• Asia-Pacific Journal of Business Venturing and Entrepreneurship
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• v.13 no.3
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• pp.125-140
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• 2018

According to statistics, it is shown that domestic SMEs rely on bank loans for the majority of fund procurement. From financial information shortage (Thin file) that does not provide information necessary for credit evaluation from banks such as financial statements. In order to overcome these problems, recently, in alternative finance such as P2P, using differentiated information such as demographics, trading information and the like utilizing Fintech instead of existing financial information, small funds A new credit evaluation method has been expanding to provide SMEs with small amounts of money. In this paradigm of environmental change, in this research, credit evaluation which can expand fund supply to SMEs by utilizing big data based on trade area information such as sales fluctuation, location conditions etc. In this research, we try to find such a solution. By analyzing empirically the big data generated in the trade area, we verify the effectiveness as a credit evaluation factor and try to derive the main parameters necessary for the business performance evaluation of the founder of SMEs. In this research, for 17,116 material businesses in Seoul City that operate the service industry from 2009 to February 2018, we collect trade area information generated for each business location from Big Data specialized company NICE Zini Data Co., Ltd.. We collected and analyzed the data on the locations and commercial areas of the facilities that were difficult to obtain from SMEs and analyzed the data that affected the Corporate financial Distress. It is possible to refer to the variable of the existing unused big data and to confirm the possibility of utilizing it for efficient financial support for SMEs, This is to ensure that commercial lenders, even in general commercial banks, are made to be more prominent in one sector of the financing of SMEs. In this research, it is not the traditional financial information about raising fund of SMEs who have basically the problem of information asymmetry, but a trade area analysis variable is derived, and this variable is evaluated by credit evaluation There is differentiation of research in that it verified through analysis of big data from Trading-area whether or not there is an effect on.

• Journal of the Korean Home Economics Association
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• v.11 no.4
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• pp.388-398
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• 1973

The increase of female employees tends to change the traditional division of the roles of members in the family, and as a result it changes the idea of family relation and the extent of how housewives with job feel happy toward their marriage. Therefore, it may be very significant to study what attitude woman job holders as housewives have toward their family, especially parents-in-law. In this paper the writer has sampled as an exemplary group woman teachers who teach home economics in high schools in Seoul, and investigated what opinion they have toward the problem of living together under the same roof with their parents-in-laws and otherwise of financing them in an older age. This analysis is based upon 130 questionnaires collected as proper data out of 138. The conclusion made from the analysis is as follows : (1) as regards the living together under the same roof if necessary in the future, one-fifth of the group approves in affirmative terms ; (2) but when parents-in-law become older, about half of the teachers wish to live with them in the same home and except the indefinite few, one-third of them taken the negative position ; (3) finally, the great majority (84%) regard as their duty the financial support in any case when parents-in-law become older, and only five per cent answer in negative. This analysis leads to the further conclusion that the idea of family relations cherished by high school teachers of home economics is not yet far off the traditional relationship with the intention of gradual improvement, but on the other it still sticks to the traditional line without too much impairing it.

• Journal of Information Technology Services
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• v.13 no.4
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• pp.123-137
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• 2014

Since the global financial crisis, funding for startups or ventures has been diminished seriously. In this situation, crowd-funding has attracted worldwide attention as a viable means to financing startups/ventures. After reviewing existing laws in other countries, this study investigated the current status of crowd-funding legalization in Korea and surveyed requirements from three groups of participants to crowd-funding. Investors already recognized the high risk of crowd-funding into startups and asked for the protection of their investment. But, their priorities were on the enlargement of tax benefits and the establishment of a trading market for selling their equity. In addition, investors wanted to shorten the compulsory holding period. Issuers as fund raisers hoped fast legalization, convenient process of crowd-funding, and expansion of government support. Crowd-funding platform operators requested policies for establishing paths to become new growth companies from startups, tax benefits, and the setup of separate fund for startups. Currently, the National Assembly in Korea is holding the discussion on the submitted law. For desirable outcomes to all participants, it would be better to proceed in the following sequence. First, legalize the crowd-funding with clauses protecting investors; Second, encourage investment through tax benefits; Third, develop communities among participants for reducing information asymmetry; And fourth, establish diverse trading markets for selling equities of startups.

