• 제목/요약/키워드: bank effect

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A Refinement of Point Forecast Using Dependency Structure in Irregualr Component of BOK-X12-ARIMA

  • Hwang, S.Y.;Yang, S.K.
    • Journal of the Korean Data and Information Science Society
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    • v.17 no.1
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    • pp.141-147
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    • 2006
  • BOK-X12-ARIMA has been developed by the Bank of Korea in order to accomodate special features such as lunar effect, labor day and election effect which are intrinsic in Korean seasonal time series. Irregular component resulting from BOK-X12-ARIMA is usually treated as white noise time series. If this shows dependency structure, it may be advisable to incorporate dependency in irregular component into prediction. This article illustrates how to refine point forecast using dependency structure in irregular component.

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A Study on Factor Affecting Employee Creativity of Bank Employee in the Age of Convergence (융·복합 시대의 은행 종업원의 종업원창의성에 영향을 미치는 요인에 관한 연구)

  • Jeon, Oi-Sul;Park, Sung-Kyu
    • Journal of Digital Convergence
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    • v.13 no.11
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    • pp.99-108
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    • 2015
  • The aim of this research is to investigate empirically the interrelationship among emotional labor strategies, frontline employee creativity, service performance, and specifically examines the mediating effect of employee creativity in the relationship between emotional labor strategies and service performance in the context of bank industry. The data were collected from frontline employees of banks in Daegu and Gyeongnam. A total of 484 questionnaires were used for the final analysis. Consistent with hypotheses, the results of analysis show that surface acting has a negative effect on employee creativity, while deep acting has a positive effect on employee creativity, and employee creativity has a positive effect on service performance. Furthermore, employee creativity has mediating effect in the relationship between emotional labor strategies-performance.

A Study on the Trend of Employment Effect and Employment Policy in the Digital Bio-healthcare Industry (디지털바이오헬스케어산업의 고용효과 추이 변화와 고용정책에 관한 연구)

  • Jang, Pil-Ho;Kim, Yong-Hwan
    • Journal of Convergence for Information Technology
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    • v.11 no.1
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    • pp.175-182
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    • 2021
  • The purpose of this study is to establish the direction of industrial policy by comparing the employment inducement effect on the related industries of the digital bio-healthcare industry. The analysis data used the three-year input-output table measured by the Bank of Korea. First, the research method was rewritten into 7 major industries to compare statistical data by period. Second, the Bank of Korea's industry-related analysis methodology was utilized. Third, the weight was reflected and compared by employment, production, and investment sectors of the digital bio-healthcare industry. As a result of the analysis, first, the employment sector had a higher effect than the average of the entire industry, second, the production sector was low, and third, the investment sector required investment in the service sector. The conclusions drawn from the analysis showed that direct investment and continuous investment are required in the employment sector, the development of professional manpower is urgent, and direct investment and long-term investment are effective in the production sector.

Decomposition Analysis on Greenhouse Gas Emission of Railway Transportation Sector (철도수송부문 온실가스 배출 요인 분해분석)

  • Lee, Jaehyung
    • Journal of Climate Change Research
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    • v.9 no.4
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    • pp.407-421
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    • 2018
  • In this paper, I analyze the GHG (greenhouse gas) emission factor of the domestic railway transportation sector using the LMDI (Log Mean Divisia Index) methodology. These GHG factors are the emission factor effect, energy intensity effect, transportation intensity effect, and economic activity effect. The analysis period was from 2011 to 2016, and the analysis objects were an intercity railway, wide area railway, and urban railway. The results show that the GHG emission of railway transportation sector decreased during these 6 years. The factors decreasing the GHG emission are the emission factor effect, energy intensity effect, and transportation intensity effect, while the factor increasing the GHG emission is the economic activity effect.

A Study on the Effect of Water Level and Inundation Period on the Plant Coverage of Revegetation Methods of Stream Bank in the Coastal Reclaimed Land - Focus on a Case of the Test-bed of the Simgok Stream in Incheon - (해안매립지 하천의 수위 및 침수기간이 저수하안 식생공법의 식생피도에 미치는 영향 - 인천광역시 심곡천 실험구의 사례를 중심으로 -)

