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How Does Intellectual Capital Fuel Non-Interest Incomes in Banks? New Case from an Emerging Country

  • Chi Huu Lu;Thich Van Nguyen
    • Journal of Contemporary Eastern Asia
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    • v.22 no.1
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    • pp.1-25
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    • 2023
  • The aim of this study is to answer the straightforward question of whether the implementation of IC has fueled non-interest incomes of banks or not. By utilizing the data of 26 domestic banks in Vietnam and employing the value-added intellectual coefficient model (VAIC) as the measure of IC efficiency, our empirical evidence manifests that IC plays a vital role in fostering non-interest incomes of banks. When dividing VAIC into different components, we find that structure capital employed (SCE) is the most important component to enhance the expansion of these incomes compared with other components including capital employed efficiency (CEE), human capital efficiency (HCE). These findings remain unchanged through some robustness tests performed. While the main driver of IC and SCE, CEE component becomes a substantial advantage to increase non-interest incomes in large banks. Meanwhile, the degree of impact of SCE is higher in small banks compared with large ones. Overall, this study would provide a deep insight into the role of IC in the transformation into non-interest income activities of banks in an emerging country, and therefore our findings would be useful for both scholars and policy-makers in Vietnam, where has undergone the period of major reforms in banking system.

Fatty Acid Compositions of Some Seed Oils from the Pinaceae Family (솔과 식물 종실유의 지방산 조성)

  • Kim, Seong-Jin;Kim, Gee-Su;Yi, Min-Ok;Joh, Yong-Goe
    • Journal of the Korean Applied Science and Technology
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    • v.9 no.2
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    • pp.149-156
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    • 1992
  • Levels of total lipids in the seeds of three species of the Pinaceae family were determined and their fatty acid compositions were also analyzed by a gas-chromatograph equipped with a capillary column coated with Carbowax 20M. The results are summarized as follows: Lipid contents of the seeds amounted to 56.9% in P. koraiensis, 29.9% in P. thunbergii, and 21.2% in P. rigida. In all lipids 19${\sim}$20 fatty acid were detected and, surprisingly, fatty acids having ${\Delta}^5$-non-methylene interrupted conjugate double bond such as ${\Delta}^{5, 9}-C_{18:2},{\Delta}^{5, 9, 12}-C_{18:3}\;and\;{\Delta}^{5, 11, 14}-C_{20:3}$ occurred in appreciable amounts. In the lipids of P. koraiensis, the main component was $C_{18:2}{\omega}_6(45.0%)$, followed by $C_18:1{\omega} _9(26.9%)$ and ${\Delta}^{5, 9, 12}-C_{18:3}(14.6%)$, and then ${\Delta}^{5, 9}-C_{18:2}(2.2%)$ and ${\Delta}^{5, 11, 14}-C_{20:3}$ were also present. Levels of saturated fatty acid such as $C_{16:0}\;and\;C_{18:0}$ were as low as 7.5%. The seed oil of P. thunbergii predominantly comprised $C_{18:2}{\omega}_6(45.2%)$, and was then occupied by equal amounts ${\Delta}^{5, 9, 12}-C_{18:3}(18.1%)$ and $C_{18:1}{\omega}_9(18.1%)$. Its ${\Delta}^5, 11, 14}-C_{20:3}(5.8%)$ level was the highest in the samples tested. ${\Delta}^{5, 9}-C_{18:2}(2.8%)$ was also detected with other minor components. In the oils from the seeds of P. rigida, $C_{18:2}{\omega}_6$ was present as a main component, accompanied by $C_{18:1}{\omega}_9(21.6%)$ and ${\Delta}^{5, 9, 12}-C_{18:3}(20.3%)$. The latter showed higher level than in any other samples. A minor component corresponding to ${\Delta}^{5, 9, 12, 15}-C_{18:4}$(not confirmed by GC-Mass) occurred in P. thunbergii and P. rigida.