• Journal of the Korea Institute of Building Construction
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• v.5 no.1 s.15
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• pp.97-103
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• 2005

Building costs means capital costs which include cost of land, costs of acquiring and preparing the site, construction costs, professional fees, furnishings, cost of financing the project. and cost of management required to run and maintenance the building for use. There are several phases that determine the building costs : design phase, construction phase, and operation & maintenance phase. So, the cost of work could be set against the examining the full range of complexities that a building program might contain. To solve this problem, it needs to compute building cost systematically. This is still in the development stage, awaiting the organization of rational cost data base. The method of cost saving by cost control could be constituted by detailed knowledge of building costs for all possible combinations of components and subsystems that can be assembled into integration model of cost factor on each phase of project development. The model of cost saving in each building phase is available for procedures of cost control of building systems.

• Journal of Society of Preventive Korean Medicine
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• v.11 no.1
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• pp.139-151
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• 2007

This paper evaluated the benefits of the National Health Insurance(NHI) and suggested the necessity of extending some oriental medical services into the benefits schedule in the NHI. Comparing the rate of public financing in national health expenditure in OECD countries and measuring out-of-pocket payments in total medical cost showed the level of insurance payments to total medical cost is approximately $50%{\sim}60%$ in Korea, which is quite insufficient to pay household medical expenses, although the NHI covers the whole population. A few of consumers' priority surveys for medical needs suggested herb medicine, muscle treatment, and manufactured herb medicine be included in the list of the NHI benefits, based on efficiency and equity criteria. It was estimated that the NHI can afford to cover these three items of oriental medical services.

• The Korean Journal of Health Service Management
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• v.4 no.1
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• pp.87-97
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• 2010

The study analyzed the cash flow and external funding in focusing on the relationship of the two factors in Korean hospitals and some changes in the relationship. The results analyzing this study were summarized as follows: First, the discriminant function of new external funds was generally the ratio of cash flow from operating activities to sales, the ratio of cash flow from investment activities to sales, the ratio of cash flow from financing activities to sales in order. The prediction rate of total discriminant function was more than 92%. Second, in case of Korean hospitals, it was known that the ratio of cash flow from operating activities to sales, particularly the net income to sales was the biggest influencing factor on the decision to external funding.

• Journal of the Korea Academia-Industrial cooperation Society
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• v.4 no.3
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• pp.189-192
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• 2003

This Study attempts to explore the Concept, Necessity, and Applicability of the Catastrophe Bond (Cat Bond) in Korea. Cat Bond is a new financing product, which is not introduced in Korea yet. It is a new trend in world market to cooperate the insurance and capital market through the Cat Bond. Cat Bond has to be introduced in Korea as in a world market.

• The Korean Journal of Ecology
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• v.25 no.1
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• pp.59-62
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• 2002

Dokdo, which is located in the middle of the East Sea, is a small island tilth a total area of 0.186 $\textrm{km}^2$. However, this small island, with its mild oceanic climate, has rich bio-resources and picturesque natural surroundings. Dokdo in the crystaline waters and In the central area of the deep sea is a treasury of algaes (sea oak, sea mustard, gulf weed, laver, agar-agar, etc.), molluscs (squid, ear shell, conch, etc.) and fishes (Alaska pollack, anchovy, saucy, herring, etc.). On the other hand, there are a lot of grasses and various kinds of grasses on the land of Dokdo. And a lot of back-tailed gulls (about 20,000 Individuals) live on this island. There have been disputes on the sovereignty over Dokdo between Korea and Japan. Japan has claimed sovereignty over Dokdo since Japan incorporated the island into Japanese territory in 1905 when it occupied the Korean Peninsula by force. Korea governed Dokdo not only before 1905 but also after its liberation in 1945. The Korean government, while heavily financing building facilities like pleas and quays, is endeavoring to preserve the natural surroundings of this island.

• Proceedings of the KSR Conference
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• 2010.06a
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• pp.415-431
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• 2010

Station-area development need transportation system and efficiency of public transit operation. but it had a great difficulty in developing by lack of profitability station-area because the excessive public contributions, and increase of land usage, a lot of tallege. Recently station-area development accelerated by the new law has been overridden and more efficient transport system configuration stations, possible of urban regeneration. The purpose of this study is to successful promotion of the urban Planning by Unit-Station-area development, the optimal method of financing, changeable of zoning to the development of high density.

• Proceedings of the Korea Contents Association Conference
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• 2004.05a
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• pp.456-460
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• 2004

Daejeon metropolitan city is now financing an undertaking for building the film production town in daeduk valley as one of strategic industries, at this point of time it is very necessary to studying on the source technology in daeduk valley as a present status and future practical application methods for the filmmakers. This study deals with information design for the Daeduk Valley directory of source technology as a film contents producing technique, with emphasis on the design planning and formation of Daeduk Valley directory about various source technologies for film making from a filmmaker's point of view.