• 가정과삶의질연구
• /
• 제31권5호
• /
• pp.211-231
• /
• 2013

The purpose of this study was to analyze the differences in the expenses of private education and the economic preparations for old age according to household income and consumption wants for education in mothers with school-aged children. The data used in this study were collected from 416 mothers with school-aged children aged 8 to 19 years old living in Daegu. The data analysis methods adopted for the study were two-way ANOVA and Scheff$\acute{e}$ test. The results of this study were as follows: First, there were differences in the private education expenditure according to the household income and the consumption wants for education in mothers with school-aged children. In the group of mothers of low household income, the mothers with high consumption wants for education spent more money on academic education and music, fine arts or physical education than the mother's with low consumption wants for education. On the other hand, in the group of mothers of high household income, the mothers with low consumption wants for education spent more money on academic education and spent less money on music, fine arts or physical education than the mothers with high consumption wants for education. There were no meaningful differences in the group of mothers of middle household income. Second, there were differences in the perceived burden of private education expenditure according to the household income and the consumption wants for education in mothers with school-aged children. In the group of mothers of middle household income, the mothers with low consumption wants for education perceived there was a higher burden for private education expenditure than the mothers with high consumption wants for education. Third, there were differences in the expenditure preparation for old age and the economic preparation behavior for old age according to the level of household income. The mothers with high household income spent more money on preparation for old age and did well in economic preparation behavior for old age than the mothers with middle and low household income.

• 한국산학기술학회논문지
• /
• 제17권2호
• /
• pp.45-57
• /
• 2016

본 연구에서는 중장년층을 대상으로 노후준비가 현재의 삶의 만족도에 미치는 영향요인을 파악하고자 하였다. 이를 위해 서울과 경기주변의 수도권에 거주하는 중장년층을 대상으로 설문조사를 실시하였고, 총 450부의 설문지를 회수하여 결측치가 많은 8부를 제외한 442부가 분석에 활용되었다. 연구의 결과를 요약하면 다음과 같다. 첫째, 정서적 만족도에 영향을 미치는 변수는 정서적 노후준비, 경제적 노후준비가 정서적 만족도에 긍정적인 영향을 미쳤다. 둘째, 신체적 만족도에 영향을 미치는 변수는 학력, 기술/노무직, 정서적 노후준비, 신체적 노후준비가 신체적 만족도에 긍정적인 영향을 미쳤다. 셋째, 경제적 만족도에 영향을 미치는 변수는 가계소득, 정서적 노후준비, 경제적 노후준비가 경제적 만족도에 긍정적인 영향을 미쳤다. 넷째, 사회관계 만족도에 영향을 미치는 변수는 성별, 정서적 노후준비가 사회관계 만족도에 긍정적인 영향을 미쳤다. 이러한 결과는 노년기 삶의 만족도는 노년기의 수준에서 향상되기는 매우 어렵기 때문에 중장년층 시절부터 노후준비가 잘되어 있어야 함을 시사해 주는 것이라 할 수 있다.

• 재활복지
• /
• 제21권3호
• /
• pp.85-106
• /
• 2017

본 연구는 임금근로를 하는 고령 장애인들의 공적 연금과 노후준비가 그들의 생활만족도에 어떠한 영향을 미치는지에 대하여 자아존중감을 매개변수로 검증하였다. 이 연구를 위하여 한국장애인고용공단(KEAD)의 2016년도 제8차년도의 '장애인고용패널' 자료를 분석에 활용하였다. 대상자는 임금근로를 하는 60세 이상의 고령 장애인 5,092명 중 본 연구에 적합한 296명을 추출하여 SPSS 20.0 Version을 이용하여 분석하였다. 연구결과는 첫째, 공적 연금은 임금근로 고령 장애인의 생활만족도를 높여주는 요인으로 나타났으며, 노후준비가 잘된 임금근로 고령 장애인일수록 생활만족도에 높은 영향관계를 입증하였다. 둘째, 자아존중감은 공적연금과 생활만족도 간을 매개하지 않는 것으로 나타났다. 셋째, 자아존중감은 노후준비와 생활만족도 간을 매개하는 것을 검증하는 것으로 나타났다. 본 연구는 공적 연금과 노후준비의 미비로 인해 낮아질 수 있는 고령 장애인의 생활만족도를 높여주기 위한 일환으로 공적 연금과 노후준비를 활성화하는 것과 자아존중감과 같은 매개요인을 찾아냈다는 점에 의의가 있다.

