• 가족자원경영과 정책
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• 제6권1호
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• pp.73-85
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• 2002

This study examined which factors influence the parental borrowing for children's college education in the U.S. A double-hurdle model was applied to analyze both the parents’decision to borrow and the amount of borrowing. Parents’income and total costs of college attendance had significant positive effects on both the decision to borrow and the amount borrowed. Students’income, parents’cash and savings had significant negative impacts on the amount borrowed, while home equity and the students’expected future income were significant positive factors. Greater amounts of grants significantly increased the probability of borrowing, but reduced the loan amount. Parents with smaller household size, and those who were college graduates were more likely to borrow. White parents borrowed greater amounts than did their non-White counterparts. The age of the student was a significant negative factor in the probability, as well as the level, of borrowing.

• 대한가정학회지
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• 제48권10호
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• pp.51-64
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• 2010

The purpose of this study was to demonstrate the patterns of income and household expense arrangements within dual-income families. The data was obtained from the F-GENS Korea Panel Survey of Ochanomizu University. The responses were gathered from both married and unmarried people, primarily in Seoul and the metropolitan area, of ages ranging from 25 to 44. The sample for this study was comprised of data from 399 double-income households. Crosstab and multinominal logistic regression models were used to analyze the data. The results were as follows. First, dual-income families choose a pooling system as their income arrangement. Second, variables determining the income arrangement were the husband's age, school attainment, annual average income, and average working hour per day. Third, variables that affected the household expenses arrangement included the husband's level of schooling attained and the husband’s job type. Fourth, the ideology of the economic community effected both the income and household expenses arrangement.

• 대한가정학회지
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• 제35권1호
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• pp.415-428
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• 1997

In the present study we examined clothing expenditure patterns and related variables in Korea. In addition we analyzed the differences of clothing expenditure patterns between overall overspenders and non-overspenders. We use the Family Income and Expenditure Study published by the National Statistical Office of Korea. Double logarithm functional forms were used to adjust the normality of sample distribution and multiple regression analyses and t-test were utilized as a statistical tools. The present study was divided into four folders. First the income elasticity of clothing expenditures was examined by different groups such as age job and education levels of households as percentage change of clothing expenditures to a percentage change of income. Second to analyze the effects of demogtraphic and socio-economic variables on clothing expenditure we utlized the standardized coefficients in the separate regression equation by demographic and socio-economic variables. Third using spending to income ratio we investigated the differnces of the clothing expenditure patterns between overall overspenders and non-overspenders. Fourth the effects of independent variables by ovespenders and non-overspenders werediscussed.

• 한국실내디자인학회:학술대회논문집
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• 한국실내디자인학회 2004년도 추계학술발표대회 논문집
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• pp.175-176
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• 2004

Housing culture has rapidly changed since apartments were first introduced in the 1970's. Among our living spaces, particularly, the kitchen reflects our lifestyle and its changes are more remarkable. Activities in kitchen areas include a diverse range of behaviors such as greeting guests, conversation, and family gathering besides cooking and dining. kitchen areas would not be the dedicated housewives' area, but rather a space for all family members. Kitchen areas become a 'living center' where all family members get together and have various family activity. This housing project was designed for the double income family who is consisted of 4 persons. The total area of Apt was 237.6M2. A residence is always comfortable, resting, and consistent for the family. Intimacy image, functional equipments and space, healthy materials were used for this project.

• 가정과삶의질연구
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• 제22권5호
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• pp.149-159
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• 2004

An Ethnographic Decision Model (EDM) to explore socioeconomic, cultural, and psychological factors related to the attitudes toward childless family was developed in this study. From college students' protocol writings, this research found that the participants in general had conservative views about childless families. They tended to simplify childless families as either infertile couples or DINK (Double Income No Kids) couples. The participants explained why they decided to have or not to have children in the future. They seemed to believe in a traditional family structure and idealize parental roles, while recognizing the high economic and psychological cost of rearing children. They claimed that Korean society set high standards for parents, which were too difficult to reach. The participants, having been educated to believe in self-actualization through their successful careers, struggled to choose between a family with children and one without children. This study was conducted with a holistic view, and highlighted the importance of interactions between traditional ideology about the family and socioeconomic contexts when interpreting college students' perspectives on childless family.

• 대한가정학회지
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• 제30권4호
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• pp.183-202
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• 1992

This study was undertaken to evaluate the living condition and the reality of visiting part-time workers through the survey. On the matter of living condition, the most difficult problem is financial problem followed by residential problem. On the matter of female's household labor, there was a considerable difference according to the houseband's age and academic background, and family monthly income. On the question of family relationship, it was found that there was rare communication between children and father because father was rigid to talk with. In the case of mother and children, they could not find time to talk with each other. In the group of the old aged, they work to make their living. On the other hand, in the group of younger generations and the higher educated, they replied that they should work whatever the work is. It was found that they were subjected to their work because of their financial situation and that they were under the double yoke of family and work because there were no legal protection and organizational devices.

