• Title/Summary/Keyword: 한국구체시

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Risks of Mortgage-Backed Securities and Their Pricing (MBS의 위험과 가치평가)

  • You, Jin
    • The Korean Journal of Financial Management
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    • v.24 no.3
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    • pp.29-62
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    • 2007
  • We examine the methods to increase MBS values given parameters of default risks of individual mortgages and their correlation, and analyze the effects of these parameters on the efficiency of the methods. First, the values of MBS can be improved when they are comprised of low-correlation mortgages regardless of specific forms of investors' utility functions. Second, the values of MBS can also be raised even after their components mortgages are determined. More specifically, when investors' utilities are heterogeneous, CMO's of a less risky tranche and a riskier tranche are highly valued compared with pass-through securities of two identical tranches. When investors' utilities are homogeneous(risk averse), however, the latter meets the needs of investors better than the former does. Third, it can be shown that the efficiency of the methods in this paper is an increasing function of default risks of mortgage loans or of the correlation between them, and a decreasing function of the amount of the price fall of MBS when in default.

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Survey on the User's Recognition about Spatial Characteristics and User Behaviors in the Children's Library (어린이도서관의 공간특성과 이용행태에 관한 이용자 인식조사)

  • Kang, Mi-Hee;Hong, Hyun-Jin
    • Journal of the Korean Society for information Management
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    • v.29 no.1
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    • pp.253-277
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    • 2012
  • The purpose of this study is to clarify the spatial characteristics of the children's library and user's behavioral characteristics and to empirically analyze the difference in preference of the spatial characteristics based on the using behaviors. For doing this, this study selected 16 children's libraries in the country as a sampling institute and collected and analyzed 661 questionnaires targeting infants, and the lower and upper graders. The results of analysis are as follows. First, while there was a difference in the relation between the spatial characteristics and the user's characteristics according to ages and sexes, there was no difference in the developing stage. Second, there was a difference in the relation between the spatial characteristics and the using behaviors. Detailed results are as follows. While users who visit the library for reading prefer amenity and peacefulness, those who visit the library for other reasons prefer communication and territoriality. Children prefer diversity, peacefulness and communication when they visit in group rather than to visit individually. In terms of behavioral patterns, users who act quietly prefer diversity than those who act actively. Reading use frequency, as the number of times to visit increased, preference on esthetic sense, dynamics, flexibility, leisure, communication and territoriality increased, but preference on safety decreased. As the length of visit became longer, preference on diversity, self-esteem, peacefulness, dynamics and flexibility increased.

A Comparative Study on the Determinants Priority of the Royalty in National R&D Project: Focused on the Case of 'N' Center's Technology Transfer (국책 연구 성과의 유상 기술이전 시 기술공급 기관과 기술도입 기업 간 기술료 결정요인 비교에 관한 연구 : N 사업단에 참여한 대학과 중소기업 사례를 중심으로)

  • Baek, Jong-il;Hyun, Byung-hwan
    • Journal of Korea Technology Innovation Society
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    • v.20 no.2
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    • pp.430-457
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    • 2017
  • The purpose of this study is to present meaningful information and policy implications concerning the determinants of royalties of technology transfer to stakeholder. To identify key determinants of royalties in technology transfer, this study conducted AHP survey analysis (Survey period: 01/09~31/10, 2016) of 96 government-funded research centers and 85 companies which were participants of the R&D project "Next Generation BioGreen21" of R.D.A in the "N" center from 2011 to 2015. Research results show that both parties acknowledge 'Technical considerations for determining the profitability of the technologies' and 'The interest and willingness of the management group' as critical factors for the determinants of royalties. The difference of each party is that private companies acknowledge 'Available budget plan' as a critical factor while the government-funded research centers value 'Market competitiveness'. These findings suggest four main policy implications which are the investigation of technological demands reflecting specific needs of industrial sites, the diversification of royalty payments for private companies, the differentiated research evaluation system for the purpose of technology transfer and the planning of public R&D project reflecting research time span of private companies.

