/요약/키워드: character balance

검색결과 57건 처리시간 0.023초

유가(儒家)의 전인적(全人的) 지도자상(指導者像) 고찰(考察) (A Study on the Ideal Leadership whole person of Confucian philosophy)

  • 김경미
    • 동양고전연구
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    • 제62호
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    • pp.145-176
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    • 2016
  • 본고는 개인의 덕성(德性)과 사회적 덕행(德行)의 보편적 가치와 규범이 제시되어 있는 유가(儒家) 경전(經典)을 토대로 군자(君子)다운 지도자상은 어떠한 것인가를 파악하는 작업이다. 따라서 인간다움을 참다운 것으로 삼고, 인간관계의 사회성을 제대로 실천하는 유덕자(有德者)의 가치관에 대하여 논의하고 있다. 군자상의 진면목은 조화의 균형 감각이 있고 자기 수양에 엄격하며 인간관계의 상생적 가치를 창출하는 등 진선미가 삼위일체로 융합되는 '성기성물(成己成物)'의 참된 인물상(人物像)이라는 점을 찾아보고자 한다. 유가(儒家)에서 말하는 성인(聖人), 현인(賢人), 대인(大人), 군자(君子) 등은 인간세상을 이끌어가는 사회지도자를 의미한다. 그들은 무엇보다도 인간다운 도리를 지키며 사회풍토를 아름답게 교화하고 정신과 물질(物質)의 조화(調和) 인격(人格)과 능력(能力) 경제(經濟)와 도덕(道德)을 겸비한 인물로 지목(指目)하고 있다. 현대 사회인들은 순수한 지성(知性)문화의 가치보다는 물질적 가치의 선호도(選好度)에 따라 개인적인 성장(成長)을 꾀하고, 시각적으로 보여 지는 외형적인 무한경쟁(無限競爭)에 편중되어 있다. 오늘날 디지털 시대에 자신의 개성을 연출하는 것은 부정할 수는 없지만, 외모(外貌)에 집착(執着)하여 지나친 다이어트로 건강미를 상실하고, 그로 인(因)한 정신적 스트레스는 외모 집착과 외모중시의 병적인 폐단을 불러일으키고 있다. 이러한 현상을 극복(克復)하기 위해 절실하게 요청되는 대안으로 내적 소양과 외적 전문성을 고루 겸비한 온전한 인격체, 즉 이른바 "문질(文質)이 빈빈(彬彬)"한 진선미(眞善美)의 융합적 지도자상이 필요하다고 하겠다. 유교사상은 수기치인(修己治人)의 도(道)를 현실에서 실천하는 것이다. 수기는 개인적으로는 덕성적 능력을 계발하여 도덕적 인격을 함양하는 것이며, 치인은 사회적으로는 함께 일하는 올바른 인간관계를 갖도록 소통(疏通)하는 것이다. 이 때문에 leader 또는 지도자는 자신뿐만 아니라 타인까지도 감화시킬 수 있어야 한다. 수기치인은 '스스로의 덕성을 가다듬어 다른 사람들을 이끈다.'는 의미이다. 참다운 지도자는 수기(修己)를 통해 자기성찰과 자기정립을 한 다음에 치인(治人) 또는 남들과 함께 살아가는 안인(安人)의 경지에 서게 되는 것이다. 모든 물건에는 값어치가 있고 나름대로의 德이 있듯이. 인간 역시 인격과 덕성(德性)을 갖추고자, 배우고 익혀 자신만의 전문성 신뢰성 그리고 인격과 능력을 겸비하여, 자신만의 브랜드(Brand)가치를 창출해 내고자 한다. 개인의 인격(人格)은 높은 지위나 재력 권력에서 나오는 것이 아니다. 인격이란 개인의 덕성으로서 자기수양을 통하여 마음에 조금도 티가 없는 상쾌함으로, 굳이 한자로 표현하자면 맑고 깨끗한 '소쇄(瀟灑)'에 부합된다고 할 수 있다. 즉 인간이 天性으로 품부 받은 덕성인 지(知) 인(仁) 용(勇)을 겸비한 지극히 인간다움의 인격(人格)을 지닌 지도자상으로 군자상(君子像)을 제시한다. 자아개발은 self leader, 즉 수기(修己)를 통하여 덕성수양과 자아경영의 힘을 기르게 된다. 관계영역의 leader(治人)는 자신(自身)의 덕성(德性)을 덕행(德行)으로 미루어 가는 즉 남의 입장에서 생각하는 역지사지(易地思之)의 마음으로 확대(擴大) 시킬 수 있다. 이처럼 자신의 마음을 미루어 남을 생각하는 리더십을 "대학(大學)"에서는 "혈구지도(?矩之道)"라고 한다. 논자의 견해는, 인격미(人格美)는 지(知) 인(仁) 용(勇)'으로 덕성(德性)의 씨앗을 일구고 상생미(相生美)는 '서(恕)'로써 타인(他人)에게 행동으로 보여주는 덕행의 마땅한 올바름을 구현하며 조화미(調和美)는 '혈구지도(?矩之道)'로써 남을 나처럼 아끼고 사랑하여 나와 같은 마음 즉 보편적 원리인 덕화(德和)를 구현할 수 있다고 여긴다. 이처럼, 지도자상의 자질은 자신의 소양과 남을 배려하는 마음이 총체적으로 잘 조화를 이룰 때 지도자가 지니고 있는 능력을 무한히 발휘하며, 많은 사람들과 공생(共生) 공존(共存)하며 서로 승승적(乘勝的)관계로 거듭 성장해 나갈 수 있는 것이다.

