• Title/Summary/Keyword: 은퇴 후

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Examining Trajectory of Retirees' Physical Health and Its Predictors : The Impact of Retirement Characteristics (중·고령은퇴자 신체건강 변화궤적의 예측요인 : 은퇴특성이 미치는 영향을 중심으로)

  • Jeong, Mee-Kyung
    • Proceedings of the Korea Contents Association Conference
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    • 2017.05a
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    • pp.375-376
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    • 2017
  • 본 연구는 은퇴 후 신체적 건강이 시간이 지남에 따라 어떤 변화양상을 나타내는지, 은퇴 후 신체적 건강에 영향을 주는 것으로 알려진 은퇴 특성(은퇴시점, 은퇴자발성 여부) 변인이 은퇴 후 신체적 건강의 궤적에 어떠한 영향을 미치는지를 분석하고자 하는 목적으로 실시되었다. 분석 자료는 국민노후보장패널 3차시(2009년), 4차시(2011년), 5차시(2013년) 종단자료이며, 2,857명을 대상으로 잠재성장모형 분석을 실시하였다. 연구결과, 첫째, 중 고령은퇴자의 신체적 건강은 시간의 흐름의 변화를 알아보기 위해 무조건부 모형을 통해 확인한 결과, 중 고령은퇴자들은 시간이 지남에 따라 더 높은 수준의 ADL 값을 갖는 것으로 나타났다. 둘째, 중 고령은퇴자의 신체적 건강변화와 관련이 있는 은퇴특성은 무엇인지 조건부 모형을 통해 알아본 결과, 은퇴 특성 변수로는 조기은퇴자일 때, 은퇴가 비자발적일 때, 건강상 이유로 은퇴했을 때 더 높은 ADL 초기값을 보였다. 또한 변화궤적 영향요인을 살펴본 결과, 은퇴특성에서는 어떤 변수도 유의성을 보이지 않았고, 인구사회학적 변수 중에서는 연령이 높을수록, 소득이 높을수록 ADL의 증가속도가 더욱 가파른 것으로 나타났다.

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Empirical Evidence of the Interdependence of Retirement and Pre- and Post-retirement Consumption (은퇴 결정과 은퇴 전·후 소비의 상호작용)

  • An, Chong-Bum;Jeon, Seung-Hoon
    • Journal of Labour Economics
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    • v.27 no.3
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    • pp.1-23
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    • 2004
  • To investigate the interdependence of the decisions on when to retire and how much consume before and after retirement, we compare the pre- (or post-) retirement consumption conditioned on the retirement decision with pre- (or post-) retirement consumption regardless of retirement decision by using the Korea Labor and Income Panel Study(KLIPS). We employ the two-stage switching regression for the econometric method to investigate the interdependence of two decisions of retirement and pre- or post retirement consumption. Then we test the existence of the interdependence in terms of the significance of the estimated selection biases which appear in the pre- (post-) retirement consumption equations for early and late retirees. In those equations, we also compare the income elasticity of the consumption of the early retirees with that of the late retirees. The empirical results show that there is negative selection bias in early retirees' consumption. These results imply that due to the early retirement decision early retirees would have consumed less than they actually have. The income elasticities of the consumption of the early retirees is smaller than that of the late retirees in pre- (or post-) retirement consumption equation. This result shows that relatively longer retirement period due 10 the early retirement affect the pre-retirement consumption. early retirees' marginal propensity to consume should be lower than that of the late retirees.

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A Study on Residential Choice of Korean Babyboomer after Retirement (한국 베이비붐 세대의 은퇴후 주거선택과 주거이동)

  • Lim, Ki-Heung;Baek, Sung-Joon
    • Proceedings of the Korea Contents Association Conference
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    • 2014.11a
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    • pp.133-134
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    • 2014
  • 한국 베이비붐세대는 은퇴 후 주거선택에서 은퇴 전과는 다르게 쾌적성과 편의성을 중시하여 선택할 가능성이 높을 것으로 예상된다. 또 은퇴 후에 주거면적을 일괄적으로 축소하는 것이 아니라 현재 보유 주택규모에 따라 다른 형태를 보일 것으로 추정된다. 그리고 은퇴 후 62.4%가 주거이동을 계획하고 있고 지역간 이동은 주거이동가구의 52.3%에 달하여 은퇴 후 활발한 주거이동이 예상되며, 지역내 이동과 지역간 이동에 영향을 미치는 영향변수도 다른 것으로 나타났다.

