• 제목/요약/키워드: Financial industry

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시스템 사고를 통한 금융 규제와 보안 산업의 구조 분석 (A Structural Analysis between Financial Regulations and Security Industry through the Systems Thinking)

  • 이정하
    • 한국시스템다이내믹스연구
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    • 제16권4호
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    • pp.31-50
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    • 2015
  • The purpose of this research is to understand a structural relationship between financial regulations and security industry based on the systems thinking perspective using causal loop analysis. As a result, the positive regulations on security technology against finance security incidents shrink the autonomy of the security industry and will deteriorate the competitiveness of the security industry through the unknown feedback loop. The conclusion provides the direction that policy makers understand causal loop diagram related current regulations and open enough to the consideration of the negative regulations.

기업의 연구개발투자 결정요인분석 -시장구조 및 재무적 요인을 중심으로- (The Determinant of Investment in Research and Development Analyze - on its Market Structure and Financial Factor -)

  • 황은정
    • 경영과정보연구
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    • 제21권
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    • pp.239-269
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    • 2007
  • The purpose of this thesis is to analyze empirically the relationship between market structure, measured by Herfindahl-Hershmann Index(HHI), and financial factors, and innovation in Korean industry panel datasets for 2000-2006. Results show that debt ratio and scale of the firm has a consistent positive effect on the investment in research and development. As more scale of the firm is getting bigger, the investment in R&D decrease. Also, as more debt ratio of firm rise, the investment for innovation increase. Concentration ratio, the HHI and the classification factor of High-tech industry and Low-tech industry has a consistent positive effect on the innovation. Factors affecting the investment in research and development include market structure and characteristics of industry as well as the internal affairs of the firm.

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Effects of Marketing Communication Capabilities on the link between Corporate Social Responsibility on Firm Value: Observations from the Service Industry

  • Kim, YongHee
    • Asia Marketing Journal
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    • 제20권1호
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    • pp.1-21
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    • 2018
  • An increasing number of studies have examined the effects of corporate social responsibility (CSR) activities on corporate financial performance (CFP) in the service industry. However, the extant literature does not provide comprehensive insights into the conditions on which the CSR-CFP link relies. In this study, firms' marketing communication capability (MCC) is introduced as an important contingency variable, which determines the effects of CSR on the corporate financial performance, in the context of restaurant businesses. Multiple year data on the spending of public restaurant chains on different media are collected, and MCC is subsequently measured using the data envelope analysis. Then, a test is conducted to prove whether MCC moderates the relationship between CSR and firm financial performance. The empirical results support the hypothesis that MCC strengthens the effect of CSR on CFP. Through the findings, this research provides several interesting and important implications to the literature and managers of service firms.

서비스사이언스를 통한 금융서비스혁신 전략 연구: 기술보증기금 사례를 중심으로 (Research on financial service innovation strategy through service science: focusing KOTEC case)

  • 홍재근;정선양
    • 한국기술혁신학회:학술대회논문집
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    • 한국기술혁신학회 2010년도 춘계 학술대회 논문집
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    • pp.184-205
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    • 2010
  • 서비스산업이 경제성장을 견인하고 있으며 그 중 금융서비스는 큰 비중을 차지하고 있다. 따라서 서비스를 프로세스화, 표준화, 자동화하는 서비스 혁신을 통해 금융인프라의 생산성과 효율성을 증대시키는 것이 필요하다. 하지만 제조업과 달리 생산성, 품질, 혁신 등의 측정이 어렵기 때문에 과학적이고 체계적인 방법에 의한 서비스혁신이 요구된다. 본 논문에서는 기술보증기금의 기술평가시스템 구축 및 활용 사례를 통해 서비스사이언스를 활용한 금융서비스 혁신의 추진전략에 대해 모색해본다. 기술보증기금의 사례로 보아 성공적인 서비스사이언스를 활용한 금융 서비스혁신을 위해서는 고객 중심의 금융서비스 인프라 구축과 더불어, 조직문화 개선과 효과적 인프라 운용을 위한 routine 구축 등 전략적 기술경영 능력이 중요한 것으로 보인다.

