• 노동경제논집
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• 제27권3호
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• pp.1-23
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• 2004

"한국노동패널"을 이용하여 조기은퇴 행위와 지연은퇴 행위가 은퇴 전 후 소비에 미치는 영향을 2단계 전환회귀분석방법으로 분석하였다. 추정 과정에서 본 논문에서는 조기은퇴 결정이 은퇴 전 후 소비에 미치는 영향을 크게 두 가지로 구분하였다. 첫 번째는 조기은퇴 결정이 존재하는 경우와 존재하지 않는 경우를 비교하는 것으로서 추정결과 선택편의(selection bias)가 존재하는지를 통해 살펴보았다. 두 번째는 조기은퇴 결정 후 조기은퇴자의 소비를 지연은퇴자의 소비와 비교하는 것으로서, 소비의 소득탄력성을 비교하여 살펴보았다. 추정 결과 조기은퇴를 결정했을 경우 조기은퇴 결정이 존재하지 않는 경우와 비교했을 때 은퇴 전 소비가 감소하는 것으로 나타났다. 그리고 조기은퇴자와 지연은퇴자의 소비의 소득탄력성을 비교해 본 결과 소득이 증가하였을 때 조기은퇴자의 소비 증가폭이 지연은퇴자보다 작았다. 이상의 결과는 조기은퇴 결정 이후 상대적으로 길어진 은퇴 기간이 은퇴 전 소비에 영향을 미치고 있음을 보여주는 것이다.

• 대한가정학회지
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• 제36권5호
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• pp.125-135
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• 1998

The purpose of this study is to investigate the overall levels of the middle-aged employed men's attitudes toward retirement and plans for post-retirement life, and to explore the relative effects of personal, family, and job characteristics on retirement attitude and the level of retirement plan. The data were collected from the 438 middle-aged (ranging from 41 to 50) employed men through the structured questionnaires. The data were analyzed using frequency, percentile, average, standard deviation, and multiple regression analysis. The results of the data analysis show that most of the respondents had neither positive nor negative attitude toward retirement and the level of planning for post-retirement life was slightly higher than average score on the scale. Next, the positive attitudes of middle-aged employed men toward retirement were observed from those who have higher education, larger household income, higher job security and lower job stress respondents who hold professional, administrative, or official jobs were more positive toward retirement than those who hold professional, administrative, or official jobs were more positive toward retirement than those who hold manufacturing or sales job. A well-planned post-retirement life was found among those who have better health, higher job satisfaction, job security and job orientation. Job characteristic variables such as job security and job satisfaction showed stronger impact than personal or family ones on the attitude toward retirement and the level of retirement planning. Household income and health also had significant effects.

• 가족자원경영과 정책
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• 제11권2호
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• pp.21-42
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• 2007

The purpose of this study was to investigate the overall levels of the middle aged salary men's attitudes toward retirement plan and financial planning for post-retirement life, and to understand the influencing variables such as personal, socio-economical and job characteristics. The data were collected from the 445 middle aged male salary workers through the structured questionnaires and were analysed by SPSS program. The major findings of this study were as follows: First, the salary men had different level of perception of retirement issues and retirement planning for post-retirement life. Second, according to the attitudes for retirement planning types, the affecting variables were different. Third, the results of the analysis showed that personal characteristics, job characteristics, economical background and the perception of family care were affecting the level of financial planning for retirement. And the positive attitude was the most crucial variable which affected the financial planning for retirement.

• 산경연구논집
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• 제10권12호
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• pp.25-34
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• 2019

Purpose - In this study, we would like to analyze how the general characteristics of retired senior citizens affect directly the satisfaction of retirees' lives. As the life cycle continues to grow longer, post-retirement environment is recognized as important, and this study is conducted to analysis the factors that concerns which parts influence future retirement life. Research design, data, and methodology - First, Pearson's correlation analysis was conducted to analyze the correlation between the satisfaction of retirement life and the characteristics of the elderly. Secondly, a one-way analysis of variance was conducted to find out the difference in the satisfaction level of post-retirement life depending on the characteristics of the elderly. Results - First, the demographic factors for the satisfaction of retirement life have shown a definite difference. Second, the family factors for the satisfaction of retirement life have shown a clear difference. Third, financial factors for the satisfaction of retirement life have shown a clear difference. Conclusions - Early retirement, especially in major jobs, is the basis for incomplete retirement preparation, which is a factor in unstable later life. If a prospective retiree can retire in a predictable retirement age, it would be sufficient to prepare for retirement in various areas, or to prepare for further directions.

• 한국실내디자인학회논문집
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• 제22권5호
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• pp.3-10
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• 2013

The principle of aging-in-place should be fundamental in designing post-retirement homes to support baby boomers' healthy aging in their current living conditions. This study investigated Korean-American baby boomers' opinions about their life images in their post-retirement homes and the needs for supportive services therein. A questionnaire survey was conducted, and a total of 247 responses were used for statistical analyses. As the most important life image for their post-retirement homes, baby boomers emphasized the living environments offering various recreational activities. They indicated the post-retirement homes close to their children or family members as the next important life image. These opinions differed depending on their socioeconomic characteristics. In particular, baby boomers with higher-income preferred housing environments offering diverse recreational activities while those with lower-income preferred the housing close to more employment opportunities. In terms of supportive services available in the post-retirement homes, they wanted 'healthcare assistance services' and 'diverse recreational programs.' Gender, educational attainment, and annual income affected their preferences in these services, though. Based on the findings, this study concluded that post-retirement housing environments should create spaces to accommodate various recreational activities and include places for them to work in near-home environments. In the community, various need-based customized recreational activities and educational programs should be planned considering different socioeconomic characteristics of baby boomers. All these considerations will provide supportive residential environments for their successful aging in place.