• 가족자원경영과 정책
• /
• 제16권1호
• /
• pp.123-148
• /
• 2012

The main objective of this study was to investigate how people prepare for old age by looking at financial statements from single-person households in Gyeonggi province; the policy implications regarding low fertility and population aging are considered. The subjects were members of 600 households who were aged 26 to 44 years old and not married. The data were analyzed by t-test, ANOVA, and dichotomous logistic regression using SPSS WIN 12.0. Respondents pointed out that financial problems are the greatest challenges for those facing old age in single-person households; they said that a stable job is the most important factor for secure living. About 57% of household residents responded that they have prepared for retirement, and a majority of them said they hoped to spend their elderly years with a marriage partner. The financial statements from single-person households were inferior to those from other types of households. The assets of single-person household members were less than those of other households. Only 10.5% of respondents have owned homes. The study discusses policy implications for those who want marriage and for those who don't want it. For those who want marriage, job-seeking support was proposed, and for the others, tax deductions and family programs for single-person households were proposed.

• 가족자원경영과 정책
• /
• 제4권1호
• /
• pp.29-45
• /
• 2000

The purpose of this study is to investigate some influencial factors for urban housewives’economic retirement preparation. Questionnaires were distributed to the 550 housewives in Seoul. The 453 data obtained were analyzed by Frequency, Percentage, Mean, Factor analysis, Reliability, and Stepwised Multiple Regression with SPSS win PC+. The major findings of this study were summarized as follows: First, there wre significant differences on the attitudes of assets management and the perception of assets property according to the expectation for being supported in their old age and the controlable values. Second, the most influential variables on the economic preparation for the old age of the urban housewives were through the attitudes of assets management, the perception on it and controlable values. Based on the above findings the urban housewives should have concerns on the economic preparation in advance.

• 가족자원경영과 정책
• /
• 제14권4호
• /
• pp.193-212
• /
• 2010

The pre-elderly approaching old age in our society confront having a harsh economic status. The main purpose of this study was to explore the factors influencing the preparation of the pre-elderly for overcoming this status. In particular, it focused on financially stable pre-elderly persons. The data from the 2008 Chungcheongnam-do Welfare Plan for Five Years collected by the Chungnam Women's Policy Development Institute was used to analyze the research questions. The participants in this study included 735 persons (ages 55-64) living in Chungcheongnam-do. Five hundred and eighty-one self-reported questionnaires were used for the final analysis using SAS, version 9.1. This study attempted to identify the important variables needed to find the factors related to socio-demographic and economic characteristics, the adult-child relationship, the preparation plan for old age, etc. The results showed that job and health status were key to preparation for financial stability among the elderly. Another finding was the importance of concrete financial planning for the elderly; that is to say, the pre-elderly who made more concrete plans than indefinite ones were likely to belong to stable households. Another significant finding was that it is important to consider both objective and subjective factors for the financial preparation of the elderly. These results should serve as reference data for the future welfare policy for the elderly, because the financial independence of the elderly will be vital for a healthy relationship between new and old generations.

• 한국보건간호학회지
• /
• 제29권1호
• /
• pp.29-39
• /
• 2015

Purpose: The purpose of this study was to investigate the aging anxiety, factors of successful aging, and preparation for aging in early and late middle-aged people. Methods: The study subjects were 140 middle-aged people aged from 40 to 59. Data were collected using a self-administered questionnaire from August 16 to September 30, 2013. The collected data were analyzed with descriptive statistics, t-test, ${\chi}^2$-test and Pearson correlation coefficient using IBM SPSS 21.0 program. Results: Between early and late middle age, there were statistically significant differences in the subcategories of aging anxiety: fear of loss (t=2.93, p=.004), fear of old people (t=-2.33, p=.021), physical appearance (t=2.32, p=.022), and psychological concerns (t=2.04, p=.043). A statistically significant difference was found between two groups in one subscale of preparation for aging: physical preparation (t=-2.02, p=.045). In early midlife, significant associations were observed between preparation for aging and both aging anxiety (r=.56, p<.001) and factors of successful aging (r=.54, p<.001). In late midlife, preparation for aging and factors of successful aging showed positive correlation (r=.50, p<.001) Conclusion: Results of this study indicate that programs for successful transition to old age in middle-aged people should consider their aging anxiety level and preparation for aging at their stage of life.

