• Title/Summary/Keyword: Policy broker

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Mortgage Broker System and Policy Recommendations in Housing Finance Markets (주택담보대출 금융시장에서 Mortgage Broker 역할과 제도화방안 연구)

  • Kim, Yong-Chang
    • Journal of the Korean association of regional geographers
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    • v.11 no.6
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    • pp.620-639
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    • 2005
  • In terms of loan transactions, mortgage volume secured by housing in Korea is the most important market share. Hitherto housing finance policies are treated as a kind of property pricing policy. So it is time to import financial systems on behalf of the mortgage loan consumers like a mortgage broker. A mortgage broker is an intermediary that brings a borrower and a creditor together to obtain a mortgage loan. The broker takes the application, performs a financial and credit evaluation, produces documents, and closes the loan. Especially mortgage brokers present themselves as specifically acting in the interest of the consumer by shopping on behalf of the consumer for the best product that meets the consumer's needs and financial circumstances. The paper investigates the economic role of mortgage broker, foreign systems focused on USA, UK, Japan, and characteristics of Korean housing finance markets. Finally the paper provides policy recommendations about Korean mortgage broker system composed of licensing type, uniform professional practice standard, educational requirements.

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A Study on the Role of Policy Broker in the Broadcasting and Telecommunications Convergence Environment (방송통신융합 환경에서 정책중개자의 역할 연구: MediaRep 사례를 중심으로)

  • Sung, Wookjoon
    • Asia-pacific Journal of Multimedia Services Convergent with Art, Humanities, and Sociology
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    • v.7 no.6
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    • pp.621-634
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    • 2017
  • This study is a study on the requirements, resources, and role of policy broker in the policy process. Particular attention was paid to two requirements of legitimacy (official authority, political support) and professionalism (information and expertise, skilled leadership) as the requirements of policy broker. This study analyzed the process of transforming the actor conflicts surrounding the media rep legislative process into a cooperative relationship by being mediated by a strong influential policy broker. Policy brokers can mediate opinions among participating actors and play a role in coordinating conflicting interests. In the mediarep policy process, the policy brokers were unable to resolve conflicts due to lack of legitimacy and expertise in the first phase (legislative grace period) and the second phase (legislative loophole). However, the legitimacy of the six subcommittees of the National Assembly (the legislative period) and the expertise of the Korea Communications Commission were able to succeed in policy-making by acting as a successful policy brokers through complementary activities.

BoxBroker: A Policy-Driven Framework for Optimizing Storage Service Federation

  • Heinsen, Rene;Lopez, Cindy;Huh, Eui-Nam
    • KSII Transactions on Internet and Information Systems (TIIS)
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    • v.12 no.1
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    • pp.340-367
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    • 2018
  • Storage services integration can be done for achieving high availability, improving data access performance and scalability while preventing vendor lock-in. However, multiple services environment management and interoperability have become a critical issue as a result of service architectures and communication interfaces heterogeneity. Storage federation model provides the integration of multiple heterogeneous and self-sufficient storage systems with a single control point and automated decision making about data distribution. In order to integrate diverse heterogeneous storage services into a single storage pool, we are proposing a storage service federation framework named BoxBroker. Moreover, an automated decision model based on a policy-driven data distribution algorithm and a service evaluation method is proposed enabling BoxBroker to make optimal decisions. Finally, a demonstration of our proposal capabilities is presented and discussed.