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DID와 PSM 분석을 통한 건설업 클린사업장 대상 재정지원사업 평가 (Evaluation of Accident Prevention Financial Support Projects in the Construction Industry Using DID and PSM)

  • 장성은;유성열;김화일
    • 한국산업보건학회지
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    • 제32권1호
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    • pp.31-40
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    • 2022
  • Objectives: The purpose of this study is to understand the impact on accident reduction by analyzing the policy effectiveness of an industrial accident prevention clean workplace support project targeting the construction industry. Methods: In this study, DID and PSM models were used to analyze workplaces receiving and not receiving financial support based on the status of industrial accidents in recent years and the status of the workplaces by year. Results: The research results show that meaningful effects continued to occur in terms of reducing accidents and increasing employment. Conclusions: In this study, we show the effectiveness of the clean workplace support project, one of the South Korean government's financial support projects in the field of occupational safety and health focusing on the construction industry. Financial support projects such as clean projects should be further expanded based on the results of this study.

BSC관점에서 수산정책자금이 경영성과와 신용등급 변화에 미치는 영향 (AThe Effects of Public Loan Programs in Fishery Industry on Management Performance and Credit Rating Change from a BSC perspective)

  • 박일곤;장영수
    • 수산경영론집
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    • 제47권2호
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    • pp.43-59
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    • 2016
  • This study investigated the difference of the effects of public loan programs in fishery industry on management performance from a balanced score card (BSC) perspective depending on the type of loan, scale of fund, period of support and business category, using the financial data of fisheries firms having the balance of loan at the end of 2014. The key factors influencing credit rating change were also analyzed after public loan support. From a integrative perspective, results show that the firms supported by working fund have higher management performance than the firms supported by facility fund. The firms received large scale fund showed higher management performance than the firms received small scale fund. While management performance was decreasing or slowing down over time after financial support, management performance of the firms supported by facility fund improved over time. From a non-financial perspective, the firms received facility fund invested more in education and growing perspective than the firms received working fund. As the size of fund increased, the investment in education, growing, internal process and customer increased. Personnel expenses and employee benefits for education and growing has increased over time. However, the firms with facility fund restricted the expenses of education, personnel expenses and employee benefits as time goes by. Because the effects of public loan on credit rating of fisheries corporations have no statistical significance, it has become known that the financial support of public loan program has no influence on the change of credit rating of fisheries corporations. This study attempted performance analysis from a BSC perspective which combine factors of non-financial perspective with factors of financial perspective. Findings from this study suggest the direction of microscopic performance analysis of public loan in fishery industry.

디지털트랜스포메이션 촉진을 위한 금융 IT도입 요인의 우선순위 분석 연구 (The Priority Analysis Study of Financial IT Adoption Factors to Promote Digital Transformation)

  • 김태형;오재인
    • 한국빅데이터학회지
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    • 제7권2호
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    • pp.43-73
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    • 2022
  • 디지털트랜스포메이션 추진 목표의 주요 내용중 하나인 생산성 향상 및 비용 절감, 의사결정 효율성 향상 등을 위하여 많은 기업들이 디지털 전환을 위한 다양한 IT도입을 추진중에 있다. 정보기술(IT : Information Technology)은 경쟁력을 결정하는 핵심수단이며, 전 세계적으로 IT도입은 매년 증가하고 있다. 금융산업도 수익창출, 업무 효율성 제고, 전략적 경쟁우위 확보 등을 위해 매년 막대한 IT도입이 활발히 이루어지고 있다. 공공⋅기업부문의 IT도입에 대한 연구는 어느 정도 진행된 것에 비하여 금융산업의 특성을 반영한 실증연구는 미흡한 실정이다. 본 연구에서는 디지털트랜스포메이션 촉진을 위한 금융산업의 IT도입 여부에 영향을 미치는 요인을 도출하고 가중치와 우선순위를 분석하는 것을 목표로 하였다. 금융 IT도입시 요인들의 상대적 우선순위가 각 그룹별로 차이가 존재한다는 점을 데이터 분석을 통하여 밝혀냄으로써 각 그룹별 관점에서 어떤 요인을 우선적으로 고려하여 IT도입을 하여야 하는지에 대한 준거모형으로 활용 할 수 있다는 점에서 그 의의가 있을 것이다.

