• 제목/요약/키워드: Financial services

검색결과 1,225건 처리시간 0.023초

Y의료원의 물류 공급체계 중앙화 관리에 대한 연구 (A Study of an effective centralization of medical supply system. In Y University Medical Center)

  • 권순창;김영수
    • 한국병원경영학회지
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    • 제4권1호
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    • pp.1-20
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    • 1999
  • Since the late 1980s, there have been radical changes in the managerial environment of Y University Medical Center(YUMC). Externally, the competition among hospitals has intensified due to the establishment of universal health insurance in 1939 and the entrance of large enterprises into the health care industry in the early 1990s. In addition, government regulation of medical institution is becoming stricter. Also, consumer groups have continued to demand the respect for patient rights and improvement of the quality of medical services. Internally, the financial condition of YUMC has worsened, not only because weak control and poor mediation in its large-scale structure have made its operation inefficient, but also because the rates of increase in the prices of goods and labor have grown faster than any increases in revenues. This study on materials management at YUMC presents a way for YUMC to reduce costs and increase its productivity, thereby overcoming its financial difficulties and dealing with external pressures. This study utilized the case studies of the materials purchasing and medical supply management in the United States and the comparative analysis of management to suggest short-term and long-term alternatives for innovation in YUMC. The goals of the short-term alternatives for innovation are to centralize the purchasing and supply departments and to simplify the decision-making processes. Through these attempts, it is estimated that YUMC's costs could be reduced by $600,000 per year. In the long-term, it is necessary to consider introducing a Supply Processing Distribution(SPD) system and setting up a centralized electronic system for supply and inventory management, although it is difficult to estimate the effect of cost-cutting because of the lack of analysis data. Thus, YUMC should thoroughly analyze initial investment costs and economical efficiency generated from long-term alternatives.

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인터넷 뱅킹 환경에서 사용자 인증 보안을 위한 Two-Channel 인증 방식 (A Study on the Two-channel Authentication Method which Provides Two-way Authentication using Mobile Certificate in the Internet Banking Environment)

  • 유한나;이재식;김정재;박재표;전문석
    • 한국통신학회논문지
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    • 제36권8B호
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    • pp.939-946
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    • 2011
  • 인터넷 뱅킹 서비스는 기존의 오프라인 서비스에 비해 편리성을 제공하지만, 해킹 등에 보안에 대한 많은 문제점을 가지고 있다. 이에 대해 금융기관은 보안을 강화하기 위해서 공인인증서, 보안토큰, 보안카드 OTP와 같은 인증 방법들을 제공하여 취약점을 보완토록 하였지만, 해킹 사건이 끊이지 않고 발생하고 있다. 특히 기존 인증방법들은 메모리해킹이나 중간자 공격과 같은 해킹에 대해서 취약점이 제기되고 있어, 새로운 인증방법이 필요하게 되었다. 본 논문에서는 인터넷 뱅킹에서 전자금융거래를 할 때 사용자의 PC와 Mobile 기기에서 이중으로 인증을 받는 Two Channel 인증 방식을 제안하고, 기존의 방식들과 비교분석을 통하여 안전성 및 신뢰성 측면이 강화되는 것은 확인할 수 있다.

기초과학연구의 연구사업비 모형설정 (A Cost Model for Basic Research Grants and Cooperative Agreements)