Retained Message Delivery Scheme utilizing Reinforcement Learning in MQTT-based IoT Networks (MQTT 기반 IoT 네트워크에서 강화학습을 활용한 Retained 메시지 전송 방법)

  • Yeunwoong Kyung;Tae-Kook Kim;Youngjun Kim
    • Journal of Internet of Things and Convergence
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    • v.10 no.2
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    • pp.131-135
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    • 2024
  • In the MQTT protocol, if the retained flag of a message published by a publisher is set, the message is stored in the broker as a retained message. When a new subscriber performs a subscribe, the broker immediately sends the retained message. This allows the new subscriber to perform updates on the current state via the retained message without waiting for new messages from the publisher. However, sending retained messages can become a traffic overhead if new messages are frequently published by the publisher. This situation could be considered an overhead when new subscribers frequently subscribe. Therefore, in this paper, we propose a retained message delivery scheme by considering the characteristics of the published messages. We model the delivery and waiting actions to new subscribers from the perspective of the broker using reinforcement learning, and determine the optimal policy through Q learning algorithm. Through performance analysis, we confirm that the proposed method shows improved performance compared to existing methods.

Implementation of Bandwidth Broker and Router for End-to-end QoS in Differentiated Service Networks (종단간 QoS 보장을 위한 차별화 서비스 지원 대역 브로커 및 라우터 구현)

  • 최영수;박기현;이성협;이강원;채희성;한태만;조유제
    • Journal of the Institute of Electronics Engineers of Korea TC
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    • v.40 no.12
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    • pp.125-135
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    • 2003
  • In this paper, we developmed and implemented router and bandwidth broker that provides end-to-end QoS in differentiated service IP networks. Our design goal is to provide end-to-end premium service using the EF PHB. The bandwidth broker and router were implemented in the FreeBSD 4.6 platform. For the DiffServ router, we implemented QoS daemon, rollback managment routine, monitoring, and COPS-PR client. Also, Ive implemented bandwith broker which has SLS and resource management function, and signaling protocols for interfacing intra-and inter-domain. On the testbed, we have validated and evaluated the performance of the implemented DiffServ router and bandwidth broker using the inter-domain signaling protocol client in MS Windows platform. The test results show that the end-to-end QoS can be guaranteed for the inter-domain diffServ by the implemented system.

A Study on Supporting Process-Centric Dynamic Engineering Web Services (프로세스 중심의 동적 엔지니어링 웹서비스 지원 방법에 대한 연구)

  • Lee J. Y.;Yoon J.H.;Lee S.J.;Kim H.;Kim K.S.
    • Korean Journal of Computational Design and Engineering
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    • v.9 no.4
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    • pp.361-372
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    • 2004
  • Collaborative and distributed engineering web services are emerging as a viable alternative to the traditional design and engineering process automation. Existing approaches have limitations in supporting long-running engineering transactions, automatic engineering process orchestration and choreography, synchronous and asynchronous conversation, and geometric abstraction for transmission and sharing. In this paper, we present a process-centric engineering web service methodology to overcome these limitations by utilizing BPEL-based (Business Process Execution Language) process templates and coordination broker-based conversation support. This paper discusses the synchronization of engineering web services which can be either peer-centric or process-centric to support long-running engineering transactions and conversation. The process orchestration and choreography broker works as a service dispatching and aggregation mediator for executing process templates, which enables the individual activity or the engineering process to dynamically select and invoke one of the alternative web services through the run-time process brokering. Further, the paper presents how to support collaboration over the running process using conversation policy.

A Framework for E-Government Based-on Web Service

  • Hu, Hua-Liang
    • 한국디지털정책학회:학술대회논문집
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    • 2004.11a
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    • pp.247-256
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    • 2004
  • The modern government's role: As an enterprise (To be efficient and effective.); as a service and information provider (government processes that are unique to government). The modern government's role demand interoperation. The Web services architecture is based upon the interactions among three components: Service provider, service broker and service requestor. Service broker is sometimes referred to as service registry. The interactions involve publish, find and bind operations. The paper introduces the concept of web services as a way to realize interoperation between distributed applications. The paper addresses interoperation between e-government and citizen. The motivation of this work was to determine the potentials of the Web services technology for an interoperability infrastructure for e-government. In many countries, the traditional governments have many problems that stem from both insufficient and improper use of ICT. "Insufficient use" refers to the traditional means such as manual archiving systems. "Improper use", on the other hand, refers to the lack of an interoperability infrastructure within and among the government agencies. In this work.

