• 제목/요약/키워드: Old age Preparation

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The Expenses of Private Educations and Economic Preparations for Old Age According to Household Income and Consumption Wants for Education in Mothers with School-aged Children (학령기 어머니의 가계소득과 교육소비욕구에 따른 사교육비와 경제적 노후준비)

  • Jang, Yoonok
    • Journal of Families and Better Life
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    • v.31 no.5
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    • pp.211-231
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    • 2013
  • The purpose of this study was to analyze the differences in the expenses of private education and the economic preparations for old age according to household income and consumption wants for education in mothers with school-aged children. The data used in this study were collected from 416 mothers with school-aged children aged 8 to 19 years old living in Daegu. The data analysis methods adopted for the study were two-way ANOVA and Scheff$\acute{e}$ test. The results of this study were as follows: First, there were differences in the private education expenditure according to the household income and the consumption wants for education in mothers with school-aged children. In the group of mothers of low household income, the mothers with high consumption wants for education spent more money on academic education and music, fine arts or physical education than the mother's with low consumption wants for education. On the other hand, in the group of mothers of high household income, the mothers with low consumption wants for education spent more money on academic education and spent less money on music, fine arts or physical education than the mothers with high consumption wants for education. There were no meaningful differences in the group of mothers of middle household income. Second, there were differences in the perceived burden of private education expenditure according to the household income and the consumption wants for education in mothers with school-aged children. In the group of mothers of middle household income, the mothers with low consumption wants for education perceived there was a higher burden for private education expenditure than the mothers with high consumption wants for education. Third, there were differences in the expenditure preparation for old age and the economic preparation behavior for old age according to the level of household income. The mothers with high household income spent more money on preparation for old age and did well in economic preparation behavior for old age than the mothers with middle and low household income.

A Study on the Effects of Preparation for the Old Aged on the satisfaction of the life (중장년층의 노후준비가 삶의 만족도에 미치는 영향연구)

  • Jin, Ju-Young;Ha, Kyu-Soo
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.17 no.2
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    • pp.45-57
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    • 2016
  • This study examined the effect factors for the preparations for the old age on the current satisfaction of life of the middle-aged. A survey of middle aged people living in Seoul and metropolitan areas was conducted. The data from 442 subjects were collected from 450 questionnaires excluding 8 incomplete datasets and analyzed. The results were as follows. First, the emotional and economical preparations for the old age had influences on the emotional satisfaction positively. Second, the educational background, jobs for technician/working, emotional and physical preparations for old age had a positive effect on the physical satisfaction. Third, the household income, emotional and economical preparation for the old age had a positive influence on the economical satisfaction. Fourth, sex, emotional preparations for old age had a positive effect on the social relation satisfaction. The research results suggested that the preparations for the old age should be arranged from the middle-aged years because it is difficult to improve the satisfaction of life for old age in the elderly.

The Effect of the Public Pension and the Old-Age Preparation on the Life Satisfaction of the Elderly with Disabilities who have Paid Jobs: Focusing on Mediating Effects of Self-esteem (임금근로 고령 장애인의 공적 연금과 노후준비가 생활만족도에 미치는 영향: 자아존중감의 매개효과를 중심으로)

  • Kim, Gi Tae;Kim, Hae Seong;Song, Jin Yeong;Jeong, Jong Hwa
    • 재활복지
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    • v.21 no.3
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    • pp.85-106
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    • 2017
  • The purpose of this study is to verify the effect of the public pension and the old-age preparation on the life satisfaction of the elderly with disabilities who have paid jobs, focusing on mediation effects of self-esteem. The data of "the 8th year Panel Survey of Employment for the Disabled" of 2016 surveyed by the Korea Employment Agency for the Disabled was used. Among the 5,092 people with disabilities, who are 60 or older and who are employed for paid jobs, only 296 cases were finally selected and analyzed by using SPSS 20.0 Version. The results of this study are as follows: First, public pension is a factor that increases the life satisfaction of the population. The elderly with disabilities who have paid jobs and well prepared for the old-age are more likely to have higher life satisfaction. Second, self-esteem did not seem to mediate between public pension and life satisfaction. Third, self-esteem have proven to mediate between old-age preparation and life satisfaction. This study is meaningful in terms of finding mediating factors such as public pension, revitalization of old-age preparation and self-esteem as part of raising life satisfaction of the elderly with disabilities.

