• 한국정보시스템학회지:정보시스템연구
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• 제21권4호
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• pp.155-183
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• 2012

Means-Ends Network model was used to identify factors of means objective(means supplied by vendor) and fundamental objectives(purchasing motivations) for purchasing decision-making structure and dimensions of customer values on purchasers of internet shopping mall in Korea and China. In Means-Ends Network 6 factors(shopping travel, shipping assurance, vendor trust, online payment, product choice, and recommender systems) were found as a means objectives and 3 factors(shopping convenience, internet environment, customer support) as a fundamental objectives of shopping. However the results of hypotheses test for Means-Ends Network show some important differences between two countries. Something important to notice here is that Chinese customers shopping in China recognize shipping assurance factor and vendor trust factor as important factors satisfying all fundamental objectives unlike as in the case of our country. As these two factors are attribution factors responsible to the sellers, it is identified that customers do not trust the sellers and sellers have not met the expectations of customers. Therefore, these results show that the seller efforts assuring the reliability of the seller themselves, such as conducting its own compensation scheme are more important rather than the establishment of the guarantee institution to guarantee reliability and delivery assurance of sellers and implementation of legal and institutional apparatus such as the settlement of e-commerce licence system. Though this study presents such an important marketing implications, it can be pointed out that the limits are this research was done on the general Internet shopping malls without considering the Internet shopping mall types of diversity, the survey was designed around the student samples for convenience of the investigation because it was an international survey and the collected data has been limited to the western coast cities, such as China's Beijing, Shanghai, and Dalian.

• 한국언론정보학보
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• 제36권
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• pp.348-373
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• 2006

본 연구는 PPV 서비스 이용자와 비이용자의 두 개 집단으로 나누어 이들의 능동성 정도를 비교하고, PPV 서비스 이용자를 대상으로 능동성 정도가 PPV 이용을 예측할 수 있는지를 발견하고자 하였다. 이를 위해서 능동성을 선택적 행동과 참여적 행동의 두 개의 하부개념으로 나누어 측정하였다. PPV 이용집단의 특성을 보면, 이들은 비이용 집단에 비해서 위성방송을 이용하기 위해서 선택적 행동을 많이 하는 사람들이다. 한편 PPV 이용 정도를 가장 많이 예측할 수 있는 능동성 변인은 참여적 행동이었다.

• 한국건설관리학회논문집
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• 제12권2호
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• pp.32-40
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• 2011

1990년대 후반부터 우리나라에 도입된 민간투자사업은 2005년 이후 민간이 정부로부터 임대료를 받아 투자비를 회수하는 방식인 BTL(Build Transfer Lease)방식이 추가되면서 더욱 활성화되고 있다. 현재 민자사업 적용 영역이 더욱 확대되고 규모가 커짐에 따라 SOC시설 외의 다양한 특수시설에 대한 수요가 커질 것으로 예상된다. 그러나 우리나라에는 현재, 민자 사업을 추진해왔던 해외 여러 나라들의 성공 사례만 전해질 뿐 실패 사례에 대해서 고려해본적은 없다. 본 논문은 거버넌스 측면에서 영국의 특수시설 PFI(Private Finance Initiative)사업의 대표적 실패 사례로 알려진 국립물리연구소 문제 분석을 통해 우리나라에게 주는 시사점을 도출하고자 하였고 이 사업을 실패로 이끈 원인으로 기술적 합리성의 부족, 사회적 관계의 미구축, 위험 관리가 효과적으로 이루어지지 않았음을 지적하고 있다. 이러한 문제들을 점검하여 현재 특수 목적 시설 관련 우리나라 민자사업에 주는 시사점을 생각하고 앞으로의 개선 방향을 제시하고자 한다.

• 한국통신학회논문지
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• 제41권10호
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• pp.1256-1262
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• 2016

캠핑 인구가 증가하면서 야영장과 오토캠핑장에서 이용자에게 다양한 전기 요금 정책으로 안전하게 전기를 공급할 수 있는 전기 설비가 필요하게 되었다. 본 논문은 Z-Wave 개인무선네트워크와 안드로이드 모바일 앱을 이용하여 캠핑장의 관리서버에서 옥외 콘센트 함을 제어할 수 있는 전기 자판기를 개발한다. 개발한 전기 자판기는 관리서버, 제어기, 옥외 콘센트 함, 모바일 앱으로 구성된다. 관리서버는 제어기를 통해 콘센트 함의 스위치를 제어하여 사용자에게 안전하게 전기를 공급한다. 제어기는 관리서버와 스위치 간 중계 장치로 Z-Wave 메쉬 네트워크를 기반으로 스위치들을 제어한다. 옥외 콘센트 함은 2개의 미터 스위치를 갖는다. 옥외 콘센트 함은 캠핑장에서 상용 전기 서비스를 제공하기 위해 관련 인증을 받았다.