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Reinforcing Financial Data Exchange Security Policy with Information Security Issues of Data Broker (금융데이터거래 정보보호 강화방안: 데이터브로커 보안이슈를 중심으로)

  • Kim, Su-bong;Kwon, Hun-yeong
    • Journal of the Korea Institute of Information Security & Cryptology
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    • v.32 no.1
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    • pp.141-154
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    • 2022
  • In the data economy era, various policies are being implemented to create an active data distribution environment. In South Korea, the formation of a big data distribution platform and data trading began with the launch of the Financial Data Exchange under public data governance. In the case of major advanced countries in the data field, they have built a data distribution environment based on the data broker industry for decades and have strengthened national data competitiveness through added values generated from the industry. However, behind the active data distribution through data brokers, there are numerous information security issues, which have resulted in various privacy issues and national security threats. These problems can occur sufficiently in the process of domestic financial data exchange. In our study, we analyzed various information security issues of data trading caused by data brokers and derived information security requirements to be considered when trading data. We verified whether information security requirements are well reflected in the information security policy for each transaction stage of the domestic financial data exchange. Based on the verification, measurements to strengthen information security for financial data exchange are presented in our paper.

A Knowledge Broker in a Regional Innovation System: A Case of Gyeonggi Province in Korea

  • Shin, Sangwoo;Yim, Deok Soon
    • STI Policy Review
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    • v.5 no.1
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    • pp.112-130
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    • 2014
  • Many actors are involved in the development of regional innovation systems (RIS) such as universities, private firms, research institutions, governments, and public agencies. In a country like Korea, where the central government takes more than 95% of the total government R&D budget, the role of regional authorities in science, technology, and innovation are fairly limited, although in recent years some regional governments have tried to promote innovation activity in their localities. This paper looks into the Gyeonggi Institute of Science and Technology Promotion (GSTEP) in Gyeonggi Province and examines its emerging role and achievements in innovation policymaking. It was found out that GSTEP engages in knowledge brokering with the purpose of helping firms participate in regional technological innovation processes. The knowledge brokering roles of this regional authority are described along with their implications for regional innovation policy. This study aims for a deeper understanding of the nature of the regional authority's role in a RIS through the case study of regional actors transitioning from being subordinators to becoming active participants with greater participation on policymaking and implementation.

QoS Test in Diff-Serv Network using COPS (COPS기반 Diff-Serv 망에서의 QoS 테스트)

  • 채희성;한태만;정유현
    • Proceedings of the IEEK Conference
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    • 2003.07a
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    • pp.406-409
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    • 2003
  • 본 논문에서는 인터넷 QoS(Quality of Service)보장을 위하여 제안된 Diff-Serv(Differentiated Service)모델을 구현하고, QoS 를 보장하지 않는 BE(Best Effort)서비스와 우선 순위가 높은 패킷을 처리하여 QoS 를 보장하는 EF(Expedited Forwarding) 서비스의 차이를 통하여 Diff-Serv 망의 우수성을 입증하고자 한다. Diff-Serv 망은 BB(Bandwidth Broker)와 에지라우터 그리고 다수의 코어라우터로 구성된다. BB 로부터 라우터에 QoS Policy를 전송하기 위하여 COPS(Common Open Policy Service) 프로토콜을 구현하였으며, 사용자와 BB 사이의 SLAT/RAR(Service Level Agreement/Resource Allocation Request)를 처리하기 위하여 Admission Control 이라는 명명한 자체 프로토콜을 개발하였다. 구현된 Diff-Serv 망에서 QoS 보장 테스트를 위하여 19.2Mbps 대역폭이 요구되는 HDTV 스트리밍 서비스를 이용하여 인위적으로 Background Traffic 을 발생시켰을 때, BE 서비스만을 지원하는 망에서는 현저하게 서비스의 질이 떨어지는 반면에 Diff-Serv 망에서는 QoS가 보장됨을 알 수 있었다.

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