Study on the Single Life, the Preparation for Old Age and Policy Implication (독신의 선택과 노후준비 및 정책적 지원방안 연구)

  • Yang, Jung-Sun
    • Journal of Family Resource Management and Policy Review
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    • v.16 no.1
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    • pp.123-148
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    • 2012
  • The main objective of this study was to investigate how people prepare for old age by looking at financial statements from single-person households in Gyeonggi province; the policy implications regarding low fertility and population aging are considered. The subjects were members of 600 households who were aged 26 to 44 years old and not married. The data were analyzed by t-test, ANOVA, and dichotomous logistic regression using SPSS WIN 12.0. Respondents pointed out that financial problems are the greatest challenges for those facing old age in single-person households; they said that a stable job is the most important factor for secure living. About 57% of household residents responded that they have prepared for retirement, and a majority of them said they hoped to spend their elderly years with a marriage partner. The financial statements from single-person households were inferior to those from other types of households. The assets of single-person household members were less than those of other households. Only 10.5% of respondents have owned homes. The study discusses policy implications for those who want marriage and for those who don't want it. For those who want marriage, job-seeking support was proposed, and for the others, tax deductions and family programs for single-person households were proposed.

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A Study on the Urban Housewives. Economic Preparation for their Retirement Planning based on the Attitudes of their Personal Asset.s Management and Perception on it (도시주부의 자산관리태도.자산적정인지도에 따른 노후경제대책수행에 관한 연구)

  • 계선자;박혜성
    • Journal of Family Resource Management and Policy Review
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    • v.4 no.1
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    • pp.29-45
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    • 2000
  • The purpose of this study is to investigate some influencial factors for urban housewives’economic retirement preparation. Questionnaires were distributed to the 550 housewives in Seoul. The 453 data obtained were analyzed by Frequency, Percentage, Mean, Factor analysis, Reliability, and Stepwised Multiple Regression with SPSS win PC+. The major findings of this study were summarized as follows: First, there wre significant differences on the attitudes of assets management and the perception of assets property according to the expectation for being supported in their old age and the controlable values. Second, the most influential variables on the economic preparation for the old age of the urban housewives were through the attitudes of assets management, the perception on it and controlable values. Based on the above findings the urban housewives should have concerns on the economic preparation in advance.

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The Characteristics of the Households Prepared for the Stable Elderlyhood Financially and Analysis of Factors Influencing on them (안정적 노후준비 가계의 특성 및 이에 영향을 미치는 요인 분석 - 예비노인의 경제적 노후준비를 중심으로 -)

  • Lee, Sun-Hyung;Choe, Eun-Hee
    • Journal of Family Resource Management and Policy Review
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    • v.14 no.4
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    • pp.193-212
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    • 2010
  • The pre-elderly approaching old age in our society confront having a harsh economic status. The main purpose of this study was to explore the factors influencing the preparation of the pre-elderly for overcoming this status. In particular, it focused on financially stable pre-elderly persons. The data from the 2008 Chungcheongnam-do Welfare Plan for Five Years collected by the Chungnam Women's Policy Development Institute was used to analyze the research questions. The participants in this study included 735 persons (ages 55-64) living in Chungcheongnam-do. Five hundred and eighty-one self-reported questionnaires were used for the final analysis using SAS, version 9.1. This study attempted to identify the important variables needed to find the factors related to socio-demographic and economic characteristics, the adult-child relationship, the preparation plan for old age, etc. The results showed that job and health status were key to preparation for financial stability among the elderly. Another finding was the importance of concrete financial planning for the elderly; that is to say, the pre-elderly who made more concrete plans than indefinite ones were likely to belong to stable households. Another significant finding was that it is important to consider both objective and subjective factors for the financial preparation of the elderly. These results should serve as reference data for the future welfare policy for the elderly, because the financial independence of the elderly will be vital for a healthy relationship between new and old generations.

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Aging Anxiety, Factors of Successful Aging and Preparation for Aging in Early and Late Middle Age (중년 전·후기의 노화불안과 성공적 노화 요소 및 노후준비)

  • Hong, Kum-Hee;Ha, Ju-Young
    • Journal of Korean Public Health Nursing
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    • v.29 no.1
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    • pp.29-39
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    • 2015
  • Purpose: The purpose of this study was to investigate the aging anxiety, factors of successful aging, and preparation for aging in early and late middle-aged people. Methods: The study subjects were 140 middle-aged people aged from 40 to 59. Data were collected using a self-administered questionnaire from August 16 to September 30, 2013. The collected data were analyzed with descriptive statistics, t-test, ${\chi}^2$-test and Pearson correlation coefficient using IBM SPSS 21.0 program. Results: Between early and late middle age, there were statistically significant differences in the subcategories of aging anxiety: fear of loss (t=2.93, p=.004), fear of old people (t=-2.33, p=.021), physical appearance (t=2.32, p=.022), and psychological concerns (t=2.04, p=.043). A statistically significant difference was found between two groups in one subscale of preparation for aging: physical preparation (t=-2.02, p=.045). In early midlife, significant associations were observed between preparation for aging and both aging anxiety (r=.56, p<.001) and factors of successful aging (r=.54, p<.001). In late midlife, preparation for aging and factors of successful aging showed positive correlation (r=.50, p<.001) Conclusion: Results of this study indicate that programs for successful transition to old age in middle-aged people should consider their aging anxiety level and preparation for aging at their stage of life.