• 가족자원경영과 정책
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• 제8권1호
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• pp.79-100
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• 2004

This study attempted to examine the employment instability on consumer's use of credit as a financing medium. The purpose of this study was 1) to examine the effect of employment related factors on consumers' use of credit; 2) to compare the results between the two different economic situations. A conceptual framework was developed based on the permanent income hypothesis, family stress theory, and the previous empirical studies. Using data on working households ih the 1992 and 1998 Survey of Consumer Finances (SCF), double-hurdle analyses were conducted. The results suggested that employment related factors that measured employment stability were significantly related to the likelihood of having an outstanding balance on their credit account but were not the influential factors in determining the amount of the outstanding balance. Among other factors, resources factor played the most significant role in determining both the likelihood of having an outstanding balance and the amount of the balance. Although the 1992 and 1998 data represent economic downturn and economic prosperous period, the effects of the factors including employment instability factors were similar between the two periods. This imply that employment instability has increased even in the economic prosperous period. From the findings, several implications for policy makers, credit industry, and financial educators were suggested.

• 대한가정학회지
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• 제33권3호
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• pp.85-99
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• 1995

The major purpose of this research was to investigate the causal relationships among working wives' work-family conflict, socialization of housework, and home management satisfaction. the double ABCX model of family stress and adaptation provided the theoretical framework for this study. the data were recruited from working wives who had more than one pre-school child. The respondents were asked to complete the self-administered questionnaires, and the responses of 536 working wives were used for the final analysis. basically Cronbach's α to the reliability of major variables, frequencies, percentages, means, standard deviation, pearson's correlation coefficients, and LISREL 7 program were performed to test the research model. The results of this study can be summarized as follows : 1. The frequency of work-family conflict was affected by the flexibility of work time and wives' income. 2. The severity of wok-family conflict was directly influenced by the frequency of the conflict, the flexibility of work-time, and wives' education level. 3. The variables influencing the degree of socialization of housework were found to be the frequency and the severity of work-family conflict, wives' education, and the degree of husband's participation in housework. 4. The higher degree of home management satisfaction was associated with the higher level of family member's health status, the greater degree of the flexibility of work-time, and the greater degree of husband's participation in household labor.

• 한국주거학회논문집
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• 제27권6호
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• pp.9-18
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• 2016

This research was aimed at finding clues of improving behavioral affordance of the residential environment by scrutinizing change of the residents' behavior in a livingroom depending on the child's development stage. 30 double-income families with one child were the subjects of depths interview, survey, observation of this research, who were residents of 3-bedroom apartment housing in Seoul. They presented obvious different behavioral patterns according to their child's development stage. Breeding and playing behavior were prior to the others when their child was in childhood, then relaxing with TV and PC behavior were getting superior when their child was in school period. It is important that residents perceive that the numerous types of behavior may take place in a livingroom, some of which has originated in our long residential culture. And then real housing should be provided to them that has proper behavioral affordance to support all those behavior. Housings with minimum walls and rooms would make it possible. A family has its inner dynamics can live a sustainable life in that housing as a home, that lasts along their whole life.

• 한국주거학회논문집
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• 제18권5호
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• pp.103-111
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• 2007

This is a basic study to investigate possibility to application of cohousing model into Korea. Purpose of this study is to grasp respondents' housing value, and its influence on intention to live in cohousing. Research method used for this study was a social survey. Respondents were 214 married people residing in Seoul and its outskirts by accidential sampling. The collected data were analyzed by SPSS 12.0 program using frequency, mean, average, factor analysis, t-test, one-way ANOVA, Duncan's multiple range test, multiple regression and legit analysis. Result of this study was as follows. Housing values were classified into three categories named as individualism oriented housing value, tradition oriented housing value, and economy oriented housing value. Housing values were different by respondents groups. For example, individualism oriented housing value showed difference according to age and housing area. Tradition oriented housing value showed difference according to sex, occupation, and period of residence, while economy oriented housing value showed difference according to housing type, and home ownership. In detail, men than women, single-income family than double-income family, and detached house resident than flat resident had higher tradition oriented housing value. The younger than the elder, and Seoul resident than outskirts resident had higher economy oriented housing value. Also home owner than tenant, and the higher tradition oriented group had stronger intention to live in cohousing than others.