• Title/Summary/Keyword: 보험제도

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Use of Dental Institutions among Foreigners in Korea (국내 거주 외국인의 치과의료 이용 실태조사)

  • Choi, Jun-Seon;Kim, Sun-Ju
    • The Journal of the Korea Contents Association
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    • v.11 no.11
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    • pp.253-263
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    • 2011
  • The purpose of this study was to investigate the actual profile of dental clinic services used by foreigners who reside in certain regions of Korea. As a result, this study could come to the following conclusion: It was found that most of respondents had never received any dental treatment in Korea, but the largest number of respondents who ever experienced any dental treatment had visited dental clinics in their neighborhood for treatment. Most respondents allowed for public recognition of medical institution among others in terms of criteria about selection of dental care institution. In addition, our respondents not receiving any dental treatment during their residence in Korea primarily because they had 'no sufficient time' to use dental clinics, and secondarily because they had 'a burden of expenses spent in dental care'. Moreover, many respondents were unsatisfied with their use of Korean dental clinics. Based on these findings, it is necessary to further expand dental care services in practical aspect and establish relevant public health policies.

The Conditions of Fringe Benefits and Retirement Planning among Paid Workers (임금 근로자의 복리후생 조건과 은퇴계획 수립의 관련성)

  • Kwon, Ohwi;Hong, Jin Hyuk;Kim, Ji-yeon;Noh, Young-Min;Kim, Jinseok;Noh, Jin-Won
    • The Journal of the Korea Contents Association
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    • v.19 no.11
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    • pp.22-32
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    • 2019
  • The purpose of this study was to derive association between company's fringe benefits and retirement planning. The study analyzed the 2016 Korean Longitudinal Study of Ageing(KLoSA) and a total of 1,740 participants was included. To analyze the relationship between the number of the company's employee fringe benefit and the retirement planning, multiple logistic regression was conducted. As a result, we found multiple variables affecting the retirement planning including not only the number of the fringe benefits, but also the age, marital status, residence, private health insurance status, and subjective health status. Successful retirement planning for wage workers benefits not only the individuals or government, but companies also gain benefits such as improved productivity of workers and a better corporate image, so further research is needed on the effective implementation of the system, and the role of government to support this.

A Study on the Oriental Medical Insurance and the Industrial Accident Compensation in the Social Security System (사회보장제도(社會保障制度)로서의 한방의료보험(韓方醫療保險)과 산재보상(産災補償))

  • Yoon Young-Soo
    • Journal of Society of Preventive Korean Medicine
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    • v.1 no.1
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    • pp.137-148
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    • 1997
  • The Serial Securities and the Social Welfare, as the national policy aimed at securing generals' lives, are the policies or systems for the stabilization in lift; especially of law-incomers and workers, for which the povernment has to establish the Social Security System. No wonder the Social Insurance System is a part of the Social Security System and the most important. The Social Insurance System, along with Public Assistance, is underlying the Social Security System. Social Security System includes medical insurance, industrial accident Compensation insurance, national pention insurance and employment insurance. The study is on 'The Oriental Medical Insurance and the Industrial Accident Compensation in the Social Security System' . The rate of industrial accident in Korea marks the highest rank in the world. for laborer, industrial accident do not merely mean the loss of health but the question of the right to live in terms of their loss of opportunity of life. The industrial accident compensation system should be established as the es post facto remedy system to guarantee the injured worker and his/her family's life. The oriental medical insurance system which began to operate in 1987 in Korea is based on unionism and divided into 3 parts; one part for the worker, a second part for the community inhabitants, and a third part for the public service personnel and private school personnel. Today the medical problem must be the most important social assignment to be considered. The medical system of contemporary industrial society has began greatly stood out in relief as a part of social welfare not emphasized on gainings of physicians. Accordingly systematization of the oriental medical insurance was strongly Pursued and it was developed to to the extent of entire nation insurance. Though the history of it is very short, most of the people are getting benefit from the insurance system by the social security system method. This study develops the Oriental Medical Insurance, the Workmen's Accident Compensation Insurance, the Pension System in relation to the industrial accident compensation of Employees, along with the ideas and principles of social insurance.

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Recognition of Employees in Long-term Care Facilities on the Operating Environment Changes According to Introduction of Long-term Care Insurance (노인장기요양보험제도 실시에 따른 노인요양시설 종사자들의 운영환경변화 인식)

  • Choi, Jee-Hye;Kim, Sun-Hee;Cho, Kyoung-Won
    • The Korean Journal of Health Service Management
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    • v.5 no.3
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    • pp.13-23
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    • 2011
  • This paper investigated the operating environment for the representative of each agency and the facility workers on the basis of analytical result of recognition changes of the operating environment changes under the operating the long-term care insurance. It was described plans to take positive effect on the operating as follows. The first, on the result of regression analysis, the service administrative range takes the biggest effect on the general recognition of executing the long-term care insurance off and on. The affirmative recognition of the service administrative range had the general recognition on the system be positive effect. But the operator of facility asserts that the care manager's professionalism related quality of service be strengthened. The second, on the result of regression analysis, in the financial accounting administrative it is revealed the more positive recognition it is, the more positive effects it has. From the difference verification of an operation size from operation subject, the small operation size and personal facility recognize the long term care insurance positively. On the other side the facilities where the operation size is big recognize the system negatively. The long-term care facility should rearrange a support program newly and the government needs to promote the donation activity, because it is needed to reduce the financial burden of facilities.