A Study on the Boulder Stream of Granitoid in Korea (한국 화강암질암류 산지에서 발달하는 암괴류에 관한 연구)

  • Jeon, Young-Gweon
    • Journal of the Korean association of regional geographers
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    • v.6 no.2
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    • pp.71-82
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    • 2000
  • The purpose of this paper is to clarify geomorphic features and development on the boulder stream of granitoid in Korea. Considering the purpose and the method of this paper, three boulder streams are selected : Biseulsan(Mt. Biseul) boulder stream (Daegu city), Maneosan (Mt. Maneo) boulder stream(Gyeongnam province), Geumjeongsan(Mt. Geumjeong) boulder stream (Busan city). The boulder streams mentioned above are bigger in scale and more typical in shape than any other ones in the Korean Peninsula. The main results are summarized as follows. 1. The following are the main features of the boulder streams morphology : the mean gradient is $3{\sim}25^{\circ}$, the longer axes of the component boulders within the deposits averaged about 2m in length, the shapes of the component boulders may be both subangular and subrounded features. 2. The formation of the component boulders is associated with deep weathering of granitoid under warm humid conditions, and the downward movement of boulders occurred by solifluction and frost creep under periglacial conditions. 3. The geomorphic development stage of the boulder streams may be classified into four stages. These boulder streams come under fossil landform stage, the 4th stage ; evidence provided by lichens and weathering features indicate inactive or fossil landform. 4. In generally, boulder streams are well developed on shallow valley floors.

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Automatic Parameter Estimation Considering Runoff Components on Tank Model (유출성분을 고려한 Tank 모형의 매개변수 자동추정)

  • Bae, Deg-Hyo;Jeong, Il-Won;Kang, Tae-Ho;Noh, Joon-Woo
    • Journal of Korea Water Resources Association
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    • v.36 no.3 s.134
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    • pp.423-436
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    • 2003
  • The objective of this study is to propose an automatic parameter estimation scheme considering runoff components of Tank model. It estimates model parameters by Powell's automatic algorithm based on the runoff component separation of the observed hydrograph by using digital filter method. The selected study areas are the 4 main dam sites on the Han River. The simulated flows are compared with the observed flows depending on whether runoff component consideration or not. As a result, the estimated model parameters from classical Powell's method only can relatively well simulate the time variation of total runoff, but gives poor runoff component simulations. Therefore, it can be concluded that the proposed automatic parameter estimation scheme in this study Is more reliable and objective.

Eyeball Movements Removal in EEG by Independent Component Analysis (독립성분분석에의한 뇌파 안구운동 제거)

  • Shim, Yong-Soo;Choi, Seong-Ho;Lee, Il-Keun
    • Annals of Clinical Neurophysiology
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    • v.3 no.1
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    • pp.26-30
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    • 2001
  • Purpose : Eyeball movement is one of the main artifacts in EEG. A new approach to the removal of these artifacts is presented using independent component analysis(ICA). This technique is a signal-processing algorithm to separate independent sources from unknown mixed signals. This study was performed to show that ICA is a useful method for the separation of EEG components with little data deformity. Methods : 12 sets of 10 sec digital EEG data including eye opening and closure were obtained using international 10~20 system scalp electrodes. ICA with 18 tracings of double banana bipolar montage was performed. Among obtained 18 independent components, two components, which were thought to be eyeball movements were removed. Other 16 components were reconstructed into original bipolar montage. Power spectral analysis of EEGs before and after ICA was done and compared statistically. Total 12 pairs of data were compared by visual inspection and relative power comparison. Results : Waveforms of each pair looked alike by visual inspection. Means of relative power before and after ICA were 29.16% vs. 28.27%, 12.12% vs. 12.41%, 10.55% vs. 10.52%, and 19.33% vs. 18. 33% for alpha, beta, theta, and delta, respectively. These values were statistically same before and after ICA. Conclusions : We found little data deformity after ICA and it was possible to isolate eyeball movements in EEG recordings. Many other components of EEG could be selectively separated using ICA.

