• Title/Summary/Keyword: 수수료

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A Study on Improvements of Merchant Fees System for Credit Cards Currencies based on International Comparison (국제간 신용카드 가맹점 수수료 비교를 통한 한국의 수수료 개선방안 연구)

  • Kim, Sang-Bong;Noh, Jae-Whak
    • International Commerce and Information Review
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    • v.15 no.2
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    • pp.189-206
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    • 2013
  • In this paper, we investigate if the new merchant fee system has problems. The fee was fixed by government policies and there were no processes of listening to market participants. Therefore, we suggest improvements as follows. First, large-sized stores take burdens for the rest of stores so credit card companies and the government should try to minimize the increasing rate for large-sized stores. Second, credit card firms need to give VAN companies roles of stabilizing authorizing processes. Third, periodic update requires because of credibility. Fourth, contents of merchant fee should be disclosed to merchants. Fifth, there needs discussions for merchant fees of debit cards.

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A Study on Improving the Application fee E-payment (민원수수료 전자지불 개선방안 연구)

  • Kim, Young-Jin;Kim, Byung-Kon;Lim, Jae-Kyu
    • Proceedings of the Korea Information Processing Society Conference
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    • 2012.11a
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    • pp.1671-1672
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    • 2012
  • 최근 정부는 대민서비스 향상을 위해 인터넷 등 전자적으로 신청하는 민원의 신청수수료 전자납부 절차를 제공하고 있으나, 민원처리 과정에서 금액이 결정되는 허가수수료와 서면민원의 신청수수료는 전자납부 절차가 없어 수수료를 수입인지로 납부하고 있다. 본 연구에서는 기존 인터넷 민원 신청수수료 전자납부절차를 개선하여, 모든 민원수수료의 전자납부 방안을 제시함으로써 인허가기관의 민원수수료 관리의 투명성 및 업무효율성 제고와 대국민 불편해소를 도모하고자 한다.

가스정책(1) - 건축물 내 매립재관 관련 수수료 인상 최소화

  • 대한설비건설협회
    • 월간 기계설비
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    • s.295
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    • pp.90-92
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    • 2015
  • 대한설비건설협회(이하 협회)는 건축물 도시가스 매립배관 설치 시 과도한 수수료 발생 문제를 지속적으로 건의한 결과 세대수에 따라 최대 84%까지 수수료를 낮추는 성과를 거뒀다. 가정에서 가스를 사용할 때 전기처럼 '콘센트'에 커플링식으로 접속해 쓰도록 하는 건축물 도시가스 매립배관 설치 규정은 건축물 미관과 범죄 방지를 위해 지난 2013년 7월 25일 도시가스사업법 시행규칙 개정에 따라 제도가 마련됐으나, 세대당 부담해야 하는 완성검사 및 기술검토 수수료가 지나치게 높게 책정됨에 따라 가스기기 사용확대라는 기대효과보다는 오히려 전기사용이 더 유리하게 되고 말았다는 지적이 끊이지 않았다. 이에따라 협회는 공동주택 세대수에 따른 수수료를 개정해줄 것을 지속적으로 건의해 왔고 산업통상자원부는 지난 1월 12일 검사수수료 고시를 통해 공동주택 세대수에 따른 수수료를 개정했다.

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Design of Business Rule-Based Component for Flexible Financial Charge (유연한 금융 수수료를 위한 업무 규칙 기반 컴포넌트 설계)

  • Hong, Sung-Woo;Kim, Young-Gab
    • Proceedings of the Korea Information Processing Society Conference
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    • 2005.05a
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    • pp.619-622
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    • 2005
  • 최근 금융권의 수익 기반이 되고 있는 수수료는 다양한 형태의 규칙을 내포하고 있으며, 복잡성이 증가하고 있어 유연하고 동적인 수수료 구조가 요구된다. 이러한 요구 사항을 충족시키기 위해서 업무 규칙(business rule)이 활용될 수 있다. 본 논문에서는 은행권의 수수료를 분석하여, 수수료 부과 기준을 업무 규칙으로 정의하고, 이를 파라미터 드리븐(parameter driven) 방식의 룰 데이터베이스(rule database)로 설계하였다. 이를 통하여 복합 수수료를 즉시 적용할 수 있는 유연한 설계로 어플리케이션 구조를 단순화 할 수 있는 업무 규칙 기반 수수료 처리 컴포넌트를 설계하였다.

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신용카드 가맹점 수수료 인하 건의

  • Korea LPGas Industry Association
    • LP가스
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    • s.100
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    • pp.4-4
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    • 2005
  • 우리 협회는 충전소의 경영부담으로 작용하고 있는 신용카드가맹점 수수료에 대해서 금융감독위원회, 금융감독원, 신용카드사(8개사)에 수수료를 인하해 줄 것을 요청했다.