음악치료(音樂治療)의 원리(原理)와 체질의학적(體質醫學的) 접근을 위한 검토 (A Review on Principles and Access Methods to Sasang Constitutional Medicine of Music Therapy)

  • 이지영;박성식
    • 사상체질의학회지
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    • 제18권1호
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    • pp.30-40
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    • 2006
  • 1. Objectives The present study purposed to examine the contents and the principles of music therapy according to Oriental medicine theories in order to prove that music therapy is not a new research area but its principle is found in the long tradition of Oriental medicine. 2. Methods We investigate the possibility of music therapy based on Oriental medicine theories and examine the meanings of music therapy from the viewpoint of Oriental medicine. 3. Conclusions and discussions (1) The principles of music therapy are the principle of homogeneity, catharsis and balance. (2) When one’s mind changes, there are naturally occurred sounds, which are called Oseong (五聲: the oriental five voices exhalation, laughing, singing, wailing and groaning), and the notes defined by arranging the Oseong according to the principle of Ohaeng (五行: the oriental five phases wood, fire, earth, metal, water) are Oheum (五音: the oriental five musical notes Gakeum, Chieum, Gungeum, Sangeum and Wooeum.). If Eum (musical notes) is classified into Ohaeng, it can be divided into Gakeum, Chieum, Gungeum, Sangeum and Wooeum. (3) Change of Sinji (神志: consciousness) induces change of Gigi (氣機: function of Gi), which can change the character of voices. Oseong controls the functions of Ojang (五臟: the oriental five viscera) by ruling one’s Jeongji (情志: emotion). It can reduce the damage of the viscera caused by excessive vent of emotion resulted from unconscious expression of Oseong - Hoseong (呼聲: exhalation), Soseong (笑聲: laughing), Gaseong (歌聲: singing), Gokseong (哭聲: wailing) and Sinseong (呻聲: groaning). (4) Yijeongseungjeong (以情勝情: Control emotion with emotion) therapies, which suppresses an emotion by stimulating another, include Noseungsabeop (怒勝思法: Control anxiety with anger), Heeseungbibeop (喜勝悲法: Control sorrow with joyfulness), (思勝恐法: Control fear with anxiety), Biseungnobeop (悲勝愁法: Control anger with sorrow) and Gongseungheebeop (恐勝喜法: Control joyfulness with fear). (5) Seongeum (聲音: voices and musical notes) can be applied to a stimulation method that not only harmonizes the rhythm of living organs but also controls the occurrence of diseases caused by mutual Pyeonseongpyeonsoi (偏盛偏衰: relative preponderance and weakness) through direct induction of the strength and weakness of Gi function of the oriental five viscera in a human body according to the individual character. Sounds preferred by the patient, the material of an instrument selected by the patient, the character of rhythm and music expressed by the patient and the sound or voice uttered frequently by the patient can be considered in diagnosis and treatments for the patient’s body and mind.