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Control Effect of Financial Retirement Preparation on Retirement and Senior Life Perception, Retirement Preparation Actions, and Retirement Satisfaction Level (은퇴 및 노후생활 인식, 은퇴준비 행동, 은퇴만족도 사이에서 경제적 은퇴준비 상황의 조절효과)

  • Kim, Nam-Won;Jang, Sun-Chul
    • The Journal of the Korea Contents Association
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    • v.16 no.7
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    • pp.522-531
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    • 2016
  • Extension of life expectancy and retirement of baby-boomers from 2010 made big population senior citizens, and concerns about retirement was heightened. Researches to remove the concerns about retirement found out that awareness for senior age life and financial preparation actions for retirement influence retirement life both directly and indirectly. This research identified the influence of financial retirement preparation on related variables, and analyzed its control effect on retirement and senior life perception, retirement preparation actions, and retirement satisfaction level. For that, from Nov 2015 to Feb 2016, this research surveyed 1,500 people from 20 to 69, by mailing or visiting with survey, noting purpose and process of research, eliminating 83 insufficient replies, and analyzing 1,417 surveys. This result shows the better retirement preparation, the more positive retirement and senior life perception, retirement preparation actions, and retirement satisfaction level. This research is significant as basic data for general and practical retirement preparation program development.

Trajectories of the elderly's life satisfaction after their retirement: A longitudinal Growth Curve Model (은퇴 후 생활만족도의 종단적 변화와 예측요인 : 잠재성장모형을 이용하여)

  • Kim, Dong bae;Yoo, Byung sun;Jeong, Yo han;Oh, Young kwang
    • Korean Journal of Social Welfare Studies
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    • v.44 no.2
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    • pp.169-199
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    • 2013
  • This study has a purpose to analyze trajectories of life satisfaction of the elderly after their retirement and how the characteristics of individual, retirement and family relationship have an effect on the life satisfaction. This study has investigated the Korean elderly, who had been retired, using the data from three waves(1st wave(2005)~3rd wave(2009) of the Korean Retirement and Income Panel(KReIS). Data analysis has been used to identify the predictors of the intercept and slope related to the life satisfaction after retirement, focusing the trajectories of the life satisfaction after retirement and individual characteristics, retirement characteristics and family relationship with application of the growth curve model by Amos 20.0. First, the intercept of the life satisfaction after retirement was somewhat below average. Life satisfaction averagely increased little by little from 1st wave to 3rd wave. Second, by conducting the conditional growth curve model, the study revealed that the intercept of the life satisfaction after retirement is high on individual characteristics(sex, educational level, income, health status) and in retirement characteristics(voluntary retirement) and satisfaction with family relationship and married life). Furthermore, health status, voluntary retirement, and satisfaction with family relationship asserted the meaningful variables in the slope of life satisfaction after retirement.

Residential Choice and Mobility of Korean Babyboomer after Retirement (한국 베이비붐세대의 은퇴 후 주거 선택과 이동 특성)

  • Lim, Ki-Heung;Baek, Sungjoon
    • The Journal of the Korea Contents Association
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    • v.14 no.11
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    • pp.438-449
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    • 2014
  • This paper is aimed to study on residential choice after retirement. For this reason, this study is analyzed in three aspects ; the factors of residential choice, preferred house types and scales, the characterization of residential mobility. This study reached several conclusions. Firstly, Korea baby boomers are likely to select their residence with different factors after retirement, and they are likely to choose their residence in the view of comfort and convenience. Secondly, apartment resident ratio is shown to be reduced after retirement, and the preference for the country houses and town houses is shown to be increased. Thirdly, the baby boomers don't reduce their residential scale in batches, while they are to show a different appearance depending on the retention scale of housing. Fourthly, The 62.4% of Korean baby boomers is to plan move their residences after retirement, 52.3% of movers, more than half of them, is to go to the different residential area. Fifth, it is analyzed that different variables are to influence on the local and regional of residential mobility of the baby boomers in Korea.