The Study on Threats of Information Security and Their Solutions in the Fourth Industrial Revolution (4차 산업혁명 시대에 정보보안의 위협요인과 대응방안에 대한 연구)

  • Cho, Sung-Phil
    • Korean Security Journal
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    • no.51
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    • pp.11-35
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    • 2017
  • The third industrial revolution, characterized by factory automation and informatization, are moving toward the fourth industrial revolution which is the era of superintelligence and supernetworking through rapid technology innovation. The most important resources in the fourth industrial revolution are information or data since the most of industrial and economic activities will be affected by information in the fourth industrial revolution. Therefore we can expect that more information will be utilized, shared and transfered through the networks or systems in real time than before so the significance of information management and security will also increase. As the importance of information resource management and security which is the core of the fourth industrial revolution increases, the threats on information security are also growing so security incidents such as data breeches and accidents take place more often. Various and thorough solutions are highly needed to protect information resources from security risks because information accidents or breaches seriously damage brand image and cause huge financial damage to organization. The purpose of this study is to research general trends on data breaches and accident that can be serious threat of information security. Also, we will provide resonable solutions to protect data from nine attack patterns or other risk factors after figuring out each characteristic of nin attack patterns in data breaches and accidents.

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Improvement Measures for Enhancing Professional Safety Sheriff's Specialty (안전보안관 전문성 제고를 위한 개선방안)

  • Park, Jeong-Hun
    • Korean Security Journal
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    • no.60
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    • pp.175-196
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    • 2019
  • The purpose of this study is to examine the role of safety sheriffs and their necessity in order to improve the activation of safety sheriff's professionalism. Seven security sheriffs were finally selected to discuss their activities and discuss ways to improve their effectiveness. We conducted semi - structured interviews and conducted in - depth interviews with limited data and inadequate prior research. The results of this study are as follows. First, the government should get the help of citizens, citizens and residents. If the state wishes to reduce the number of safety accidents and bring positive results to the public, it should not rely solely on the utilization of institutions. Second, in order to be a safe sheriff with a positive response from the local residents, the activities of the sheriff's sheriff are not only aimed at preventing risks in the environmental domain and reducing the number of accidents, Publicity should be provided to the landlord, tenant, and residents to inform them that the activity is preventive of accident prevention. Third, under the current law, it is necessary to disclose public facilities such as roads, airports, and harbors to the private sector in order to make it possible to monitor school facilities and youth training facilities. Fourth, the safety sheriff is expected to put forward the expectations and positive results of prevention through the beginning of the inspection activities, and the role of the Korean people in becoming psychological stable and efforts to be born as safety experts are required. Finally, it is necessary to establish a concrete manual, strategic safety inspection plan.

The impacts of high speed train on the regional economy of Korea (고속철도(KTX) 개통이 지역경제에 미치는 영향 분석과 시사점)

  • Park, Mi Suk;Kim, Yongku
    • The Korean Journal of Applied Statistics
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    • v.29 no.1
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    • pp.13-25
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    • 2016
  • High-speed railway (Korea Train Express) has had a deep impact on the regional economy of Korea. Current high-speed rail research is mostly theoretical, there is a lack of quantitative research using a precise algorithm to study the effect of high-speed railway on the regional economy. This paper analyses the influence of high-speed rail on the regional economy, with a focus on the Daegu area. Quantitative analysis using department store indexes and regional medical records is performed to calculate the economic influence of high-speed rail. The result shows that high-speed railway effects the regional economy though regional consumption growth and medical care trends.

Study on Students' Consciousness Regarding Their Plans after Graduation (경호학 전공 만족도와 진로의식 조사)

  • Kim, Chang-Ho
    • Korean Security Journal
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    • no.17
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    • pp.91-107
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    • 2008
  • This study aims to grasp the general conditions regarding university students in security related majors in Korea. Followings will be covered here: what motivated them to choose those majors, hw much are they git jobs through the education, what is their conscioucness on their majors, jobs, and courses like, and what effects their job preference. And ths study also aims at helping the student with their future plans such as admission to a school of higher grade and choosing their job. For this study, we distributed 340 copies to the students in security related majors at 4 four-year colleges and 1 two-year college, and collected 298 copies by means of quota sampling method. For collected questionnaires, we used individual T-test verification and one-way ANOVA analysis to grasp the situation. Significance stabdard for the test results was set as p<0.05. Followings are the test results. The results on analysis of satisfaction rate on their curriculums, classes, and majors show that students in security-related majors showed different satisfaction rate and different averages according to their sex and the year of the college. In the analysis on the relationship between major education and employment of students in security-related majors, the result of curriculum improvement and scholaril attainments analysis showed statistically significant relation. When students in security-related majors were surveyed on their consciousness of their future plans such as getting jibs, two-year college students had more certificates of qualification for employment than four-year college students.

