• Title/Summary/Keyword: Commercial Impact Analysis

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Development of 2-Dim Lagrangian Hydrocode and Application to Large Deformation Problems (2차원 Lagrangian Hydrocode 개발 및 대변형 해석)

  • Lee, Min-Hyung;Kim, Sung-Woo
    • Transactions of the Korean Society of Mechanical Engineers A
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    • v.27 no.3
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    • pp.409-415
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    • 2003
  • The purpose of this paper is to develop the 2-Dim Lagrangian Hydrocode for the analysis of large deformations of solids with implementation of the contact algorithm. First, th e governing equations are discretized into a system of algebraic equations. For more accurate and robust contact force computation. the defense node contact algorithm was adopted and implemented. For the verification of the code developed, two cases are carried out; the Taylor-Impact test and two bodies impact. The von -Mises criterion is implemented into the code with the Shock equation of state. The simulation results show a good agreement compared with the published experimental data and results from the commercial code. It is necessary to implement several material models and failure models for applications to different impact and penetration problems.

A study on the performance test and acoustic design of interference type noise reduction device for railway noise (철도소음 저감을 위한 간섭형 방음장치 음향 설계 및 성능시험에 관한 연구)

  • Cho, Jun-Ho;Koh, Hyo-In
    • Journal of Environmental Impact Assessment
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    • v.20 no.6
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    • pp.787-795
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    • 2011
  • Noise barrier is generally used with welding of joint rail for railway noise reduction in our country. But the noise barrier for high speed railway has weak point in low frequencies about 315Hz band. In this study, For developing of Interference-type Noise Reduction Device(INRD), acoustic analysis were performed using commercial software. For verifying the improvement in the noise reduction, noise measurement before and after installing of INRD were performed in Anechoic Chamber. From these acoustic analysis and noise measurement, it was known that developed INRD has a good noise reduction performance and can be used efficiently with conventional noise barrier.

Effects of Advertising depending upon Type of Advertising and Form of Advertising Model

  • Yang, Hoe-Chang;Ahn, Ho-Keun;Han, Sang-Ho
    • Journal of Distribution Science
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    • v.11 no.11
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    • pp.77-82
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    • 2013
  • Purpose - This study investigated whether there are differences in advertising effects depending on the type of advertising, divided into public service announcements (PSA) and commercial advertisements, and the form of advertising model. Research Design, Data, and Methodology - By investigating the difference in advertising effects due to the type of advertising and form of advertising model, the study was expected to reveal the optimal advertisements for achieving the desired advertising effects. The subjects were Jangan University students in their first and second year, with 102 copies of the survey questionnaire received for analysis. Results - The findings were different for the celebrities, professionals, and CEOs, except for the PSA; further, they were different among celebrities, professionals and the other types of model, except CEO, in commercial advertising. Simple regression results showed that both the professionals and CEO models had a positive impact on the effect of advertising in the case of the PSA. Conclusion - These results suggested that appropriate selection of the form of advertising model is a very important factor. Conversely, it has been suggested that the celebrity model is the most effective, reflecting the trend for commercial advertisements.

The Effect of Lending Structure Concentration on Credit Risk: The Evidence of Vietnamese Commercial Banks

  • LE, Thi Thu Diem;DIEP, Thanh Tung
    • The Journal of Asian Finance, Economics and Business
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    • v.7 no.7
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    • pp.59-72
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    • 2020
  • This paper examines whether lending structure can lower credit risk by employing econometric techniques of panel data for the Vietnamese banking system at the bank level used by economic sectors from 2011 to 2016. New light is being shed on assessing the impact of each industry's debt outstanding on credit risk. Adopting findings from previous studies, we assess credit risk from two different sources, including loan loss provision and non-performing loan. Moreover, we also focus on observing lending structure in many different aspects, from concentrative levels to the short-term and long-term stability levels of lending structure. The Generalized Method of Moments (GMM) estimator was applied to analyze the relationship between concentration and banking risks. In general, the results show that lending concentration may decrease credit risk. It is interesting to observe that the Vietnamese commercial bank lending portfolios have, on average, higher levels of diversity across different sectors. In particular, the increase in hotel and restaurant lending contributes to decrease credit risk while the lending portfolios of banks in agriculture, electricity, gas and water increase credit risk. This study suggests the need for further analysis and research about portfolio risks in lending activities for maintaining efficiency and stability in the commercial banking system.

