• Title/Summary/Keyword: Bank Performance

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Single Nucleotide Polymorphism Exploring the 5'-Regions of Estrogen Receptor-${\alpha}$ Gene and Association With Reproduction Performance and Milk Yield in Hanwoo and Holstein Dairy Cattle (Estrogen Receptor-${\alpha}$ 유전자 5' 영역의 Single Nucleotide Polymorphism의 탐색과 한우와 Holstein에서 번식능력 및 산유능력과의 관계)

  • Yeom, Gyu-Tae;Jeon, Hyang-A;Park, Hae-Geum;Kim, Young Sin;Kim, Hyun;Kim, Jae Hwan;Seong, Hwan-Hoo;Cho, Young Moo;Cho, Jae-Hyeon;Ko, Yeoung-Gyu
    • Reproductive and Developmental Biology
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    • v.38 no.3
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    • pp.123-127
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    • 2014
  • This study was conducted for SNPs in the 5'-regions of estrogen receptor-${\alpha}$ (ESR-${\alpha}$), and association with calving interval (CI), service per conception (SPC) and 305 days milk yield in Hanwoo and Holstein dairy cattle. The genetic improvement was incurred low reproduction performance. The objective of this study was to investigate connections between single nucleotide polymorphisms (SNP) of Estrogen receptor-${\alpha}$ (ESR-${\alpha}$) with reproduction performance (calving interval, service per conception, and 305 d milk yield) in Hanwoo and Holstein dairy cattle. Hanwoo and Holstein blood samples were collected from 183 and 124 dam of breeding farms and DNA was extracted. Primer design was based on NCBI GenBank (Accession No. AY340579). The PCR-RFLP method with Bgl I was used to genotype the cattle. The result showed two variants of the ESR-${\alpha}$ gene. The Bgl I cut the 492 bp amplification product into 322 bp and 170 bp fragments for allele G, while allele A remained uncut, resulting in two restriction fragments for homozygote G/G and three fragments for heterozygote A/G. We found two of different genotypes in these breeds, A/G and G/G. In Hanwoo, the A/G genotype frequency was 0.13, and G/G was 0.87. The CI of A/G was $382.18{\pm}10.03$ days, and G/G was $381.69{\pm}5.22$ days. The SPC of A/G was $1.62{\pm}0.16$, and G/G was $1.32{\pm}0.04$. While CI showed no significance difference, SPC exhibited significant difference (p<0.05). In Holstein cattle, the frequency of genotype A/G was 0.02 and G/G was 0.98. The 305 days milk yield of A/G was $7,253.00{\pm}936.00kg$ and of G/G was $8,747.51{\pm}204.88kg$, showing no significant difference.

The Impact of Project Manager's Leadership in Private-Public-Partnership(PPP) on Project Citizenship Behavior and Project Performance (민간투자사업 프로젝트 관리자의 리더십이 프로젝트 시민행동과 프로젝트 성과에 미치는 영향)

  • Hwang, Jae-Seung;Park, So-Hyun;Kim, Seung-Chu
    • Korean Journal of Construction Engineering and Management
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    • v.19 no.6
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    • pp.103-114
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    • 2018
  • Public-Private-Partnership(PPP) is becoming a popular form of projects in construction industry worldwide. Normally, the management team of PPP project consists of various experts from different disciplines such as construction engineer, bank financier, contract manager, investors, etc. The diversity of team members causes difficulties in managing the team efficiently and furthermore for the smooth execution of the project itself. One of the solutions to this issue might be the application of citizenship behavior by the team members. This study conducts an empirical investigation of the effect of project citizenship behavior on the project performance. We have collected data by using a questionnaire from those with PPP project experiences in the domestic construction industry. The results show that project citizenship behavior has full mediating effects between PM's leadership and the project performance. This study has an academic significance in that it is the first attempt to apply the concept and to show the effect of citizenship behavior in project management discipline, particularly in construction industry, in Korea. We also expect that the project management teams for PPP projects would benefit from the findings of this study.

The Impacts of Student Loans on Early Labor Market Performance (학자금 대출 경험이 노동시장 초기행태에 미치는 영향)

  • Yang, Dongkyu;Choi, Jaesung
    • Economic Analysis
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    • v.25 no.4
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    • pp.1-24
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    • 2019
  • This study examines the labor market performance of graduates who had student loans. Compared to earlier studies, we extended analyses to all jobs that were experienced for more than 18 months after graduation. First, we found that students who had student loans earned 2.81% less at their first job compared to their counterparts without student loans. Second, the wage gap decreased over time, a reduction of 0.66%p due to labor market turnovers. Third, when we compared cumulated labor income, however, the amount for borrowers were continuously higher. This is because the job searching period of a borrower was shorter, despite relatively lower wages at the first job, and borrowers also made more frequent job turnovers, accompanying relatively more wage increases. These results suggest that the negative effects of college loans on earnings, reported in previous studies, may have exaggerated the negative impact to some extent of having loans. However, when we look at the quality of jobs beyond simply wages, the proportion of borrowers working at large companies as regular workers was consistently low. Given that job conditions at the earlier stages of one's career may lead to gaps over time, our findings call for more systematic investigations into the effects that student loans have on long-term labor performance.