A Study on the Life Recognition of Retired Seafarers (해기직업 은퇴 생활자의 인식도 연구)

  • Kim, Young-Mo
    • Journal of Navigation and Port Research
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    • v.35 no.1
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    • pp.39-44
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    • 2011
  • This study aims to inform seafarers to prepare their retired life by researching the life style of ex-seafarers. These information will also help seafarers to increase job satisfaction and government to establish national policy. 217 retirees who have several educational background responded the research questionnaire. Research results are as follows; First, Korean seafarers' retired ages are faster than shore employee due to the isolation from their families and society. Second, life satisfaction of retired seafarers depends on the level of life expenses regardless the educational background or length of sea life. Third, the level of retired life expenses of shore based, higher education background or short sea-life seafarers is higher than the sea based, lower education background or long sea-life seafarers. Forth, life style of retired seafarers is staying at home regardless their expectation during career period. Finally special seafarers' social security is needed and education to the ex-seafarers will help re-enter for sea-life.

A Study of Korean Retirees' Retirement Wealth Adequacy and Its Determinants: A Comparison of between Objective Estimation Results and Subjective Recognition (우리나라 은퇴자의 은퇴자금 충분성과 영향요인: 객관적 충분성과 주관적 인지의 비교를 중심으로)

  • Lee, Jiyoung;Choe, Hyuncha
    • 한국노년학
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    • v.29 no.1
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    • pp.215-230
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    • 2009
  • In this study, we compared Korean retirees' retirement wealth adequacy with their subjective recognition and examined determinants affecting the retirement wealth adequacy. The data were drawn from the 2007 Korean Retiree Survey carried out by the Korean Investors Education Foundation. The major results of this study were as follows. The analysis suggested that Korean retirees(age 50 and over) were not well prepared financially. When using their assets(except for their residence), only 23.2% had accumulated enough wealth to meet their expenses for the remainder of their life. 25.7% of retirees subjectively considered themselves to be adequately covered. The comparison results showed that 23.8% of retirees' subjective recognition was not in accord with the estimation results. One of the most troubling groups is the 12.9% of retirees who were in the inadequacy group even though they considered themselves to be in the adequacy group. Retirement wealth adequacy determinants were quite different between objective adequacy and subjective recognition. Household income and ownership of a residence have positive effects on the retirement wealth adequacy. Also, the importance of retirement planning to retirement wealth adequacy is statistically confirmed. Based on these findings, This research suggests private retirement planning and political implications for retirees and preretired households.

Characteristics of Urban households that want to move to rural area after retirement. (은퇴 후 귀촌 희망 가구의 사회경제적 특성 및 지역 간 차이 분석)

  • Noh, Seung Chul
    • Journal of the Korean Regional Science Association
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    • v.31 no.2
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    • pp.29-45
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    • 2015
  • Urban household's interest in moving to rural area after retirement have been increasing. Most of them live in rural areal for the sake of pleasant natural environment such as fresh air, clean water. The purpose of the study is to analyse characteristics of them and factors affecting their decision. In 2010, about 27% of urban households wish to migrate to rural area after retirement. The results from the random intercept binary logit model implies that 40~50 age, less high-school graduate and middle-income households are more likely to move. And households are more concerned with residential environment-noise, air, water- than house condition. Also, more people have moved to rural in the region. more households wish to move. It implies that information about urban-to-rural migration and life in rural area affect people's positive attitude to move to rural after their retirement.

Exploring housing consumption adjustment of pre-retirees after retirement using ordered probit model in terms of different housing size (순위프로빗모형을 이용한 예비은퇴자의 주택소비 조정 의향 결정요인 분석 - 주택규모의 변화를 중심으로 -)

  • Lee, So-Young;Kim, Ji-Hyun;Choi, Youn-Young
    • Journal of Cadastre & Land InformatiX
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    • v.48 no.1
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    • pp.35-53
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    • 2018
  • Recently, there is a growing interest in housing policy to prepare for the aging society. The purpose of this study is exploring the factors that explain housing consumption and adjustment of pre-retirees after retirement. 1,351 samples were collected from A bank and analyzed. There categories of housing consumption adjustment were considered including downsizing, maintain, and upsizing. Gender, educational level, housing size, housing type, asset size, and willingness to work after retirement were examined to see if they can explain the housing consumption adjustment of pre-retirees using orderd- probit model. The finding of this study is that housing size, asset size, and willingness to work after retirement statistically significantly explain the housing consumption adjustment. At specific, firstly, if the current size of the housing is relatively large, it is highly likely to downsize housing after retirement. Second, pre-retiree whose assets exceeded 1 billion won were more likely to scale up housing than assets of over 300 million to less than 500 million won. Lastly, unless there is absolutely no willingness to work after retirement, it is indicated that it intends to up-sizing consumption rather than down-sizing adjustment. The results of this study can provide useful information for the housing policy in order to prepare for the (post) aged society.