• 정보보호학회논문지
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• 제27권6호
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• pp.1441-1455
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• 2017

전기차 충전 인프라에서는 충전 및 결제 데이터를 포함하여 다양한 데이터가 전송되기 때문에 안전한 전기차 충전 인프라를 구축하기 위해서는 이에 대한 보안 연구가 요구된다. 그렇지만 기존에 진행된 연구들은 전기차 충전을 위한 충전 인프라 보다는 전력 계통 인프라와 같은 스마트 그리드 관련 보안 연구가 주를 이루고 있다. 또한 충전 인프라 관련 연구는 아직 부족한 현실이며, 위협모델링과 같은 체계적인 방법론을 이용한 연구는 아직 진행되고 있지 않다. 따라서 안전한 전기차 충전 인프라의 구축을 위해 위협모델링을 적용하여 보안 위협을 식별하고 보안요구사항을 체계적으로 분석하는 것이 필요하다. 본 논문에서는 Data Flow Diagram, STRIDE, Attack Tree를 활용한 위협모델링을 이용하여 충전 인프라에서 발생 가능한 위협을 정확히 식별하고 객관적인 보안요구사항을 도출하여 전기차 충전 인프라를 분석한다.

• 정보처리학회논문지:소프트웨어 및 데이터공학
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• 제5권11호
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• pp.511-520
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• 2016

자동차 번호판 검출 자동화(ALPD: Automatic License Plate Detection) 시스템은 효율적인 교통 관제를 위한 핵심 기술이며, 통행료 지불 시스템, 주차장 및 교통 관리와 같은 많은 응용에 사용되어 업무의 효율을 높이고 있다. 최근까지의 ALPD에 관한 연구에서는 주로 영상처리를 위해 설계된 기존의 특징들을 추출하여 번호판 검출에 사용해왔다. 이러한 종래의 방법은 속도에 이점은 있으나, 다양한 환경 변화에 따른 성능 저하를 보였다. 본 논문에서는 전반적인 성능을 향상시키기 위하여 Faster R-CNN과 CNN으로 구성되는 두 단 구조를 활용하는 방법을 제안한다. 이를 통해 동작 속도를 향상시키고, 다양한 환경변화에 강인하도록 구성하였다. 첫 번째 단계에서는 Faster R-CNN을 적용하여 번호판 영역 후보영역들을 선별하며, 두 번째 단에서 CNN을 활용하여 후보영역들 중에서 False Positives를 제거함으로써 검출률을 향상시켰다. 이를 통해 ZFNet을 기반으로 하여 99.94%의 검출률을 달성하였다. 또한 평균 운용시간은 80ms/image로써 빠르고 강인한 실시간 번호판 검출 시스템을 구현할 수 있었다.

• Journal of Preventive Medicine and Public Health
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• 제22권3호
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• pp.398-405
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• 1989

A change in the consumer's surplus was measured in order to evaluate the social benefit to be derived from expanding health insurance to the entire population. The most refined and correct way to measure a project's net benefit to society is to determine a change in the consumer's surplus. Benefits from introducing the health insurance program to the uninsured people can be classified into two elements. The first is the pricing-down effect(E1) which results from applying the insurance price system, which is lower than the actual price, to the uninsured patients. The second effect(E2) is a decrease in actual payment because an insured patient pays only a portion of the total medical bill(copayment). We collected medical price information from the data banks of 93 hospitals, and obtained information of medical utilization by referring to the results of other research and from data published by the Korean Medical Insurance Societies. The total net benefit was estimated as \214 billion, comprising the first effect(E1) of \57 billion and the second effect(E2) of \157 billion. The price elasticity of physician visits is less than that of hospital admissions: however, benefits from the increase in physician visits are greater than those from hospital admissions because there are considerably more of physician visits than hospital admissions. The sensitivity analysis also shows the conclusion that expansion of the health insurance program to the entire population would result in a positive net benefit. Therfore, we conclude that the National Health Insurance Program is socially desirable.

