• Title/Summary/Keyword: Share of cost

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Diversification, Industry Concentration, and Bank Margins: Empirical Evidence from an Emerging South Asian Economy

  • SARWAR, Bilal;MUHAMMAD, Noor;ZAMAN, Nadeem Uz
    • The Journal of Asian Finance, Economics and Business
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    • v.7 no.7
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    • pp.349-360
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    • 2020
  • The study aims to empirically examine the determinants of bank margins from Pakistan, an emerging South Asian economy. To elucidate the importance of the Pakistani banking sector, secondary data has been used, which was extracted from the annual accounts of twenty-four Pakistani scheduled commercial banks (20 conventional, four full-fledged Islamic) over a sample period of 2006 to 2017. The factors identified in the dealership model and the subsequent empirical developments in the dealership model categorized as bank-specific, diversification, regulatory, and industry concentration are analyzed by applying the most-common linear dynamic panel-data estimator, the Generalized Method of Moments (GMM) estimator, developed by Arellano and Bond (1991). The findings reveal that, among the bank-specific variables, funding cost, credit risk, managerial efficiency, market share, and operating cost are significant predictors of bank margins. For diversification variables employed in the study, both variables including net non-interest income and asset diversity are as well significant predictors of bank margins. It is also found that the market concentration variable proxied by the Herfindahl-Hirschman Index (HHI) is significantly predicting bank margins. Subsequently, one of the regulatory variables, the opportunity cost of holding reserves, and one bank-specific variable, the degree of risk aversion, are insignificant in the model.

An International Comparative Analysis on the Product & Process Innovation -With an Emphasis on the Korean, Japanese and German Chemical Industry- (제품혁신과 공정혁신의 추구방향에 대한 국제비교연구 -한국, 일본, 독일의 화학기업을 중심으로-)

  • Park, Joo-Hong;Lee, Jae-Ha
    • IE interfaces
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    • v.12 no.3
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    • pp.406-413
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    • 1999
  • In this study, we analyzed the innovation pattern of product and process between Korean, Japanese and German chemical firms. To do this study, a mail survey was chosen as the data collection method. For the empirical study, 36 Korean, 35 Japanese and 50 German chemical firms were analyzed. The major results are indicated as follows: (1) The Korean and Japanese firms have focused more on the process innovation, while the German firm have focused more on the product innovation. (2) The Korean and Japanese firms have oriented more to cost saving, while the German firms have oriented more market share. Based on these findings, the Korean firms have no purse simultaneously product and process innovation for strengthening of international. competitiveness, but the direction of the innovation patterns depends on the situations of the nation, industry and company.

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A Study in the PA12 Tube Spring-back (PA120 튜브의 스프링 백에 관한 연구)

  • 김대식;문찬용;김상우;최형태;정영득;김영수
    • Proceedings of the Korean Society of Precision Engineering Conference
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    • 1997.10a
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    • pp.825-828
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    • 1997
  • The market share of plastic fuel tube in automobile part is now growing rapidly. Especially fuel tube makers have had their efforts to develop tube module not only with dimensional accuracy, spring back and cost competitiveness. In this study, we used steam bending process for heat relaxation on PA12 plastic fuel tube's 128 types experimental bending conditions. we present the results of this process system in term of dimensional accuracy, and spring back.

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Design and Implementation of Key Frame Sharing Application in Android Using Chord Protocol

  • Kim, Kang Wook
    • Journal of Korea Multimedia Society
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    • v.17 no.4
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    • pp.405-412
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    • 2014
  • Due to the popularity of mobile phones, Peer-to-Peer (P2P) content sharing in mobile phones is highly desirable, especially in a mobile data connection. In addition, there has been an increasing demand for content sharing applications for P2P communication in Android-based smartphones as ubiquitous mobile devices. However, due to wireless network limits, unstable characteristic and restricted storage space, mobile users confront challenges in establishing connections and sharing video frames with other users. To solve this issue, we propose an architectural design and implementation of key frame sharing application that uses Chord, a distributed lookup protocol to establish a content sharing platform for mobile devices, combined with the Chord SDK based on Android. Our proposed system enables users easily to share key information on video data in real-time over a wireless network without manual processing of devices which join or leave the group and cost associated with the 3G/4G network.

Financial Footnote Analysis for Financial Ratio Predictions based on Text-Mining Techniques (재무제표 주석의 텍스트 분석 통한 재무 비율 예측 향상 연구)

  • Choe, Hyoung-Gyu;Lee, Sang-Yong Tom
    • Knowledge Management Research
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    • v.21 no.2
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    • pp.177-196
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    • 2020
  • Since the adoption of K-IFRS(Korean International Financial Reporting Standards), the amount of financial footnotes has been increased. However, due to the stereotypical phrase and the lack of conciseness, deriving the core information from footnotes is not really easy yet. To propose a solution for this problem, this study tried financial footnote analysis for financial ratio predictions based on text-mining techniques. Using the financial statements data from 2013 to 2018, we tried to predict the earning per share (EPS) of the following quarter. We found that measured prediction errors were significantly reduced when text-mined footnotes data were jointly used. We believe this result came from the fact that discretionary financial figures, which were hardly predicted with quantitative financial data, were more correlated with footnotes texts.

