• Title/Summary/Keyword: Electronic Cash System

Search Result 96, Processing Time 0.025 seconds

Design and Implementation of Offline Electronic Cash System using JAVA Card (자바카드를 이용한 오프라인 전자화폐시스템 설계와 구현)

  • 장유탁;유기영
    • Proceedings of the Korean Information Science Society Conference
    • /
    • 1999.10c
    • /
    • pp.546-548
    • /
    • 1999
  • 전자화폐는 기존의 화폐 개념을 네트워크 상으로 옮겨 디지털화한 무형의 화폐 또는 지불수단으로, 기존 신용력에 기반을 두고 종이 화폐가 가지고 있었던 불편함을 해소하기 위해 원격지 이송에 따른 통신기능, 휴대 및 보관관리의 편리성, 위조방지 기능을 기존 화폐 개념기능에 추가한 것이며, 온라인 방식과 오프라인 방식이 있다. 본 논문에서는 오프라인 방식 전자화폐가 만족해야 할 요구사항, 즉, 익명성, 위조불가능성, 이중사용방지와 조건부 익명성 철회를 충족시킬 수 있는 시스템의 구조와 프로토콜을 제시하고, 이를 자바카드를 이용해서 구현하였다.

  • PDF

An Electronic Cash System with Divisible and Anonymity Control using the KCDSA (KCDSA를 이용한 분할가능 및 익명성 제어를 갖는 전자화폐 시스템)

  • 장석철;이임영
    • Proceedings of the Korean Information Science Society Conference
    • /
    • 2001.04a
    • /
    • pp.820-822
    • /
    • 2001
  • 전자상거래가 활발하게 이루어짐으로서 지불사단에 대한 관심이 증가되고 있다. 또한 지불 시스템에 대한 수많은 연구가 진행되고 있다. 특히 사용자의 사생활을 보호하기 위해 익명성을 제공하는 시스템과 이로 인해 발생하는 문제점을 해결하기 위해 익명성 제어에 관련된 전자화폐 시스템이 연구되고 있다. 따라서 본 논문에서는 국내 전자서명 표준은 KCDSA를 기반을 하여 익명성을 유지하며 실물화폐에서 갖지 못한 효율적이고 편리한 분할성 기능과 필요시 신뢰기관의 도움으로 익명성을 제어할 수 있는 새로운 전자화폐 시스템을 제안한다.

  • PDF

Electronic Cash System based on Fair Blinding Signature for Mobile-Commerce Service (M-Commerce향상을 위한 전자화폐 공정 은닉 서명 시스템)

  • 이현주;이충세
    • Proceedings of the Korean Information Science Society Conference
    • /
    • 2002.10c
    • /
    • pp.568-570
    • /
    • 2002
  • 무선 전자상거래(M-Commerce)는 이동 통신 네트워크 기술과 무선 단말기를 기반으로 하여 언제 어디서나 필요한 시점에서 행할 수 있는 상거래를 의미하며 이때, 전자지불 방식의 하나인 전자화폐는 실물화폐와 유사한 성질을 만족해야 한다. 본 논문에서는 이산대수문제에 기반한 메타-메시지 복원과 은닉 서명 기법을 이용하여 전자화폐가 이중사용, 돈 세탁 그리고 불법 무기 구매 둥 부정한 수단으로 악용되었을 때 신뢰센터가 사용자의 익명성을 제어하고 지불 금액을 다시 복원할 수 있는 알고리즘을 제안한다.

  • PDF

Electronic Banking and the Changes of Economy Activity (전자금융의 성장과 경제활동의 변화)

  • 김세인
    • The Journal of Information Technology
    • /
    • v.2 no.2
    • /
    • pp.107-125
    • /
    • 1999
  • The growing popularity of Internet and the technology revolution of information communication has affected our financial system, and electronic banking has increased its scale and range since '90. Now this changes, deeply and fast, invade the our economical-social environments. Without having to go to a bank, customer and merchants will be able to perform freely complicated financial transactions by accessing online banking network and CD/ATM etc. Customer can use the various payment method - cash, credit card, smart cards, electronic money in real world and cyberspace, and manager the assets more efficiently. They increased their money liquidity yet. Banks need to expand the various baskets of transaction services and methods to satisfy their customer needs and create new participator, Government had to evaluate and forecast the trend of electronic banking, and establish a new rules and standards in the new electronic payment system.

