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A Study on the Effect of Delinquency Rate of Real Estate PF on Macroeconomic Variables (거시경제변수에 따른 부동산PF 연체율에 관한 연구)

  • Roh, Chi-Young;Kim, Hyung-Joo
    • The Journal of the Korea Contents Association
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    • v.18 no.4
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    • pp.416-427
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    • 2018
  • As the loan size of real estate PF is huge, its market ripple effect gets bigger when overdue occurs. Accordingly, the management of the delinquency rate and macroeconomic analysis are required. As the preceding research mainly proceeded with microeconomic analysis through the real estate PF data of individual banks to evaluate importance of list or analyzed core factors for delinquency, it lacked research on comprehensive real estate PF size. In order to overcome the limitations of such data, this research studied real estate PF delinquency rate of the entire market and effect relationship by the size. The research utilized the size of real estate PF loans, money supply, interest rate, consumer price index(CPI), and GDP data. Also, it applied the first model of VECM as linear relationship between at least two or more variables, following the result of co-integration test. As a result of Granger-causality test, the real estate PF loans delinquency rate is influenced by their loan size, and as a result of impulse response analysis, the interest rate is shown to be affecting delinquency rate the most. Interest rate could risesomeday and aggravate the delinquency rate of real estate PF. Also, risk exposure could be serious as the loan size increases.Therefore, the management of real estate PF delinquency rate requires continuous monitoring, tracking and observing issued loans from a macro point of view. The plans to prevent delinquency will be necessary.

Design and Performance Analysis of Conical Solar Concentrator

  • Na, Mun Soo;Hwang, Joon Yeal;Hwang, Seong Geun;Lee, Joo Hee;Lee, Gwi Hyun
    • Journal of Biosystems Engineering
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    • v.43 no.1
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    • pp.21-29
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    • 2018
  • Purpose: The objective of this study is to evaluate the performance of the conical solar concentrator (CSC) system, whose design is focused on increasing its collecting efficiency by determining the optimal conical angle through a theoretical study. Methods: The design and thermal performance analysis of a solar concentrator system based on a $45^{\circ}$ conical concentrator were conducted utilizing different mass flow rates. For an accurate comparison of these flow rates, three equivalent systems were tested under the same operating conditions, such as the incident direct solar radiation, and ambient and inlet temperatures. In order to minimize heat loss, the optimal double tube absorber length was selected by considering the law of reflection. A series of experiments utilizing water as operating fluid and two-axis solar tracking systems were performed under a clear or cloudless sky. Results: The analysis results of the CSC system according to varying mass flow rates showed that the collecting efficiency tended to increase as the flow rate increased. However, the collecting efficiency decreased as the flow rate increased beyond the optimal value. In order to optimize the collecting efficiency, the conical angle, which is a design factor of CSC, was selected to be $45^{\circ}$ because its use theoretically yielded a low heat loss. The collecting efficiency was observed to be lowest at 0.03 kg/s and highest at 0.06 kg/s. All efficiencies were reduced over time because of variations in ambient and inlet temperatures throughout the day. The maximum efficiency calculated at an optimum flow rate of 0.06 kg/s was 85%, which is higher than those of the other flow rates. Conclusions: It was reasonable to set the conical angle and mass flow rate to achieve the maximum CSC system efficiency in this study at $45^{\circ}$ and 0.06 kg/s, respectively.

A Study on Impact Point Prediction of a Reentry Vehicle using Integrated Track Splitting Filters in a Cluttered Environment (클러터가 존재하는 환경에서의 ITS 필터를 이용한 재진입 발사체의 낙하지점 추정 기법 연구)

  • Moon, Kyung-Rok;Kim, Tae-Han;Song, Taek-Lyul
    • Journal of the Korean Society for Aeronautical & Space Sciences
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    • v.40 no.1
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    • pp.23-34
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    • 2012
  • Space launch vehicles are designed to fly according to the elaborate pre-determined path. However, if a vehicle went out of the planned trajectory or its thrust terminated abnormally, or if a free-fall atmospheric reentry vehicle tracked by a tracking sensor became impossible to be measured, it is required to attempt to track by a another track equipment or estimate its impact point rapidly. In this paper a new algorithm is proposed, named the ITS-EKF combined with the Integrated Track Splitting (ITS) algorithm and the Extended Kalman Filter (EKF) to obtain the location information of a ballistic projectile without thrust, create its track and maintain it in an environment with clutter. For the reentry vehicle, the track performance is to be verified and the impact point is estimated by applying the simulation through ITS-EKF algorithm. To ensure the proposed algorithm's adequacy, by comparing the track performance and impact point distribution by the ITS-EKF with those of ITS-PF combined with ITS and Particle Filter (PF), it is confirmed that the ITS-EKF algorithm can be used an effective real-time On-line impact point prediction.