  • 조성표;권선국;황준영
    • 기술혁신연구
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    • 제7권1호
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    • pp.151-175
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    • 1999
  • This study develops principles for determining and managing costs applicable to grants and cooperative agreements for basic research. We investigated financial management policies of funding agencies and foundations in the United States, United Kingdom, Canada, Germany, Japan and Korea. Also we surveyed opinions of researchers and research fund administrators in Korean universities. Based on our review of funding agencies and our survey, the recommended management policies for grants and cooperative agreements are as follows: (1) Cost Structure. Cost of a sponsored agreement is comprised of the allowable direct costs and allocable portion of the allowable indirect costs. Direct costs can be further divided into salaries and wages, equipment, and other direct costs. (2) Salaries and Wages. Salaries and wages applied to a grant are paid for services rendered to the project during the period of performance of the particular agreement. In order to give researchers financial incentive, researcher allowance can be paid up to 30% of his/her regular salary. (3) Equipment. Any property purchased with grants which has an acquisition cost of 5,000,000 won or more per item and a normal life expectancy of two years or more is defined as equipment. Expenditures for special purpose equipment are allowable provided the acquisition of items is necessary for the research supported by the grant. (4) Other Direct Costs. Other direct costs are comprised of travel (both domestic and foreign), materials, other costs. Other costs may not exceed 30% of total other direct costs. (5) Indirect Costs. Since there is no clear consensus on indirect costs and additional budget is necessary to support actual indirect costs, the practical policy at the moment is to give a research support expense in lieu of indirect costs. In the future, however, some form of actual indirect costs should be supported. This study develops principles for determining and managing costs applicable to grants and cooperative agreements funded by the Ministry of Science and Technology. This research can be applied to other governmental agencies to give consistency and uniformity in administration of grants and cooperative agreements.

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다단계 사용자 신분확인 메커니즘 설계와 구현 방안 : 출입통제 시스템 사례 중심으로 (Toward Design and Implement to Multiple Schemes for Strong Authentication Mechanism - Case Studying : Secure Entrance System -)

  • 홍승필;김재현
    • 인터넷정보학회논문지
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    • 제7권2호
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    • pp.161-172
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    • 2006
  • 최근 유비쿼터스 컴퓨팅에 대한 관련 기술이 빠르게 발전되면서, 그와 관련 된 정보시스템 역기능(개인정보 오남용, 정보의 위험, 위협, 취약점등)의 우려 또한 증가되고 있는 추세이다. 본 논문에서는 강력한 다단계 사용자 신분확인(Multiple schemes for Strong authentication)메커니즘을 소개하고, 실제 시스템 환경에서 안정적으로 구현할 수 있는 설계 방안과 응용 방안을 제시하였다. 또한, 플랫폼에 독립적이고 다양한 응용 프로그램을 탑재할 수 있는 스마트카드(자바 카드) 기반에 암호화와 생체인식(지문)기술을 접목한 통합 사용자 인증 메커니즘을 제안함으로써, 최근 들어 중요시 되고 있는 사용자 개인정보 보호 및 공공.금융기관에서 발생될 수 있는 금융카드 도용 및 불법 복제등과 같은 위험에 대하여 체계적이고 안정적인 대안 기술을 소개하였다. 마지막으로, 스마트카드 환경 내에서 실제 시스템 개발자가 구현이 용이하고 응용이 쉬운 "스마트카드 클래스 라이브러리"를 개발하고 구체적인 자바카드기반의 생체인식 적용 방향을 제안함으로써 향후 활용방안에 대하여서도 그 방향성을 제안하였다.

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국회 FM 라디오의 신규 재정 투입에 따른 경제적 파급 효과 분석 (Analysis of the Economic Ripple Effect of New Financial Input in the National Assembly FM Radio)

  • 박성민
    • 방송공학회논문지
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    • 제26권5호
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    • pp.575-582
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    • 2021
  • 본 논문에서는 국회 FM라디오의 신규 재정 투입에 따른 경제적 효과 분석을 하고자 한다. 최근 4차 산업혁명과 뉴미디어 패러다임 변화로 모바일, 인터넷, OTT 등 다매체 다채널로 변화하고 있다. 이러한 변화하는 대내외적 여건을 반영하여 국회방송에서도 시청자가 공간과 시간적 제약 없이 공공서비스를 이용할 수 있도록 FM라디오 방송의 도입이 요구된다. 따라서 본 연구는 국회 FM 라디오의 신규 정부 재정 투입 소요 예산을 추계하여 분석을 수행하고자 한다. 주요 분석결과는 생산유발계수는 1.661이며, 부가가치 계수는 1.141, 고용유발계수는 7.1로 도출되었다. 수도권권역기준으로 생산유발효과 69.28억원, 부가가치유발효과 47.58억원, 고용유발효과 28.4명으로 분석되었다. 또한, 전국권역기준으로 생산유발효과는 132.57억원, 부가가치유발효과는 91.06억원 고용유발효과는 49.7명으로 추정되었다.