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Evaluation of volatile organic compounds emitted from door-trim armrest using micro chamber and 20 L static chamber (마이크로 챔버와 20 L static chamber를 이용한 도어트림 암레스트로부터 방출되는 휘발성 유기화합물 평가)

  • Lee, Ik-Hee;Yoo, Ji-Ho;Kim, Man-Goo
    • Analytical Science and Technology
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    • v.24 no.4
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    • pp.290-297
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    • 2011
  • In present, evaluation method for car cabin air quality has been developed in ISO, China, Japan. Also The management standard for new produced car has been applied since 1, July, 2010. To manage car cabin air quality, It is important to evaluate VOC emitted from interior material. In this study, complete component of door trim armrest was evaluated in accordance with ISO 12219-5, cut component was evaluated in accordance with ISO 12219-3. The vapour gas was collected with stainless tube packed with Tenax TA and analyzed with TD-GC/MS. It was confirmed that emission rate of each compounds was difficult in each evaluation method. As a result, to evaluating each components composing door trim armrest, main sources of emitting VOCs in door trim armrest were PP substrate and adhesive.

Comparisons of Food Component Characteristics of Wild and Cultured Edible Pufferfishes in Korea (자연산과 양식산 식용복어의 성분 비교)

  • Hwang, Seok-Min;Oh, Kwang-Soo
    • Korean Journal of Fisheries and Aquatic Sciences
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    • v.46 no.6
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    • pp.725-732
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    • 2013
  • To identify the food component characteristics of seven edible pufferfishes (five wild pufferfishes including striped puffer Takifugu xanthopterus; eyespot puffer Takifugu chinensis; purple puffer Takifugu porphyreus; rough-backed puffer Lagocephalus wheeleri; and grass puffer Takifugu niphobles; and two cultured pufferfishes including yellow puffer Takifugu obscurus, and tiger puffer Takifugu rubripes) in Korea, the proximate, fatty/amino acid, chemical and taste compositions were investigated. The proximate compositions were not significantly different among the sampled pufferfishes, whereas grass puffer had lower moisture and crude lipid levels contents, and higher crude protein and ash contents than the other species. The total amino acid levels in wild and cultured pufferfishes were 14,941.6-16,427.9 mg/100 g, and the major amino acids were aspartic acid, glutamic acid, glycine, alanine, leucine, lysine and arginine. Regarding the fatty acid and mineral compositions, the major fatty acids included 22:6n-3, 16:0, 18:1n-9, 20:5n-3, 18:0, 20:4n-3, and 22:5n-3 in that order, and there was a little difference among the sampled pufferfishes. Grass puffer had a higher monoenes ratio, i.e., 16:1n-7 and 18:1n-9, and a lower polyenes ratio than the other pufferfishes. The main minerals detected K, P, Na, S and Ca. Regarding the taste-active compounds, the free amino acid contents of pufferfish extracts were 236.4-428.1 mg/100 g, consisting primarily of taurine, lysine, proline, glycine, alanine and arginine in that order. The amino nitrogen content of the pufferfishes was 84.5-156.4 mg/100 g, and there was a little difference among the species. As for taste intensity, the total taste value of the purple puffer was higher than that of the other pufferfishes.

A Study on Fault Detection of Main Component for Smart UAV Propulsion system (스마트 무인기 추진시스템의 주요 구성품 손상 탐지에 관한 연구)