  • PDF

6TALK : Implementation of NAT-PT/SIIT and enhanced ALG

  • 이주철;호용근;신명기;김형준
    • Proceedings of the Korean Institute of Information and Commucation Sciences Conference
    • /
    • 2002.11a
    • /
    • pp.701-705
    • /
    • 2002
  • This paper describes implementation of IPv6-IPv4 transition toolbox named as 6TALK(IPv6 TrAansLator of Krv6) and some scenarios using 6TALK which enables IPv6 island to connect other IPv6 island or IPv4 island seamlessly. 6TALK implements some transition mechanisms suggested in NGTrans Working Group of IETF. Those mechanisms are composed of basic mechanism, tunneling, and applied mechanism such as DSTM. 6TALK provides functions which enable IPv6 network at the edge of existing network to communicate with IPv4 network by using these transition mechanisms. As major transition mechanisms in 6TALK we adopt NAT-PT/SIIT and DSTM/DSTM options and as implementation environment we use Linux Kernel 2.4.18 and Netfilter framework. Software modules implemented in Linux kernel was ported to hardware box using Motorola MPC 8260 processor. The transition mechanisms used in 6TALK are the ones predicted to be used in initial transition step to IPv6.

  • PDF

The Factors Influencing Intention to Use Bit Coin of Domestic Consumers (국내 소비자들의 비트코인 사용 의도에 영향을 미치는 요인 연구)

  • Shin, Dong-Hee;Kim, Yong-Moon
    • The Journal of the Korea Contents Association
    • /
    • v.16 no.1
    • /
    • pp.24-41
    • /
    • 2016
  • Study is about Bit Coin that is electronic cash that is received attention globally in recent. It is increasing domestically that uses bit coin for convenience of micro payment, and also bit coin is possible to exchange each countries' currency. In this point, we searched understanding degree and acceptance of bit coin. Also we applied transformed TAM(Technology Acceptance Model) to search factors that have an effect on consumers' intention to use it. In advance, we analyze features of bit coin, and extract factors through preceding researches for existing electronic cash, because studies for intention to use bit coin are weak in internal and external. First of results is that 'economic efficiency' which is a characteristic variable of bit coin influences 'intention to use,' a dependent variable through 'perceived usefulness,' a parameter. It was investigated that monetary and mental costs that was costed when we use bit coin were less than using other cash. Secondly, 'payment convenience' that is a characteristic variable affects 'intention to use', a dependent variable through 'perceived usefulness,' a parameter. It was measured that problems of inconvenience that include transaction process, cash management time shortage and exchange changes will be solved by using bit coin. Thirdly, 'reliability' that is a perceived risk variable of bit coin has a direct effect on 'intention to use,' a dependent variable. It was investigated that we could achieve purpose of payment because we weren't influenced by breakdown on system by processing distributed database in some computers. Fourthly, 'perceived usefulness,' a parameter of bit coin directly affects 'intention to use,' a dependent variable. Then consumers who want to use bit coin are fascinated bit coin for various usability. Moreover, we want to provide implications to all of finance corporations, companies related electronic cash and bit coin users based on these results.

A Comparative Study on the Settlement System of Electronic Trade (전자무역결제시스템에 관한 연구 -Bolero System과 TradeCard를 중심으로-)

  • Jeon, Soon-Hwan
    • The Journal of Information Technology
    • /
    • v.5 no.3
    • /
    • pp.197-214
    • /
    • 2002
  • Electronic Commerce has already existed for over 20 years. The Bolero project initially had the support of TEDIS, and now is jointly financed by SWIFT(Society for World International Financial Telecommunications) which handles most of the electronic funds transfer for banks, and the Through Transport Mutual Assurance Association(the TT Club), a mutual insurance association most of whose members are drawn from the Multimodal transport industry or transport intermediaries. Bolero's mission is to provide guaranteed and secure delivery, in electronic form, of trade documentation, globally, based on a binding legal environment and common procedures, Bolero will also provide a platform for provision of neutral cross-industry services. TradeCard is a payment and settlement system that is an alternative to letters of credit. That is, TradeCard is a business-to-business e-commerce infrastructure that enables buyers and sellers to conduct and settle international trade transactions securely over the Internet. Paperless, payment-guaranteed international trade transactions - which eliminate the traditional letters of credit with electronic certifications - are widely considered the most difficult B2B transactions to conduct.

