• 제목/요약/키워드: Perceived Security Risk

검색결과 90건 처리시간 0.023초

오프라인의 신뢰가 온라인 거래 사용에 미치는 영향 - 확장된 기술수용모형 (The Effect of Offline Trust upon Use of Online Transaction on the Internet - the Extended Technology Acceptance Model)

  • 이웅규
    • 한국경영과학회:학술대회논문집
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    • 한국경영과학회 2004년도 추계학술대회 및 정기총회
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    • pp.116-136
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    • 2004
  • The objective of this study is to analyze the relationship between offline trust and use of online service focusing on Internet banking. For this purpose, we suggest an extended version of Technology Acceptance Model (TAM) that would explain use or acceptance of infer]nation technology especially in Internet based service areas. In order to connect offline trust with Internet banking use, TAM is extended by adding two variables - technical competence for security services that is one facet of trust on the bank's security technology and security risk that would influence use, perceived usefulness and perceived ease of use. Empirically our model is well proved with low significance level.

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환자안전 관리를 위한 위험요인 분석 (Analysis of Risk Factors for Patient Safety Management)

  • 안성희
    • 간호행정학회지
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    • 제12권3호
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    • pp.373-384
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    • 2006
  • Purpose: This is a pilot study to identify patient safety risk factors and strategies for patient safety management perceived by nurses. Methods: Data were collected and analyzed with an open questionnaire from April to May 2005, targeted on 100 nurses working in two hospitals. The issues were 'what are risk factors for patients, nurses, and other medical practitioners? How do they prevent with the aftermath of risk factors, causes of incidents?' For data analysis, types and frequency of risk factors were worked out, using the Australian Incident Monitoring System Taxonomy. Results: The types of patient safety risk factor perceived by nurses were as follows ; therapeutic devices or equipment, infrastructure and services (29.5%), nosocomial infections (16.3%), clinical processes or procedures (15.4%), behavior, human performance, violence, aggression, security and safety (12.2%), therapeutic agents (9.7%), injuries and pressure ulcers (8.7%), logistics, organization, documentation, and infrastructure technology (5.6%). Strategies for patient safety included training of prevention of infection, education about safety management for patients and medical professionals, establishment of reporting system, culture of care, pre-elimination of risk factors, cooperative system among employees, and sharing information. Conclusion: These results will be used to provide evidences for patient safety management and educational program.

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인터넷 뱅킹에서 오프라인 신뢰와 온라인 거래의 관계 (The Relationship between Offline Trust and Online Transaction in Internet Banking)

  • 이웅규
    • Asia pacific journal of information systems
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    • 제17권2호
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    • pp.29-47
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    • 2007
  • Owing to the rapid growth of using the Internet, not only click-and-mortar companies but also brick-and-mortar ones have been expanding their distribution channels into online, Moreover, since online channels are more attractive than offline ones in control and maintenance, switching customers into online ones is emerged as one of very important managerial issues in a view of reduction of cost as well as expansion of services. However, the switched customers should be faced by uncertainties which could not have been experienced in offline. Specifically, in online channels, buyers and sellers are separated temporally and spacially and there are always so many kinds of threat for security as well as not enough systems and conventions for them yet. Therefore, trust has been considered as one of the most critical mechanisms for resolution of such uncertainties in online transactions. However, it is not easy to build and maintain the relationships in online since most of them are virtual and indirect generally. Therefore, in order to switch offline customers into online ones, it is very important to make strategies based on identification of the relationship between online transaction and offline trust which has been built in offline business. Generally offline trust, which has been built independent of online, could not include trust for online-dependent activities such as payment security during or after transactions, while most of online trust include it. Therefore, a customer with high offline trust does not always perceive high security and assure safe transactions. Accordingly, while online trust, where technical capabilities for online security is one of main bases, includes control trust implicitly or explicitly, offline trust does not. However. in spite of such clear discrimination and independence between offline trust and perceived security, there can be the significant dependency between these two beliefs. The customers with high offline trust believe that the company would do some activities for online security for customers' safe transactions since it has been believed of doing well for customers' trust. Theoretically, users' perception of security is interpreted as a kind of control trus, which is trust for company's technical control capacities in order to resolve technical uncertainties in online. Therefore, the relationship between two beliefs can be considered as transference from offline trust to another type trust. that is, control trust. The objective of this study is to analyze the effect of offline trust on online transaction uses mediated by perceived security. For this purpose, we suggest a research model based on technology acceptance model (TAM). Reuse intention is adopted as a dependent variable and TAM is modified by adding perceived risk (PR) as well as two beliefs of using Internet banking, perceived usefulness (PU) and perceived ease of use (PEOU). Moreover, perceive security (PS) is adopted as an external variable for PR and PU, while offline trust (OT) is an antecedent of PS. For an empirical test, sampling from 108 visitors to the banks in Daegu, Korea, we analyze our model by partial least square (PLS) approach. In result, our model is shown to explain 51.4% of the variance in reuse intention and all hypothesis are supported statistically. A theoretical implication of this study is to identify a role of PS between offline trust and reuse intention of using online transaction services. According to our result, PS can be considered as a mediation variable for bridging between two different concepts: trust that explains social aspects of customers and companies, and TAM that explains customers' reuse intention.