• 대한가정학회지
• /
• 제49권10호
• /
• pp.57-69
• /
• 2011

The purpose of the present study was to examine married female immigrants' life style and marriage satisfaction on the perception of preparing their old age. We also investigated how socio-demographic factors influence their Preparation for old age. For the study, -data were collected from 350 questionnaires obtained from female immigrants living in Chungcheongnam-do. Cronbach's ${\alpha}$ tests were conducted for reliability, and regressional analysis was conducted to test our hypotheses. The results of this study shows that there is evidence of relations among the sub-variables. However, we found attitudes to safety and material pursuit are not related to married female immigrants' preparations for their old age. On the other hand, the results indicate that their life style and marriage satisfaction influences their perception of preparing their old age in a positive way. Finally, sociodemographic factors such as gender, age, education, marriage status, occupation and income are shown to affect the women's perception of preparing their old age positively.

• 벤처창업연구
• /
• 제10권6호
• /
• pp.27-36
• /
• 2015

본 연구의 목적은 잠재적 창업가의 개인 경력지향성, 노후준비도, 사회적 네트워크, 그리고 창업의지 간의 영향관계를 분석하고자하였다. 연구대상은 서울에 거주하는 잠재적 창업가들이며, 총 408명의 표본을 분석자료로 활용했다. 자료 수집은 구조화된 설문지를 온라인 구글 설문방법과 오프라인인 면대면 설문 방법으로 수집하였다. 분석방법은 SPSS WIN 21.0 프로그램을 사용하여 빈도분석, 타당성분석, t-test, ANOVA, 회귀분석 등을 실시하였다. 연구결과는 다음과 같다. 첫째, 경력지향성이 창업의지에 미치는 영향을 분석한 결과, 창업의지에 대하여 혁신지향성과 사업지향성, 자율지향성은 정(+)의 영향을 미치고 안정지향성은 부(-)의 영향을 미쳤다. 둘째, 노후준비도가 창업의지에 미치는 영향을 분석한 결과, 창업의지에 대하여 경제적 준비와 정서적 준비가 정(+)의 영향을 미쳤다. 셋째, 사회적 네트워크가 창업의지에 미치는 영향을 분석하였으며, 창업의지에 대하여 조력과 롤모델 모두가 정(+)의 영향을 미치는 것으로 나타났다. 넷째, 경력지향성과 창업의지와의 관계를 사회적 네트워크가 조절하는지를 분석한 결과 안정지향성과 사회적 네트워크의 조절효과가 있었으며, 이를 제외한 나머지 조절효과가 없는 것으로 밝혀졌다. 다섯째, 노후준비도와 창업의지와의 관계를 사회적 네트워크가 조절하는지를 분석한 결과 조절효과가 없는 것으로 밝혀졌다.

• 보건의료산업학회지
• /
• 제8권4호
• /
• pp.257-270
• /
• 2014

This article tried to find how they foster their emotion and promote their health, as examining the effect of self-esteem and self-efficacy on self-esteem and self-efficacy in middle-aged women. This paper conducted a survey for women in 40 50s who live in Daegu Metropolitan for one month from the 1st of May, 2013. As the result of analysis on primary factor, it was classified into 5factors of organizing such as the physical behavior for preparing their old age, the behavior for preparing their old age of participation in social activities, the behavior for preparing their old age of preparing death, the emotional behavior for preparing their old age and the economic behavior for preparing their old age. The self-efficacy had the positive effect on the physical, emotional and economic behavior for preparing their old age, on the other hand, the self-esteem and the self-efficacy had the positive effect on the behavior for preparing their old age of participation in social activities and of preparing death. It can be said to be more important that the middle aged-women have to make an effort to develop self-esteem and self-efficacy for improving the behavior for preparing their old age, in addition, this article suggests to develop a systematic program that may inspire a belief for the behavior that needs to get the desired result, and to require continuing interest.