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A Study on the Applications of Airspace Design Criterions Affecting on the Flight Safety (비행안전에 영향을 미치는 공역설계기준의 적용에 관한 연구)

  • 양한모;유광의
    • Journal of Korean Society of Transportation
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    • v.21 no.1
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    • pp.7-19
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    • 2003
  • The airspace has to be designed considering the flight safety and economic efficiency of aircraft operators. The International Civil Aviation Organization(ICAO) published standards and recommended practices for safe design of the airspace. Each contracting country must follow the ICAO standards in designing the airspace for the utilization of civil aviation. Normally each member establishes its own standards and national aviation law for the safe and efficient design of the airspace, regarding the ICAO standards. However, our government has not developed yet clear and detailed standards and regulation system for airspace design. This might lead to aviation accidents and disputes between operators of aviation system This study is to review the characteristics of ICAO standards and a legal problem related to application of international standards for airspace design. Specifically this research analyzed the case of airspace design and operation of a domestic airport. The results of analysis are as follow: (1) per the safety of civil aviation, it is very required to establish national regulation system to follow ICAO standards in designing airspace, (2) It is also necessary to establish separate procedure for civil aircraft in military air base, when the aerodrome is co-used by military and civil aircraft. If the same procedure for military aircraft is applied to civil aircraft, it is necessary to make clear what the design concept is, (3) and the differences from ICAO standards have to be publicly known.

The analytic study and trends in mathematics achievement scores of the NAEA and mathematics item scores of the CSAT in 5 metroplitan cities (광역지방자치단체 내에서 성취도평가 수학성적과 수능 수리영역 성적의 변화 추이 및 경향)

  • Suh, Bo-Euk;Oh, Kwang-Sik;Kim, Hye-Kyung
    • Journal of the Korean Data and Information Science Society
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    • v.22 no.2
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    • pp.297-311
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    • 2011
  • This study is about research into 'National Assessment of Educational Achievement (NAEA)' and 'College Scholastic Ability Test (CSAT)' in 5 metropolitan cities and analysis of the result. The objects of study are the materials of mathematics grade of NAEA from 2003 to 2009 and mathematics items of CSAT from 1994 to 2010. The contents of the study are followings. First, the trends of mathematics score of NAEA in elementary, middle and high school is analyzed according to gender, establishment type and the type of school. Second, the trends of CSAT is analyzed according to gender and line (cultural science line or natural science line). Also the trends of application number for cultural science line and natural science line. Third, the trends of the achievement test score of 6th grade in elementary school, third grade in middle school, first grade in high school and the CSAT score in third grade in high school for the same group is considered.

Improvements for Ordering and Bidding of VE in Convergence Era (융복합시대 설계의 경제성 등 검토(VE) 발주 및 입찰시 문제점과 개선방안에 관한 연구)

  • Park, Myeong-Su;Yang, Hae-Sool
    • Journal of Digital Convergence
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    • v.14 no.3
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    • pp.25-33
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    • 2016
  • The author of this study conducted a survey with the expert groups who are currently handling hands-on works in convergence cities, ordering organizations, construction management companies, contractors, schools and research institutes, etc. The results of empirical analysis can be summarized as follows: First, there is no difference in distribution among the problems with position and the bidding system of private contracts. Second, there is relevance between position and the adequacy of current design VE ordering system, indicating different recognition. Third, there is no difference in distribution between organizations and the adequacy of current design VE ordering system. Fourth, there is difference in distribution between organizations and service price adequacy and there is difference in recognition by organization when organizations mutually recognize the service price adequacy. Fifth, there is difference in distribution between career and the necessity of the participating companies' qualification. Sixth, there is difference in distribution for the adequacy of career and the adequacy of participating companies' requirements. No problems have been found with the adequate service period according to private contract bidding system, but the necessity of participating companies' qualification and participating companies' requirements.