패션 앱을 이용한 모바일 쇼핑 태도 및 사용의도 영향요인 연구 -성별과 연령집단별 차이 비교- (A Study on the Determinants of Attitude toward and Intention to Use Mobile Shopping through Fashion Apps -Comparisons of Gender and Age Group Differences-)

  • 성희원
    • 한국의류학회지
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    • 제37권7호
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    • pp.1000-1014
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    • 2013
  • This study identifies the determinants that influence attitude toward and the intention to use mobile shopping services through fashion applications (apps) based on the technology acceptance model. In addition, gender and age group differences were examined. Data were collected from subjects who have used smartphone fashion related apps; subsequently, a total of 327 data were analyzed. About 46% of respondents were males, with a mean age of 34.4 years that ranged from 20 to 49 years old. Multiple regression models were developed based on the research model. Perceived usefulness, perceived ease of use, perceived enjoyment, perceived risks (security risk and quality risk), fashion involvement, and fashion app attributes (product attributes and service attributes) were employed as predictors of attitudes towards mobile shopping. Attitudes towards mobile shopping and subjective norms with the aforementioned variables measured the intention to use. Attitudes towards mobile shopping were predicted by perceived enjoyment, perceived usefulness, and service attributes. Attitudes toward mobile shopping and subjective norms were the most important predictors of the intention to use. Gender differences were found in that service attributes were significant for attitudes towards mobile shopping only in the male model. Age differences were also found and perceived usefulness was the most important predictor of attitudes toward mobile shopping among those in their 20's; however, perceived enjoyment was the most important among those in their 30's and 40's. Quality risk was only significant to explain intention to use among those in their 40's. The findings of this study are useful to understand the possibility of the adoption of mobile shopping though fashion apps and provide basic insight into market segmentation.

A Study of Consumers' Perceived Risk, Privacy Concern, Information Protection Policy, and Service Satisfaction in the Context of Parcel Delivery Services

  • Se Hun Lim;Jungyeon Sung;Daekil Kim;Dan J. Kim
    • Asia pacific journal of information systems
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    • 제27권3호
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    • pp.156-175
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    • 2017
  • The proposed conceptual framework is based in the relationships among knowledge of personal information security, trust on the personal information security policies of parcel delivery service companies, privacy concern, trust in and risk of parcel delivery services, and user satisfaction with parcel delivery services. Drawing upon both cognitive theory of emotion and cognitive emotion theory that complement each other, we propose a research model and examine the relationships between cognitive and emotional factors and the usage of parcel delivery services. The proposed model is validated using data from customers who have previously used parcel delivery services. The results show a significant relationship between the cognitive and affective factors and the usage of parcel delivery services. This study enhances our understanding of parcel delivery services based on the consumers' psychological processes and presents useful implications on the importance of privacy and security in these services.

보안과 프라이버시 위험이 스마트카 안전과 신뢰에 미치는 영향 (The impact of security and privacy risk on smart car safety and trust)