  • PDF

Towards Indonesia's Future: Embracing Mobile Money Distribution with the Technology Acceptance Model Approach

  • Ricardo INDRA
    • Journal of Distribution Science
    • /
    • v.22 no.7
    • /
    • pp.43-51
    • /
    • 2024
  • Purpose: The primary purpose of this study is to examine the influence of the Technology Acceptance Model (TAM) on the use of mobile money in Indonesia. The acceptance of technology has brought changes to society where the application of technology is aimed at identifying the best solution among the various existing alternatives. There are two types of electronic money: chip-based and server-based electronic money. Server-based electronic money is found on mobile phones. The Indonesian government has encouraged the use of electronic money and launched Less Cash Society to create a secure, efficient, and smooth payment system. Research design, data, and methodology: This study collected quantitative data from users of server-based electronic money through surveys conducted based on the sample size. The data were processed using SEM LISREL 8.70. Results: the results show that each of the TAM's fundamental elements has a significant impact. Perceived ease of use and perceived usefulness are able to encourage attitude toward using and behavioral intention to use towards actual use. Conclusions: The distribution of mobile money has a positive impact on society. Hence, mobile money providers must simplify access-recommendations made to strengthen the acceptance of mobile money via Perceived Ease of Use and Perceived Usefulness.

A Study on the Active Plan of Internet Fashion Shopping-Mall (인터넷 패션 쇼핑몰의 활성화 방안에 관한 연구)

  • Jang, Dong-Rim;Kim, Yoon
    • The Research Journal of the Costume Culture
    • /
    • v.8 no.3
    • /
    • pp.360-373
    • /
    • 2000
  • The purpose of this thesis is to analyze the present conditions and problems of the Internet Fashion Shopping-Mall, grope for as active plan to the Internet Fashion Shopping-Mall as a strategic method of fashion industry. The fashion industry of Internet Electronic Commerce has good prospect, and I propose the following some strategic plans of Internet Fashion Shopping-Mall. On the basis of my study, as a means of technology supplement, Virtual Reality System, such as 3D System or the newest Electronic Dressing Room System to solve the problem of products'an actual feeling, should be needed for consumers to feel as they really put the clothes on. Second, to offer more diversity programs, such as consumer sensitivity program, additional service, fashion news, life information and so on, are needed for companies to come over again the consumers to connect to the shopping-mall site. And, to build more perfect security terms of payment systems, such as ICash, Disital Cash, Net Check, Internet Insurance and so on, should be introduced for consumers to pay and furnish their personal information. If these technological developments are realized, Internet Fashion Shopping-Mall products will be a great success.

  • PDF

IC-CARD TYPE ELECTRONIC MONEY AND IMPROVEMENT POLICY (IC카드헝 전자화폐 도입방안의 문제점과 개선책)

  • 박근수
    • The Journal of Information Technology
    • /
    • v.3 no.1
    • /
    • pp.73-88
    • /
    • 2000
  • Dramatic changes are beginning to occur in plastic card technologies today in the fields of banking, health care, id-cards and more. Advanced card technologies such as IC-card are playing an increasingly important role in new and innovation system. The merit of IC-card are more capacity, more secure, more reliable, quick and easy to update, secure offline processing, enabling technology etc than magnetic stripe card. And so many countries began using experiment of IC- card and our country began October 13 in Cheju island. Then there are three types using-experiment (K-cash, VISA-cash, MONDEX) in Korea. There are some problems such as standards, widely using, high cost, double investment etc. I think that important things in IC-card using is an international- standardizations and issuing corporation.

  • PDF