  • Shin, Beom-Kyun;Kim, Hyea-Ju;Choi, Gye-Woon;Han, Man-Shin
    • Korean Journal of Environment and Ecology
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    • v.26 no.3
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    • pp.437-445
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    • 2012
  • The study performed the implementation monitoring of the revegetation methods applied to the test-bed of Simgok Stream in Incheon to identify the effect of water level and inundation period on the vegetation coverage of the stream bank revegetation methods. The categories of monitoring included the plant species and plant coverage for each method, physicochemical property of soil, water level and water quality. The result of monitoring revealed that plant growth conditions of all revegetation methods of each stream bank were good in the first survey as of May 2010. However, in the second survey of June 2011 when inundation period was less than a week, plant growth conditions and coverage of revegetation methods were partially bad. In the third survey as of August 2011 when inundation period was longest as 8 weeks during survey period, most vegetations did not survive except for Phragmites communis. But plant species number and plant coverage were increased gradually in the forth survey as of October 2011 when inundation period was less than 2 weeks so water level decreased more than that of third survey. Accordingly, the correlation analysis among number of plant species and plant coverage on stream bank, which applied revegetation method, water level and inundation period was performed for quantitative analysis. The result revealed that number of plant species and plant coverage has a negative correlation with water level and inundation period, but inundation period had higher correlation with plant occurrence than water level.

Effect of New Mattress System with Vegetation Base Materials on the Vegetation Coverage of Stream bank (계안 복원을 위한 매트리스형 식생기반재 돌망태 공법의 계안사면 피복효과)

  • Choi, Hyung Tae;Jeong, Yong-Ho;Park, Jae-Hyeon
    • Journal of Korean Society of Forest Science
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    • v.101 no.2
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    • pp.175-184
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    • 2012
  • This study was conducted to develop new mattress systems with vegetation base materials for protecting stream bank and rapid rehabilitation. Vegetation base materials are primarily compounded with fine soil, organic composts and peat moss as plant fibers, a water retainer and a soil improver. Peat moss can usually provide necessary natural fibers and organic materials in soil. Especially, peat moss can absorb up to 25 times its own weight in water and is therefore valued as a water retainer to prevent drying effect of vegetation base materials which can harm the growth of vegetation in mattresses. Normally mattress systems resist the lateral earth pressures or stream power by their own weight. Therefore, filled materials must have suitable weight, compressive strength and durability to resist the loading, as well as the effects of water and weathering. In this project, 100 to 200-mm clean, hard stones were basically specified, and about 50-mm rubbles were also used. Test application of new mattress system carried out in the stream bank of a small stream in the Gwangreung experimental forest, belonging to Korea Forest Research Institute (KFRI) in December 16th, 2006. As a result of the monitoring of vegetation coverage of test application plots (each plot size is 4 by 2 m), the coverage of all plots reached 100% in the end of May, 2007 (approximately 50 days passed after the first gemination of vegetation). The coverage of the plots using big hard stones and organic composts and the plots containing peat moss increased more rapidly. The results show that peat moss is effective to retain soil moisture and establish more sound environment for vegetation gemination.

A Study on the Loan Structure and Profitability of Banks (은행의 대출 구조와 수익성 변동에 관한 연구)

  • Kang, Myoung-seok;Sin, Jeong-hun
    • Journal of Venture Innovation
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    • v.2 no.2
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    • pp.117-126
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    • 2019
  • This study conducted correlation analysis and multiple regression analysis using financial statements, loan structure, ROA and ROA volatility of domestic commercial banks, regional banks and special banks for the past five years (2012 ~ 2016). The result is as follows. First, as a result of correlation analysis, bank's ROA is positively related to household loans and SME loans, but it is negatively correlated with the ratio of loans to large companies, sector bias, and loan loss provision ratio. Second, ROA volatility was negatively related to household loans and SME loans, but it was positively correlated with large corporate loans, sector bias ratio, and loan loss provision ratio. Third, as a result of the regression analysis, the variables that have a statistically significant effect on the ROA volatility of banks were household loans, SME loans, and large enterprise loans. From these empirical results, special banks with high volatility in profits need to diversify loan types and sectors in order to achieve business performance outside of policy finance. and Especially, Suhyup Bank and Nonghyup Bank, which have a large commercial role, have a large size per unit by focusing on short-term profit and Rather than focusing on large companies or large loans that are easy to obtain financial information, it is necessary to focus management capabilities on household loans and SME loans by developing capabilities such as screening techniques.

