• The Journal of the Korean life insurance medical association
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• v.24
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• pp.79-96
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• 2005

1. 연구배경과 문제제기 - 보험시장의 환경변화 : 보험업법 개정, 방카슈랑스 도입, 고(高)보장성 생존급부(CI, LTC)상품의 등장, 통신판매 전문보험회사의 설립 허용 - 현행 언더라이팅 시스템의 문제점 : 위험난이도와 판매 채널별 특성이 고려되지 않고 언더라이터에 전건 배정 되어 업무의 효율성이 낮음 - 보험시장의 환경변화에 맞는 EUS(Expert Underwriting System) 도입으로 언더라이팅의 효율성을 증대하고자함 2. 국내/외 생보사 언더라이팅 시스템 현황 비교 및 개선방안 - 국내 언더라이팅 시스템 현황 : 청약서 입력/스캔 후 진단 및 적부 유무(有無)에 따라 자동으로 언더라이터에게 심사가 배정됨 - 미국 언더라이팅 시스템 현황 : EUS에 의한 1차 전산승낙여부 결정 후(後)언더라이터에게 심사가 배정됨 - 위험난이도의 고저(高低)와 관계없이 언더라이터에 배정되는 심사시스템의 문제점을 극복하고 체계적인 위험평가를 위해 EUS도입이 필요함 3. EUS 선행요건 - 고객정보의 확보 - 국내 생보사의 고객정보 수집원 : 청약서, 모집인 보고서, 건강진단서,적부조사, 보험사고정보조회시스템 (ICPS), 고액보험 및 상해보험 중복가입자에 대한 정보 교환제도 - 북미 생보사의 고객정보 수집원 : 청약서, 모집인 보고서, 의사소견서 및 진료기록서, 건강검진, 적부조사, 정보교환제도( 북미보험사간 의료정보 공유-MIB) - 정확한 고객정보의 확보방안 : 법률/제도의 정비, 청약서 질문 내용의 세분화, 의료정보교환제도의 구축 4. EUS 개요 및 현황 - EUS의 정의: 고객의 정보를 입력하여 청약부터 보험증권 발행 단계까지 One-Stop 서비스를 제공하는 것으로 언더라이터가 청약서를 가지고 언더라이팅 하는 것과 동일한 업무를 할 수 있는 전문가 시스템 - EUS의 장점: (1) 비용절감 및 인력의 효율적 활용 (2) 업무별 시스템화 되는 조직속성에 적합함. (3) 언더라이팅 정책이 경영 환경 변화에 대처하는데 신속함 - 국외 EUS 현황 (예: Cologne Re) 및 사례연구 5. 위험분류 및 EUS 개요현황 (언더라이팅 시스템 도입) - 위험관리 선행요건으로 위험요소별 분류가 체계적으로 수립되어야 함. - 데이터웨어하우스 (의사결정을 목적으로 설계된 조회와 분석이 가능한 통합된 정보저장소) 시스템 사용 - EUS 도입을 통한 언더라이팅 프로세스: 데이터마이닝 과정을 통해 "자동승낙, 언더라이터에게 심사배정, 적부의뢰, 진단의뢰, 텔레 언더라이터, 보완지시"등이 결정됨. 6. 판매채널별 EUS 활용방안 - 대면채널: 효용성 높은 정보제공과 정확한 위험분석이 가능한 시스템으로 고(高)보장, 고(高)위험 상품에 대해 언더라이터가 집중 심사 할 수 있게 함. - 방카슈랑스: 3S(간결, 신속, 서비스)의 특성에 맞는 전과정 무인자동심사시스템 - 비대면채널: 판매상품과 타겟시장을 명확히 한 후 도덕적 위험과 재무적 위험에 대한 평가시스템 및 의사결정 시스템을 도입 7. 결론 - EUS 도입의 기대효과 (1) 심사기일의 단축으로 고객만족 실현 (2) 체계적 과학적 리스크 관리로 위험률차익 증대에 기여 (3) 업무효율의 증대와 언더라이터의 역량강화 (4) CRM 활용증대와 모바일 청약시스템 구축의 근간 - EUS 도입시 경제적 법률적 제도적 문제 극복과 생보 업계 공동의 관심과 노력이 필요함 - EUS를 활용하여 종합적.체계적 리스크 관리가 가능한 금융회사로의 경쟁력 향상에 기여함.