A Study on Advanced Frame of Core-Banking Model (코어뱅킹 모델의 발전모형 연구)

  • Weon, Dal-Soo
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.13 no.7
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    • pp.3194-3200
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    • 2012
  • The aim of the paper is systematically to organize the historical facts of financial IT development process through various tracking and proved knowledge, it is to propose the direction and the advanced frame of core-banking model in next generation for the year 2020s. To achieve it, this study variously analyzed the meaningful pattern of development process of financial IT by backtracking life-cycle of Core-Banking model and it presented new model of Core-Banking for the past 40 years. In research findings, the life cycle of financial IT system and core-banking model have been analyzed about 10 years and the longest model of life cycle is about 33 years. As a result, It proved to be desirable that the advanced frame of the Core-Banking model adds the functions of business hub and product life cycle management to basic frame of its existing model in the future. In addition, big bang development method of new next generation system must be sublated. Also, They need to be initiated more business-oriented than IT-oriented. Along with this, the financial IT should be developed into the convergence industry, and it needs to extend the systematization of Core-Banking model studies and more professionals. Finally, this study has arranged the financial IT development process in domestic and presents new frame through analyzing intensively the Core-Banking model for the first time Therefore, it can be contributed to serve the guideline regarding the direction in new next generation system.

Localization Algorithm in Wireless Sensor Networks using the Acceleration sensor (가속도 센서를 이용한 무선 센서 네트워크하에서의 위치 인식 알고리즘)

  • Hong, Sung-Hwa;Jung, Suk-Yong
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.11 no.4
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    • pp.1294-1300
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    • 2010
  • In an environment where all nodes move, the sensor node receives anchor node's position information within communication radius and modifies the received anchor node's position information by one's traveled distance and direction in saving in one's memory, where if there at least 3, one's position is determined by performing localization through trilateration. The proposed localization mechanisms have been simulated in the Matlab. In an environment where certain distance is maintained and nodes move towards the same direction, the probability for the sensor node to meet at least 3 anchor nodes with absolute coordinates within 1 hub range is remote. Even if the sensor node has estimated its position with at least 3 beacon information, the angle ${\theta}$ error of accelerator and digital compass will continuously apply by the passage of time in enlarging the error tolerance and its estimated position not being relied. Dead reckoning technology is used as a supplementary position tracking navigation technology in places where GPS doesn't operate, where one's position can be estimated by knowing the distance and direction the node has traveled with acceleration sensor and digital compass. The localization algorithm to be explained is a localization technique that uses Dead reckoning where all nodes are loaded with omnidirectional antenna, and assumes that one's traveling distance and direction can be known with accelerator and digital compass. The simulation results show that our scheme performed better than other mechanisms (e.g. MCL, DV-distance).

A Study on Abalone Young Shells Counting System using Machine Vision (머신비전을 이용한 전복 치패 계수에 관한 연구)

  • Park, Kyung-min;Ahn, Byeong-Won;Park, Young-San;Bae, Cherl-O
    • Journal of the Korean Society of Marine Environment & Safety
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    • v.23 no.4
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    • pp.415-420
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    • 2017
  • In this paper, an algorithm for object counting via a conveyor system using machine vision is suggested. Object counting systems using image processing have been applied in a variety of industries for such purposes as measuring floating populations and traffic volume, etc. The methods of object counting mainly used involve template matching and machine learning for detecting and tracking. However, operational time for these methods should be short for detecting objects on quickly moving conveyor belts. To provide this characteristic, this algorithm for image processing is a region-based method. In this experiment, we counted young abalone shells that are similar in shape, size and color. We applied a characteristic conveyor system that operated in one direction. It obtained information on objects in the region of interest by comparing a second frame that continuously changed according to the information obtained with reference to objects in the first region. Objects were counted if the information between the first and second images matched. This count was exact when young shells were evenly spaced without overlap and missed objects were calculated using size information when objects moved without extra space. The proposed algorithm can be applied for various object counting controls on conveyor systems.

(Distance and Speed Measurements of Moving Object Using Difference Image in Stereo Vision System) (스테레오 비전 시스템에서 차 영상을 이용한 이동 물체의 거리와 속도측정)

  • 허상민;조미령;이상훈;강준길;전형준
    • Journal of the Korea Computer Industry Society
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    • v.3 no.9
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    • pp.1145-1156
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    • 2002
  • A method to measure the speed and distance of moving object is proposed using the stereo vision system. One of the most important factors for measuring the speed and distance of moving object is the accuracy of object tracking. Accordingly, the background image algorithm is adopted to track the rapidly moving object and the local opening operator algorithm is used to remove the shadow and noise of object. The extraction efficiency of moving object is improved by using the adaptive threshold algorithm independent to variation of brightness. Since the left and right central points are compensated, the more exact speed and distance of object can be measured. Using the background image algorithm and local opening operator algorithm, the computational processes are reduced and it is possible to achieve the real-time processing of the speed and distance of moving object. The simulation results show that background image algorithm can track the moving object more rapidly than any other algorithm. The application of adaptive threshold algorithm improved the extraction efficiency of the target by reducing the candidate areas. Since the central point of the target is compensated by using the binocular parallax, the error of measurement for the speed and distance of moving object is reduced. The error rate of measurement for the distance from the stereo camera to moving object and for the speed of moving object are 2.68% and 3.32%, respectively.