The Effect of NaCI on the Growth and Ginsenoside Production from Ginseng Hairy Root (인삼모상근의 생장과 Ginsenoside 생산에 미치는 NaCl의 영향)

  • Kim, Yu-Jin;Sim, Ju-Sun;;Lee, Chung-Hyae;In, Jun-Gyo;Lee, Bum-Soo;Yang, Deok-Chun
    • Korean Journal of Medicinal Crop Science
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    • v.16 no.2
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    • pp.94-99
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    • 2008
  • Korean ginseng (Panax ginseng C.A. Meyer) is very difficult to obtain stable production of qualified ginseng roots because of variable stresses in soil environments. High salt concentrations in the ginseng nursery soil environment of Korea is one of important reducing factors for the stable production of quality ginseng. These studies were accomplished to identify the growth rate and production of ginsenoside from ginseng hairy root against NaCI. In the MS liquid culture, the highest contents and productivity of ginsenosides were appeared at 4 week after onset of the treatment of 0.1 M NaCI. And 0.24 M NaCI was more effective on the growth of ginseng hairy root under light condition than dark condition. Plants generally produce secondary metabolites in nature as a defense mechanism against pathogenic and insect attack. In this study, NaCI acts as a kind of stress as well as elicitor for production of ginsenosides.

Predicting Cooperative Relationships between Engineering Companies in World Bank's ODA Projects (세계은행 공적개발원조사업의 엔지니어링 기업 간 협력관계 예측모델 개발)

  • Yu, Youngsu;Koo, Bonsang;Lee, Kwanhoon;Han, Seungheon
    • Korean Journal of Construction Engineering and Management
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    • v.20 no.6
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    • pp.107-116
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    • 2019
  • Korean construction engineering firms want to pave the way for expansion of overseas markets through the World Bank's Official Development Assistance (ODA) projects as a way to improve their overseas project performance. However, since the World Bank project competes with global companies for limited projects, building partnerships with suitable business partners is essential to gain an upper hand in bidding competition and meet the institutional conditions of the recipient country. In this regard, many network studies have been conducted in the past through Social Network Analysis (SNA), but few have been analyzed based on the process of changes in the network. So, This study collected winning data from the three Southeast Asian countries that ended after the World Bank's ODA project performed smoothly, and established a learning-based link prediction model that reflected the dynamic nature of the network. As a result, the 11 main variables acting on building a cooperative relationship between winning companies were derived and the effect of each variables on the probability value of cooperation between individual links was identified.

Glycosyltransformation of ginsenoside Rh2 into two novel ginsenosides using recombinant glycosyltransferase from Lactobacillus rhamnosus and its in vitro applications

  • Wang, Dan-Dan;Kim, Yeon-Ju;Baek, Nam In;Mathiyalagan, Ramya;Wang, Chao;Jin, Yan;Xu, Xing Yue;Yang, Deok-Chun
    • Journal of Ginseng Research
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    • v.45 no.1
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    • pp.48-57
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    • 2021
  • Background: Ginsenoside Rh2 is well known for many pharmacological activities, such as anticancer, antidiabetes, antiinflammatory, and antiobesity properties. Glycosyltransferases (GTs) are ubiquitous enzymes present in nature and are widely used for the synthesis of oligosaccharides, polysaccharides, glycoconjugates, and novel derivatives. We aimed to synthesize new ginsenosides from Rh2 using the recombinant GT enzyme and investigate its cytotoxicity with diverse cell lines. Methods: We have used a GT gene with 1,224-bp gene sequence cloned from Lactobacillus rhamnosus (LRGT) and then expressed in Escherichia coli BL21 (DE3). The recombinant GT protein was purified and demonstrated to transform Rh2 into two novel ginsenosides, and they were characterized by nuclear magnetic resonance (NMR) techniques and evaluated by 3-(4, 5-dimethylthiazol-2-yl)-2-5-diphenyltetrazolium bromide assay. Results: Two novel ginsenosides with an additional glucopyranosyl (6→1) and two additional glucopyranosyl (6→1) linked with the C-3 position of the substrate Rh2 were synthesized, respectively. Cell viability assay in the lung cancer (A549) cell line showed that glucosyl ginsenoside Rh2 inhibited cell viability more potently than ginsenoside Rg3 and Rh2 at a concentration of 10 μM. Furthermore, glucosyl ginsenoside Rh2 did not exhibit any cytotoxic effect in murine macrophage cells (RAW264.7), mouse embryo fibroblasts cells (3T3-L1), and skin cells (B16BL6) at a concentration of 10 μM compared with ginsenoside Rh2 and Rg3. Conclusion: This is the first report on the synthesis of two novel ginsenosides, namely, glucosyl ginsenoside Rh2 and diglucosyl ginsenoside Rh2 from Rh2 by using recombinant GT isolated from L. rhamnosus. Moreover, diglucosyl ginsenoside Rh2 might be a new candidate for treatment of inflammation, obesity, and skin whiting, and especially for anticancer.