Predicting Performance of Heavy Industry Firms in Korea with U.S. Trade Policy Data (미국 무역정책 변화가 국내 중공업 기업의 경영성과에 미치는 영향)

  • Park, Jinsoo;Kim, Kyoungho;Kim, Buomsoo;Suh, Jihae
    • The Journal of Society for e-Business Studies
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    • v.22 no.4
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    • pp.71-101
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    • 2017
  • Since late 2016, protectionism has been a major trend in world trade with the Great Britain exiting the European Union and the United States electing Donald Trump as the 45th president. Consequently, there has been a huge public outcry regarding the negative prospects of heavy industry firms in Korea, which are highly dependent upon international trade with Western countries including the United States. In light of such trend and concerns, we have tried to predict business performance of heavy industry firms in Korea with data regarding trade policy of the United States. United States International Trade Commission (USITC) levies countervailing duties and anti-dumping duties to firms that violate its fair-trade regulations. In this study, we have performed data analysis with past records of countervailing duties and anti-dumping duties. With results from clustering analysis, it could be concluded that trade policy trends of the Unites States significantly affects the business performance of heavy industry firms in Korea. Furthermore, we have attempted to quantify such effects by employing long short-term memory (LSTM), a popular neural networks model that is well-suited to deal with sequential data. Our major contribution is that we have succeeded in empirically validating the intuitive argument and also predicting the future trend with rigorous data mining techniques. With some improvements, our results are expected to be highly relevant to designing regulations regarding heavy industry in Korea.

A Comparative Analysis of Ensemble Learning-Based Classification Models for Explainable Term Deposit Subscription Forecasting (설명 가능한 정기예금 가입 여부 예측을 위한 앙상블 학습 기반 분류 모델들의 비교 분석)

  • Shin, Zian;Moon, Jihoon;Rho, Seungmin
    • The Journal of Society for e-Business Studies
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    • v.26 no.3
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    • pp.97-117
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    • 2021
  • Predicting term deposit subscriptions is one of representative financial marketing in banks, and banks can build a prediction model using various customer information. In order to improve the classification accuracy for term deposit subscriptions, many studies have been conducted based on machine learning techniques. However, even if these models can achieve satisfactory performance, utilizing them is not an easy task in the industry when their decision-making process is not adequately explained. To address this issue, this paper proposes an explainable scheme for term deposit subscription forecasting. For this, we first construct several classification models using decision tree-based ensemble learning methods, which yield excellent performance in tabular data, such as random forest, gradient boosting machine (GBM), extreme gradient boosting (XGB), and light gradient boosting machine (LightGBM). We then analyze their classification performance in depth through 10-fold cross-validation. After that, we provide the rationale for interpreting the influence of customer information and the decision-making process by applying Shapley additive explanation (SHAP), an explainable artificial intelligence technique, to the best classification model. To verify the practicality and validity of our scheme, experiments were conducted with the bank marketing dataset provided by Kaggle; we applied the SHAP to the GBM and LightGBM models, respectively, according to different dataset configurations and then performed their analysis and visualization for explainable term deposit subscriptions.

An Integrated Fault Detection and Isolation Method for Sensors and Actuators of LEO Satellite (저궤도 인공위성의 센서 및 구동기 통합 고장검출 및 분리 기법)

  • Lim, Jun-Kyu;Lee, Jun-Han;Park, Chan-Gook
    • Journal of Institute of Control, Robotics and Systems
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    • v.17 no.11
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    • pp.1117-1124
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    • 2011
  • An integrated fault detection and isolation method is proposed in this paper. The main objective of this paper is development fault detection, isolation and diagnosis algorithm based on the DKF (Decentralized Kalman Filter) and the bank of IMM (Interacting Multiple Model) filters using penalty scalar for both partial and total faults and the outlier detection algorithm for preventing false alarm also included. The proposed FDI (Fault Detection and Isolation) scheme is developed in four phases. In the first phase, the outlier detection filter is designed to prevent false alarm as a pre-filter. In the second phases, two local filters and master filter are designed to detect sensor faults. In the third phases, the proposed FDI scheme checks sensor residual to isolate sensor faults and 11 EKFs actuator fault models are designed to detect wherever actuator faults occur. In the last phases, four filters are designed to identify the fault type which is either the total fault or partial fault. The developed scheme can deal with not only sensor and actuator faults, but also preventing false alarm. An important feature of the proposed FDI scheme can decreases fault isolation time and figure out not only fault detection and isolation but also fault type identification. To verify the proposed FDI algorithm performance, the Simulator is also developed under the Matlab/Simulink environment.