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초등학생들의 자기인식 및 자기관리 능력 함양 방안 연구 - 유학의 가치·덕목을 중심으로 - (A study on ways of improving of children's self-awareness and self-management competency - focused on values in Confucianism)

  • 지준호
    • 한국철학논집
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    • 제25호
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    • pp.41-70
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    • 2009
  • '자기인식'은 자신의 욕구나 감정, 관심, 가치 등을 정확하게 파악하고 자신감을 유지하는 것 등을 핵심으로 하며, '자기관리'는 스트레스를 이겨내기 위해 자신의 감정을 조절하기, 충동을 억제하기, 개인적 목표나 학업 성취 목표를 세우고 이를 잘 관리하기 등을 핵심으로 한다. 이러한 '자기인식' 및 '자기관리'에 관한 이론적 탐구는, 초등교육의 핵심 목표 중의 하나인 초등학생들의 "바르고 선한 인성"을 어떻게 하면 보다 효과적으로 함양할 것인가?의 물음에 답하기 위한 것이다. 유학적 도덕교육의 전통을 가진 우리나라의 문화적 토대를 놓고 볼 때 오랜 시간에 걸쳐 검증되고 축적된 유학의 가치덕목은 현대의 도덕교육에 있어서 분명 유용한 가치가 있을 것이며, 따라서 이를 초등 교육과정에 담거나 초등학생을 대상으로 하는 '자기 인식' 및 '자기 관리' 능력 함양을 중심으로 한 현대의 인성교육 프로그램으로 재구성하여 교육에 적극 반영하려는 노력은 의미가 있을 것이다. 이러한 점에서 도덕적 주체의 완성을 도모하는 위기지학(爲己之學)이나, 지나치거나 모자람이 없는 평상적인 삶을 추구하는 중용지도(中庸之道), 그리고 도덕적 능동성을 촉발하는 호연지기(浩然之氣)는 교육적 측면에서 전인교육을 구현하는 데 많은 기여를 할 수 있을 것이다.

대형디젤엔진 배출가스 저감을 위한 DPF의 재생특성 연구 (A Study on Characteristics of DPF for Heavy-duty Diesel Engine on Pollutant Emission Reduction)

  • 엄동섭;이승호;오상기
    • 동력기계공학회지
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    • 제12권5호
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    • pp.34-39
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    • 2008
  • The combustion purpose of diesel engine is to reduce the emission of green gas and to produce high output. Generally, the regulation matter of emission gas is largely diveded by 'THC', 'NOx', 'CO' and 'PM'. Among those matters, the most problem is to disgorge into 'PM', the character of diesel combustion. Diesel PM can be controlled using Diesel Particulate Filter, which can effectively reduce the level of soot emissions to ambient background levels. $NO_2$ generated by the DOC is used to combust the carbon collected in the DPF at low temperature. To certificate DPF device that is suitable to domestic circumstances, it is necessary to exactly evaluate the DPF devices according to the regulation of DPF certificate test procedure fur retrofit. To do carry out the above-mentioned description the understanding of that regulation like the standard of PM reduction is needed. In this study the test procedure including test cycle and BPT test condition was examined, and also the test result for specific DPF was analyzed. In every test like field test, PM reduction efficiency test and Seoul-10 mode test, no defect was showed.

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An Analytic Case Study on the Management of an Upper-level General Hospital(2010-2012)

