• The Journal of the Convergence on Culture Technology
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• v.7 no.2
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• pp.165-170
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• 2021

This study analyzed the effect of housing price changes on the performance of Korean regional banks using DOLS model. The analysis shows that housing price changes does not have a statistically significant effect on the loan growth, profitability and soundness of regional banks. Among macroeconomic variables, only short-term interest rates have a significant positive effect on any model. This means that a rise in short-term interest rates significantly increases loans by regional banks, which leads to a significant increase in profitability, but has a significant negative impact on soundness. On the other hand, bank characteristics variables are found to have a significant negative effect on the loan growth, profitability and soundness of Korean regional banks.

• Journal of Global Scholars of Marketing Science
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• v.17 no.3
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• pp.133-151
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• 2007

The purpose of this article is to examine the effects of item parceling on the consistency of significance testing of the causal parameters with regard to the relationship between the relevant constructs, as well as the effects of the item parceling on the goodness-of-fit indices of LISREL's general models. Most of the researchers' major purpose of using structural equation modeling (SEM) is to test their research hypotheses associated with the causal parameters. Therefore, we investigated three general models of LISREL, rather than the frequently used confirmatory factor analytic (CFA) models by many other researchers. The results of the study showed that there was a high level of consistency in the calculated test statics of causal parameters between the item-parceled solutions and the item-level solutions, and that the item-parceled solutions had better goodness-of-fit indices, such as GFI, AGFI, CFI, and NFI, than the solutions at the item level. However, in terms of RMSEA, there was no such tendency.

• 한국경영정보학회:학술대회논문집
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• 2007.06a
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• pp.190-197
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• 2007

급속한 성장세에 있는 서비스기반의 B2B전자시장에 대하여 본 연구에서는 서비스 이용기업의 서비스 지속적이용의도에 영향을 주는 요인을 파악하고, 이들 요인간의 관계를 실증적으로 분석하였다. 실증분석을 위하여 우리나라 대표적인 ASP 방식의 Web analytics 회사의 서비스 이용기업에 대한 실증분석을 실시한 결과 기존채널 교체에 관한 전환비용은 의존도에 유의한 영향을 미쳤고, 신규채널 수용에 관한 전환비용과 사용기간은 의존도에 유의하지 않는 것으로 나타났다. 서비스품질은 ServQual을 사용하여 측정하였으며 이중 신뢰성과 공감성이 만족도에 유의한 영향이 있었지만, 응답성에는 유의하지 않는 것으로 측정되었다. 또한, 만족도는 의존도에 유의하게 나타났고, 만족도와 의존도는 서비스의 지속적이용의도에 유의하였다.

• The Korean Journal of Financial Management
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• v.17 no.1
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• pp.45-65
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• 2000

본 논문은 시장상황별 주식시장의 제 현상이 상이하다는 점을 고려하여 한국주식시장에서 시장 상승기(bull market)와 시장 하락기(bear market)에 대한 주식수익률 분포의 특성을 파악하고, 음의 수익률충격에 대한 비대칭적 변동성과 시장이상현상들 중 하나인 요일효과를 시장 상황별로 실증분석하였다. 본 논문에 사용된 자료는 1990년 1월 3일부터 1997년 3월 31일 동안의 한국종합주가지수 및 자본금 규모별로 대형주지수, 중형주지수, 소형주지수의 명목수익률로 전환된 일별자료이다. 시장상황별 분석을 위하여 시장 상승기와 하락기에 따라 3기의 하위기간으로 구분하여 분석하였다. 분석에 사용된 모형은 EGARCH모형과 수정된 GARCH모형인 GJR모형이다. 분석결과 시장하락기인 하부기간1과 하부기간3에서 음의 수익률충격에 대한 비대칭적 변동성이 강하게 나타나지만 시장상승기인 2기간에는 비대칭적 변동성반응이 나타나지 않았다. 이는 주식시장이 상승국면일 때보다는 하락국면일 때 나쁜 뉴스에 대해 훨씬 민감하게 반응하는 결과이다. 또한 한국주식시장에서 월요일의 수익률이 시장하락기에 음의 수익률을 보이지만 통계적 유의성은 없었으며, 반면에 시장이 상승기인 하부기간2에서는 월요일과 수요일에 통계적 유의성이 매우 큰 양의 값을 나타냈다.

• Journal of Venture Innovation
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• v.6 no.2
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• pp.123-144
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• 2023

In the age of 100 years, it had become very important to prepare for unexpected dangers. This study was conducted to analyze the factors affecting the sales performance of financial planners. We analyzed the influence relationship of sales training, sales management, and customer orientation on sales performance, and furthermore, analyzed the impact of these influence relationships. To this end, sales training was subdivided into customer development, sales competency, and learning agility. Customer orientation was subdivided into the use of customer management system, SNS use, and customer service provision. Sales management was subdivided into goal orientation, manager leadership, and compensation system. The effect of these detailed variables on sales performance was empirically analyzed. To this end, a survey was conducted targeting currently active financial planners. The survey was conducted for a month in January 2023, and 250 valid samples were analyzed. The results of the empirical analysis were as follows. Customer development and learning agility had a significant positive (+) effect on sales performance. Sales competency were not tested for significance. Among customer orientations, SNS use and customer service provision had a significant positive (+) effect on sales performance. The use of the customer management system was not tested for significance. Among sales management, goal orientation and compensation system had a significant positive (+) effect on sales performance. Manager leadership was not tested for significance. The influence of variables that significantly affect sales performance was in the order of goal orientation, customer service provision, compensation system, slearning agility, customer development, and SNS use. Based on these research results, academic and practical implications were presented.