  • Kong, Chang-Duk;Kim, Ju-Il;Ki, Ja-Young;Kho, Seong-Hee;Choe, In-Soo;Lee, Chang-Ho
    • Proceedings of the Korean Society of Propulsion Engineers Conference
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    • 2006.11a
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    • pp.281-284
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    • 2006
  • An intelligent performance diagnostic program using the Neural Network was proposed for PW206C turboshaft engine. It was selected as a power plant for the tilt rotor type Smart UAV (Unmanned Aerial Vehicle) which has been developed by KARI (Korea Aerospace Research Institute). The measurement parameters of Smart UAV propulsion system are gas generator rotational speed, power turbine rotational speed, exhaust gas temperature and torque. But two measurement such as compressor exit pressure and compressor turbine exit temperature were added because they were difficult each component diagnostics using the default measurement parameter. The performance parameters for the estimate of component performance degradation degree are flow capacities and efficiencies for compressor, compressor turbine and power turbine. Database for network learning and test was constructed using a gas turbine performance simulation program. From application results for diagnostics of the PW206C turboshaft engine using the learned networks, it was confirmed that the proposed diagnostics could detect well the single fault types such as compressor fouling and compressor turbine erosion.

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THINNED PIPE MANAGEMENT PROGRAM OF KOREAN NUCLEAR POWER PLANTS

  • Lee, S.H.;Lee, Y.S.;Park, S.K.;Lee, J.G.
    • Corrosion Science and Technology
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    • v.14 no.1
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    • pp.1-11
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    • 2015
  • Local wall thinning and integrity degradation caused by several mechanisms, such as flow accelerated corrosion (FAC), cavitation, flashing and/or liquid drop impingements, are a main concern in carbon steel piping systems of nuclear power plant in terms of safety and operability. Thinned pipe management program (TPMP) had been developed and optimized to reduce the possibility of unplanned shutdown and/or power reduction due to pipe failure caused by wall thinning in the secondary side piping system. This program also consists of several technical elements such as prediction of wear rate for each component, prioritization of components for inspection, thickness measurement, calculation of actual wear and wear rate for each component. Decision making is associated with replacement or continuous service for thinned pipe components. Establishment of long-term strategy based on diagnosis of plant condition regarding overall wall thinning is also essential part of the program. Prediction models of wall thinning caused by FAC had been established for 24 operating nuclear plants. Long term strategies to manage the thinned pipe component were prepared and applied to each unit, which was reflecting plant specific design, operation, and inspection history, so that the structural integrity of piping system can be maintained. An alternative integrity assessment criterion and a computer program for thinned piping items were developed for the first time in the world, which was directly applicable to the secondary piping system of nuclear power plant. The thinned pipe management program is applied to all domestic nuclear power plants as a standard procedure form so that it contributes to preventing an accident caused by FAC.

Seismic responses of transmission tower-line system under coupled horizontal and tilt ground motion

  • Wei, Wenhui;Hu, Ying;Wang, Hao;Pi, YongLin
    • Earthquakes and Structures
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    • v.17 no.6
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    • pp.635-647
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    • 2019
  • Tests and theoretical studies for seismic responses of a transmission tower-line system under coupled horizontal and tilt (CHT) ground motion were conducted. The method of obtaining the tilt component from seismic motion was based on comparisons from the Fourier spectrum of uncorrected seismic waves. The collected data were then applied in testing and theoretical analysis. Taking an actual transmission tower-line system as the prototype, shaking table tests of the scale model of a single transmission tower and towers-line systems under horizontal, tilt, and CHT ground motions were carried out. Dynamic equations under CHT ground motion were also derived. The additional P-∆ effect caused by tilt motion was considered as an equivalent horizontal lateral force, and it was added into the equations as the excitation. Test results were compared with the theoretical analysis and indicated some useful conclusions. First, the shaking table test results are consistent with the theoretical analysis from improved dynamic equations and proved its correctness. Second, the tilt component of ground motion has great influence on the seismic response of the transmission tower-line system, and the additional P-∆effect caused by the foundation tilt, not only increases the seismic response of the transmission tower-line system, but also leads to a remarkable asymmetric displacement effect. Third, for the tower-line system, transmission lines under ground motion weaken the horizontal displacement and acceleration responses of transmission towers. This weakening effect of transmission lines to the main structure, however, will be decreased with consideration of tilt component.