• 약학회지
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• 제57권1호
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• pp.63-69
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• 2013

The objectives of the study are to investigate pharmacy remuneration levels stratified by the number of prescriptions dispensing and the type of nearby medical facilities using the Korean National Health Insurance (NHI) database, and to classify community pharmacies based on the characteristics. Claims data of all community pharmacies were extracted from the Korean NHI database from January 1 to June 30, 2010. A total of 14,985 pharmacies were included for the analysis. The remuneration amounts per pharmacist were directly associated with the number of prescription dispensing, and varied by the type of nearby medical facilities where more than 90% of prescriptions dispensed at the pharmacy are issued from. We classified pharmacies to six groups according to the number of prescription dispensing and the type of nearby medical facilities; (1) pharmacies with equal to or less than 200 prescriptions per month per pharmacist, (2) pharmacies near a general hospital, (3) pharmacies near a regular hospital, (4) pharmacies near a clinic, (5) pharmacies near multi clinics, and (6) pharmacies that do not belong to the above types. Compared to pharmacies near a clinic or multi clinics, pharmacies near a general hospital showed a lower number of prescription dispensing per pharmacist, but the income from dispensing fees was higher (p<0.05). The new taxonomy of community pharmacies can be a useful basis for further policy development in pharmacy remuneration system.

• The Journal of Asian Finance, Economics and Business
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• 제8권10호
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• pp.129-138
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• 2021

Several studies have revealed that information on borrower characteristics plays an important factor in approving their credit requests. Though the extent to which such characteritics are also applicable to the case of fintech lending remain uncertain. The aim of this study is, thus, to investigate the determinant factors that influence MSEs in obtaining credit through fintech lending. Here, we emphasize virtual trust in fintech lending encompasing the dimension of social network, economic attributes, and risk perception based on several indicators that are used as proxies. Primary data used in the study was gathered from an online survey to the respondents of MSEs in Java. The result of the study indicates that determinants of MSEs in obtaining credit from lender through fintech lending are statistically influenced by internet usage activities, borrowing history, loan utilization, annuity payment system, completeness of credit requirement documents and compatibility of loan size with the business need. These factors have a significant effect on credit approval because they can generate virtual trust of fintech lender to MSEs as potential borrowers. It concludes that the probability of obtaining fintech loans in accordance with their expectations are influenced by the dimensions of social network, economic attributes and risk perception.

• 한국IT서비스학회지
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• 제20권5호
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• pp.119-136
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• 2021

Since the global spread of COVID-19, social distancing and untact service implementation have spread rapidly. With the transition to a non-face-to-face environment such as telework and remote classes, cyber security threats have increased, and a lot of cyber compromises have also occurred. In this study, cyber-attacks and response cases related to COVID-19 are summarized in four aspects: cyber fraud, cyber-attacks on companies related to COVID-19 and healthcare sector, cyber-attacks on untact services such as telework, and preparation of untact services security for post-covid 19. After the outbreak of the COVID-19 pandemic, related events such as vaccination information and payment of national disaster aid continued to be used as bait for smishing and phishing. In the aspect of cyber-attacks on companies related to COVID-19 and healthcare sector, we can see that the damage was rapidly increasing as state-supported hackers attack those companies to obtain research results related to the COVID-19, and hackers chose medical institutions as targets with an efficient ransomware attack approach by changing 'spray and pray' strategy to 'big-game hunting'. Companies using untact services such as telework are experiencing cyber breaches due to insufficient security settings, non-installation of security patches, and vulnerabilities in systems constituting untact services such as VPN. In response to these cyber incidents, as a case of cyber fraud countermeasures, security notices to preventing cyber fraud damage to the public was announced, and security guidelines and ransomware countermeasures were provided to organizations related to COVID-19 and medical institutions. In addition, for companies that use and provide untact services, security vulnerability finding and system development environment security inspection service were provided by Government funding programs. We also looked at the differences in the role of the government and the target of security notices between domestic and overseas response cases. Lastly, considering the development of untact services by industry in preparation for post-COVID-19, supply chain security, cloud security, development security, and IoT security were suggested as common security reinforcement measures.