Development of Heating Technology for Greenhouse by Use of Ground Filtration Water Source Heat Pump (여과수열원 히트펌프를 이용한 온실난방기술 개발)

  • Moon, J.P.;Lee, S.H.;Kang, Y.K.;Lee, S.J.;Kim, K.W.
    • 한국신재생에너지학회:학술대회논문집
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    • 2010.06a
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    • pp.172.2-172.2
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    • 2010
  • This study was carried out in order to reduce the installation expense of heating system for greenhouse comparing to geothermal heat pump and develope the coefficient of performance (COP) for a heat pump. For getting plenty of heat flux from geothermal energy. Surface water in river channel was used for getting a lots of geothermal heat by penetrating water through underground soil layer of the river bank that make heat transmission to passing water. The range of water temperature after the process of Ground filtration is 13~18 degrees celsius which is very similar to low heat source of geothermal heat pump system and the plenty amount of heat source from that make the number of geothermal heat exchanging hole and the expense for geothermal heat exchanger construction reduced. Drainage well is also used for returning filtration water to the aquifer that keep the water good recirculation from losing geothermal heat and water resource. For the COP improvement of Heat pump, thermal storage tank with separating insulation plate according to the temperature difference make the COP of Heat pump that is similar to thermal storage tank with diffuser. Developed thermal storage tank make construction expense cheaper than customarily used one's. and that sand filter and oxidation sand (FELOX) are going to be used for improving ground filtration water quality that make heat exchanger efficiency better. All above developed component skill are going to be set on the Ground filtration water source heat pump system and applied for medium, large scale for protected greenhouse in riverside area and on-site experiment is going to do for optimizing the heating system function and overcome the problem happening in the process of on-site application afterward.

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The Role of Bank Payment Obligation under SWIFTNet's Trade Service Utility (SWIFTNet TSU BPO의 역할)

  • Lee, Bong-Soo
    • International Commerce and Information Review
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    • v.17 no.2
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    • pp.3-18
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    • 2015
  • This thesis examines the performance and improvement strategy of SWIFTNet TSU's BPO for computerization and suggests the following results: First, the URBPO should be legally complemented, and the SWIFT and banks need to keep improving the systems to meet trade parties' diverse needs. Second, the SWIFTNet TSU's BPO should have an institutionally unified sharing platform with security, stability and convenience. In other words, it is needed to develop services which meet e-payment paradigm and international and regional environments through continued analysis on market changes and flow. Third, in order for the SWIFTNet TSU BPO to evolve into a perfect global system, there should be an innovative payment solution which can meet all trade parties all over the world. For this, technology standardization for a worldwide e-trade payment system is essential. Lastly, based on the results derived from this study, an analysis framework with which more diverse and practical environmental variables can be analyzed should be developed.

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Korean isolated word recognizer using new time alignment method of speech signal (새로운 시간축 정규화 방법을 이용한 한국어 고립단어 인식기)

  • Nam, Myeong-U;Park, Gyu-Hong;No, Seung-Yong
    • Journal of the Institute of Electronics Engineers of Korea SP
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    • v.38 no.5
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    • pp.567-575
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    • 2001
  • This paper suggests new method to get fixed size parameter from different length of voice signals. The efficiency of speech recognizer is determined by how to compare the similarity(distance of each pattern) of the parameter from voice signal. But the variation of voice signal and the difference of speech speed make it difficult to extract the fixed size parameter from the voice signal. The method suggested in this paper is to normalize the parameter at fixed size by using the 2 dimension DCT(Discrete Cosine Transform) after representing the parameter by spectrogram. To prove validity of the suggested method, parameter extracted from 32 auditory filter-bank(it estimates auditory nerve firing probabilities) is used for the input of neural network after being processed by 2 dimension DCT. And to compare with conventional methods, we used one of conventional methods which solve time alignment problem. The result shows more efficient performance and faster recognition speed in the speaker dependent and independent isolated word recognition than conventional method.

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Heat Transfer Characteristics of 2 t/h-Class Modular Water-Tube-Type Boiler (모듈형 2 t/h급 수관식 보일러의 열전달 특성)

  • Ahn, Joon;Hwang, Sang-Soon;Kim, Jong-Jin;Kang, Sae-Byul
    • Transactions of the Korean Society of Mechanical Engineers B
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    • v.36 no.11
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    • pp.1127-1133
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    • 2012
  • A finned-tube-type evaporator module has been proposed for a 2 t/h-class water-tube-type industrial boiler with multiple burners. The geometry of the fins was changed at each module to equalize the evaporation. The modules were designed by considering the energy balance at each row rather than by following a conventional bulk design procedure. The designed module was built into a 2 t/h-class water-tube-type boiler, and its performance was tested. A numerical simulation was also conducted to evaluate the two- or three-dimensional effects of factors such as the inlet conditions. The numerical simulation also included the conjugate heat transfer problem to predict the fin tip temperature. The heat transfer coefficient with fins is lower than that obtained from the empirical correlation of a bare tube. The fin tip temperature from CFD is higher than that from the analytical solution.