  • 권순범;이환수
    • 융합보안논문지
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    • 제23권5호
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    • pp.9-19
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    • 2023
  • 운전자의 주행 안전성과 편의성을 증가시키기 위하여 최근 자동차는 ICT 기술이 융합된 스마트카 형태로 진화하고 있다. 그러나 스마트카의 자율주행 기능을 구현하기 위해 존재하는 전자제어장치(Electronic Control Unit; ECU)와 차량용 네트워크의 취약성은 자동차 사이버보안에 대한 위험을 증가시키는 원인이 되고 있다. 스마트카 보안에 대한 운전자들의 불안 심리는 스마트카 확산에 부정적인 영향을 미칠 수 있으나 실제 스마트카 해킹이 현실에서 일어난 사례는 적은 상황으로 주로 연구를 통해서만 이러한 위험에 대해 논의되고 있는 상황이다. 향후 스마트카의 보급과 확산을 위해서는 스마트카의 실질적인 보안능력 향상과 더불어 운전자들이 인식하는 위험 요인과 이를 통해 형성된 스마트카에 대한 신뢰를 이해하는 것이 중요할 수 있다. 따라서 본 연구에서는 스마트카의 신뢰 형성에 영향을 미치는 위험 요인을 보안과 프라이버시를 중심으로 살펴보고 이러한 요인들이 스마트카 안전인식과 신뢰에 어떠한 영향을 미치는지 분석한다.

정보보안이 안드로이드와 iOS 기반 스마트폰 소비자 선호에 미치는 영향 (A Study on the Influence of Information Security on Consumer's Preference of Android and iOS based Smartphone)

  • 박종진;최민경;안종창
    • 인터넷정보학회논문지
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    • 제18권1호
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    • pp.105-119
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    • 2017
  • 현재 국내 인구의 85% 이상이 스마트폰을 사용 중이며, 개인의 사생활과 다양한 정보들이 스마트폰 내부에 저장되어 있다. 이러한 정보를 불법으로 취득하고자 악성코드와 스파이웨어 등을 유포하여 사용자에게는 금전적인 피해를 입히는 사례들이 증가하고 있다. 이에 따라 스마트폰을 이용하는데 있어 정보보안의 필요성은 불가피하며 사용자의 보안 인식이 중요시 되고 있다. 본 논문에서는 정보보안이 사용자들의 스마트폰 운영체제 선택에 어떠한 영향을 미치는지에 대해서 알아보고자 한다. 스마트폰 사용자를 대상으로 온라인 설문조사를 실시하여 수집한 응답지 218개를 샘플로 통계분석 프로그램 IBM SPSS Statistics 22를 사용하여 요인분석을 통한 공통성, 신뢰성 분석 그리고 회귀분석을 통해 가설을 검증하였다. 검증 결과, 하드웨어 환경에 따라 지각된 용이성에 영향을 주는 것을 알 수 있었다. 스마트폰의 사용을 통해 즐거움을 얻고 편하게 사용하고자 하는 소비자의 의도는 스마트폰의 하드웨어가 그 기능을 수행하기 위해 뒷받침되어야 함이 검증되었다. 또한 브랜드 영향력은 지각된 유용성과 지각된 용이성에 모두 영향을 미침을 알 수 있었다. 개인위험 감수정도에 따라 스마트폰 스파이웨어 위험성을 인지하는데 차이가 있다는 가설이 채택되었다. 또한 지각된 유용성, 지각된 용이성, 개인위험 감수정도, 스파이웨어 위험성이 스마트폰 구매의향에 유의한 영향을 준다는 것을 파악하였다. 한편 안드로이드와 iOS 운영체제(OS) 사용자의 집단간 차이분석 결과 두 집단 간에는 유의한 차이가 없음을 알 수 있었다. 본 연구의 결과는 국내 스마트폰 관련 기업 및 실무자에게 중요한 시사점을 줄 수 있고, 정보시스템 관련 분야 연구에 새로운 관점을 제시해 줄 수 있다는 점에서 유용성을 가진다.

정보보호 관점에서의 오픈뱅킹 수용도에 대한 영향요인 (Factors to Affect Acceptance of Open Banking from Information Security Perspectives)

  • 고정현;이원부
    • 한국IT서비스학회지
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    • 제20권6호
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    • pp.63-81
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    • 2021
  • Joint financial network of Korea Financial Telecommunications and Clearings Institute, which is an essential facility with a natural monopoly, maintained its closedness as monopoly/public utility model, but it has evolved in the form of open banking in order to obtain domestic fintech competitiveness in the rapidly changing digital financial ecosystem such as the acceleration of Big Blur. In accordance with digital transformation strategy of financial institutions, various ICT companies are actively participating in the financial industries, which has been exclusive to banks, through the link technology called Open API. For this reason, there has been a significant change in the financial service supply chain in which ICT companies participate as users. The level of security in the financial service supply chain is determined based on the weakest part of the individual components according to the law of minimum. In addition, there is a perceived risk of personal information and financial information leakage among the main factors that affect users' intention to accept services, and appropriate protective measures against perceived security risks can be a catalyst, which increases the acceptance of open banking. Therefore, this is a study on factors affecting the introduction of open banking to achieve financial innovation by developing an open banking security control model for financial institutions, as a protective measures to user organizations, from the perspectives of cyber financial security and customer information protection, respectively, and surveying financial security experts. It is expected, from this study, that effective information protection measures will be derived to protect the rights and interests of financial customers and will help promote open banking.