Analysis of Purchasing Behaviors for Korean Elderly Consumers (한국 노년 소비자의 구매행동에 관한 분석)

  • Seo, Bong-Chul;Kim, Sook-Eung
    • Journal of Distribution Research
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    • v.10 no.4
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    • pp.23-39
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    • 2005
  • Recently, aging population will be coming out of the first magnitude demanders in this age. The purpose of the study is to present the basic data useful to get the public attention concerning the development of the consumer market of the elderly people by looking into the various factors which may influence the consumer. The results of the study will be very useful in establishing the relevant marketing strategies and in. providing the business opportunities for the elderly consumers in Korea. A survey was performed on actual Korean consumers aged over 55 and the results was compared with data previously reported in Korea and U.S.A.

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90년대(年代) 국내(國內) 금융기관(金融機關)의 환율위험(換率危險) 분석(分析) -주가(株價)의 환율탄력성(換率彈力性)을 중심(中心)으로-

  • Ham, Jun-Ho;Yu, Jae-Gyun
    • KDI Journal of Economic Policy
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    • v.21 no.2
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    • pp.55-103
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    • 1999
  • 본 연구의 목적은 외환위기의 주요 파급경로 중 하나인 금융부문의 환율위험 노출현상을 90년대 우리나라의 실제 데이터를 통하여 실증분석함에 있다. 동 연구를 수행함에 있어 장부상 나타나는 회계적 환율위험 대신 간접적인 경제적 위험을 포함하는 포괄적 환율위험을 분석의 대상으로 정의하고, 시장에서 평가되는 금융기관의 기업가치가 환율변동에 얼마나 민감하게 노출되어 있는가를 동 위험의 측정수단으로 채택하였다. 또한 랜덤워크모형과 더불어 일종의 자본자산가격결정모형(CAPM)에 환율위험요인을 추가하여 모형을 구성함으로써 실증분석의 이론적 적합성을 제고하였다. 시장평균환율제도가 채택된 90년 3월부터 최근까지를 표본기간으로 한 실증분석 결과는 다음과 같이 요약가능하다. 첫째, 산업별로는 은행 및 보험산업이 비교적 환율위험에 노출되지 않았던 반면, 종금 및 증권산업은 환율위험에 상대적으로 크게 노출되어 있었으며, 동 노출의 방향은 원화가치의 절하가 금융기관의 시장가치에 부정적인 영향을 미치는 방향으로 노출되어 있었다. 둘째, 종금 및 증권산업의 경우 95년 이전보다는 이후의 시기에 환율위험에 대한 노출도가 유의하게 나타나 90년대 후반기에 가속화된 자본거래 자유화가 이들 금융기관의 환율위험 노출정도를 증가시켰을 가능성을 시사하고 있다. 셋째, 은행 및 종금부문을 대상으로 개별 금융기관 주가의 패널자료를 이용하여 실증분석한 결과, 은행산업 또한 90년대에 걸쳐 환율위험에 유의하게 노출되어 있었던 것으로 분석되었다. 그러나 은행부문보다는 종금부문이 노출도의 크기나 통계적 유의도면에서 환율위험에 더욱 노출된 것으로 분석되었다. 넷째, 개별 금융기관의 환율위험 노출도를 추정한 결과 은행부문은 약 19%(상장은행 26사 중 5개), 종금부문은 약 52%(상장종금사 29사 중 15개)가 환율위험에 유의하게 노출되고 있었으며 이들 은행의 절반 이상 그리고 종금사의 대부분이 원화절하가 금융기관 시장가치에 부정적인 영향을 미치는 방향으로 노출되어 있었던 것으로 분석되었다. 동 실증분석 결과는 97년말 급격한 원화가치의 하락이 이들 금융기관, 특히 종금부문의 재무건전성 악화에 치명적인 영향을 끼침으로써 금융위기를 더욱 촉발시키는 한 메커니즘으로 작용하였음을 시사하고 있다.