• The KIPS Transactions:PartC
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• v.14C no.7
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• pp.583-588
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• 2007

It is easy to implement a temporary network with a mobile ad-hoc network in which mobile nodes have without using a infrastructure network. They depend on their limited power. Recently, it is a hot issue to save the energy in a mobile ad-hoc network because a mobile nodes have a limited energy. Research of IEEE 802.11 PSM was proposed in a single hop ad-hoc assumption. If IEEE 802.11 PSM is applied to multi hop ad-hoc network, non-optimal paths will be generated by the mobile nodes which didn't receive a message of routing request. Non-optimal paths increase not only a network latency but also energy consumption of mobile nodes. Reconfiguring algorithm of non-optimal paths caused by the mobile nodes which didn't receive a message of routing request is proposed in this paper. A mobile node can overhear the data in his range. A wireless medium is shared by all mobile nodes using the same bandwidth. All mobile nodes lookout the non-optimal paths with these properties of a medium, if non-optimal path is generated, optimal reconfiguring will be accomplished by modifying routing table of itself or sending a request message of routing update to nearby nodes. By reconfiguring the non-optimal paths to optimized ones, network latency and energy consumption was decreased. It is confirmed to ignore the overhead caused by a algorithm presented in this paper through the result of the simulation.

• Journal of Convergence for Information Technology
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• v.8 no.1
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• pp.235-242
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• 2018

The interest about 4th Industrial Revolution was impressively increased from newspapers, iindustry, government and academic sectors. Especially AI what could be felt by the skin of many peoples, already overpassed the ability of the human's even in creative areas. Namely, now many people start fo feel that the effect of the revolution is just infront of themselves. There were several issues in this trend, the ability of deep learning by machine, the identity of the human, the change of job environment and the concern about the social change etc. Recently many studies have been made about the 4th industrial revolution in many fields like as AI(artificial intelligence), CRISPR, big data and driverless car etc. As many positive effects and pessimistic effects are existed at the same time and many preventing actions are being suggested recently, these opinions will be compared and analyzed and better solutions will be found eventually. Several educational, political, scientific, social and ethical effects and solutions were studied and suggested in this study. Clear implication from the study is that the world we will live from now on is changing faster than ever in the social, industrial, political and educational environment. If it will reform the social systems according to those changes, a society (nation or government) will grasp the chance of its development or take-off, otherwise, it will consume the resources ineffectively and lose the competition as a whole society. But the method of that reform is not that apparent in many aspects as the revolution is progressing currently and its definition should be made whether in industrial or scientific aspect. The person or nation who will define it will have the advantage of leading the future of that business or society.

• Spatial Information Research
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• v.9 no.1
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• pp.107-124
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• 2001

The purpose of this research is to develop system and to establish methodology for managing spatial Database in Land Management Information System(LMIS). Spatial Database which is used by a various public department such as parcel survey and registry, land use planning and Land value appraisal in local government, is composed of parcel map, topographic map and zoning map. Spatial data has been constructed and managed by various department and then hard to maintain accuracy and coinsistency. So, it is important to establish the basic data management concept that source data(ex : parcel map, topographic map, zoning map, etc.) should be managed by responsible department. at the same time, application data for bussiness (ex : individual parcel price map) must be recomposed from base map by it's own objects. This is, Spatial data management system (SDMS) should be designed, developed according to this concept for managing consistency among data, reducing construction and management cost of database. Our SDMS was developed based on Open LMIS middleware architecture using OpenGIS CORBA specification for standard interface, RUP(Rational Unified Process) for development methodology, UML(Unified Modeling Language) for system design and VisiBroker, C++, CAD system for system implementation.

• Journal of Korea Spatial Information System Society
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• v.9 no.1
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• pp.45-57
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• 2007

Recently, the development of sensor devices has accelerated researches on advanced technologies like Wireless Sensor Networks. Moreover, spatial sensors using GPS lead to the era of the Ubiquitous Computing Environment which generally uses spatial information and non-spatial information together. In this new era, a real-time processing system for spatial sensor data is essential. In this reason, new data processing systems called DSMS(Data Stream Management System) are being developed by many researchers. However, since most of them do not support geometry types and spatial functions to process spatial sensor data, they are not suitable for the Ubiquitous Computing Environment. For these reasons, in this paper, we designed and implemented a spatial DSMS by extending STREAM which stands for STanford stREam datA Manager, to solve these problems. We added geometry types and spatial functions to STREAM in order to process spatial sensor data efficiently. In addition, we implemented a Spatial Object Manager to manage shared spatial objects within the system. Especially, we implemented the Simple Features Specification for SQL of OGC for interoperability and applied algorithms in GEOS to our system.

• Journal of Plant Biotechnology
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• v.47 no.3
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• pp.218-226
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• 2020

This report describes methods for selecting informative single nucleotide polymorphisms (SNPs), and the development of an online Solanaceae genome database, using 234 tomato resequencing data entries deposited in the NCBI SRA database. The 126 accessions of Solanum lycopersicum, 68 accessions of Solanum lycopersicum var. cerasiforme, and 33 accessions of Solanum pimpinellifolium, which are frequently used for breeding, and some wild-species tomato accessions were included in the analysis. To select tag-SNPs, we identified 29,504,960 SNPs in 234 tomatoes and then separated the SNPs in the genic and intergenic regions according to gene annotation. All tag-SNP were selected from non-synonymous SNPs among the SNPs present in the gene region and, as a result, we obtained tag-SNP from 13,845 genes. When there were no non-synonymous SNPs in the gene, the genes were selected from synonymous SNPs. The total number of tag-SNPs selected was 27,539. To increase the usefulness of the information, a Solanaceae genome database website, TGsol (http://tgsol. seeders.co.kr/), was constructed to allow users to search for detailed information on resources, SNPs, haplotype, and tag-SNPs. The user can search the tag-SNP and flanking sequences for each gene by searching for a gene name or gene position through the genome browser. This website can be used to efficiently search for genes related to traits or to develop molecular markers.