Coordinated Inventory Model for the Joint Replenishment Supply Chain (공동 납품 사슬에서의 재고관리 모형)

  • Lee Kyung-Keun;Moon Il-Kyeong;Song Jae-Bok;Ryu Si-Wook
    • Journal of the Korean Operations Research and Management Science Society
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    • v.31 no.2
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    • pp.113-127
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    • 2006
  • We consider an integrated supply chain model in which multiple suppliers replenish items for a single buyer's demand. Also the buyer specifies a basic replenishment cycle and the suppliers replenish the items only at those time intervals. Namely, we propose a model to study and analyze the benefit by coordinating supply chain inventories through the basic replenishment cycle time. The objective of this model is to minimize the total relevant annual cost of the integrated inventory model. After developing proposed coordinated models, we suggest heuristics for searching the solutions of our models. Finally, numerical and computational experiments for each policy are carried out to evaluate the benefits of those models and the compensation policy is addressed to share the benefits.

Design of Software Testing Automation Framework sharing Test Information based on XML (XML기반 테스트 정보를 공유하는 소프트웨어 테스팅 자동화 프레임워크의 설계)

  • Chung Chang-Shin;Lee Kye-Im;Kim Jong-Hee;Jung Soon-Key
    • Journal of the Korea Society of Computer and Information
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    • v.10 no.3 s.35
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    • pp.89-99
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    • 2005
  • The testing time and cost of developed software can be reduced by automation of the whole or part of testing process. Since the testing automation tools to be used currently have been developed without their interoperability, test case information such as test procedures, test data, and expectation of test results generated at the stage of test execution cannot be shared and reused in other testing automation tools, In order to reduce testing time and cost, in this thesis, we have proposed a software testing automation framework which makes it possible to share and reuse the test case information generated in testing process. To prove the availability and effectiveness of proposed testing automation framework, three testing automation tools that are available in current market were experimented by the test scenario. As a result of experiment, the testing time and cost could be reduced by sharing and reusing the test case information in software testing automation framework.

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Development of a Network System for Monitoring Coastal Oceanographic Data (연안 해양학적 자료 수집을 위한 관측망 시스템의 개발)

  • Kim, Sang-Bong;Gam, Byeong-O;Gang, Byeong-Cheol;Kim, Dong-Gyu
    • Journal of Ocean Engineering and Technology
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    • v.12 no.2 s.28
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    • pp.139-146
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    • 1998
  • This paper introduces a network system for monitoring coastal oceanographic data. The network system consists of three parts such as the buoy to observe oceanographic data, the local site to collect data transferred from buoys, and the host site to construct the oceanographic data-base and to share the information for monitoring coastal oceanographic data. The buoy has a one-board microcomputer to manage and to acquire coastal environment data in real-time. A wireless and wire communication technique is employed in order to transfer data measured by buoys and to link local and host sites, respectively. In measuring coastal environment data, this system shows more cost-effective way than the presents conventional. In addition, the realtime monitoring system continuously from various sites with the network systems.

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A Study on the Standard and Information System for Urban Transit Maintenance (도시철도 유지보수체계 표준화 및 정보화에 대한 연구)

  • Ahn, Tae-Ki;Shin, Jeong-Ryol;Park, Kee-Jun
    • Journal of the Korean Society for Railway
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    • v.9 no.5 s.36
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    • pp.539-543
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    • 2006
  • We need to make the standards of maintenance information for urban transit to reduce the cost to maintain the information and to share the information with maintenance workers. It is enable to do systematic maintenance for urban transit by using the information system based on the standardized information. In this paper we propose the major items to standardize and the methods to lay out the standard schemes to enable structured maintenance. We present the 4 items, bill of material, material classification, accident/fault classification, electronic document, to standardize. And we propose how to implement the information system for urban transit based on the standardized information. We describe the implemented information system in two parts; a rolling-stock and an infrastructure part. And also we describe the result of survey to evaluate the system installed at Seoul Metro and Seoul Metropolitan Rapid Transit.

A Study on th Networked Virtual Manufacturing System for Virtual Enterprises (가상 기업을 위한 네트워크 기반 가상 생산 시스템에 관한 연구)

  • Kong, Sang-Hoon;Han, Young-Geun;Lee, Kyo-Il
    • IE interfaces
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    • v.13 no.4
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    • pp.639-645
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    • 2000
  • Virtual manufacturing systems that perform production activities ahead of real production in virtual world can reduce time and cost to develop, design, plan, and manage new products. In this paper, a virtual manufacturing system is constructed as a tool to support decision making by using VRML and Java. The basic structure of the virtual manufacturing system and the operation models are also presented. The developed system helps any related persons to share design and manufacturing information, and to perform their tasks collaboratively through Internet. The other function of the system is to monitor operation status in real time.

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