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법령과 지침 ① - 시공감리 수수료 산출지침 개정

  • 대한기계설비건설협회
    • 월간 기계설비
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    • s.308
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    • pp.42-42
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    • 2016
  • 한국가스안전공사는 지난 2월 24일 시공감리수수료 산출지침을 개정 시행했다. 감리원 노임단가와 일반도시가스 사업자배관 등에 대한 시공감리수수료가 평균 2.5% 인상됐다.

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Sales Commission of Department Store and Policy Implications (백화점의 판매수수료 현황 및 정책대응 방안)

  • Lee, Jung-Hee;Hwang, Seong-Huyk;Kim, Sung-Min
    • Journal of Distribution Research
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    • v.15 no.5
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    • pp.37-60
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    • 2010
  • Department Stores have been in place as typical large-scale retailer in Korean retail market. After Asian financial crisis in 1997, the market share of major three department stores has been increased and they have had a dominant position in relationship with vendors or manufacturers. Thus, they are able to control sales commission. Sales commission is defined as things that department stores which contribute to products sales instead of manufacturers take some portion of price as their revenue. In other words, vendors or manufacturers pay some amount of money from their sales by contracted ratio to department stores. The problem is that vendors or manufacturers think that sales commission is high. However, department stores have a different opinion that sales commission is not high because they generate new value from gathering customers and doing marketing activity on behalf of vendors or manufacturers. Because department stores have operated with business model of renting sales space to vendors or manufacturers instead of buying goods directly from them, this situation has been taken place. The revenue of department stores depend on sales commission. Thus, they want to get a dominant power to control sales commission in relationship with vendors or manufacturers. So, they have tried to increase their size and brand power. The considered policies related in sales commission of department stores are as following: preventing monopoly or oligopoly of department store, being strength of monitoring for department stores' unfair trade, strict enforcement of law for large-scale retailer's unfair trade, and inducing win-win strategy doing voluntarily by department stores.

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Economic Perspectives on Online Platforms: Scenario-based Case Studies (플랫폼 서비스 가치와 수수료에 대한 경제적 고찰)

  • Kyeonghan Bae;YeonSu Park;JungWon Park;Jiyoung Alex Kim
    • Asia-Pacific Journal of Business Venturing and Entrepreneurship
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    • v.18 no.6
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    • pp.117-132
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    • 2023
  • With the recent spread of COVID-19, the size of the online shopping market continues to increase, and various online platforms are appearing in the market, and many small and medium businesses are entering the platform. As the recent increase in the use of the platform by small andmedium businesses as raised the issue of appropriate platform fees, the need for social discussions on the use of the platform and fees is raised. Currently, most discussions regarding fees primarily focus on specific cases from a negative perspective, and discussions that comprehensively consider the platform's utilization value and fees are insufficient. Therefore, this study aims to systematically and comprehensively understand platform fees by considering the value of using platform services and commission costs together. To achieve this, the economic value of each platform service was estimated and analyzed in detail. It selected two industries that are actively using online platforms, delivery services and e-commerce, and paid attention to changes in expected profits generated by sellers using platform services, and compared and analyzed expected profits based on estimated sales and costs for each scenario, such as whether sellers entered the platform and whether they used the service. As a result of the study, our results that entering the platform and using the platform service enable sales increase and cost reduction, which have a positive effect on the seller's expected profit. Through this study, we intend to understand platform fees from the perspective of user fees for platform service use and value acquisition, and based on this, estimate the economic value of platform services and fees to expand the value and cost of using platform services to a comprehensive and systematic discussion.

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An Empirical Study of Loan Commitment Fees: Evidence from Japanese Borrowers (대출 약정수수료에 관한 실증연구: 일본 차입자를 중심으로)

  • Lee, Sang Whi;Lee, Sa Young
    • International Area Studies Review
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    • v.13 no.3
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    • pp.29-49
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    • 2009
  • We examine the effects of information transparency, lender identity, and credit rating on the commitment fees of syndicated loans originated in Japan, employing a sample of 331 facilities. A syndicated loan is a financing instrument offered to a single borrower by multiple lenders, and Japanese syndicated loan volume increased 36% to a record-high of $283 billion in 2008 compared to 2007. We find that the more informational opaque the borrower, the higher the commitment fees the lender charges to the Japanese borrowers. There is evidence that a syndicate involving a Japanese lead agent is able to extract rents through higher commitment fees. We document that there is a significant relation between the credit rating of the borrower and the commitment fee cost of syndicated loans originated in Japan. Most importantly, our results provide evidence that banks in Japan extract higher returns on syndicated loans through the commitment fees in addition to higher loan spreads. Using a micro-level of Japanese borrowers, we contribute to existing literature by providing our empirical evidence after controlling for borrowing spread.