• Journal of the Korean Institute of Landscape Architecture
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• v.15 no.1
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• pp.39-67
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• 1987

The purpose of this thesis is to suggest objective basic data for the environmental design through the quantitative analysis of the visual quality included in the physical environment of forest landscape. For this, landscape values of forest landscape have been evaluated by using the Iverson method, the images structure of forest landscape's main utilizing space have been analysed by the factor analysis algorithm, degree of visual preferences have been pleasured mainly by questionnaries and SBE method, and finally these thesis can be summarized as fallow LCP with high values of Iverson factors I and IV yield high landscape value. Specifically, Iverson factor IV has been found to play the dominant. For all experimental points, significant seasonal variations in S.D. scale values have been observed. In natural parks, where artificial structures are complementary to the natural landscape, main factors of image are S.D. scales such as the visual sequence, the formal simplicity of structures, the emphasis, the unification of heterogeneous factors and the assimilation. Factors covering the spatial image of natural parks have been found to be the overall evaluation, the individual characteristics, the tidiness, the potentiality, the dignity, the intimacy and the space volume. For all seasons, factors such as the individual characteristics, the dignity, the tidiness, the potentiality, yield high factor scores. As for factors determining the degree of visual preference, variables such as the summit, the skyline, rocks, the water and the degree of natural destruction by artificial structures yield high values for all seasons.

• The Journal of the Korea Contents Association
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• v.17 no.2
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• pp.183-197
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• 2017

The purpose of this study is to examine the effects of servicescapes of the Korean restaurants on perceived value and customer satisfaction. Collected data were analyzed by frequency analysis, confirmatory factor analysis, reliability analysis, correlation analysis and covariance structure analysis using SPSS 22.0 and AMOS 22.0 programs. The results of this study are as follows: First, among factors of servicescape, space, aesthetics, cleanliness, convenience and comfort had a significant influence on perceived value. Second, among factors of servicescape, aesthetics, cleanliness and comfort had a significant influence on customer satisfaction. Third, perceived value had a significant influence on customer satisfaction. Finally, the conclusion section suggested strategic implications to induce perceived value and customer satisfaction based on the findings.

• Journal of Naturopathy
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• v.7 no.1
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• pp.1-9
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• 2018

The purpose of this study is to statistically investigate the changes in mean differences of the vascular age types and index, heart beating, vessel elasticity, diastolic reserves contents measured by the fingertip plethysmogram before and after the subjects (49 people) visit the Gotjawal forest for two hours. While there is no significant change in the mean differences of vascular age types and index, heart beating, diastolic reserves contents in the control group before and after the visit, the differences in the test groups gets higher than the control group and shows a significant difference. Moreover, the variance analyses of the mean values of the contents shows a significant change after the visit. There is no significant change in the values of vessel elasticity changes between the groups after the visit, but the change of values is significant in the within group, and it is not significant between group by variance analysis. The differences of the heart beating was insignificant in the within group, but significant between group after the visit. In conclusion this study proves the effects of forest bathing, because the HRV index significantly improved after the bathing. Therefore the b-c-d-e/a ratio may be useful for evaluation of HRV.

• Land and Housing Review
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• v.11 no.1
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• pp.49-57
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• 2020

본 연구는 기업의 투자효율성이 투자부동산 비중에 미치는 영향을 살펴보았다. 경영자의 사적이익 추구현상과 대리인비용이 클수록 나타나는 과잉투자성향이 기업의 투자부동산 비중을 증가시키는지 분석하였다. 이를 위해 2007년부터 2018년까지 유가증권시장과 코스닥시장의 5,781개의 기업-연도를 대상으로 분석하였으며 투자효율성은 McNichols and Stubben(2008)의 연구방법론으로 측정하였다. 분석결과는 다음과 같다. 첫째, 투자 비효율성이 커질수록 기업의 투자부동산 비중이 증가하는 것으로 나타났다. 이는 투자 비효율성이 높을수록 나타나는 대리인비용과 경영자의 제국건설성향이 투자부동산 비중과 유의한 관련성을 갖는다는 것을 의미한다. 둘째, 유가증권시장과 코스닥시장으로 구분하여 분석한 결과에서는 코스닥시장에서 유의성을 확인할 수 없었다. 즉, 투자 비효율성이 커질수록 나타나는 투자부동산의 비중은 유가증권시장에서 관찰되었다. 셋째, 투자 비효율성을 과잉투자와 과소투자로 구분하여 분석한 결과에서는 과잉투자성향이 증가할수록 투자부동산의 비중이 증가하였으나 과소투자와는 관련성이 나타나지 않았다. 이상의 연구결과는 그 간의 선행연구에서 주로 투자부동산과 기업 가치의 관련성에 초점을 맞추었던 반면, 대리인비용과 투자부동산 비중 간의 실증적 증거가 부족한 가운데 추가적인 학문적, 실무적 시사점을 갖는다.

• Journal of Digital Convergence
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• v.15 no.3
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• pp.165-173
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• 2017

The purpose of this study was to identify the causal relationship between the brand, the brand equity and brand equity of a tourist destination. The effect of love mark on self identification is that the relationship between love mark performance and self-identification time is significant, and that of love mark is in the order of self identification. Trust mark of love mark has a significant relationship with self identification. The relationship between brand intimacy and brand quality and the relationship between trust and brand quality were significant in relation to the brand mark, but brand mark was not significant. In addition, in the relationship between brand value and love-mark, there is a significant relationship between performance and brand value, relationship between intimacy and brand value, and performance is not significant in brand value. There was a significant relationship between gender and behavioral intention. The relationship between gender identity and behavioral intention was positively related to brand equity.