• Journal of KIISE:Databases
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• v.35 no.5
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• pp.421-431
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• 2008

Recently XML is becoming a de facto standard for online data exchange between heterogeneous systems and also the research of streaming XML data filtering comes into the spotlight. Since streaming XML data filtering technique needs rapid matching of queries with XML data, it is required that the query processing should be efficiently performed. Until now, most of researches focused only on partial sharing of path expressions or efficient predicate processing and they were work for time and space efficiency. However, if containment relationship between queries is previously calculated and the lowest level query is matched with XML data, we can easily get a result that high level queries can match with the XML data without any other processing. That is, using this containment technique can be another optimal solution for streaming XML data filtering. In this paper, we suggest an efficient XML data filtering based on prime number indexing and containment relationship between queries. Through some experimental results, we present that our suggested method has a better performance than the existing method. All experiments have shown that our method has a more than two times better performance even though each experiment has its own distinct test purpose.

• Proceedings of the Ginseng society Conference
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• 2004.05a
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• pp.17-28
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• 2004

As Korean ginseng is hybrid, an individual variation is very severe, and it takes long times in new breeding because it is required 4 years to pick the seed. But, transformation technique makes the high-functional breeding in short time. The focus of these ginseng studies is to find and secure the useful gene. And it is urgent to accumulate the fundamental data for the molecular breeding and secure the useful genes. Therefore, transformation and soil acclimatization technique are necessary to molecular breeding in use of the introduction of functional genes. In this study, it add to secure of new regulation gene and useful gene as to accumulate the fundamental data for the place where it will contribute to raise the national competitive power. To analyze the useful genes in large scale, we constructed CDNA libraries with various tissues, species, and treated tissue. EST analysis of ginseng perform in large scale and build the EST database of ginseng. We perform the full length sequencing about the selected lots of clones that include the entire open reading frame of the amino acid residues and construct cDNA chip with the parental EST clones. Establishment of the transformation and a soil acclimatization system throuth the re-introduction of the selected ginseng gene that related with the secondary metabolism and anti-stress into the ginseng.

• The Journal of Korean Institute of Communications and Information Sciences
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• v.42 no.3
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• pp.554-561
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• 2017

IoT (Internet of Things) devices are often located in environments where indoor or underground, signals are difficult to reach. In addition, the transmission power is low, the base station should be designed to be able to receive signals even at low reception sensitivity. For this reason, a device having a poor channel condition can be transmitted at a low data rate using a low coding rate or repetition. When the coverage class is divided according to the channel condition and the data rate, the packet length may vary from one coverage class to another, and the performance of the slotted aloha random access may be degraded. We will focus on two methods of using shared-resource and seperate resources among multiple slotted aloha methods. In particular, when devices with different coverage classes use shared resources, performance of a device with a bad channel condition may deteriorate. Conversely, when using separate resources for each coverage class, there is a problem that congestion may occur which increases the number of devices that perform random access to one resource area. In this paper, we propose some methods to overcome this problem. This study is mainly focused on MTC devices, and is considered to be a high possibility of future development.

• Journal of Korean Library and Information Science Society
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• v.52 no.3
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• pp.129-155
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• 2021

This study tried to suggest the revitalization plans for specialized libraries by referring to various issues regarding specialized libraries in the sense that the issue of specialized libraries can soon become an opportunity for the development of specialized libraries. Through literature analysis, problems and issues related to specialized libraries were derived, and the perception of librarians was investigated through surveys. The policy directions presented based on the results are as follows. First, the 'Library Development Plan' should strengthen the part related to the specialized library development plan. Second, topic maps for specialized libraries in Korea are needed.(Second, the topic map for specialized libraries in Korea is needed.) Third, it is also necessary to operate to configure multiple councils based on the distinction between the specialized library. Fourth, an analysis of the duties of specialized library librarians should be made. Fifth, professional information services that specialized libraries can perform need to be developed. Sixth, among the information resources owned by specialized libraries, it is necessary to find ways to establish and jointly utilize information resources that are valuable and shareable as national resources. Seventh, specialized libraries should allow every library to participate in library evaluation, and make improvement plans for specialized libraries based on the collected data. Eighth, it is also necessary to publish a collection of best practices for specialized libraries.