Bank Capital and Lending Behavior of Vietnamese Commercial Banks

  • DANG, Van Dan;LE, Thi Tuyet Hoa;LE, Dinh Hac;NGUYEN, Hoang Dieu Hien
    • The Journal of Asian Finance, Economics and Business
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    • v.8 no.2
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    • pp.373-385
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    • 2021
  • The objective of the study is to empirically investigate the impact of bank capital on the lending behavior of Vietnamese commercial banks from 2007 to 2019. Lending behavior is captured by two dimensions, including the quantity (loan growth) and quality (credit risk) of loans. Instead of investigating loan growth and credit risk separately, we combine these two aspects in our study and further develop the interaction term between capital buffers and credit risk to capture the asymmetric impact. We apply the dynamic model (regressed by the generalized method of moments) and the static models (regressed using the fixed effects, random effects, and the pooled regression approach) to perform regressions. The results show that banks with higher capital ratios tend to expand lending more, while the risk of credit portfolios is controlled at lower levels at these banks. Further analysis reveals that credit risk mitigates some aspects of the relationship between bank capital and loan expansion. The patterns remain robust across alternative measures and econometric techniques. The study provides insightful policy implications for bank managers and regulators in the process of upgrading capital resources to ensure the safety and soundness of the banking industry in an emerging country.

Evaluation of Information Technology Impact on State-owned Commercial Banks' Efficiency: The Case of Bangladesh

  • BEGUM, Shakera;BATEN, Md. Azizul;ALI, Rahmat
    • Asian Journal of Business Environment
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    • v.12 no.1
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    • pp.1-9
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    • 2022
  • Purpose: This study measures the effect of Information Technology (IT) on both cost and profit efficiency of State-owned Commercial Banks (SOCBs) in Bangladesh. Research design, data and methodology: Yearly Non-IT and IT data are collected from the annual report of SOCBs of Bangladesh from 2008 to 2017. Variable Return to Scale (VRS) cost Data Envelopment Analysis (DEA) and Profit DEA are employed to measure the efficiency of SOCBs and Ordinary Least Square (OLS) is used to investigate the impacts of ICT components on operating cost and profit efficiency for SOCBs. Results: The average cost efficiency (74.4%) was noticed higher than the average profit efficiency (20.6%) for SOCBs. SOCBs were more affordable and less profitable for both cost and profit efficiency. Rupali bank was the most cost efficient while Sonali bank was the most profit efficient. IT Investment and IT personnel expenses were positively significant for cost efficiency. IT income, IT personnel, IT personnel expenses, ATM expenses, and Credit card expenses were negatively significant for profit efficiency. Conclusion: The further studies can combine DEA with machine learning algorithms to study the impact of IT on banks' performances. The results could aid government to remove the hindrance of progress in Bangladesh.

Collapse Analysis of Spot Welded Thin Section Members in a Vehicle Body Structure at Various Impact Velocities

  • Cha, Cheon-Seok;Chung, Jae-Oh;Park, Jae-Woung;Kim, Young-Nam;Yang, In-Young
    • Journal of Mechanical Science and Technology
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    • v.17 no.4
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    • pp.501-510
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    • 2003
  • The spot welded sections of automobiles such as the hat and double hat section members, absorb the most of the energy during the front-end collision. The purpose of this study was to analyze the collapse characteristics of spot welded section members with respect ttl the pitch or spot welds on flanges. through impact experiments and computation for para-closed sections and perfectly closed sections. The hat shaped section members were tested at the impact collapse velocities of 4.72 m/sec, 6.54 m/sec and 7.19 m/sec and double hat shaped section members were tested at the impact collapse velocities of 6.54 m/sec, 7.19 m/sec and 7.27 m/sec. A commercial LS-DYNA3D was used to simulate the collapse behavior of the hat and double hat shaped section members. The validity of the simulation was to be proved by comparing the simulation results and the experimental results.

