• 제목/요약/키워드: Insurance Product

검색결과 165건 처리시간 0.025초

인터넷 뱅킹의 사례연구를 통한 서비스모델 구현에 관한 연구 (The Study on Service Model through the Case Study of Internet Bank)

  • 박종돈
    • 통상정보연구
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    • 제7권1호
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    • pp.75-94
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    • 2005
  • With most major full service banks having launched transactional Internet banking, attention is shifting to the realities of managing the Internet channel as a profitable component of an overall delivery strategy. In addition to examining Case Study and Internet Bank Model. Services of Internet Banking available through the Internet are as follows. 1. credit card loans, personal loans. 2. high-yield financial products. 3. insurance products. 4. securities products. 5. Case study of Foreign Internet Banking(ING, BNP, HSNC, City Bank). The study reviewed fields, including financial services, customer service, Website formation and design, convenience of use and system safety, Internet Banking Model, and many related areas. Internet Banking earned high marks in most fields. This study review focuses on the following: Understanding and meeting consumer expectations for us ability, site performance and functionality. Integrating the Internet channel into overall marketing, product delivery and customer service strategies. Strategies to increase customer satisfaction with Internet Banking and to attract new Internet bankers. therefore this study review activity model concretion of Internet Banking Model and Case Study.

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정신신경용계 의약품의 치료군 중복처방 평가기준(안) 개발 (Development of Criteria for Therapeutic Duplications of Psycho-Nervous System Drugs)

  • 손현순;최윤영;이영숙;최경업;신현택
    • 약학회지
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    • 제55권3호
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    • pp.185-194
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    • 2011
  • Therapeutic duplication (TD) is frequently reported inappropriate drug use in healthcare settings in Korea. This study was aimed to develop TD criteria for psycho-nervous system drugs (KFDA classification 117 and 119). ATC classification was used to determine therapeutic and/or chemical similarities among the 93 ingredients reviewed. Clinical practice guidelines, textbooks and product labels were referenced for principles and evidences of possible drug combination usage. 16 groups that listed ingredients to be considered as TD were established and the criteria would be helpful to prevent TDs.

자동차 부품업체의 업무 효율성 향상을 위한 표준관리시스템 구축에 관한 연구 (A Study on the Development Of Standard Management System for the Work Efficiency Improvement of the Auto Part Supplier)

  • 이희남;박제원
    • 대한안전경영과학회지
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    • 제12권4호
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    • pp.223-228
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    • 2010
  • Recently, the various information according to the company management is originated in the change of the rapid company environment. And the necessity of the administration,that is systematic and efficient toward the various document of a form, is gradually increased. At the same time, the efficient management ability of the various standard document obtained the specialized quality authentication system including the ISO/TS16949, ISO14001, quality 5 star, and etc., it maintains occupies the very important part as to the company management. This research suggests the standard business process of the auto part supplier for the efficient management of the standard document. In addition, by building and managing the standard management system will be able to expect the more efficient document management and the product reliability insurance.

무역거래상의 리스크이전과 물품의 계약적합성에 관한 연구 (A Study on the Relevance of Risk Transfer and the conformity of goods in Trade Transactions)

  • 정재환
    • 무역학회지
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    • 제44권2호
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    • pp.159-172
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    • 2019
  • An important issue in trade transactions is risk management. Trading partners focus on how to recognize risks and how to address these areas. This article discusses whether the quality of a substantial period of time remains appropriate to the contract even after the risk has been transferred. If the contracted product is not delivered, then the risk is not transferred because it does not fulfill the obligations of delivery. In order to prevent such risks, the Seller must regard the quality of the goods of their fulfillment and provide them to the Buyer in detail. In addition, it is necessary to carry out several times of transportation or insurances of insurance according to the transaction conditions. Commercial practice comes from repetitive trading activities over many years. I think it is constantly changing as the transaction continues. Changes in the way of international commerce always create new orders and regulations. We need to keep a close eye on them.