A Study on Married Female Immigrants' Life Style and Marriage Satisfaction in Terms of Preparing Their Old Age in Chungcheongnam-do (여성결혼이민자의 라이프스타일, 부부관계 만족도, 노후준비의식에 관한 연구: 충청남도지역 여성결혼이민자를 중심으로)

  • Son, Hi-Ran;Song, Sun-Hee
    • Journal of the Korean Home Economics Association
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    • v.49 no.10
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    • pp.57-69
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    • 2011
  • The purpose of the present study was to examine married female immigrants' life style and marriage satisfaction on the perception of preparing their old age. We also investigated how socio-demographic factors influence their Preparation for old age. For the study, -data were collected from 350 questionnaires obtained from female immigrants living in Chungcheongnam-do. Cronbach's ${\alpha}$ tests were conducted for reliability, and regressional analysis was conducted to test our hypotheses. The results of this study shows that there is evidence of relations among the sub-variables. However, we found attitudes to safety and material pursuit are not related to married female immigrants' preparations for their old age. On the other hand, the results indicate that their life style and marriage satisfaction influences their perception of preparing their old age in a positive way. Finally, sociodemographic factors such as gender, age, education, marriage status, occupation and income are shown to affect the women's perception of preparing their old age positively.

Late Middle-aged Women′s Lift Experiences in Transition to Old Age : How Do They Adapt to “Aging” in Korean Society\ulcorner (중년후기 한국 어성의 노년기 전환기 경험)

  • 강유진
    • Journal of the Korean Home Economics Association
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    • v.42 no.7
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    • pp.145-164
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    • 2004
  • The purpose of this study is to understand how late middle-aged women in our society view and adapt to “aging”. This is a crucial step forward linking two stages, the growing young age and the declining old age, which eventually improves the qualify of life in old a9e. This qualitative study used Personal narratives extracted from tape-recorded interviews of 20 late middle-aged women in their fifties and analyzed key experiences of late middle-aged women in their transition to old age. Participants were observed to perceive not only many limitations but also alternative potentialities. First, the major challenges due to the closing young era were ‘physical declines’, including health problems and wrinkles, and ‘leaving children’. Second, the potentialities to start a new era also could be found. Many participants found themselves to be generous enough to assist others in need. In addition, they looked to adapt to new challenges. It was likely that the many adversities that they had faced made them resilient. These results show that late middle-aged women were actively negotiating with themselves and their surroundings in order to overcome their losses, maintain their potentialities, and, in the process, acknowledge their impending old age for better preparation.

An Effect of Self-Esteem and Self-Efficacy in Middle-Aged Women's on the Behavior for Preparing Their Old Age (중년여성의 자아존중감과 자기효능감이 노후생활 준비행동에 미치는 영향)

  • Park, Ji-Young
    • The Korean Journal of Health Service Management
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    • v.8 no.4
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    • pp.257-270
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    • 2014
  • This article tried to find how they foster their emotion and promote their health, as examining the effect of self-esteem and self-efficacy on self-esteem and self-efficacy in middle-aged women. This paper conducted a survey for women in 40 50s who live in Daegu Metropolitan for one month from the 1st of May, 2013. As the result of analysis on primary factor, it was classified into 5factors of organizing such as the physical behavior for preparing their old age, the behavior for preparing their old age of participation in social activities, the behavior for preparing their old age of preparing death, the emotional behavior for preparing their old age and the economic behavior for preparing their old age. The self-efficacy had the positive effect on the physical, emotional and economic behavior for preparing their old age, on the other hand, the self-esteem and the self-efficacy had the positive effect on the behavior for preparing their old age of participation in social activities and of preparing death. It can be said to be more important that the middle aged-women have to make an effort to develop self-esteem and self-efficacy for improving the behavior for preparing their old age, in addition, this article suggests to develop a systematic program that may inspire a belief for the behavior that needs to get the desired result, and to require continuing interest.