클라우드컴퓨팅 이용 신용카드사의 영세수탁자 개인신용정보 보호방안 (Protection Plan of Trustee Personal Credit Information for Credit Card Company Using Cloud Computing)

  • 김시인;김인석
    • 정보보호학회논문지
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    • 제29권4호
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    • pp.885-895
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    • 2019
  • 최근 금융권 해킹사례를 통해서 알 수 있듯이 공격자는 금융회사를 직접 해킹하기 보다는 보안관리가 허술한 수탁자를 대상으로 해킹공격을 시도하고 있다. 이로 인해 위탁자는 수탁자에 대한 보안점검 및 통제를 강화하고 있으나 영세 수탁자의 경우 전산설비 부족 및 보안장비 도입 시 과도한 비용 발생으로 인해 정보보호 투자에 미흡하다. 본 논문에서는 신용카드사들로부터 개인정보를 제공 받은 영세수탁업체의 보안강화를 위해 개인정보 라이프 사이클 기준으로 취약점에 대해 알아 보고자한다. 취약점 해결방안으로 클라우드 컴퓨팅 서비스에 소송관리시스템을 구축하여 사용하고 데이터 전송구간은 가상사설망을 설치하여 기밀성 및 무결성을 확보한다. 또한 사용자 보안강화를 위해 사용자PC에 PC방화벽, 출력물 보안등의 설치를 통한 개인신용정보 처리 보호방안을 제시하고자 한다.

중고령 여성장애인의 삶: 포토보이스 방법의 적용 (Understanding Life Experiences of Middle-Aged and Older Women with Disabilities Using the Photovoice Method)

  • 박경미;김민아
    • 한국가족복지학
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    • 제56호
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    • pp.39-68
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    • 2017
  • 본 연구는 지체장애 및 뇌병변장애를 가진 중고령 여성장애인 6명을 대상으로 포토보이스 연구방법을 적용하여 중고령 여성장애인의 삶을 탐색하였다. 연구 참여자들은 집단토론을 통해 4개의 대주제를 선정하였고, 각 주제별로 직접 촬영한 사진을 매개로 하여 '무너지는 나의 건강과 건강 관리(신체 및 정신적 건강의 적신호를 감지함, 건강 악화에 대처하기 위해 노력함)', '나의 여가생활(여가활동이 제한적임, 나만의 여가를 즐기고 있음)', '나의 사회참여(나에게 즐거움을 주는 사회활동에 참여함, 더 나은 사회를 만들기 위해 사회활동에 도전함)', '나의 노후(노후의 경제적 어려움과 외로움이 걱정됨, 행복한 노후를 소망함)'에 대한 자신의 경험을 공유하였다. 이러한 연구결과를 통해 중고령 여성장애인을 위한 지속적인 건강관리 및 심리상담 프로그램 제공, 사회통합을 도모하기 위한 여가활동 제공 및 사회참여 기회 확대, 노후의 경제적 정서적 자립을 위한 훈련 및 교육 프로그램 제공 등을 제언하였다.