Government Contractor Defense(정부계약자항변)에 대한 연혁적 고찰 (Historical Review for the Government Contractor Defense)

  • 신성환
    • 한국항행학회논문지
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    • 제21권3호
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    • pp.230-242
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    • 2017
  • 국회는 2017년 3월 30일 제조물책임법 일부개정법률안을 국회본회의에서 통과로 인해 제조물 소송비용의 부담이 대폭 증가할 것으로 예상된다. 정부법무공단은 2017년 3월 14일자로 수리온 헬기 4호기 추락사고에 대하여 군용항공기제작사인 한국항공우주산업(주)와 한화테크윈에게 하자담보책임과 채무불이행, 제조물책임법으로 손해배상 청구소송을 제기하였다. 미국은 1970년대 중반에 제조물책임보험이 적용되지 않는 군용항공기제작사의 책임한계에 대하여 학계와 법조계에서 많은 논란이 있었으며, 이러한 문제를 해결하기 위하여 도입된 법리가 정부계약자항변(GCD; government contractor defense)이라는 법 이론이며, GCD가 확립된 대표적인 사례는 Boyle v. United Technologies Corporation이다. 군용항공기 제작사가 높은 제조물책임보험을 들 수 없고, 방산원가에도 제조물책임보험료를 반영시키지 않는 현실에서 우리나라의 군용항공기제작사는 사고 시 손해배상으로 인한 위기에 직면하고 있는 것이 현실이다. 우리나라도 미국의 정부계약자 법리를 연구하여, '국가를 당사자로 하는 계약에 관한 법률'을 개정하는 방안을 찾아야 할 것이다.

수입업자의 제조물책임(PL) 분쟁에 관한 연구 (A Study on the Dispute of Product Liability in Korean Importers)

  • 변준영
    • 한국중재학회지:중재연구
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    • 제13권1호
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    • pp.245-283
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    • 2003
  • Since enactment of the Product Liability Act(PLA) on July 2002, Enterprises in Korea should be insured the Product Liability under the Act. Therefore they had to make a special team and organize it to match with the Act. However, some enterprises didn't follow and prepare the team for the dispute resolution. For example, in America, many enterprises had been attacked the PLA and in Japan, as well. but Korea is rare for the PLA. Thus, this is to research the PLA for protecting the disputes. Upon this study, 1 would like to suggest some issues and a revision of the PLA. Those are the purpose of my research. In this study, it consists of 5 chapters for achieving the purpose of the research. Introduction of this study is mentioned in Chapter 1, and Chapter 2 is for outline of the PLA in Korea. At Chapter 3, the cases are analyzed in the disputes of importers to address important things we have to check. After the analysis, resolution methods in general on import practices are suggested at Chapter 4. Also, this study is summarized at Chapter 5 including further research. In this research, 1 find out complex of Product Liability insurance and issues related with PLA. For protecting the issues and disputes; importers should prepare a agreement of arbitration during the preparation of contracts. Nothing can be better than prevention on any disputes, but they can be happened sometimes without any intentions or by mistake. Solving these issues, the resolution methods of this research are the most valuable. The mediation and the negotiation do not force any legal matters. So, the dispute through them does not have a positive resolution, and the effectiveness of them is very low. Due to the resolution of issues, arbitration is a desirable resolution. In Korea, most people do not know about the arbitration due to the lack of understanding of arbitration. Currently arbitration related with Product Liability has not been followed up promptly because procedures and judgement from a court take for a long time. In sum, in order to solve the disputes properly, they should be supported by the arbitration system to concrete essential objectives, so to speak, protection of the victim and the improvement of arbitration. In addition, the systematic arrangements would be required to carry out all the methods above mentioned. Those are for manufacturers, importers, and customers for the dispute resolution.

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Determinants of Health Care Expenditures and the Contribution of Associated Factors: 16 Cities and Provinces in Korea, 2003-2010

  • Han, Kimyoung;Cho, Minho;Chun, Kihong
    • Journal of Preventive Medicine and Public Health
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    • 제46권6호
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    • pp.300-308
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    • 2013
  • Objectives: The purpose of this study was to classify determinants of cost increases into two categories, negotiable factors and non-negotiable factors, in order to identify the determinants of health care expenditure increases and to clarify the contribution of associated factors selected based on a literature review. Methods: The data in this analysis was from the statistical yearbooks of National Health Insurance Service, the Economic Index from Statistics Korea and regional statistical yearbooks. The unit of analysis was the annual growth rate of variables of 16 cities and provinces from 2003 to 2010. First, multiple regression was used to identify the determinants of health care expenditures. We then used hierarchical multiple regression to calculate the contribution of associated factors. The changes of coefficients ($R^2$) of predictors, which were entered into this analysis step by step based on the empirical evidence of the investigator could explain the contribution of predictors to increased medical cost. Results: Health spending was mainly associated with the proportion of the elderly population, but the Medicare Economic Index (MEI) showed an inverse association. The contribution of predictors was as follows: the proportion of elderly in the population (22.4%), gross domestic product (GDP) per capita (4.5%), MEI (-12%), and other predictors (less than 1%). Conclusions: As Baby Boomers enter retirement, an increasing proportion of the population aged 65 and over and the GDP will continue to increase, thus accelerating the inflation of health care expenditures and precipitating a crisis in the health insurance system. Policy makers should consider providing comprehensive health services by an accountable care organization to achieve cost savings while ensuring high-quality care.