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Changes in the List of Drugs Covered by National Health Insurance after the Introduction of Positive List System in Korea (의약품 선별등재제도 도입 전후 건강보험 등재의약품의 특성별 현황)

  • Rhee, Jin-Nie;Heo, Ji-Haeng;Lee, Eui-Kyung
    • YAKHAK HOEJI
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    • v.55 no.4
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    • pp.338-344
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    • 2011
  • This study aimed to identify the changes in the list of drugs covered by national health insurance(NHI) after the introduction of positive list system (PLS) in Korea in December, 2006. Six-year (pre-policy:2004-2006, post-policy:2007-2009) lists of the NHI reimbursable drugs filed from Health Insurance Review and Assessment Service (HIRA) were analyzed. The total number of listed drugs as well as drug ingredients, and the average number of listed drugs per manufacturer decreased annually after the introduction of PLS. More than 8,000 drugs were delisted in the year 2007 right after the policy change. Prescription-only drugs occupied more than 85% of NHI listed drugs. The percentage of oral type of listed drugs has been increased to more than 60% after the policy change. Korean pharmaceutical manufacturers occupied more than 90% of listed drugs than multinational firms. The gap between Korean and foreign manufacturer in terms of the average number of newly listed drugs per manufacturer in each year has decreased two years after the PLS (Korean 7.7 vs. foreign 6.3 in 2009) as the price negotiation power of foreign firms has increased. The total number of listed drugs is expected to decrease in the future as the Korean government makes an effort to delist the unnecessary drugs that do not show cost-effectiveness.

A Scheme of Compensation System for Farmers' Accidents through the Example of Germany (독일의 사례를 통해 본 농업인재해 보장체계 구축 방안)

  • Min, Byeong-Wook;Kim, Hyo-Chel;Lee, Kyung-Suk
    • Journal of Agricultural Extension & Community Development
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    • v.18 no.3
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    • pp.351-384
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    • 2011
  • The purpose of this study is to look at the case of the German compensation system for farmers' accidents and to build a basic scheme in our country's compensation system for farmers' accidents. When you view examples of Germany, the social insurance scheme for farmers accidents in korea should be design as an independent institution from the existing industrial accident insurance, and it comes to relationships with other social insurance system, preferably with complementary personalities. A general rule of the compensation system applies to all farmers in principle but the coverage limits part-time farmers. Financial burden consists of the mix of insurance premium and state aid. The type and level of benefits is similar to the current industrial accident insurance, which give priority to places on economic security for keeping farmworks, such as cost for using temporary farmers, rather than income loss. In terms of financial system, pay-as-you-go system would be better because of immediate payment with the introduction of the compensation system. The compensation system might be managed and administrated by the existing nationwide organization. Of course, for operating of system review and further research on the technical details such as premium issues and funding problems of government support, the exact classification of the target coverage, premiums based on estimated income for the farmers' estimation, the exact statistical data on the accumulation of agricultural disaster is needed.

Factors Influencing Poverty of the Elderly : Utilizing the Panel Data Model (노인 빈곤에 영향을 미치는 요인에 대한 연구: 패널자료를 활용한 분석)

  • Choi, Ok-Geum
    • Korean Journal of Social Welfare
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    • v.59 no.1
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    • pp.5-25
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    • 2007
  • The purpose of this study is to explore factors influencing the poverty of the elderly in Korea. In spite the fact that poverty of the elderly is more serious than any other demographic group, this important issue is rarely studied. Using the 7-year accumulated data from the KLIPS(Korean Labor and Income Study), I combined the work history of the elders, their demographic characteristics and residence to estimate pooled data analysis of the elderly after reaching age 55 and who are also only living by themselves(only the elders). The results of this study are as followed: first of all, age, education, marital status, wealth, residence and work history are shown to be significant predictors for the poverty of elderly. Second, the results show that factors influencing the poverty is different depending on the elder's (demographic) characteristics. For example, age and marital status is a more important predictor in female than in male, and wealth and health status is a more important predictor in elders who do not have a spouse than in elders who do. Such results suggest that the policy of the poverty of the elderly which is only focused on elder's characteristic is limited. Therefore we can suggest that a policy which workable people can earn decent income and saving wealth for their elderly in job is needed. Especially, policies on the 'Working Poor' and reconstruct the current public pension system is very much needed.

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Estimating social and economic costs for outpatient injuries by using Korea medical panel data (한국의료패널데이타를 이용한 외래 환자 손상의 사회경제적 비용 추계)

  • Choi, Eun-Mi;Yoo, In-Sook
    • Journal of Korea Society of Industrial Information Systems
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    • v.20 no.4
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    • pp.55-65
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    • 2015
  • An increase in patients' medical expenses for their injury. accident and intoxication is a major challenge to improve the sustain-ability of a national health security system, and increasing medical expenses need be suppressed through improving relevant systems and/or efficiently operating and managing the health insurance. At this juncture, in Korea which has a high rate of injury incidence and mortality, it is necessary to estimate social and/or economic costs for injuries with a focus on their social effects. This research has examined the results of a Korea medical panel investigation conducted in 2008, which largely surveyed of the actual conditions of outpatients' medical use for their injury, accident and/or intoxication and investigated relevant medical expenses, with a view to estimating the directly incurred costs when the patients use medical services and the production loss costs caused by an production decline and others, so that social and/or economic costs for injuries may be ultimately aggregated.