Analysis of Commercial Bus Vehicle Collision Accidents (사업용 버스 차량 충돌사고 해석)

  • Han, Inhwan
    • Journal of Korean Society of Transportation
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    • v.32 no.1
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    • pp.63-72
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    • 2014
  • In this paper, characteristics and types of vehicle accidents involving buses that differ from common passenger cars are analyzed. When heavy vehicles are involved in collision accidents, the external impulse conveyed through bus tire from road surface cannot be ignored, so the conventional rigid-body impact model cannot be applied. As a solution, an analysis model which directly considers the tire impulse or considers the bus as moving barrier has been proposed. Also, as there are many instances in which the location of contact point or coefficients related to rotational motion cannot be estimated, utilization of point-mass collision model has been sought. By applying the proposed analysis model to an actual accident case and comparing with the result of the conventional analysis which does not consider the tire impulse, it is shown that the velocity of bus and other values close to the actual amount can be obtained.

A Study on the Improvement of Radiated Noise in SCR Muffler of Commercial Vehicle (상용차용 SCR 머플러의 방사소음 개선에 관한 연구)

  • Lee, Dong-Won;Kim, Wan-Su;Bae, Chul-Yong;Kim, Chan-Jung;Kwon, Sung-Jin;Lee, Bong-Hyun
    • Transactions of the Korean Society for Noise and Vibration Engineering
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    • v.18 no.8
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    • pp.816-822
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    • 2008
  • This study presents the design modification for SCR muffler of a commercial vehicle. Its main objective is the reduction of radiated noise at SCR muffler. For this study, the research of five steps were achieved by experimental and CAE analysis. First step is the measurement of radiated noise using impact-acoustic test. Second step is the source identification using experimental modal analysis. The cause of radiated noise source is confirmed by the resonance of end plates at SCR muffler. Third step confirms the possibility of resonance avoidance using SDM analysis applied the mass control. Fourth step is the suggestion of design modification which is the change of mode shape by CAE analysis. Last step is the verification of design modification using SYSNOISE analysis. Finally, the prototype product applied the countermeasure of resonance evasion was manufactured and the reduction of radiated noise at SCR muffler was confirmed by pass-by noise test.

The Case Study on the Commercial Space with Space Collaboration -Through 4 Case Studies in Heyri Village - (공간 콜래보레이션이 적용된 상업공간사례 검토 -헤이리 마을의 4사례 검토를 통하여-)

  • Shin, Jee-Hyun;Shin, Kyung-joo
    • Korean Institute of Interior Design Journal
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    • v.24 no.3
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    • pp.15-29
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    • 2015
  • Social and cultural impact of postmodernism in the seek for diversity and to respect the individual's personality and character was the center of human-centered thinking. This also affects the design area, as well as architecture, interior design. It is because of interactive interior design that reflects the lives and relationships with people. Thus, in modern society, people to meet the diverse needs have created a third space. Today's commercial space in the flow to a variety of users and is trying to provide comfort. To go to stores often offer lifestyle and proceeding to the next stage of life. Space for the creative force is trying to become getting better space. Collaboration is refer to phenomenon that two or more objects meet to collaborate. Collaboration is can be classified of space, art, low/high, high concept and star collaboration. And this study has been studied mainly collaboration. Space collaboration is can be classified of experiential, the third space, brand passes and landmark. Space collaboration elements rearranged to the standards of interior design theory, analysis, and marketing of space, commercial space, with previous studies of the spatial elements were extracted. The purpose of this study in the field of interior design space analysis method for the verification of collaboration theory is that to develop. Thus, the space collaboration has been developed to fit the field of interior design, and commercial interior spaces will be helpful for applying.