  • Park, Hyun-Suk;Lee, Jung-Min;Baek, Hong-Suck;Lee, Jun-Ho;Park, Sang-Sub
    • 한국임상보건과학회지
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    • 제2권1호
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    • pp.1-16
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    • 2014
  • Purpose. For a more efficient hospital management, this study aims to provide basic data so that the hospital management and staff in charge of hospital administration may systematically classify and collect hospital information, by analyzing the ordinary characters of an upper-level general hospital system and its common-type balance sheet, common-type profit and loss statement and financial ratio. Methods. By using information about an upper-level general hospital in C Province, provided by Alio(www.alio.go.kr), a public organization information provision site, Health Insurance Review & Assessment Service(www.hira.or.kr) and Ministry of Health and Welfare(www.mw.go.kr), this study analyzed 3 year's data from 2010 to 2012 and provided basic data by analyzing the ordinary characters of an upper-level general hospital system, and its common-type balance sheet, common-type profit and loss statement and financial ratio. Results. After analyzing the ordinary characters, common-type balance sheet, common-type proft and loss statement and financial ration of this general hospital, based on the 2010 to 2012 data, this study came to the following conclusions. Firstly, out of all the 1,069 hospital staff, there were 272 doctors working for 24 medical departments, out of whom the majority was 33 physicians. Most of the nurses were third-class ones, and about 2,000 outpatients and 600 inpatients on average were treated per day. Secondly, as a result of analyzing the common-type balance sheet, this study discovered that intangible assets out of fixed assets accounted for 41%, the majority, out of which usable and profitable donation asset buildings were of great importance, and the liquid assets increased more in 2012 than 2011. In the financial structure, the ratio of liquid liabilities was over 50% out of all the liabilities in 2012, and the ratio of purchase payables was high as well. The ratio of fixed liabilities reached up to 40%, out of which the retirement benefit appropriation fund was quite high. The capital was over 80%, but the surplus was in a deficit state. Compared to the capital, the ratio of total liabilities was about 90%, which indicates the financial structure of this general hospital was vulnerable. Thirdly, as a result of analyzing the common-type profit and loss statement, this study found out that the medical profits from inpatients were higher than profits from outpatients. The material cost was related to the medical quality of this general hospital, and it was as high as 30% out of the total costs and was about 45% of the labor cost. This general hospital showed 10% in the ratio of non-medical profits, and it seemed because of government subsidies. The ratios of medical profits and current net income were gradually changing for the better in 2012, compared to 2011. Lastly, as a result of analyzing the financial ratio, it was found that the liquidity ratio kept decreasing, from 110.7% in 2010 and 102.0% in 2011 to 77.2% in 2012. Besides, it was analyzed that the liquidity ratio and the net working capital ratio greatly decreased, while the quick ratio and the liquid ratio kept decreasing. Conclusions. 1. It is necessary to take the risk management into more consideration, and particularly, it is needed to differentiate and manage the levels of risk in detail. 2. By considering the fact that investments into hospital infrastructures were mostly based on liabilities, it is needed to deal with the scale of losses when evaluating risks. 3. By reflecting the character that investments into hospital infrastructures were based on liabilities, it is necessary to consider the ratio of ordinary profits as well as the ratio of operating profits to sales, and it is also important to consider sales productivity factors, such as the sales amount per a sickbed, by comparing them with other hospitals. As for limitations of this study, there may be some problems in terms of data interpretation because of the lack of information about the number of inpatients and the number of outpatients per year, which are needed for the break-even point analysis. Besides, to suggest a direction for the improvement of hospital management through analyses, non-financial factors should be reflected, such as the trend of economy, medical policies, and politic backgrounds. However, this study only focused on the common-type balance sheet, common-type profit and loss statement and financial ratio, so this study is actually limited to generalizing all the factors by analyzing public data only.

조선시대 전통혼례복에 나타난 색채의 특징 연구 (A Study on the Colors in Korean Traditional Wedding Dress at the Period of Chosun Dynasty)

  • 양은희;윤형건;김경자
    • 디자인학연구
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    • 제16권3호
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    • pp.231-240
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    • 2003
  • 모든 문화가 모두 그러하듯이 옷의 색채, 그 배후에는 그 민족이 몸담고 살아온 자연환경과 그 환경 속에서 화육(化育)화된 인생관이나 근성이 작용하고 있다. 혼례는 두 성(性)이 좋게 합하여 위로는 종묘(宗廟)를 모시고 아래로는 후세를 이루는 것을 널리 사회적으로 인정받는 것이다. 예(禮)에서 기본중에 하나가 복식이다 혼례복에 나타난 색채가 가지고 있는 의미와 상징성은 조선시대의 미(美)와 유기적인 조합으로 잘 나타나 있다. 현재까지도 지켜져 내려오는 전통 혼례복 속에 나타난 오방색의 특징을 찾아봄으로써 통념적으로 알고있는 다섯 가지의 촌스러운 색조화가 아니라 자연환경과 같이 청명하며 화려하고 철학적인 색채임을 분석하고자 한다. 본고는 한국혼례복에 나타난 색채의 특징을 알아보기 위하여 한ㆍ중ㆍ일의 혼례복과 단청을 일 예로써 비교하고 한국 전통 색채의 이론적 배경을 살펴보았다. 이를 통해서 한국색채는 의미론적 상징 색채이며 그 근원은 음양오행에서 출발했으며 도교의 태극도설, 유교의 도참사상과 단청의 색채가 직접 관계가 있음을 알 수 있었다. 이러한 음양(陰陽)의 오채(五彩)가 삼라만상(森羅萬象)을 나타내는 객이고 하나가 아닌 두 가지 색 또는 그 이상의 색채와 연결될 때에 상호작용에 의하여 균형미를 이루는 색채이다. 또한 자연숭배 및 인간존엄 사상이 깃들여 있으며 길복(吉福)을 기원함과 동시에 벽사(僻邪)의 의미를 부여한 것을 알 수 있다. 인간이 복되고 부정함에서 벗어나 우주만물이 조화롭게 이루어지길 기원하는 조형미는 시각적인 만족만이 아닌 정신적인 만족까지도 추구하는 미의식인 것이다.