• 한국심리학회지 : 문화 및 사회문제
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• 제22권2호
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• pp.137-163
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• 2016

본 연구의 목적은 계획된 행동 이론(Theory of Planned Behavior; Ajzen, 1991)에 입각하여 중고령 근로자의 활동적 노년과 생산적 노년을 고찰하는 것으로, 노년기 행동에 대한 참여 과정에 대한 동기화 과정을 비교하였다. 이러한 동기화 요소로 활동적 노년과 생산적 노년 각각에 대한 태도, 주관적 규범, 행동 통제감을 연구하였으며, 이 세 요소가 노후준비라는 행동의도에 영향을 주는지 검증하였다. 또한, 노후준비의 세부요소가 활동적 노년과 생산적 노년 각각에 미치는 영향이 어떻게 다른지를 함께 검증하였다. 50~69세의 중고령 근로자 192명에게 설문조사를 통해 자료를 수집하였다. 분석 결과, 활동적 노년에 대해서는 주로 태도와 행동 통제감이 노후준비를 통해서 활동적 노년에 영향을 미치는 것으로 나타났다. 반면 생산적 노년에 대해서는 규범과 행동 통제감이 노후준비를 매개로 생산적 노년에 영향을 미치는 것으로 나타났다. 세부적인 분석 결과, 활동적 노년에 대해서는 사회적 노후준비를 매개 변인으로 했을 때 간접효과가 유의미했으며, 생산적 노년에 대해서는 정서적 및 사회적 노후준비를 매개변인으로 했을 때 간접효과가 유의미한 것으로 나타났다. 연구 결과를 바탕으로 중고령 근로자의 활동적 노년과 생산적 노년에 대한 시사점을 제시하였다.

• 대한가정학회지
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• 제40권1호
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• pp.1-21
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• 2002

The purposes of this study is to classify retiree's job, leisure, and family attitude; to identify the characteristics of each attitude types; and to examine the retirement adaptation level of each attitude type. The major findings of the study are as follows: First, four attitude types can be categorized: 'the job involved attitude type', 'the total positive attitude type', 'the leisure positive attitude type', and 'the total negative attitude type'. Second, the result of the discriminant analysis shows that 'the job-family experience before retirement and number of unmarried children' element was the most crucial in classifying the retiree's attitude. And 'the retirement reception and individual resource element' was in orders of discrimination power Third, 'the total positive attitude type' is the highest level of retirement adaptation.

• 가정과삶의질연구
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• 제25권2호
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• pp.89-104
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• 2007

The purpose of this study was to analyze the affecting factors on male salary workers' level of retirement planning. The focus was on the causal effects on salary workers' attitude toward retirement and their level of retirement planning. The major findings were as follows.: First, the salary worker's attitude toward retirement was neutral, neither positive nor negative, and they estimated their level of retirement planning relatively high. Second, the major factors affecting on attitude toward retirement were salary workers' age, their current economic status, and future perspectives for the post-retirement life. Third, the major affecting factors on level of retirement planning were salary workers' age, health status, and level of self-esteem, household net asset, savings and investment for elderly life, and attitude toward retirement. forth, the causal effects on the level of retirement planning was verified, and attitude toward retirement had direct effect as well as indirect effect on the level of retirement planning. From the findings, it can be concluded that the salary workers' attitude toward retirement played a important role in the process of retirement planning.

• 한국주거학회논문집
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• 제28권3호
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• pp.75-83
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• 2017

The purpose of this study was to identify some residential characteristics of Post-retirement and characteristics of the Continuing Care Retirement Communities (CCRCs) favored by those baby-boomer generations soon retiring. A web-based online survey was conducted with middle-class baby-boomers living in the Seoul-Incheon-Gyengki capital area and the five metropolitan cities of Korea between 9th and 20th of February in 2017. A total 0f 507 responses were valid for statistical analysis. The findings obtained that they preferred living Urban outskirts after retirement; Desired area of post-retirement was differentiated depending on asset and educational attainment; 63.4% of respondents had no intentions to live with adult child; a combination of independent living and assisted living was the most preferred form of the CCRCs; Over 80% of respondents had intention to live in independent living, assisted living and nursing home; and Intention to live in assisted living and nursing home was differentiated depending on Intention to live with adult child. Among the four Community-linked types, the Hospital-based one was most popular. The University-based and Religion-based ones were then preferred by females than males. The results obtained here can be used for reflecting the residents needs when planning the CCRCs in Korea.

• 가정과삶의질연구
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• 제24권1호
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• pp.193-207
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• 2006

The purpose of this study was to analyze middle-aged salaried workers' retirement plans and the factors that affect the plans. The main point of this study was to compare male workers with female workers on their economic preparation and health care plans. The major findings were as follows; First, middle-aged salaried workers perceived their level of economic retirement plan to be relatively low. Second, the factors the affected the level of economic preparation for post-retirement were their current subjective economic level, age, household assets and debts, economic and health problems expected in their future elderly life, and savings and assets reserved for their elderly life. Third, the factors that affected whether to put aside savings for elderly life or not were age, current subjective economic level, capital assets, and savings and assets reserved for their elderly life. Fourth, the level of preparation for post-retirement health care depended on health problems expected in their elderly life, current subjective economic level, locus of control, job, and expected retirement age. Overall, the factors that affect male salaried workers' economic and health care plans were different from those of female salaried workers. From the findings, it can be concluded that the middle-aged salaried workers' level of economic retirement plans was different from that of their health care plans. Also, male salaried workers' level of retirement plan were different from that of female workers.