보안정책에 대한 편향적 사고가 보안준수 행동에 미치는 영향 (Effects of Biased Awareness of Security Policies on Security Compliance Behavior)

  • 허준;안성진
    • 컴퓨터교육학회논문지
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    • 제23권1호
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    • pp.63-75
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    • 2020
  • 보안사고 예방을 위한 많은 노력에도 불구하고 조직구성원의 보안행동과 연관된 정보유출, 랜섬웨어 등 치명적 보안사고 피해는 해마다 늘어나고 있다. 이 연구에서는 보안사고의 주요한 원인인 조직원의 보안정책 준수의 관점에서, 보안정책 준수에 영향을 주는 요인으로 편향적 사고를 제시하고 다음을 검증하였다. 첫째, 보안정책에 대한 편향적사고가 보안정책준수 태도에 주는 영향을 검증한다. 둘째, 경영진의 참여, 지각된 위험성, 교육 및 처벌이 편향적 사고를 증가 또는 감소시키는 조절 효과를 검증한다. 마지막으로, 보안정책준수 태도가 준수행동에 유의미한 영향을 주는 지 검증하였다. 이를 위해 157명을 대상으로 설문조사를 실시하고 연구모형 및 구조방정식 통계적 분석, 적합성 분석을 실시하였다. 연구결과 편향적 사고는 정보보안 정책준수 태도에 부정적 영향을 주는 것으로 나타났다. 또한 정보보안 정책준수 태도는 정책준수 행동을 증가시키는 것으로 분석되었다. 한편, 조직원 개인이 정보보안에 대한 위험성을 높게 지각할수록 편향적 사고를 감소시키는 조절효과가 있었으나, 경영진의 참여, 교육 및 처벌은 조절효과가 없는 것으로 나타났다. 향후, 연구결과는 내부조직원에 의한 보안사고 대처방안에 시사점을 줄 것으로 기대된다.

서울 및 경기지역 노인의 건강자가평가에 따른 기능적 건강 및 영양위험 평가 (Evaluation of Functional Ability and Nutritional Risk according to Self-Rated Health (SRH) of the Elderly in Seoul and Kyunggi-do)

  • 최윤정;박유신;김찬;장유경
    • Journal of Nutrition and Health
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    • 제37권3호
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    • pp.223-235
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    • 2004
  • A functional ability and adequate nutritional status are the major determinants of health status, Self-rated health (SRH) is a worldwide method to assess health status and it is recognized as a predictor of morbidity and mortality in the elderly, This study was designed to evaluate the functional ability and nutritional risk according to SRH in the elderly. Four hundred nine free-living elderly people (118 male, 291 female), aged $\geq$ 65 years were interviewed by trained interviewers using structured questionnaires including demographic information, SRH, anthropometric measurements, functional ability, general health status, and nutritional risk. SRH was divided into three status such as “Good”, “Moderate” and “Poor” status. And all the data were analyzed by oneway ANOVA, spearman correlation, and x$^2$ analysis using SPSS 9.0 version at p 〈 0.05. Of all the subjects, 48.9% perceived their health status as “poor”, and their functional abilities (activities of daily living, instrumental activities of daily living) were more impaired than their counterparts (“good” and “moderate”). Poor self-rated health was also related to: a higher prevalence of illnesses (p 〈 0,001) especially in hypertension, arthritis. Self-rated health was significantly related to food security (p 〈 0.001), food enjoyment (p 〈 0.001) ,and nutritional knowledge (p = 0.0 13). Also NSI checklist total score was the highest in “poor” health status (p 〈 0.001). Better self-rated health was related to better food security, and better food enjoyment. However, smoking, alcoholic intake, exercise, eating behaviors, and demographic characteristics were not significantly different among the three SRH status. SRH was closely related to chronic diseases, functional ability, and nutritional risk in the elderly. Therefore, public health strategies for the elderly should be focused on the elderly who are “poor” in SRH, to improve nutritional status and functional ability, and to reduce risk factors of chronic diseases.