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언론보도에 의한 초상권 침해 소송의 경향과 특성 (Study on Trends and Characteristics of Infringement the Right to Likeness by the Press)

  • 동세호;김성용;안호림
    • 한국콘텐츠학회논문지
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    • 제16권1호
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    • pp.370-381
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    • 2016
  • 본 연구는 언론보도에 의한 초상권 침해 관련 판결의 추이와 승패 여부, 원인 등 초상권 침해를 둘러싼 언론소송 특성을 고찰하기 위한 것으로 최종심 판결이 처음 나오기 시작한 1990년부터 2014년까지 언론보도에 의한 초상권 침해 관련 판결 81건을 전부 수집해 판결문을 분석했다. 분석결과 언론을 상대로 제기된 초상권 침해 관련 소송의 최종심 재판 결과가 처음 나온 것은 1990년이다. 1990년대에는 주로 선정적 보도가 많았던 월간잡지를 대상으로 하는 초상권 분쟁이 많았으나 2000년대 들어서는 방송을 대상으로 한 초상권 침해분쟁이 크게 늘어났다. 2000년 이후에는 초상권 관련 언론소송의 71% 가량이 방송에 집중됐다. 방송의 영향력이 커진데다 영상을 필수로 하는 방송의 특성상 초상권 침해 소지가 높았기 때문이다. 특히 2005년 "언론중재법"이 시행된 후 초상권 관련 소송이 급격히 늘어난 것은 주목할 만한 현상이다. 초상권 관련 언론소송 81건 가운데 언론사가 승소한 사건은 23건으로 언론사 승소비율은 28. 4%에 그쳤다. 이는 법원이 언론매체의 특수성을 고려하기보다는 일반인의 초상권 보호를 우선으로 고려한 결과로 분석된다. 하지만 원고가 공인인 경우 언론사 승소율이 52. 9%에 달해 일반인 경우의 언론 승소율 22%보다 월등히 높아 언론사를 상대한 초상권 소송에서 공인이 일반인에 비해서 불리했던 것으로 나타났다. 이는 1997년 이후 활발하게 논의되기 시작한 공인 이론의 적용으로 공인에 대한 언론의 감시기능을 법원이 인정한 것으로 볼 수 있다.

VENGEANCE, VIOLENCE, VAMPIRES: Dark Humour in the Films of Park Chan-wook

  • Hughes, Jessica
    • 비교문화연구
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    • 제28권
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    • pp.17-36
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    • 2012
  • This essay places the South Korean film Thirst (2009) within Park Chan-wook's oeuvre as a filmmaker notorious for graphic depictions of violence and revenge. Park's use of dark humour in his films, which is emphasized in Thirst perhaps more than ever, allows for a more self-aware depiction of violence, where both the viewer and the protagonist are awakened to the futility of revenge. This ultimately paints his characters as fascinatingly crazy - simultaneously heroes, villains, and victims. Film theorist Wes D. Gehring's three themes of dark humour ('man as beast,' 'the absurdity of the world,' and 'the omnipresence of death') become most obvious in Park's most recent film, which pays closer attention to character development through narrative detail. Rather than portraying the characters as sentimental, dark humour depicts their misfortunes in an alternative way, allowing for consideration of such taboo subjects as religion, adultery, and death/suicide. These issues are further tackled through Thirst's portrayal of its vampire protagonist, which ultimately de-mystifies the traditional vampire figure. While this character has more often been associated with romance, exoticism and the mystical powers of the supernatural, Thirst takes relatively little from the demons of Nosferatu (Murnau, 1922) and various other Dracula adaptations, nor the romantic figures of Interview with the Vampire (Jordan, 1994), and Twilight (Hardwicke, 2008). Instead, it is part of a much smaller group of contemporary vampire films, which are rather informed by a postmodern reconfiguration of the monster. Thus, this paper examines Thirst as an important contribution to the global and hybrid nature of those films in which postmodern vampires are sympathetic and de-mystified, exhibiting symptoms stemming from a natural illness or misfortune. Park's undertaking of a vampire film allows for a complex balance between narrative and visuals through his focus on the Western implications of this myth within Korean cinema. This combination of international references and traditional Korean culture marks it as highly conscious of New Korean Cinema's focus on globalization. With Thirst, Park successfully unites familiar images of the vampire hunting and feeding, with more stylistically distinct, grotesque images of violence and revenge. In this sense, dark humour highlights the less charming aspects of the vampire struggling to survive, most effective in scenes depicting the protagonist feeding from his friend's IV in the hospital, and sitting in the sunlight, slowly turning to ash, in the final minutes of the film. The international appeal of Park's style, combining conventions of the horror/thriller genre with his own mixture of dark humour and non-linear narrative, is epitomized in Thirst, which underscores South Korea's growing global interest with its overt international framework. Furthermore, he portrayal of the vampire as a sympathetic figure allows for a shift away from the conventional focus on myth and the exotic, toward a renewed construction of the vampire in terms of its contribution to generic hybridization and cultural adaptation.