Capital Structure and Financial Performance: A Case of Saudi Petrochemical Industry

  • ALI, Anis;FAISAL, Shaha
    • The Journal of Asian Finance, Economics and Business
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    • 제7권7호
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    • pp.105-112
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    • 2020
  • The study investigates and measures the impact of capital structure, profitability and financial performance on the success of the business organization. Capital structure of the business organization refers to the proportion of external funds and internal funds, i.e., debt and equity. In Saudi Arabia, petrochemicals companies are working on equity, but financial performance reflects negative trend for the period 2004 to 2016. The research is based upon secondary data available on the websites of petrochemicals companies of Saudi Arabia. Financial Ratio variability analysis and Trend Indices of financial ratios (TICBI) measure and compare the financial variability and sensitivity of financial ratios of the business organization. Correlation between Trend Indices (TICBI) of independent variable and dependent variables are to be calculated to know the impact of changes in debt equity on other dependent variables. The results reveal the unexpected performance of petrochemicals companies due to under-utilization of the resources caused by low demand and lower prices of the products governed by some internal and external factors. The study finds that size, demand, cost of production, profitable streams of products, and low cost capital in external funds are the factors responsible for overall growth development of the petrochemicals industry of Saudi Arabia.

Financial Ratio Analysis of the Textile and Apparel Industries

  • Jung, Hyun-Ju;Hwang, Choon-Sup
    • 패션비즈니스
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    • 제15권3호
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    • pp.125-141
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    • 2011
  • This paper is to focus the financial ratio analysis of the Korean textile and apparel companies due to fast changing domestic industry. Financial ratios are playing a pivotal role in management analysis to assess the present conditions to predict the future. Subjects are belonging to textile and apparel manufacturers based on Firm Classification Standard while registered as securities listed-firms or Kosdaq-listed firms under the Electronic Notification System of Korean Banking Supervisory Authority. 41 companies' data have been analyzed including 17 apparel companies and 24 textile companies. 14 representative financial ratios are analyzed. In this paper, financial ratios can be classified into four categories as follows: stability ratios, profitability ratios, growth ratios and activity ratios. The independent t-test was performed using SPSS 18 for a 10 year simple arithmetic average. The following conclusion has reached regarding aspects of management conditions and performances. When compared the ratios indicating stability, textile and apparel companies did not show much difference in debt ratio and the ratio of earning to interests. However, when compared the profitability ratios measuring the ability to produce incomes, apparel companies showed higher ratios than textile companies. Thus it is important to recognize financial characteristics of each industry.

금융권 플랫폼 비즈니스의 서비스 품질 요인간 구조적 관계에 대한 연구 (Structural Relationship and Evaluation Factors in Financial Platform Business)

  • 허훈
    • 산업경영시스템학회지
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    • 제46권3호
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    • pp.198-208
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    • 2023
  • In order to enhance competitiveness in the industry, financial companies are building a high level of customer satisfaction and repurchase intention by further strengthening not only the technical quality of the platform business but also the customer-oriented service quality. Theoretically, it is time for a theoretical review of whether the expansion of service quality using platform business in the financial industry is directly linked to the performance of financial companies, such as satisfaction and repurchase intention of existing customers. Based on the rapid growth of mobile and the main activities of financial platform companies above, This study attempted to test a significant impact on customer satisfaction and reuse intention on information services and system services, which are service quality of mobile financial platforms. Even if a number of financial companies compete with each other, they could survive by dividing the market, In the digital environment, customers have free access, so the winner can monopolize the market. It is an environment in which customers can move to platform companies that provide better services. The contents presented through the results in this study will be able to be used strategically in terms of the implementation and operation of the financial platform. In addition, it served as an opportunity to find independent variables that affect customer satisfaction and reuse intention, which are financial platform service quality, and suggested the possibility of continuous development of the platform in the future. In summary, the service quality of financial platforms can further expand users by emphasizing user visibility in terms of information services and utilizing user-centered financial platforms that increase customer satisfaction and reliability by strengthening the responsiveness and ease of system services. This study is of important value and is believed to have laid an important foundation for future research.