건강보험청구 치면열구전색 치아수의 지역격차와 지역수준 관련요인 (Factors affecting regional disparities in the number of teeth sealed with pit and fissure sealants: information for the National Health Insurance)

  • 최진선;정세환
    • Journal of Korean Academy of Oral Health
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    • 제42권4호
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    • pp.145-151
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    • 2018
  • Objectives: The purpose of this study was to interpret regional disparities in the number of teeth sealed with pit and fissure sealants, identify the factors that affect these disparities and find solutions for the same. Methods: Data were collected from the National Health Insurance Service and Korean statistical information service using metropolis-city-rural area dental health infrastructure variables, regional health behavior variables, and local finance-related variables. Results: In 2015, the number of teeth sealed with pit and fissure sealants per 100 people was higher in the metropolis or city than in the rural area. There was a positive correlation between the number of teeth sealed with pit and fissure sealants and the number of dentists, dental hygienists, dental institutions, standardization rate of subjective awareness of well-being, standardization rate of brushing after lunch, and the proportion of welfare budget in the general budget. There was a negative correlation with the annual standardization rate of health institution use, the standardization rate of unused medical services, and the local government's financial independence. According to the final model of the multiple regression analysis, while the impact of infrastructure on dentistry was not statistically significant, the statistical significance of standardization rate of brushing after lunch, the local government's financial independence, and the proportion of welfare budget in the general budget were maintained. Conclusions: To reduce regional disparities in the volume of use of pit and fissure sealants, it was concluded that it may be effective to select regions with a consideration of the level of regional economic power, implement separate and appropriate policies and projects, and improve the awareness in residents.

애자일 경영 환경에서의 모바일증권거래시스템 서비스 환경 품질이 고객만족과 지속적 사용의도에 미치는 영향 (MTS Service Environmental Quality's Effects on the Customer Satisfaction and Continuous Use Intention in the Agile Business Environment)

  • 장환식;노혜영;김대철
    • 산업경영시스템학회지
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    • 제42권3호
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    • pp.131-141
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    • 2019
  • Recently the business environment surrounding the financial investment industry is changing rapidly, and the demands of customers (diversity and the cycle of change etc.) are getting shorter. In this context, it can be said that companies are forced to adopt an agile management environment. In particular, non-face-to-face channels, including MTS, is adopting the agile system into the digital finance sector from a company-wide and strategic perspective. This study analyzed the effects of MTS services' environment quality on customer satisfaction and continuous intention to use for MTS users who are rapidly increasing under the agile management environment in the financial investment industry. This study surveyed the quality of service environment (accessibility, convenience, design, security), customer satisfaction, and continuous intention to use for 350 MTS users. First, accessibility, convenience, and security of MTS service environment quality had a positive effect on customer satisfaction, and design was rejected Second, customer satisfaction has a positive effect on continuous intention to use. Third, convenience and security of MTS service environment quality have positive effects on continuous intention to use, and accessibility and design were rejected. The results of this study, together with demographic analysis, are expected to provide useful implications for MTS activation studies and securities firms' strategies.

전통시장의 경영컨설팅 서비스품질이 경영성과에 미치는 영향 - 컨설팅 활용도의 매개효과 - (A Study on the Service Quality of Management Consulting of Traditional Korean Markets and This Affects the Management's Performance - Mediating Effects of Utilizing Management Consulting -)

  • 안상훈;박미라;이용철
    • 한국식생활문화학회지
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    • 제34권4호
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    • pp.401-410
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    • 2019
  • This study investigated the influence of the quality of a business management consulting service and the mediating effect of utilizing a business management consulting service. For this purpose, data was collected from 200 self-employed workers of the Moonchang market in Dasejun, the Yongdap market in Seoul and the Jatgeoeul market in Gapyeong. The result of the study are as follows. First, it was found that the quality of interaction, the quality of the result and the quality of the physical environment have significant influences over peoples' financial aptitude. Second, it was found that the quality of the interaction, the quality of the result and the quality of the physical environment have significant influences over peoples' non-financial aptitudes. Thirds, the evaluation of a mediating effect of utilization of a business management consulting service on the relationship between the quality of a business management consulting service and business performance showed that it has a significant influence in all ways and so this, proved its mediating effect. Therefor, as one of the means to activate traditional markets in Korea, it would be beneficial to actively introduce a business management consulting service and this would achieve a better performance through efforts to change the perception of employees and consultants about post-management of business management consulting services.