현대미술 개념의 보존 (Conservation in Contemporary Art)

  • 김겸
    • 한국문화재보존과학회:학술대회논문집
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    • 한국문화재보존과학회 2005년도 제22회 학술대회 발표 논문집
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    • pp.154-159
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    • 2005
  • The most common conception of a work of art is as a unique object. In conservation the prevalent notion of authenticity is based on physical integrity, this guides judgements about loss. For the majority of traditional art objects, minimising change to the physical work means minimising loss, where loss is understood as compromising the (physical) integrity of a unique object, and this forms the focus of conservation. Fundamental to conservators' approach to the conservation of contemporary art is the notion that the artist's intent should guide conservators' practice. Since most of the artists creating installation art are living, it is possible to interview them about the details of the installation, attitudes to changing technology, parameters of acceptable change and their views about what aspects of the installation are essential to preserve. Conservation is no longer focused on intervening to repair the art object but has become concerned with documentation and determining what change is acceptable and managing those changes. In order to accurately install works in the future it is necessary to broaden our focus to include elements of an installation that affect the viewer's experience. This might mean documenting the space, the acoustics, the balance of the different channels of sound, the light levels and the way one enters and leaves the installation. These are as important as the more tangible or material elements in the conservation of the work. It is also necessary to work with industry and specialists outside the field of conservation to develop new skills to preserve and manage new types of objects in our care. We can also document the less tangible details of an installation such as the light levels, the character of the sound etc. This is a new area of conservation and as a profession our understanding and knowledge will deepen with time. All of these strategies work together to help to limit the risk of not being able to accurately install these works in the future. Deciding what can be changed and how to best care for any element of an installation will depend on its meaning and role. For both contemporary and traditional objects such decisions are documented by conservators and although the focus of the conservator may have moved away from the material object, the approach is still rooted in traditional notions of collection care.

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재무비율을 이용한 소득계층별 가계재무구조분석 (Households' Financial Status Estimation with Financial Ratios)

  • 허경옥;한수진
    • 한국생활과학회지
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    • 제14권4호
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    • pp.613-629
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    • 2005
  • This research analyzes household financial structures and ratios to understand factors of household utility. Its main themes are as following: First, what kinds financial structures are found at each level of income? Second, how are they different by the level of income? Third, what factors contribute to appropriate financial ratios? The themes are supported by the texts on financial ratios from both inside and outside of Korea and proved by the Korean Labor and Income Panel Survey, the fifth annual edition. The households are exempted that do not support the household principle record in the principle and household economy record. Accordingly, this survey is from a financial structure analysis of 3,762 households. The analysis utilizes SPSS Window (Version 10.0) program. The following are the results: First, the income level 4 and above, in which the increasing number indicates a higher level of income, are highly ranked on the income-expense level and the asset-debt rate. Also, level 4 has a strong financial structure, whereas level 1 does not. Apparently, the management of the household is complicated by debt redemption and a lower level of assets. Second, Ratio 1, Ratio 2, Ratio 4, and Ratio 5 are different by the level of income. Third, the level of income contributes to the appropriate financial ratio. The financial safety and prospective financial structure at each income level is an important variable. Households with a high income, in particular, have to balance their finances and capital, reducing liabilities and increasing the total assets. In other words, the family must hold assets to enhance efficiency according to the character and income level of the household. This research is a useful resource for such a decision-making as to improve household financial structure stability. Also, it can be adopted to evaluate financial products for specific households and be used for economic and social welfare planning to predict how households influence the nationwide economy.

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