대용량 채널 통합을 위한 채널 서버 모델 설계 및 구현 (Design and Implementation of Channel Server Model for Large-scale Channel Integration)

  • 구용완;한윤기
    • 인터넷정보학회논문지
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    • 제10권1호
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    • pp.123-134
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    • 2009
  • CRM(Customer Relationship Management)은 비즈니스 환경에서 기업의 이익과 경쟁적 우위를 차지할 수 있도록 하는 새로운 비즈니스 전략이다. 최근, 금융 산업은 자본시장통합법 시행을 앞두고(2009년) 금융 IT 산업 및 서비스에 대한 질적 양적 성장을 요구하고 있다. 이에 따라 증권, 보험, 은행, 선물, 자산운용사, 투신사들은 파생상품 및 서비스의 향상을 위해 노력하고 있다. 본 논문에서는 CRM 센터에서 증가하는 인바운드 고객 채널을 효율적으로 관리하기 위한 방안으로 대용량 채널 통합을 위한 채널 서버 모델을 제안하고 설계 구현하였다. 제안한 채널 서버 모델은 다양한 인바운드 채널 서비스를 통합 관리하고 표준화 하였다. 제안한 모델은 금융 서비스를 지원하는 뱅킹시스템, 증권사, 보험 등에서 인바운드 고객을 효율적으로 응대할 수 있다.

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한국 국민건강보험시장에서의 제네릭 의약품 사용 양상과 영향 요인 (Generic Utilization in the Korean National Health Insurance Market; Cost, Volume and Influencing Factors)

  • 이인향;박실비아;이의경
    • 약학회지
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    • 제58권2호
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    • pp.99-106
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    • 2014
  • This study explores the prescribing pattern of generic drugs and the relationship between socio-demographic factors and the use of generics in South Korea. The analysis was based on claims data of 2011 from Korean National Health Insurance. We examined utilization, costs, and market share of oral preparations by original and generic product. Multiple logistic regression was performed to evaluate the predictive factors of generic use among multi-source medications. Generics accounted for 37~41% of utilization and 34~41% of costs in the insured market of oral preparations. In the generic market, costly generics made up about 58~61%, 56~66% of volume and value, respectively. Other things being equal, institutional factors affected generic use to the largest degree. The odds of having generics were 6 times higher in clinics, 4 times higher in hospitals, and 1.7 times higher in general hospitals than in teaching hospitals. Those in metropolitan or rural area were more likely to prescribe generics than those in the capital area. While generics were frequently prescribed for off-site pharmacy (OR=1.173), the odds of having generics was 0.88 after weighting the data by units prescribed. This study empirically presented the pattern of generic prescribing, confirming the widely accepted view that costly generics were more likely to be utilized in the Korean market. Up to two thirds of the generic market consisted of costly products. The strongest factors affecting generic use were institutional variables.

근전전동의수의 파지력 및 내구성 시험 표준 개발 (Development of gripping force and durability test standard for myoelectric prosthetic hand)

  • 차국찬;최기원;이석민;박상수
    • 문화기술의 융합
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    • 제9권4호
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    • pp.393-399
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    • 2023
  • 상지 절단 장애인은 미관 목적과 기능적 필요성에 의하여 상지 의지를 착용하며, 특히 양손 절단자인 경우 잡는 동작 즉 파지동작이 가능한 근전 전동의수의 착용이 필수적이다. 잔존 근육의 근전도 신호에 의하여 작동하는 근전 전동의수는 산업재해보상보험의 공적보험 급여 품목이며, 사용자의 안전과 제품 성능의 유효성에 대한 시험 방법 표준의 개발이 필요하다. 본 연구에서는 상지 전동의수의 잡는 힘 즉 파지력을 로드셀을 이용하여 측정하고 반복 동작으로 인한 내구성을 근접센서를 이용하여 시험하기 위한 내구성 시험 장치를 개발하고 그 시험 방법의 표준을 제안한다. 아직까지 국제 표준화 기구 ISO(International Standardization Organization)의 시험 표준이 제정되지 않은 상태이므로 향후 전동의수 시험 표준 분야에서 한국의 선도적인 역할을 할 수 있을 것으로 기대된다.