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DEVELOPMENT OF NANO-FLUID MOVEMENT MEASURING DEVICE AND ITS APPLICATION TO HYDRODYNAMIC ANALYSIS OF DENTINAL FLUID (미세 물 흐름 측정장치의 개발과 상아세관액의 수력학에의 응용)

  • Lee, In-Bog;Kim, Min-Ho;Kim, Sun-Young;Chang, Ju-Hea;Cho, Byung-Hoon;Son, Ho-Hyun;Back, Seung-Ho
    • Restorative Dentistry and Endodontics
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    • v.33 no.2
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    • pp.141-147
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    • 2008
  • This study was aimed to develop an instrument for real-time measurement of fluid conductance and to investigate the hydrodynamics of dentinal fluid. The instrument consisted of three parts; (1) a glass capillary and a photo sensor for detection of fluid movement, (2) a servo-motor, a lead screw and a ball nut for tracking of fluid movement, (3) a rotary encoder and software for data processing. To observe the blocking effect of dentinal fluid movement, oxalate gel and self-etch adhesive agent were used. BisBlock (Bisco) and Clearfil SE Bond (Kuraray) were applied to the occlusal dentin surface of extracted human teeth. Using this new device, the fluid movement was measured and compared between before and after each agent was applied. The instrument was able to measure dentinal fluid movement with a high resolution (0.196 nL) and the flow occurred with a rate of 0.84 to 15.2 nL/s before treatment. After BisBlock or Clearfil SE Bond was used, the fluid movement was decreased by 39.8 to 89.6%.

Deisgn of adaptive array antenna for tracking the source of maximum power and its application to CDMA mobile communication (최대 고유치 문제의 해를 이용한 적응 안테나 어레이와 CDMA 이동통신에의 응용)

  • 오정호;윤동운;최승원
    • The Journal of Korean Institute of Communications and Information Sciences
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    • v.22 no.11
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    • pp.2594-2603
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    • 1997
  • A novel method of adaptive beam forming is presented in this paper. The proposed technique provides for a suboptimal beam pattern that increases the Signal to Noise/Interference Ratio (SNR/SIR), thus, eventually increases the capacity of the communication channel, under an assumption that the desired signal is dominant compared to each component of interferences at the receiver, which is precoditionally achieved in Code Division Multiple Access (CDMA) mobile communications by the chip correlator. The main advantages of the new technique are:(1)The procedure requires neither reference signals nor training period, (2)The signal interchoerency does not affect the performance or complexity of the entire procedure, (3)The number of antennas does not have to be greater than that of the signals of distinct arrival angles, (4)The entire procedure is iterative such that a new suboptimal beam pattern be generated upon the arrival of each new data of which the arrival angle keeps changing due tot he mobility of the signal source, (5)The total amount of computation is tremendously reduced compared to that of most conventional beam forming techniques such that the suboptimal beam pattern be produced at vevery snapshot on a real-time basis. The total computational load for generating a new set of weitht including the update of an N-by-N(N is the number of antenna elements) autocovariance matrix is $0(3N^2 + 12N)$. It can further be reduced down to O(11N) by approximating the matrix with the instantaneous signal vector.

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An Energy Consumption Model using Two-Tier Clustering in Mobile Sensor Networks (모바일 센서 네트워크에서 2계층 클러스터링을 이용한 에너지 소비 모델)

  • Kim, Jin-Su
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.17 no.12
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    • pp.9-16
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    • 2016
  • Wireless sensor networks (WSN) are composed of sensor nodes and a base station. The sensor nodes deploy a non-accessible area, receive critical information, and transmit it to the base station. The information received is applied to real-time monitoring, distribution, medical service, etc.. Recently, the WSN was extended to mobile wireless sensor networks (MWSN). The MWSN has been applied to wild animal tracking, marine ecology, etc.. The important issues are mobility and energy consumption in MWSN. Because of the limited energy of the sensor nodes, the energy consumption for data transmission affects the lifetime of the network. Therefore, efficient data transmission from the sensor nodes to the base station is necessary for sensing data. This paper, proposes an energy consumption model using two-tier clustering in mobile sensor networks (TTCM). This method divides the entire network into two layers. The mobility problem was considered, whole energy consumption was decreased and clustering methods of recent researches were analyzed for the proposed energy consumption model. Through analysis and simulation, the proposed TTCM was found to be better than the previous clustering method in mobile sensor networks at point of the network energy efficiency.